scholarly journals EXPLORING THE LOW RATE OF BPR CUSTOMER GROWTH IN JAKARTA

2017 ◽  
Vol 8 (2) ◽  
pp. 355
Author(s):  
Andi Muhammad Sadat

Since mid of 2015, the number of BPR customer has declined (Joko Suyanto in Linangkung, 2016). This study intends to describe what factors that influence the low rate of BPR customer growth in Jakarta. The explorative approach was done by employing samples in two steps. First, interviews were conducted on 10 market participants followed by FGD (focus group discussion) to 32 respondents in one of the largest “pasar induk” in Jakarta. Second, FGD results become the guideline for arranging the questionnaires and distributed to 200 respondents in five locations of “pasar induk” in Jakarta by applying quota sampling technique. The collected data were analyzed using factor analysis technique by involving practitioners and academics in the process of identifying and naming the variables. The result proves that the factors that affect the customers reluctant to become BPR customers caused by five factors, namely: attitude (consumer rating for not to choose BPR); subjective norms (the pressure of the relatives); perceived behavioral control (customers control to decide not to choose BPR); intention (the intention not to choose BPR; and behavior (action not to choose BPR).

Author(s):  
Amalia Shufiana ◽  
Sulhaini Sulhaini ◽  
Akhmad Saufi

This research aims to determine the influence of ATTD, SN, PBC, and SE on INT. This research also aims to determine the effect of INT on BHV. This study model-based on the Theory of Planned Behavior (TPB) with the addition of SE as an independent variable indicated influencing INT and BHV. The population of this study is people who will make purchases using e-commerce, who live in 10 districts/cities in West Nusa Tenggara Province. This research recruits one hundred respondents using the purposive sampling technique. Due to the limited number of samples, this study considered analysis using SEM Analysis with the help of the Smart-PLS Program. The results showed a positive and significant influence of ATTD, PBC, and SE on INT. It also showed a positive and significant influence of INT towards BHVin the Province of West Nusa Tenggara. However, the SN variable does not have a significant effect on the INT. This study contributes to the TPB in the context of purchasing behavior using e-commerce and the managerial issues of online marketing.


2019 ◽  
Vol 36 (1) ◽  
pp. 146-154 ◽  
Author(s):  
Gerard Paul Prendergast ◽  
Alex S.L. Tsang

PurposeConsumers are becoming increasingly socially conscious when making their purchasing decisions, which in turn is providing an incentive for firms to integrate social responsibility considerations into their product offerings. Explaining the various categories of socially responsible consumption (SRC) is therefore important. The purpose of this paper is to explain the various categories of socially responsible consumption.Design/methodology/approachGrounded in the theory of planned behavior (TPB), this paper surveyed a sample of 1,202 Hong Kong consumers.FindingsThe findings indicate that attitude towards the behavior, subjective norms and perceived behavioral control are all significant predictors of three categories of SRC (i.e. intention to purchase from firms based on their CSR performance, intention to practice recycling and intention to try to avoid or minimize their use of products based on their environmental impact). Intention to engage in SRC was then shown to be a significant predictor of SRC behavior.Research limitations/implicationsThis paper relied on only the single-factor test as a measure of socially desirable responding. Furthermore, while the quota sampling was designed for broad representativeness, it is difficult to verify if the well-controlled quota controls entirely removed the possibility of a biased selection of respondents within each cell.Practical implicationsRecommendations are made for public policy-makers and marketers to devise ways to shape consumer behavior to facilitate more responsible consumption.Originality/valuePrevious research relating to SRC has not explained the various categories of SRC and often failed to test the relationship between intention and behavior, representing a considerable gap in the literature. This paper applied the theory of planned behavior (TPB) to explain intention and behavior with regards to the various categories of SRC.


2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Akhmad Khoyrun Najakh ◽  
Dwiwiyati Astogini ◽  
Sri Martini

The purpose of this study was to analyze the influence of attitudes on the intention to choose Islamic banks, to analyze the effect of subjective norm on the intention to choose Islamic banks. to analyze the effect of the control behavior of the intention to choose the Islamic banks, to analyze the moderating influence of religiosity on the relationship attitudes, subjective norms and behavioral control of the intention to choose the Islamic banks . The method used is a survey with a sampling technique used purposive sampling with a sample size of this study was 100 respondents . Further analysis tools used in this study is multiple regression analysis using SPSS 16.0 software . Based on this study it can be concluded that the attitude does not affect to the intention of choose Bank BRISyariah. Subjective norm positive effect on intention choose Bank BRISyariah. Control behavior does not affect to the intention choose Bank BRISyariah. Relationship between Attitudes, Subjective Norms and Behavior Control with the intention to select Bank BRISyariah not moderated by religiosity.Based on these conclusions can be said that the Bank BRISyariah should improve understanding related to the subjective norm in order to increase the number of customers who use the services of Islamic Banking . Further research is recommended in order to follow up and develop this research to further explore the independent and dependent variables continued before and after behavioral intention or intention to perform a specific action .


