scholarly journals Financial Linkages and Active Poor Access to Microcredit in Tanzania and Kenya

2017 ◽  
Vol 1 (1) ◽  
pp. 54
Author(s):  
Isidore Minani ◽  
Esther K. Ishengoma
Keyword(s):  
Content Analysis ◽  
Interest Rates ◽  
Exploratory Research ◽  
Microfinance Institutions ◽  
Grace Period ◽  
Analysis Technique ◽  
Poor Access ◽  
Loan Size

This study explores the role of financial linkages in mitigating barriers to rural active poor for accessing microcredit. Through the interview to 34 Microfinance institutions and their 74 clients selected from Tanzania and Kenya, the exploratory research using the Content Analysis technique established that financial linkages have significantly contributed in increasing MFIs loanable funds. However, they have not mitigated the barriers to microcredit access including the types and size of collaterals, mandatory savings/deposits amount, higher-than-market interest rates, hidden charges, unbending repayment arrangement, short grace period and inflexible initial loan size which are among key barriers to rural active poor to access microcredit despite its availability. Findings implication appeals for objective national microfinance policy revisit to address aforementioned barriers in both countries if the sector is to benefit the rural active poor.

The role of entrepreneurship in reducing poverty in agricultural communities

2021 ◽  
Vol 15 (5) ◽  
pp. 665-683
Author(s):  
Mufaro Dzingirai
Keyword(s):  
Poverty Reduction ◽  
The Body ◽  
Exploratory Research ◽  
Microfinance Institutions ◽  
Cross Sectional ◽  
Content Type ◽  
Agricultural Communities ◽  
Agricultural Entrepreneurship ◽  
Practical Implications

Purpose Entrepreneurship has increasingly become a subject of interest for scholars and policymakers in an attempt to reduce poverty in agricultural communities across the world, especially in Africa. Accordingly, the purpose of this paper is to examine the role of entrepreneurship in reducing poverty in agricultural communities of Lower Gweru, Zimbabwe. Design/methodology/approach Exploratory research design informed the data collection and analysis in this study. In-depth interviews were conducted with 20 owners of agribusinesses from various socio-economic backgrounds. The collected data from the field were analyzed using thematic analysis. Findings The results revealed that entrepreneurship plays a catalytic role in poverty reduction in agricultural communities through food security, skill transfer, employment creation, income generation and a decrease in food costs. Research limitations/implications This study focused on four agricultural communities in Lower Gweru which can limit the generalizability of the results to other contexts. Furthermore, this inquiry is a cross-sectional study that did not capture the longitudinal factors that can affect entrepreneurship and poverty reduction in agricultural communities. Practical implications The research outcomes have some practical implications for the Zimbabwean government and microfinance institutions in designing policies and programs to reduce poverty in marginalized agricultural communities. The findings are also useful for non-governmental organizations in designing, monitoring and evaluating poverty reduction programs in agricultural communities. Originality/value This study advances, contextualizes and enriches the body of knowledge concerning agricultural entrepreneurship and poverty reduction in the under-researched setting of agricultural communities. Notably, this study captures the African flavor in the agricultural entrepreneurship and poverty reduction discourse by focusing on the unique Zimbabwean context.

scholarly journals Aid Volatility and Social Performance in Microfinance

2016 ◽  
Vol 46 (1) ◽  
pp. 116-140 ◽  
Author(s):  
Bert D’Espallier ◽  
Marek Hudon ◽  
Ariane Szafarz
Keyword(s):  
Interest Rates ◽  
Social Performance ◽  
Microfinance Institutions ◽  
Mission Drift ◽  
Social Mission ◽  
Signaling Device ◽  
Adjustment Variable ◽  
Donor Agencies ◽  
Loan Size ◽  
Policy Prescription

