scholarly journals IMFIs Strategy to Survive in the Covid-19 Outbreak and Government Respond Analysis : An Empirical Study from Pekanbaru, Indonesia

2020 ◽  
Vol 8 (2) ◽  
pp. 217
Author(s):  
Budi Trianto ◽  
Ade Chandra ◽  
Marabona Munthe
Keyword(s):  
Secondary Data ◽  
Profit Margin ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Cost Leadership ◽  
Generic Strategy ◽  
The Government ◽  
Recovery Program ◽  
Business Sectors ◽  
Depth Interviews

<p><em>The Covid-19 outbreak had a broad impact on the economy and also on the business sector. One of the business sectors affected by Covid-19 is Islamic Microfinance Institutions (IMFIs). This study aims to explore the strategies taken by IMFIs during the Covid-19 pandemic and to explore the government's policy response toward the Covid-19 disaster. This research was conducted in Pekanbaru using a qualitative approach and using primary data and secondary data in conducting the analysis. Primary data were taken directly from research respondents through in-depth interviews with IMFIs managers. Meanwhile, secondary data were obtained from the government and other sources. The results of this study indicate that the approach strategy taken by IMFIs in responding to the Covid-19 outbreak is a Generic Strategy Approach which consists of cost leadership, focus cost, differentiation and cost differentiation. Meanwhile, the government policy responded taken to save IMFIs from the Covid-19 storm through profit margin subsidies. Unfortunately, the implementation in the field has experienced many obstacles that have greatly disturbed the economic recovery program launched by the government. The results of this study have implications for IMFIs that in order to survive the Covid-19 pandemic, IMFIs must adapt an appropriate strategies. In addition, this study also provides recommendations for the government to simplify the procedure for disbursing profit margin subsidies for IMFIs so that it is hoped that the policy will truly benefit IMFIs and business actors.</em></p><p><em> </em></p>

scholarly journals Hak Sipil dan Politik Kaum Marginal: Upaya dan Perjuangan Kelompok Transpuan di Kota Pangkalpinang

2021 ◽  
Vol 1 (1) ◽  
pp. 39-46
Author(s):  
Fabiancha Embun Balqis
Keyword(s):  
Civil Rights ◽  
Secondary Data ◽  
Primary Data ◽  
Political Rights ◽  
Research Subjects ◽  
Research Focus ◽  
Marginal Groups ◽  
Civil And Political Rights ◽  
The Government ◽  
Depth Interviews

The purpose of this study is to describe how the Civil and Political Rights of the Transpuan group in Pangkalpinang City fulfill the Civil and Political Rights and to describe the efforts made by the group in fighting for civil and political rights as citizens. The primary data sources used were observations and in-depth interviews with Transpuan in Pangkalpinang City regarding the class struggle of the Transpuan group in Pangkalpinang City as marginal groups. At the same time, the secondary data are books, journals, theses from previous research, and internet sources relevant and related to the research focus. The research subjects who will be informants are Transpuan in Pangkalpinang City, Transpuan from Pangkalpinang City and its surroundings, and Transpuan from outside the Bangka Belitung Islands Province. The results of this study state that the fulfillment of the civil rights of Transpuan in Pangkalpinang City by the government has not been fully implemented.

scholarly journals Community Perceptions of Disaster Recovery Program after the February 2019 Earthquake in Sangir Balai Janggo District, Solok Selatan Regency, West Sumatera Indonesia

2019 ◽  
Vol 3 (1) ◽  
pp. 36-41
Author(s):  
Tila Novita ◽  
Iswandi Umar
Keyword(s):  
Disaster Recovery ◽  
Local Community ◽  
Secondary Data ◽  
Primary Data ◽  
Community Perception ◽  
Interactive Analysis ◽  
The Government ◽  
Local Literatures ◽  
Recovery Program ◽  
Therapy Treatment

This research was aimed to analize community perception of disaster recovery after the February 2019 earthquake in Solok Selatan . It used a qualitative method and interactive analysis. The research location was Sangir Balai Jonggo in Solok Selatan Regency. Observation, interview, document study and FGD were conducted to collect desired data. Two types of data were obtained. Primary data were collected from the informants selected through purposive sampling including the local community and the government in the affected area, while secondary data were obtained from related local literatures. The informants were Sekcam (District Head) and the community affected by the disaster in Sangir Balai Janggo, Solok Selatan. Physical recovery was done in the 3 most damaged nagaris (village). One of them is Nagari.Sungai Kunyit. There were 67 severely damaged houses, 91 were moderately damaged, and 192 were slightly damaged. Futhermore, the earthquake also affected the facilities in 4 nagaris in Sangir Balai Jonggo; 6 medical centres, 28 schools, and 18 mosques. The result showed that most community were satisfied with the recovery program and they gave positive feedback especially on the aid given to them. The recovery included donation for the victims like basic foods, clean water, instant foods, baby supplies, etc, therapy treatment by doctors and volunteers to help with their mental state and to build their confidence after the earthquake. Key Words: Perception, Disaster, Recovery.

