scholarly journals ANALISA KINERJA KEUANGAN PADA TRANSFORMASI PNPM MANDIRI MENJADI PROGRAM KOTA TANPA KUMUH DI KOTA BIMA

2020 ◽  
Vol 3 (1) ◽  
pp. 12-16
Author(s):  
Ida Nurillah ◽  
Wulandari W

Abstract—This research aims to describe the differences in UPK BKM Financial Performance before and after the transformation of PNPM MP into the KOTAKU Program in Bima City. UPK's financial performance is proxied using Loans at Risk (LAR), Portfolio at Risk (PAR), Return on Investment (ROI) and Cost Coverage Ratio (CCr). The type of this research is descriptive analysis. The populationin in this research includes all UPK BKM in Bima City totaling 38 UPK BKM with a sample of 5 UPK BKM. The sampling technique uses purposive sampling. This technique is conducted by collecting data with documentation. Moreover, the data analysis technique used in this study is the analysis of the normality test and t-test hypothesis test. The results of the research show that : (1) There are differences in the Loans at Risk (LAR) before and after the transformation of PNPM MP into the KOTAKU Program. (2) There are differences in the Portfolio at Risk (PAR) before and after the transformation of PNPM MP into the KOTAKU Program. (3) There are differences in Return on Investment (ROI) before and after the transformation of PNPM MP into the KOTAKU Program. (4) There are differences in Cost Coverage (CCr) before and after the transformation of PNPM MP into the KOTAKU Program. Keywords:  LAR, PAR, ROI, CCr   Abstrak-Penelitian ini bertujuan untuk memaparkan perbedaan Kinerja Keuangan UPK BKM sebelum dan sesudah transformasi program PNPM Mandiri Perkotaan menjadi Program KOTAKU di Kota Bima. Kinerja Keuangan UPK diproksikan menggunakan Loan at Risk (LAR), Portofolio at Risk (PAR), Return on Investment (ROI) dan Cost Coverage Ratio (CCr). Jenis penelitian ini yaitu analisis deskriptif. Populasi mencakup seluruh UPK BKM di Kota Bima yang berjumlah 38 UPK BKM dengan sampel berjumlah 5 UPK BKM. Teknik pengambilan sampel menggunakan teknik purposive sampling, teknik pengumpulan data dengan dokumentasi dan teknik analisis data yang digunakan dalam penelitian ini adalah  analisis uji normalitas dan uji hipotesis t-test. Hasil penelitian yang telah dilakukan        menunjukkan bahwa: (1) Terdapat perbedaan pada Loans at Risk (LAR) sebelum dan sesudah transformasi PNPM Mandiri Perkotaan menjadi Program KOTAKU. (2) Terdapat perbedaan pada Portfolio at Risk (PAR) sebelum dan sesudah transformasi PNPM Mandiri Perkotaan menjadi Program KOTAKU. (3) Terdapat perbedaan pada Return on Investment (ROI)    sebelum dan sesudah transformasi PNPM Mandiri Perkotaan menjadi Program KOTAKU. (4) Terdapat perbedaan pada Cost Coverage (CCr) sebelum dan sesudah transformasi PNPM Mandiri Perkotaan menjadi Program KOTAKU.  Kata kunci : LAR, PAR, ROI, CCr.     

2019 ◽  
Vol 9 (1) ◽  
Author(s):  
Komang Agus Rudi Indra Laksmana ◽  
I Ketut Merta

Karangasem Regency is one of the regencies in Bali which has the highest poverty rate in Bali, The Gerbangsadu Mandara program in 2016 has been distributed in 54 villages with an average budget of 1 billion rupiah per village. However, in mid 2017 the eruption of Mount Agung erupted causing economic paralysis in 22 affected villages in Karangasem Regency. Among them 18 villages are disaster prone areas (KRB) are recipients of the Gerbangsadu Mandara program.  Indicators in measuring effectiveness used are performance measurement instruments for 2016-2018 in the form of CCR, ROI, LAR financial ratios aimed at measuring health and its relation to the readiness of citizens to receive further intervention from the government for the following year. The problems to be solved in this study are: How is the effectiveness of Gerbangsadu Mandara Special Financial Assistance (BKK) in 18 villages of Mount Agung Eruption in Karangasem Regency as seen from Cost Coverage Ratio (CCr), Return on Investment (ROI), and Loan at Risk (LAR). The results showed that during the period 2016-2018, the average performance of 18 Bumdes in Karangasem Regency for a Cost Coverage Ratio (CCr) ratio of 183% (very satisfying), Return on Investment (ROI) of 7% (quite satisfactory), and Loan at Risk (LAR) of 19% (minimum). Paired T-test shows that Sign.2-tailed value is greater than 0.05, it means that financial performance before and after the eruption of Mount Agung did not occur a significant significant difference. The conclusion is that the Bumdes financial performance in Karangasem Regency is not affected by the risk of the eruption of Mount Agung. The limitation of the research lies in the object of research at one financial institution that is Bumdes, further research this concept can be tested at other financial institutions such as Village Credit Institutions, Banks and Cooperatives.


