scholarly journals Performance Evaluation of Karnataka Vikas Grameena Bank towards Priority Sector Lending in Karnataka

Author(s):  
Y. G. Baligatti ◽  
Shilpa Danappanavar

<div><p><em>Rural Banking in India refers to a set up of financial institutions for the economic improvement of rural poor in rural areas. The Karnataka Vikas Grameena Bank is the one of the leading RRBs in Karnataka and has occupied an unique place in the multiagency approach applied to provide agricultural and rural credit in rural areas of Karnataka. </em><em>The KVG Bank has the front runner in catering to the needs of the farmers, traders, rural artisans, Professionals, self-employed, contractors and all other sections of the society.</em></p><p><em>In this paper an attempt is made to evaluate the role of the Karnataka Vikas Grameena Bank towards priority sector lending in Karnataka, through the parameters like disbursement of loan to various priority sectors like Agriculture, allied Activities, SSI units and Trade or Services. The study reported that,</em> <em>the KVG Bank has provided highest loan to agriculture as compare to other sector of the rural area and playing the significant role towards the development of agriculture sector. Further it is noted that the priority sector advances of the bank to allied activities is insignificant reflecting its utter negligence of allied activities.</em></p></div>

Author(s):  
Abdennasser Naji

The education system is organized in the form of cycles, each feeding the one following it with learners. They will continue their studies in the destination cycle, and their future will certainly depend, at least in part, on the quality of the skills acquired in the previous cycle. Given the divergences and disparities existing between the different cycles mainly due to the fact that each responds to its own design logic and in the absence of coordination between them, there is a huge lack of quality to gain at the interface of the cycles . The referral system that plays the role of supply service needs to be updated to strengthen educational quality, but it is not the only one. It is also necessary to help the orienting staff to assess the quality of the learners at its true value, to set up partnership links between the cycles to help each other in favor of quality, and to set up reception control systems at the entry of each cycle, supported by corrective and preventive measures.


Author(s):  
Abhineet Saxena ◽  
Ashish Sharma

Financial institutions, especially banks, have proved to be a boon for the economic development of a country like India. An attempt has been made in the present chapter to analyze the state of financial inclusion and the role of banking in achieving full financial inclusion in India. The journey of financial inclusion through banking in India has been critically appraised. Some of the important outcomes that can be highlighted are increased banking access of rural population in past few years together with the huge expansion in banking infrastructure in rural areas. Banking in India has been transformed with the introduction of PMJDY, BC Model, etc. Increasing trend has been observed in IMPS and M-Wallet penetration. North-eastern part of the country is still a challenge in the way of financial inclusion. The journey of financial inclusion on the wheels of Indian banking industry is still in search of the ultimate destination, and it will take miles to achieve full financial inclusion.


2020 ◽  
Vol 68 (5) ◽  
pp. 932-947 ◽  
Author(s):  
Aris Komporozos-Athanasiou ◽  
Marianna Fotaki

This article proposes an alternative sociological framework for dealing with the imaginary constitution of financial crises. Theorisation of financial crises is often limited by dualistic juxtaposition of the rational and irrational, moral and immoral, calculative and intuitive, thus neglecting the imaginary structuring of such dyads in the construction of financial and fiscal realities. To address this lacuna, we introduce ideas from philosopher Cornelius Castoriadis, and develop a framework that unpicks the often-suppressed, mediating and generative role of imagination in finance. On the one hand, we show how dominant forms of imagination enable the financialisation of contemporary societies, serving to sustain existing debt practices and lender–debtor relationships. On the other hand, we propose a re-animated ‘sociological imagination’ that offers potential avenues for establishing alternative social visions of the future that will enable re-thinking of the nature of debt, money and financial institutions.


Author(s):  
Giedrė DZEMYDAITĖ

The role of agriculture sector is understood as being vital for economic development and well being of rural areas. Common agriculture policies in the EU and production shocks in agriculture sector reflect in production changes that causes direct and indirect effects for other industries development in the region, as well as, households’ income. This paper aimed to evaluate agriculture sector’s direct and indirect impacts for the economy by analyzing sectoral linkages and multiplier effects. Input-output analysis techniques were applied. Both output and income multipliers were evaluated. This paper supports the idea that agriculture sectors were more multiplying the economy than other sectors on average. This sector remains important catalyst of the economy, especially while taking into account development challenges in rural areas.