2021 ◽  
Vol 12 (1) ◽  
pp. 49-59
Author(s):  
Asep Sumaryo ◽  
Purnama Putra

Indonesia is a country with the largest Muslim population in the world of its 240 million people,88.2% are Muslims. Islamic banks exist because of the public's need for alternative transactions thatare interest-free. However, the growth of Islamic banks in Indonesia is still not optimal, one of thefactors is that people are still not enthusiastic about Islamic banks and the lack of intention of thepeople to become customers of Islamic banks. There are several factors that affect the intention interms of planned behavior theory, namely attitudes, subjective norms and perceptions of behaviorcontrol. So the research aims to determine the effect of attitudes, subjective norms and perceptionsof behavioral control on the intention of the people of Bekasi city to become customers in Islamicbanks. The research method uses multiple linear regression analysis. The data used are the results ofquestionnaires distributed to 12 districts in the city of Bekasi. The sample consisted of 132 people inBekasi city who were taken by using purposive sampling technique. Data were tested partially andsimultaneously. The data is processed using SPSS (Statistical Product and Service Solution) version22. The results of this study show partially that attitude variables have a positive and significant effect,subjective norm variables have a positive and significant effect, behavioral control perceptions have apositive but insignificant effect on intention to become a customer. Islamic Bank. Meanwhile, attitudes,subjective norms and perceived behavioral control simultaneously have a significant positive effect onthe intention to become a customer of Islamic banks. Future research is expected to expand the scopeof research, add variables and other factors and extend the research period.


2008 ◽  
Vol 20 (3) ◽  
pp. 342-356 ◽  
Author(s):  
Louise Foley ◽  
Harry Prapavessis ◽  
Ralph Maddison ◽  
Shauna Burke ◽  
Erin McGowan ◽  
...  

Two studies were conducted to predict physical activity in school-aged children. Study 1 tested the utility of an integrated model in predicting physical activity (PA) intention and behavior—the theory of planned behavior (TPB) and self-efficacy theory. Six hundred and forty-five New Zealand children (aged 11–13 years) completed measures corresponding to the integrated model and a self-reported measure of PA one week later. Perceived behavioral control (PBC) and subjective norm were the two strongest predictors of intentions. Task efficacy and barrier efficacy were the two strongest predictors of PA. A second study (Study 2) was conducted to determine whether the self-efficacy measures could discriminate objectively measured PA levels. Sixty-seven Canadian children (aged 11–13 years) completed task and barrier self-efficacy measures. The following week, children classified as ‘high’ (n = 11) and ‘lower’ (n = 7) for both task and barrier efficacy wore an Actical® monitor for seven consecutive days to provide activity-related energy expenditure (AEE) data. Results showed that children with high efficacy expended significantly greater AEE than their lower efficacious counterparts. Findings from these two studies provide support for the use of self-efficacy interventions as a potentially useful means of increasing PA levels among school-aged children.


Nutrients ◽  
2020 ◽  
Vol 12 (6) ◽  
pp. 1859
Author(s):  
Yi-Chun Chen ◽  
Ya-Li Huang ◽  
Yi-Wen Chien ◽  
Mei Chun Chen

Research indicates that high sugar intake in early childhood may increase risks of tooth decay, obesity and chronic disease later in life. In this sugar fact study, we explored whether an online intervention which focused on comprehensive and useful information about nutrition labels impacted mother’s choice of low sugar food. The intervention was developed on the basis of the theory of planned behavior. In total, 122 mothers were recruited. Mothers were divided into an online-only group and a plus group. Knowledge of sugar and nutrition labels, behavioral attitudes, perceived behavioral control, behavioral intentions and behavior towards purchasing low-sugar products with nutrition labels were collected. After the intervention, both groups exhibited significantly enhanced sugar and nutrition label knowledge, perceived behavioral control, behavioral intentions and behavior. Compared to the online-only group, knowledge, perceived behavioral control and behavior of the plus group significantly improved. After the intervention, about 40% of the plus group and 80% of the online-only group still did not know the World Health Organization (WHO) sugar recommendations. Understanding sugar recommendations and using nutrition labels are crucial to help people control calorie and sugar intake. Further research with a larger sample is warranted to evaluate the effects of the intervention on long-term changes in shopping behavior. More efficient and convenient nutrition education is required to increase public awareness of sugar recommendations and help people control calorie and sugar intake.