2018 ◽  
Vol 1 (2) ◽  
Author(s):  
ANDI ANNA TRIANA AR

Abstract : The research aims to discover (i) the learning activeness of class IV students at SDN 257 Akkalibatue in Liliriaja Sub-district of Soppeng District before the implementation of Outdoor Social Science learning; (ii) the learning activeness of class IV students at          SDN 257 Akkalibatue in Liliriaja Sub-district of Soppeng District after the implementation of Outdoor Social Science learning; (iii) whether there is a difference of learning activeness of class IV students at SDN 257 Akkalibatue in Liliriaja Sub-district of Soppeng District before and after   the implementation of Outdoor Social Science learning.The research was pre-experiment research which employed pre-test post-test one group design. The populations of the  research were the students of class IV with the total of 61 students. The samples of the research were 41 student. The determination of experiment was conducted by using random sampling technique. To know about the result of this research, researcher used observation sheet and enquette instrument. Observation sheet used to know the implementation of outdoor learning education. The learning result was analized by using t-test with SPSS 23.0 for Windows application. Data analysis using descriptive analysis technique and inferential analysis that is requirement test (normality and homogeneity test) and hypothesis test (t-test).The results of the research reveal that (i) the learning activeness of class IV students at SDN 257 Akkalibatue in Liliriaja Sub-district of Soppeng  District in Social Science learning before the implementation of outdoor learning, generally is in low category (ii) the learning activeness of class IV students at SDN 257 Akkalibatue in Liliriaja Sub-district of Soppeng District in Social Science learning after the implementation of outdoor learning, generally is in high category (iii) there is a difference of students’ learning activeness before and after the implementation of outdoor learning in Social Science in class IV students at SDN 257 Akkalibatue in Liliriaja Sub-district of Soppeng District, namely the students’ learning activeness is higher after the implementation of Outdoors Social Science learning than before the implementation of Outdoors Social Science learning. Keyword: implementation of outdoors social science learning, learning activeness of students.


MEDIKORA ◽  
2019 ◽  
Vol 18 (2) ◽  
pp. 56-63
Author(s):  
Aap Subhan Sa’roni ◽  
Ali Satia Graha

Olahraga futsal merupakan olahraga yang berintensitas tinggi yang ditandai dengan adanya aktivitas berlari secara berulang- ulang dengan waktu yang relatif lama sehingga beresiko cedera pada kaki. Gangguan nyeri tumit dan nyeri otot tibialis banyak terjadi pada pemain futsal. Tujuan penelitian ini adalah untuk mengetahui efektifitas masase terapi cedera olahraga terhadap nyeri tumit dan nyeri otot tibialis pada atlet futsal SMA Negeri 1 Ciamis. Penelitian ini merupakan penelitian Pre-Experimental dengan desain one group pretest-posttest design. Populasi dalam penelitian ini adalah pemain ektrakurikuler futsal SMAN Negeri 1 Ciamis. Teknik pengambilan sampel yaitu dengan menggunakan teknik Purposive Sampling berdasarkan kriteria inklusi dan ekslusi sehingga didapatkan sampel sebanyak 30 orang diantaranya 15 orang mengalami keluhan nyeri tumit dan 15 orang mengalami keluhan nyeri otot tibialis. Data yang dikumpulkan adalah derajat nyeri tumit da nyeri otot tibialis sebelum dan sesudah perlakuan. Teknik analisi data menggunakan analisis deskriptif dan uji prasyarat dengan menggunakan uji normalitas menggunakan metode Kolmogrof-Smirnof dan Shafiro-walk, uji homogenitas menggunakan uji Levane Test, dan di analisis dengan uji hipotesis menggunakan Paired Sample t-Test untuk menjawab hipotesis yang diajukan. Hasil penelitian menunjukan bahwa masase terapi cedera olahraga efektif terhadap penurunan rasa nyeri tumit dan nyeri otot tibialis pada atlet futsal SMA Negeri 1 Ciamis. Penelitian ini menjukan adanya perbedaan rata-rata nilai nyeri antara nyeri pada sebelum perlakuan (pretest) dan sesudah perlakuan (posttest). THE EFFECTIVITY OF THERAPY MASSAGE FOR SPORT INJURY TOWARD HEEL AND MUSCLE TIBIALIS PAIN IN ONE SENIOR HIGH SCHOOL (CIAMIS) FUTSAL ATHLETES AbstractFutsal is a high-intensity sport that is characterized by the activity of running repeatedly with a relatively long period of time so tend to induce risk of injury inside feet. Heel pain and tibial muscle pain are commonly injuries of futsal players. The purpose of this study was to determine the effectiveness of massage therapy for sports injuries to heel pain and tibial muscle pain in futsal athletes of SMA Negeri 1 Ciamis. This research is a Pre-Experimental study with one group pretest-posttest design. The population in this study were futsal extracurricular players of SMAN Negeri 1 Ciamis. The sampling technique using Purposive Sampling technique based on inclusion and exclusion criteria to obtain a sample of 30 people including 15 people experiencing complaints of heel pain and 15 people experiencing complaints of tibial muscle pain. Data collected was the degree of heel pain and tibial muscle pain before and after treatment. Data analysis techniques used descriptive analysis and prerequisite tests using the normality test using the Kolmogrof-Smirnof and Shafiro-walk methods, homogeneity tests using the Levane Test, and analyzed with the hypothesis test using Paired Sample t-Test to answer the proposed hypothesis. The results showed that massage therapy for sports injuries was effective in decreasing heel pain and tibial muscle pain in futsal athletes of SMA Negeri 1 Ciamis. This research shows that there is a difference in the average value of pain between pain before and after the treatment (posttest).