scholarly journals THE SHARIA MICROFINANCE AND THE COUNTER-HEGEMONIC MOVEMENT: EXAMINING THE LEGAL NORMS REGULATING ASPECTS OF INSTITUTIONAL AND BUSINESS ACTIVITIES IN SURAKARTA

2019 ◽  
Vol 7 (3) ◽  
pp. 45-51
Author(s):  
Kelik Wardiono ◽  
Wardah Yuspin
Keyword(s):  
Islamic Law ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Business Incubation ◽  
Legal Norms ◽  
Positive Law ◽  
Library Studies ◽  
Depth Interviews

Purpose of study: Research aims at the study of legal norms that are formed and used to regulate the institutional aspects and business activities of the Islamic Micro Finance (LKMS) as well as the counter-hegemonic movement that lies behind them. Methodology: This research employs qualitative approach, which based on secondary data in the form of written documents, collected through library studies and primary data from informants, collected through in-depth interviews and observations in four LKMS in Surakarta LKMS Al-Huda UNS, LKMS Al-Abidin, LKMS AmanahUmmahUMS, LKMS Al-Muayyad. Results: The Legal norms established and used to regulate the institutional and business aspects of the four Sharia Microfinance Institutions in Surakarta show that there are certain aspects in common, and differences on the other. The norms used in regulating the institutional and business aspects of Sharia Microfinance Institutions in Surakarta show a mixture of norms in Islamic law and the MUIs Fatwa, the Norms (in positive law) governing banks, financing institutions, partnerships, and cooperatives, with elements of the more prominent Islamic law. Applications: The existence of the equations of the norms used in the background by the existence of counter-hegemonic movement built by The Small Business Incubation Center (PINBUK), which has passed through the corporate phase but has not exceeded the hegemonic phase. While the differences of norms used, due to the different degrees of cultural penetration of each Sharia Microfinance Institutions against the hegemonic movement driven by PINBUK.

scholarly journals Strengthening communities’ disaster resilience during COVID-19 time: A case of Muhammadiyah in Indonesia

Simulacra ◽  
2021 ◽  
Vol 4 (2) ◽  
pp. 229-245
Author(s):  
Umi Qodarsasi ◽  
Riza Nuzulul Huda ◽  
Umaroh Anisa Zuma
Keyword(s):  
Secondary Data ◽  
Strategic Decision ◽  
Primary Data ◽  
Disaster Resilience ◽  
Literature Study ◽  
Curative Action ◽  
The Government ◽  
Depth Interviews ◽  
Descriptive Method ◽  
Command Center

Since the early of March 2020, COVID-19 pandemic which broke out in Indonesia, had a significant impact on various aspects of life. The pandemic not only has pushed the government to take a strategic decision but also has forced the communities to accommodate this condition immediately. Muhammadiyah is one of Indonesia’s largest religious organizations has played its role to overcome COVID-19 pandemic alongside with the government. This study aims to determine the contribution of Muhammadiyah to tackle the pandemic by strengthening the disaster resilience community. The study uses a qualitative approach and a descriptive method. The primary data were obtained by in-depth interviews with Muhammadiyah organization leaders and several working teams handling the pandemic. Literature study was conducted as the secondary data. To tackle the pandemic by strengthening communities’ disaster resilience, Muhammadiyah carried out several programs, including (1) strengthening da’wah networks massively to enhance the community awareness about COVID-19 pandemic, (2) establishing several working teams handling the pandemic to enhance disaster resilience communities, including Muhammadiyah COVID-19 Command Center (MCCC), Muhammadiyah Disaster Management Center (MDMC), and philanthropic body of Muhammadiyah (LazisMu), and (3) Muhammadiyah engagement with stakeholders and development agency, such as the collaboration with the Ministry of Health, BNPB, DFAT and USAID to COVID-19 preventive and curative action.

scholarly journals Authoritarian Nature of the People’s Democratic Party on Federal Radio Corporation of Nigeria in the Fourth Republic (1999-2015)