Uncertainty makes objectives harder to reach. This article examines whether uncertainty in subsidies leads to mission drift in microfinance institutions (MFIs). Using a worldwide sample of 1,151 MFIs active in 104 countries, we find that interest rates increase with aid volatility while average loan size (ALS) is inversely related to aid volatility. These results suggest that MFIs consider ALS as a signaling device for commitment to their social mission, but use interest rates as an adjustment variable to cope with uncertainty. The policy prescription to donor agencies wishing to curtail the rise in interest rates is to deliver subsidies predictably and transparently.

scholarly journals THE USAGE OF SOCIAL MEDIA IN DESTINATION MARKETING: A RESEARCH ON CITTASLOW IN TURKEY

2016 ◽  
pp. 07-20
Keyword(s):  
Social Media ◽  
Content Analysis ◽  
Competitive Advantage ◽  
Local Development ◽  
Development Model ◽  
Destination Marketing ◽  
Analysis Technique ◽  
Rapid Dissemination ◽  
Local Residents

Cittaslow movement as a local development model has become increasingly important all overthe world since 1999. One of the important factor for the sustainability of this movement is communicated with both local residents and destination visitors accurately and conscious way about the principles and the benefits of Cittaslow philosophy and the unique features of the destination. At this point, social media is a key tool in destination marketing for Cittaslow destinations due to its features such as providing a competitive advantage, reaching a global audience, rapid dissemination of information, communicating with consumers. In this regard the study focuses the role of social media in destination marketing. The aim of the research is to determine how and at what level Cittaslow in Turkey use social media in destination marketing. In accordance with this purpose, content analysis technique was used and Facebook was chosen as social media channel. Among 11 Cittaslow in Turkey, 7 Cittaslow destinations (Gökçeada, Halfeti, Perşembe, Seferihisar, Şavşat, Vize, Yalvaç) that have an official municipality Facebook page were included to the research. This destinations’ posts between January 2016 and June 2016 were analysed in terms of content, frequency and interactivity by utilising the categories Hays et al. (2013) created in their study. The findings of this study show that, Seferihisar Municipality uses social media more effectively in terms of content and post frequency but they also reveal that interactivity which is one of the most important features of social media is not adequately heeded by all Cittaslow destinations in Turkey.

Contradicting perceptions of nursing teachers on the neoliberal context of labor

2021 ◽  
Vol 74 (4) ◽  
Author(s):  
Camila Arantes Ferreira Brecht D’ Oliveira ◽  
Márcia Tereza Luz Lisboa ◽  
Carolina Cabral Pereira da Costa ◽  
Sheila Nascimento Pereira de Farias ◽  
Thereza Christina Mó y Mó Loureiro Varella ◽  
...  
Keyword(s):  
Content Analysis ◽  
Exploratory Research ◽  
Structured Interviews ◽  
Negative Effects ◽  
Thematic Content Analysis ◽  
Teachers Perceptions ◽  
Current Configuration ◽  
Analysis Technique ◽  
Qualitative Descriptive ◽  
Nursing Teachers

ABSTRACT Objectives: To identify and analyze the perceptions of nursing teachers on the new configurations of the job world and the repercussions for their labor activities. Methods: Qualitative, descriptive, exploratory research, carried out at two federal nursing colleges in Rio de Janeiro. Data collection occurred with 27 nursing teachers, between May and June 2016, through semi-structured interviews. The data were treated using the thematic content analysis technique. Results: The results showed contradictions in the teachers’ perceptions about the job world, which has been guided by neoliberal precepts. Such contradictions are characterized by manifestations in favor of incorporating these precepts, highlighting their negative effects on nursing teaching work. Final considerations: There are incongruities in the way of perceiving the current configuration of the job world, proposing more and profound reflections on such a work scenario.