Jurnal Common ◽  
2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Tina Rakhmatin

Penelitian ini membahas tentang pengaruh komunikasi persuasif personal sales terhadap perubahan sikap konsumen dalam proses keputusan pembelian Al-Quran Miracle the Reference E-Pen. Teori yang digunakan dalam penelitian ini model Instrumental Theory of Persuasion yang memperhitungkan faktor-faktor komunikator dan pesan, intervening process, dan perubahan sikap. Metode penelitian yang digunakan adalah survei eksplanatori. Teknik pengambilan sampel menggunakan responden sejumlah 86 orang, lalu kemudian dilakukan proportionate random sampling. Teknik analisis data yang digunakan adalah analisis jalur, setelah sebelumnya dilakukan uji validitas dan uji reliabilitas. Hasil penelitian menunjukkan bahwa unsur-unsur dalam komunikasi persuasif yakni komunikator dan pesan terbukti memberikan pengaruh signifikan terhadap perubahan sikap konsumen yang terdiri dari perubahan kognisi, afeksi, dan konasi dalam proses keputusan pembelian. Pengaruh pesan terbukti memimiliki pengaruh yang lebih besar terhadap perubahan sikap tersebut dibandingkan komunikator. Faktor-faktor intervening yakni perhatian, pemahaman, dan penerimaan turut memberi andil dalam memberi pengaruh tersebut. AbstractThis research is focusing on how the effect of personal salespersons' persuasive communication on consumers' behaviour change in the decision process of buying Al-Quran Miracle the Reference E-Pen. The theory used in this research is the Instrumental Theory of Persuasion model that reckons the communicator and message factors, intervening process, and behavior change. The method used in this research is explanatory survey. Sampling technique uses 86 respondents, succeeded by proportionate random sampling. The data analysis technique used is path analysis following the validity test and reability test. The output of the research shows that elements in persuasive communication namely communicator and message are proven to have significant effect on the consumers‟ behavior, which consists the cognition, affection, and conation change in the decision process of buying. The message effect is proven to be greater than the communicator effect. The intervening factors namely attention, comprehension, and acceptance also contribute in giving the effect.


2019 ◽  
Vol 3 (1) ◽  
pp. 38
Author(s):  
Weni Kurnia Rahmawati ◽  
Abdurrahman Ahmad

The interest of students to enter in high school is important because it also encourages schools to continue to improve their quality so as to create good relationships between schools, graduates, stakeholders, and parents of students. This study aims to determine the factors that influence student interest in school at Nurul Islam Jember High School. This research is a descriptive research. The sampling technique is quota sampling. The data analysis technique uses factor analysis. The results of the study show that the Kaiser-Meyer-Olkin value Measure of Sampling Adequacy is greater than 0.50 which is equal to 0.721> 0.50 and the value of Barlett’s Test of Sphericity (Sig.) 0,000 <0.05. The MSA value for the variable under study is greater than 0.50 except for the variable q26 or question number 26 where the value of MSA is 0.375 <0.50 so that this variable is not used. the conclusions of the study are the factors that influence students choosing schools in Nurul Islam Jember High School consisting of 25 variables grouped into 7 factors. The first factor was the influence of parents with Initial Eigenvalues of 5.131, Peers with Initial Eigenvalues 4.185, Academic Success with Initial Eigenvalues 2,899, Early school experience with Initial Eigenvalues 1,563, Attitudes toward work with Initial Eigenvalues 1,284, Relations between teachers and students with Initial Eigenvalues 1,140, The emotional atmosphere of the school with Initial Eigenvalues 1.110. Suggestions for research are so that further research can measure the influence of each variable.


2017 ◽  
Vol 5 (1) ◽  
pp. 32
Author(s):  
Dian Anggraini Wikamorys ◽  
Thinni Nurul Rochmach

Surgery is the follow-up actions of diagnosis. The biggest revenue in Clinics comes from surgery.The number of patients suffering cataract who do not undergo cataract surgery affects the revenue of Clinics. The problem in this study was high number of cataract patients who did not undergo cataract surgery with an average of 50.7% per month. This study aimed to clarify the influence Theory of Planned Behavior in generating intention to undergo cataract surgery among patients. Population under study was patients eligible for cataract surgery. Sampling was done using accidental sampling technique with a number of 67 respondents. Data collection was carried out using questionnaire and analysis was done using multiple linear regression analysis. The results indicated that variable attitude had a dominant influence on the intention to undergo cataract surgery, with value of β =0,379. The second variable was the perceived behavioral control with value of β=0,258, and the third variable was subjective norms with value of β=0,246. Therefore, it can be inferred that variable of attitudes toward behavior is factor with dominant influence on the intention to undergo cataract surgery. Finally it is expected that Mojoagung Eye Clinic to improve attitudes, perceived behavioral control and subjective norms of patients. Keywords: intention, Theory of Planned Behavior


2021 ◽  
Vol 31 (10) ◽  
pp. 2569
Author(s):  
Ni Kadek Rahayu Nopiani ◽  
I Made Pande Dwiana Putra

The purpose of this study was to determine the factors that influence the interest and behavior of using mobile banking by applying the UTAUT2 model. The variables used in this study are performance expectations, business expectations, socio-cultural factors, facilitating conditions, hedonic motivation, price values and habits. This research was conducted in Badung Regency. Determination of the sample is done by accidental sampling technique. Data was collected by distributing online questionnaires. The analysis technique used is multiple linear regression. This study shows that interest in using mobile banking is influenced by performance expectations, socio-cultural factors, hedonic motivation and price values. The results of this study also indicate that the behavior of using mobile banking is influenced by conditions that facilitate, habits and interest in use. Keywords: UTAUT2; Interest in using Mobile banking; Mobile banking Usage Behavior.


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