Author(s):  
Juliustian Erland ◽  
Sucipto Sucipto ◽  
Didin Budiman

This study discusses the implementation of a tactical approach to the results of sepak takraw playing skills for students of SDN 201 Sukaluyu Bandung. The research method to be used was an experimental method. The sampling technique in this study was purposive sampling. The sample in this study were 32 students. The instrument used was GPAI. The results of data analysis using paired sample t-test test, showed the significance value of the results of sepak takraw playing skills for students both in the experimental and control group classes of Sukaluyu Bandung Elementary School 201, as much as 0.000 <0.05. Therefore, Ho is rejected, which means there are differences in the ability of class V students SDN 201 Sukaluyu Bandung in playing Sepak Takraw during before and after using a tactical approach and there is an influence on the ability to sepak takraw playing skills. AbstrakPenelitian ini mengkaji tentang implementasi pendekatan taktis terhadap hasil keterampilan bermain sepak takraw pada siswa SDN 201 Sukaluyu Bandung. Metode penelitian yang digunakan adalah metode eksperimen. Teknik pengambilan sampel dalam penelitian ini adalah Purposive sampling. Sampel dalam penelitian ini sebanyak 32 siswa. Instrument yang digunakan adalah GPAI. Hasil analisis data dengan menggunakan uji paired sample t-test, menunjukkan nilai signifikansi hasil bermain sepak takraw  pada siswa baik pada kelas eksperimen maupun kontrol di SDN 201 Sukaluyu Bandung, sebasar 0,000 < 0.05. Dengan demikian maka Ho ditolak, yang artinya terdapat perbedaan kemampuan siswa kelas V SDN 201 Sukaluyu Bandung dalam bermain Sepak Takraw antara sebelum dan setelah menggunakan pendekatan taktis dan terdapat pengaruh terhadap kemampuan bermain sepak takraw. 