Exploring the Role of Microfinance in Emerging Nations

2021 ◽  
pp. 249-268
Author(s):  
Kijpokin Kasemsap
Keyword(s):  
Health Care ◽  
Interest Rates ◽  
Financial Institutions ◽  
Financial Services ◽  
Financial Resources ◽  
Rural Poor ◽  
Microfinance Institutions ◽  
Emerging Nations ◽  
Poor Households

This chapter explains the overview of microfinance; the efficiency of microfinance institutions (MFIs) and sustainability; microfinance and interest rates; microfinance and information technology (IT); microfinance, social capital, trust, and repayment rates; microfinance and health care; informal microfinance institutions (IMFIs) and tourism entrepreneurship; and the importance of microfinance in emerging nations. Financial services provide a method for people and businesses to obtain credit and manage available assets on a continuous basis. Microfinance has a significant role in bridging the gap between formal financial institutions and rural poor households. MFIs can access financial resources from banks and other financial institutions and provide financial services to poor households. The chapter argues that promoting microfinance has the potential to enhance financial performance and reach economic goals in emerging nations.

scholarly journals Who Is Responsible for Disinformation? European Approaches to Social Platforms’ Accountability in the Post-Truth Era

2021 ◽  
pp. 000276422198978
Author(s):  
Emiliana De Blasio ◽  
Donatella Selva
Keyword(s):  
Content Analysis ◽  
Digital Media ◽  
Self Regulation ◽  
Freedom Of Information ◽  
State Control ◽  
Guiding Principle ◽  
Analysis Technique ◽  
Cultural Determinants ◽  
Public Monitoring

This article examines counterdisinformation policies to investigate how European countries are shaping the meaning and boundaries of social platforms’ accountability. We describe the cultural determinants of social platforms’ accountability through a content analysis technique that considered principles, actors, and instruments, resulting in four models of social platform accountability: accountability set by law, codecided accountability, regulated self-regulation, and pure self-regulation. Our results suggest that most of the 11 countries in this study maintain specific positions on the role of digital media in society. At the same time, some patterns of convergence were evident: the weakening of State control in favor of freedom of information; the enhancement of transparency in social platforms’ politics-related activities as a guiding principle to ensure public monitoring; and the standardization of a multistakeholder model of coregulation. The article also focuses on the technological dimension of social platform accountability, enabling us to recognize the degree to which different models rely on algorithms. It then problematizes the limitations and risks of social platforms’ accountability.

scholarly journals The Role of Substantive Understanding Approaches in The Changes of Fiqh

AL- ADALAH ◽  
2020 ◽  
Vol 17 (1) ◽  
pp. 71-96
Author(s):  
Firdaus Firdaus ◽  
Zainal Azwar
Keyword(s):  
Content Analysis ◽  
Social Development ◽  
Future Development ◽  
Data Sources ◽  
Information Process ◽  
Library Research ◽  
Analysis Technique ◽  
The Social

This study aims to offer an approach in changing fiqh to stay in line with the demands of the texts and, at the same time, to create benefits for Muslims in their lives. This research is entirely library research whose data sources are obtained from several sources, including the Tarikh Tasyri Tasyri written by Khudari Bek, Tarikh al-Mazahib al-Islamiyyah fi Tarikh of al-Mazahib al-Fiqhiyyah written by Abu Zahrah, and al-Ittihad al-Fiqhiyyah inda Ashab al-Hadis fi al-Qarni al-Tsalits al-Hijri by Abd al-Majid Mahmud Abd al-Majid, and several other sources relevant to the topic studied. The analysis technique used is content analysis, which is the only technique used in analyzing the information process. This research finds the fact that fiqh changes are a necessity to respond the social development as well as to create benefit for society. Efforts to change fiqh can be done by using a substantive understanding of the syara 'texts which are the basis and source of change. It is in these aspects does appear the importance of the role of substantive understanding in the process of legal changes, as a solution in responding to the current and future development of society.

scholarly journals THE IMAGE OF WOMEN IN HANINDAWAN'S LAMPOE PLENTHONG 15 WATT DRAMA SCRIPT

2021 ◽  
Vol 14 (1) ◽  
pp. 21
Author(s):  
Tian Setyanto ◽  
Andayani Andayani ◽  
Nugraheni Eko Wardani
Keyword(s):  
Qualitative Research ◽  
Content Analysis ◽  
Data Analysis ◽  
Data Collection ◽  
Community Life ◽  
Interactive Technique ◽  
Data Analysis Technique ◽  
Analysis Technique ◽  
Role Of Women