2019 ◽  
Vol 5 (1) ◽  
pp. 99-106
Author(s):  
Muktar Bashir
Keyword(s):  
Democratic Party ◽  
Qualitative Method ◽  
Secondary Data ◽  
Primary Data ◽  
Factual Information ◽  
The People ◽  
Data Collection And Analysis ◽  
Fourth Republic ◽  
The Government ◽  
Depth Interviews

This article empirically discusses the Authoritarian nature of the ruling Peoples Democratic Party (PDP) on Federal Radio Corporation of Nigeria (FRCN) in Nigeria’s Fourth Republic between 1999-2015. It employed qualitative method as a means of data collection and analysis. The primary data was generated via in-depth Interviews with relevant stakeholders who were purposively selected. Secondary data was also utilized to compliment the interviews. The article is written within the purview of the Authoritarian theory of communication and it was found that FRCN between the period under study has been dominated, controlled and dictated by the ruling PDP, reporting issues unethically. The outfit was mostly dancing to the tune of the party in power (PDP). It is recommended that FRCN should not be directly controlled by the government or party in power. Also, a law should be put in place to make it discharge its responsibility of communicating vital, truthful and objective information fairly for the people to be equipped with factual information capable of bringing the needed informed decision particularly during elections.

scholarly journals Strategi Peningkatan Tata Kelola Sistem Resi Gudang di Kabupaten Lombok Barat

2021 ◽  
pp. 297-308
Author(s):  
Ni Made Wirastika Sari ◽  
Muhammad Zubair ◽  
Anwar Anwar ◽  
Bambang Dipokusumo
Keyword(s):  
Analytic Hierarchy Process ◽  
Descriptive Analysis ◽  
Pairwise Comparison ◽  
Secondary Data ◽  
Primary Data ◽  
Financing Constraints ◽  
Analytic Hierarchy ◽  
The Government ◽  
Hierarchy Process ◽  
Depth Interviews

Warehouse receipt system (SRG) is a solution prepared by the government to overcome the financing constraints faced by farmers in obtaining financing or capital assistance. However, this program not widely used by farmer. The aimed of this research was to recommend strategies for improving SRG governance in West Lombok Regency. This research was conducted in West Lombok Regency with the consideration that there is a warehouse managed by PT Pertani (Persero) which is registered as an institution in the Warehouse Receipt System. This study uses secondary data and primary data. Secondary data were obtained from literature studies. Meanwhile, primary data obtained from direct observation, in-depth interviews and by using a questionnaire with experts. The data in this study were analyzed using descriptive analysis and pairwise comparison with the Analytic Hierarchy Process (AHP). The results of this study indicate that to improve SRG governance in West Lombok Regency, the government must focus on recruiting warehouse managers who are professional and have strong entrepreneurial characteristics.  

scholarly journals Program Kesiapsiagaan Tsunami Usaha Hotel di Kawasan Pariwisata Anyer, Provinsi Banten

2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Shandra Rama Panji Wulung ◽  
Cep Ubad Abdullah
Keyword(s):  
Disaster Risk Reduction ◽  
Secondary Data ◽  
Disaster Risk ◽  
Government Policies ◽  
Primary Data ◽  
Government Programs ◽  
Tourism Activity ◽  
The Government ◽  
Tsunami Preparedness ◽  
Depth Interviews

Increased tourism activity and the vulnerability of the Anyer tourism area on the coast of the Sunda Strait triggered the development of hotel preparedness for disaster risk reduction. The safety and security of tourists is the main focus of stakeholders, especially the hotel in realizing the coastal area of the Sunda Strait as a tsunami-resistant area. This study aims to identify tsunami preparedness programs for hotels in the tourism area of Anyer, the government programs of the Banten Province, and Serang Regency were also identified. Primary data were obtained through observation, in-depth interviews, and questionnaires, while secondary data were obtained through previous studies and local government policies. Data were analyzed using qualitative analysis methods. This study was carried out for six months in eight hotels in the Anyer tourism area. The results showed that hotels in the Anyer tourism area had not implemented the non-structural preparedness concept according to the tsunami ready hotel concept before the Sunda Strait Tsunami. The absence of standard tsunami operational procedures is one of the biggest causes of the number of casualties.