2019 ◽  
Vol 4 (1) ◽  
pp. 29-39
Author(s):  
Diah Nurdiwaty

Abstrak Penelitian ini dilatarbelakangi oleh fernomena semakin pesatnya pertumbuhan perbankan di Indonesia khususnya, baik perbankan syariah maupun konvensional. Dimana secara garis besar ada perbedaan pada payung hukum yang digunakan serta pada bentuk pengambalian keuntungannya. Salah satu faktor yang harus diperhatikan oleh bank untuk bisa terus bertahan hidup adalah kinerja (kondisi keuangan) bank. Tujuan penelitian ini adalah untuk menganalisis perbedaan yang signifikan antara kinerja keuangan perbankan syariah dengan perbankan konvensional berdasarkan rasio CAMEL Pendekatan kuantitatif dengan jenis penelitian ex-post-facto yang digunakan dalam penelitian ini. Populasinya perusahaan perbankan syariah sebanyak 12 dan perbankan konvensional sebanyak 42 yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2016-2017. Teknik pengambilan sampel menggunakan metode purposive sampling. Teknik analisis data dalam penelitian ini adalah uji t test (Independent sample t test). Hasil penelitian ini adalah tidak ada perbedaan kinerja keuangan perbankan syariah dengan perbankan konvensional berdasarkan rasio CAR, ROA. Tetapi berdasar rasio NPL, LDR dan BOPO terdapat perbedaan dari keduanya. Kata Kunci : CAMEL, Kinerja Keuangan Abstract This research is motivated by the phenomenon of the rapid growth of banking in Indonesia, especially in both Islamic and conventional banking. Where in general there is a difference in the legal umbrella that is used as well as in the form of extracting its profits. One of the factors that must be considered by banks to be able to continue living is the performance (financial condition) of the bank. The purpose of this study was to analyze the significant differences between Islamic banking financial performance and conventional banking based on CAMEL ratios. Quantitative approach with the type of ex-post-facto research used in this study. As for the population of as many as 12 Islamic banking companies and 42 conventional banks which are listed on the Indonesia Stock Exchange (IDX) in 2016-2017. The sampling technique uses purposive sampling method. The data analysis technique in this study was the t test (Independent sample t test). The results of this study are no differences in Islamic banking financial performance with conventional banking based on the CAR, ROA ratio. But based on the NPL, LDR and BOPO ratios there are differences between the two. Keywords: CAMEL, Financial Performance


account ◽  
2020 ◽  
Vol 7 (2) ◽  
Author(s):  
Rahmat Saleh ◽  
Abdul Kohar

ANALISIS PENGARUH MERGER DAN AKUISISI TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN SEKTOR NON KEUANGAN YANG TERDAFTAR DI BEI TAHUN 2014 – 2018 Rahmat Saleh Sekolah Vokasi IPB [email protected] Abdul Kohar Universitas Pakuan Bogor [email protected] ABSTRACTThe purpose of this study is to determine whether there are differences in liquidity, solvency and profitability before and after M&A. This study uses quantitative data in the form of a company's financial statements 4 yearsbefore and after the activities of M&A. This research was conducted on non-financial sector companies listed on the IDX as many as 5 sample companies that conducted M&A in 2014 that were selected using the purposivesampling method. Data were tested using SPSS version 23 with the Paired Sample t Test. The results showed that there were no significant differences except for the difference in DAR in the testing period 1 year prior to 3 years after M&A, DER  in the test period 1 year before and 3 years after M&A, ROA in the testing period of 3 years before with 4 years after, 2 years before with 4 years after M&A, ROE in the testing period 4 years before with 4 years after, 3 years before with 2 years, 4 years after, and 2 years before 2 years, 4 years after M&A. Keywords : Mergers, Acquisitions, Financial Performance, Paired Sample t Test ABSTRAKTujuan penelitian ini adalah untuk mengetahui apakah terdapat perbedaan pada likuiditas, solvabilitas danprofitabilitas sebelum dan sesudah M&A. Penelitian ini menggunakan data kuantitatif berupa laporan keuangan perusahaan 4 tahun sebelum dan sesudah aktivitas M&A. Penelitian ini dilakukan pada perusahaan sektor non keuangan yang terdaftar di BEI sebanyak 5 perusahaan sampel yang melakukan M&A tahun 2014 yang dipilih menggunakan metode purposive sampling. Data diuji menggunakan SPSS 23 dengan uji Paired Sample t Test. Hasil penelitian menunjukkan bahwa tidak ada perbedaan yang signifikan kecuali ada perbedaan pada DAR dalam periode pengujian 1 tahun sebelum dengan 3 tahun sesudah M&A, DER dalam periode pengujian 1 tahun sebelum dengan 3 tahun sesudah M&A, ROA dalam periode pengujian 3 tahun sebelum dengan 4 tahun sesudah,2 tahun sebelum dengan 4 tahun sesudah M&A, ROE dalam periode pengujian 4 tahun sebelum dengan 4 tahunsesudah, 3 tahun sebelum dengan 2 tahun, 4 tahun sesudah, dan 2 tahun sebelum dengan 2 tahun, 4 tahun sesudahM&A. Kata kunci : Merger, Akuisisi, Kinerja Keuangan, Paired Sample t Test


2020 ◽  
Vol 4 (1) ◽  
pp. 19-26
Author(s):  
Benta Palantama Putra ◽  
Retno Ulfayatun Hidayah