The purpose of this research was to describe the image of women in Hanindawan's drama script Lampoe Plenthong 15 Watt. This research was a descriptive qualitative research with content analysis. The data was from Hanindawan's Lampoe Plenthong 15 Wattdrama script. Data collection techniques used library techniques, listen and take notes. The data analysis technique used an interactive technique with a stylistic approach. Based on the results of the research, it was found that the form of women's image included the role of women as individuals, the role of women as mothers, the role of women as wives, the role of women as workers and the role of women in community life.

scholarly journals PENDIDIKAN MORAL DALAM PERSPEKTIF SHAYKH NAWAWI AL-BANTANY

2019 ◽  
Vol 1 (1) ◽  
pp. 15
Author(s):  
Dian Mohammd Hakim
Keyword(s):  
Content Analysis ◽  
Moral Education ◽  
Work Ethic ◽  
Islamic Education ◽  
Human Being ◽  
Analysis Technique ◽  
The Individual ◽  
Good Habit ◽  
Education Concept

The perfectness of human being will be transmitted through Akhlaq (ethics). These ethics covered the standart of good habit and bad habit. Both of them are defined in the moral education concept. Shaykh Nawawi Al-Bantany with hisMaraqi al-’Ubudiyah, Syarh ’alaMatn Bidayah al-Hidayah explained that ethics.Therefore, it is needed deep study about it. Particularly, the contemplations and materials which will form good moral and avoid moral from the destruction, the moral role in shaping a good man, and the relevance of moral education. Content analysis technique will be used in the study. Content analysis is emphasized in how the researchers view a content of communications qualitatively. The result showed that; the concept of moral education is about moral advises. The material sare divided into moral education for the individual and its relationship with his God, family, and another people, and the role of moral education assign post so reminders of the individuals thems elves, and the relevance concept of moral education of Islamic educationis lessen couraging to the power of creativity, work ethic andethos ofscience. Keyword: Islamic Education, Aswaja NU, Radicalism

The impact of microfinance programs on monetary poverty reduction

2019 ◽  
Vol 16 (1) ◽  
pp. 30-43
Author(s):  
Mustafa Hassan Elsafi ◽  
Elsadig Musa Ahmed ◽  
Santhi Ramanathan
Keyword(s):  
Poverty Reduction ◽  
Poverty Line ◽  
Control Group ◽  
Microfinance Institutions ◽  
Content Type ◽  
Welfare Indicators ◽  
The Difference ◽  
Loan Size ◽  
The Impact

Purpose The purpose of this paper is to examine the impact of microfinance programs sponsored by Sudanese microfinance institutions (SMFIs) on monetary poverty reduction in Sudan where poverty is widely spread. Design/methodology/approach The study adopted the control group approach, where income and expenditure are taken as welfare indicators. The updated World Bank’s international poverty line of 1.90 per person per day was adopted to separate the poor from non-poor. The data were collected by the means of a questionnaire distributed to a random sample of beneficiaries in the institution under study. The study adapted the Foster, Greer and Thorbecke (FGT) model to evaluate the role of microfinance programs in poverty reduction. Furthermore, to gain more insight into the impact of the program, a preliminary analysis was conducted using the independent-samples t-test to examine the difference in the welfare indicators for the sample of the control group and treatment group as well as that of the small loan group and micro-loan group. Findings The findings show that the microfinance program provided by SMFIs has reduced the monetary poverty among the participants. The results also reveal that beneficiaries who had received a larger volume of loan were noted lesser poverty than those who had received very small loan size. Moreover, the results demonstrate that poverty indices based on expenditure as a welfare indicator are far lower than those based on income for both groups. Originality/value This study contributes to the available literature by filling the gaps through including income and expenditure as monetary variables, which included separately in previous studies adopted the FGT model in the area of microfinance, in addition to exploring the role of loan size in the effect of microfinance on poverty reduction.

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