Author(s):  
Maria Claudia Diaconeasa ◽  
Florentina Constantin

This chapter refers to an empirical research that aims to analyze how the knowledge and skills acquired during undergraduate studies have been perceived by the graduate students and also how the higher education contributes to the development of entrepreneurship in rural areas. The research method identified as being more appropriate was a quantitative research based on an online survey established in accordance with the objectives set up. The participants in the research were the graduate students of the Faculty of Agri-food and Environmental Economy within The Bucharest University of Economic Studies. The findings are based on participants' open statements that could be important arguments to be taken into consideration for improving the decision making in higher education which would lead to the professional development of the graduates.


Author(s):  
Kijpokin Kasemsap

This chapter explains the overview of microfinance; the efficiency of microfinance institutions (MFIs) and sustainability; microfinance and interest rates; microfinance and information technology (IT); microfinance, social capital, trust, and repayment rates; microfinance and health care; informal microfinance institutions (IMFIs) and tourism entrepreneurship; and the importance of microfinance in emerging nations. Financial services provide a method for people and businesses to obtain credit and manage available assets on a continuous basis. Microfinance has a significant role in bridging the gap between formal financial institutions and rural poor households. MFIs can access financial resources from banks and other financial institutions and provide financial services to poor households. The chapter argues that promoting microfinance has the potential to enhance financial performance and reach economic goals in emerging nations.


Author(s):  
Eva Šimková

The paper discusses the importance of rural tourism and sustainable rural areas development. It highlights the role of tourism in dealing with problems of rural areas and agriculture sector in the Czech Republic. After theoretical description of a system approach to rural tourism development, the author continues by a practical part where she compares tourism and agrotourism management in the Czech Republic and Austria. Austria has been chosen as a representative of a state with developed tourism system and tourism management. Selected aspects of management systems are then compared and proposed for improvement in tourism/agrotourism. Critical key factor for successful development of activities in rural areas (therefore including agrotourism services) are then presented.


2017 ◽  
Vol 15 (1) ◽  
pp. 157-174
Author(s):  
Rukhsana Rukhsana ◽  
Nasreen Aslam Shah

Agriculture plays a very important role in providing food and raw material for industries that is why it is acknowledged as the back bone of agrarian societies. Globally, women contributed remarkably in the agriculture sector. Pakistani women are also playing an important role in the agricultural and economic development of the country. Although Karachi is famous around the world as a large metropolis and industrial sector, but the surrounding sub-rural areas also play a big role in the agriculture sector and women are also equal contributor of this sector. The objectives of this study to highlighted the role of women labourer in agricultural development of Karachi. The researcher used purposive sampling method to collect data through interview schedule from 200 women agricultural labourer of sub-urban Karachi. The findings of the study highlights that these women work equal as men but earn less. They work eight to nine hours daily in the farm but get only100-120 rupees per day. They do not spend their income as their own choice. In addition, they work to increase their daily livelihood along farm work. The study concludes that introduction of new technical courses and training for agriculture and market requirements would help women farmers to improve their income and financial status.


2016 ◽  
Vol 106 ◽  
pp. 123-134
Author(s):  
Andrzej Pakuła

THE ROLE OF LOCAL PUBLIC ADMINISTRATION IN PREVENTING CRISIS SITUATIONSCrisis management is a specific area of public safety protection. Competent authorities in this area include on the one hand, Council of Ministers and on the other, territorial local authorities belonging both to local administration voivodes and local government district governors and municipal executive officers/town mayors/city presidents. The territorial local authorities play a critical role here as they are a specific structure set up for crisis management.


2003 ◽  
Vol 42 (4II) ◽  
pp. 841-876 ◽  
Author(s):  
Monazza Aslam

This study is driven by some fundamental issues evolving in Pakistan’s educational set-up. In the past few decades, the country has been experiencing what can only be termed a dramatic revolution in education provision. There has been an explosion of private schooling mostly at the primary but at higher levels as well and, somewhat surprisingly, private schooling cannot be relegated the status of an urban èlite phenomenon alone [Andrabi, et al. (2002)]. This has taken the form of many poor households and those in rural areas opting to send their children to fee-paying private schools rather than the non-fee charging government schools. This transformation of the education sector has generated many concerns among which the ‘equity’ issue has been raised to the fore. The unprecedented growth of cheap private schooling has also raised questions regarding the role of these institutions in the delivery of education, the question of parental ‘choice’1 as well as the future of government educational policy.


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