In line with the spirit of regional autonomy, regional performance is measured through the ability of the region to manage and manage its own households. This study aims to analyze the financial performance of district / city areas before and after the division of regions in southern Sumatra. This type of research used in this research is quantitative descriptive. The sampling technique used was purposive sampling with a number of 6 parent districts experiencing expansion in the South Sumatra region. Data were analyzed in this test using t test (paired t-test). The results of this study indicate that: 1) measured from the fiscal decentralization ratio there are differences in the financial performance of the district government before and after the division in South Sumatra Province because the Total Local Revenue (PAD) has increased after the division; 2) measured from the ratio of capital expenditure harmony there are differences in the financial performance of district governments before and after the division in South Sumatra Province because capital expenditure (development) has increased after the division; 3) measured from the growth ratio of PAD there is no difference in the financial performance of district governments before and after the division in South Sumatra Province because the Regional Original Revenue (PAD) has not changed; 4) measured from the ratio of regional financial dependency there is no difference in the financial performance of the district government before and after the division in South Sumatra Province because the transfer revenue with total regional income has not changed. Keywords : Financial Performance, Regional Expansion,


2018 ◽  
Vol 5 (2) ◽  
pp. 164-172
Author(s):  
Toto Aminoto

Breathing Exercise is a method of breathing in a certain way to improve and improve the performance of organs, especially the lungs. It turns out that if we do well and regular breathing can improve the quality of life and avoid anxiety. In students who will follow the National Exam often experience anxiety caused by various things. This study aims to show the effect of Breathing Exercise on decreasing anxiety levels.The population in this study is Sakura's tutorial student who is in Jatisari Jatiasih Kota Bekasi. The sampling technique used is purposive sampling. Samples that met the criteria of 31 respondents In this study prior to the previous intervention anxiety level was examined. After the intervention, similar investigations were also conducted. Before and after the examination results are then compared. Using t-parametric paired t test analysis resulted in the value of sign 0.00 while the value of α = 5%. Where the sign value <α. It can be concluded that Breathing Exercise has an effect on decreasing anxiety level of student of bimbel Sakura Jatisari Jatiasih Kota Bekasi. 


2021 ◽  
Vol 10 (3) ◽  
pp. 258
Author(s):  
Maria Clayriza Yovani ◽  
Ufti Rosyidatun Nisa’ ◽  
Antonius Johanes Tjahjoanggoro

Burnout adalah stres berkepanjangan yang muncul karena beban pekerjaan yang berlebih. Salah satu profesi di bidang pendidikan yang mengalami burnout adalah guru di SMPN Y Surabaya. Salah satu upaya menurunkan tingkat burnout yakni melalui Pelatihan ‘ASIMERU’. Pelatihan ini berbasis penerapan Modal Psikologis yakni mengimplementasikan HERO (Hope, Self-efficacy, Resiliency & Optimism). Penelitian ini menggunakan pendekatan kuantitatif dengan metode eksperimen pretest-posttest design. Penelitian ini menggunakan teknik purposive sampling dengan jumlah 10 paritisipan. Tingkat burnout diukur dengan skala burnout oleh Maslach, Jackson, Leiter (1996) yang diberikan sebelum dan sesudah pelatihan yang kemudian dianalisis menggunakan paired sample t-test. Hasil penelitian menunjukkan bahwa Pelatihan ‘ASIMERU’ efektif untuk menurunkan tingkat burnout para guru di SMPN Y Surabaya.  Burnout is a prolonged stress arising due to an excessive workload. Teachers at Public Junior High School Y Surabaya has experienced burnout. ‘ASIMERU’ training, which is based on Psychological Capital (Hope, Self-efficacy, Resiliency & Optimism) was designed to reduce burnout rate. This study used a quantitative approach with an experimental method with a pretest-posttest design type. This study utilized a purposive sampling technique which then obtained 10 participants. The study used the burnout scale by Maslach, Jackson, Leiter (1996) given before and after training which then analyzed by using paired sample t-test. The results showed that the "ASIMERU" training was effective in reducing the burnout rate of the teachers at Public Junior High School Y Surabaya. 


2019 ◽  
Vol 5 (7) ◽  
pp. 606
Author(s):  
Fitriati Fatimatuzzahra ◽  
Puji Sucia Sukmaningrum

This research is to know the difference of financial performance between islamic general insurance companies and islamic life insurance companies in the periods of 2014-2016. This research used quantitative for the research method, purposive sampling for the sampling technique, islamic general insurance companies and islamic life insurance companies for the sample. This research conduct the comparative analyzed with independent sample t-test and mann-whitney test. This research used nine variables to evaluate the financial performance which was SMR, TKD, BK, BM, PI, LK, ABSR, PP, and CT. The cmparative analysis showed that there are no differences on SMR, BK, BM, PI, PP, and CT, whereas there aredifferences on TKD, LK, and ABSR


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