Effects of Financial Innovations on Profitability for Deposit Taking Microfinancing Institutions in Kenya

2018 ◽  
Vol 9 (6) ◽  
pp. 529-536
Author(s):  
Martin Khoya Odipo ◽  
Keyword(s):  
Financial Institutions ◽  
Positive Relationship ◽  
Financial Institution ◽  
Secondary Data ◽  
Financial Statements ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Innovations ◽  
Strong Positive Relationship

Recent studies have documented that innovations improve profitability of firms. This article documents that deposit taking micro financial institutions that have adopted financial innovations have increased their profitability. The study covered five years between 2009-2013. Both primary and secondary data were used in the study. Primary data was obtained through administration of drop and pick questionnaires to selected employees of the institutions. Secondary data was obtained from financial statements and management reports of these deposit taking microfinance institutions. Data was analyzed using descriptive statistics, return on asset and multi-liner regression model to determine the effect of each financial innovation applied on profitability on the micro-financial institution. The results showed that most deposit taking microfinance institutions adopted these financial innovations in their current operations. There was strong positive relationship between individual innovations and profitability. In line with profitability ROA also showed improvement each year after the adoption of these financial innovations.

DAYA SAING DAN PERAN PEMERINTAH DALAM MENINGKATKAN DAYA SAING KOMODITI KAKAO DI SULAWESI TENGAH

2017 ◽  
Vol 11 (1) ◽  
pp. 69-96
Author(s):  
Siti Yuliaty Chansa Arfah ◽  
Harianto . ◽  
Suharno .
Keyword(s):  
Policy Analysis ◽  
Government Policy ◽  
Secondary Data ◽  
Research Area ◽  
Primary Data ◽  
Cocoa Beans ◽  
Output Analysis ◽  
The Government ◽  
Central Sulawesi ◽  
Policy Analysis Matrix

Penelitian ini bertujuan untuk mengkaji daya saing komoditi kakao di Sulawesi Tengah dan melihat peran pemerintah dalam meningkatkan daya saing komoditi kakao. Data primer berasal dari observasi, wawancara dan kuesioner, sementara data sekunder berasal dari instansi terkait. Metode analisis menggunakan Policy Analysis Matrix (PAM) dan analisis sensitivitas. Penelitian ini menemukan bahwa nilai PCR Kabupaten Parigi Moutong 0,589 dan Kabupaten Sigi 0,396. Sedangkan nilai DRC Kabupaten Parigi Moutong 0,387 dan Kabupaten Sigi 0,319. Hal tersebut mengindikasikan bahwa usahatani komoditi kakao di Sulawesi Tengah memiliki daya saing, namun tidak menguntungkan secara ekonomi karena Sulawesi Tengah menghasilkan biji kakao yang tidak difermentasi akibatnya petani menerima harga rendah. Berdasarkan hasil analisis, pemerintah belum memberikan proteksi terhadap harga biji kakao dalam negeri melalui harga referensi biji kakao sehingga harga biji kakao didaerah penelitian masih tergolong rendah jika dibandingkan dengan harga di pasar internasional. Sementara terhadap input, pemerintah telah memberikan kebijakan subsidi kepada petani, namun implementasinya masih perlu perbaikan terutama terkait penyaluran dan pengelolaan bantuan agar merata. Kajian ini merekomendasikan masih diperlukan kebijakan pemerintah baik terhadap input maupun output untuk meningkatkan produktivitas, menurunkan biaya produksi dan menaikkan harga jual biji kakao, sehingga dapat meningkatkan daya saing biji kakao. The purpose of this study is to assess the competitiveness of cocoa in Central Sulawesi and to investigate the role of government in improving the competitiveness of cocoa. The primary data were generated through observation, interviews and some questionnaires. The secondary data were obtained from the agency or the institution related to the research. This study uses the Policy Analysis Matrix (PAM) and sensitivity analysis. The study found that the PCR value for Parigi Moutong district was 0.589 and Sigi district was 0.396. While, the DRC value for Parigi Moutong district was 0.387 and Sigi district was 0.319. This indicates that cocoa beans farming in Central Sulawesi has competitiveness, but not economically beneficial because Central Sulawesi produces unfermented cocoa beans consequently farmers receive low prices. Based on the results of the government's impact on output analysis, the government did not provide protection for domestic cocoa seed prices through the reference price of cocoa beans, consequently the price of domestic cocoa beans, particularly in the research area, was relatively low compared to the price of cocoa beans at the international market. Seen from the government policy on inputs, the government have provided subsidies to farmers but they need to improve the distribution and management of aid to be evenly distributed. It is necessary to set up good government policy on inputs and outputs in order to increase cocoa seed productivity, decrease production cost and increase the price which simultaneously can improve its competitiveness in the research location.

Internal and External Security Challenges of Nepal

Unity Journal ◽  
2021 ◽  
Vol 2 ◽  
pp. 251-262
Author(s):  
Sumitra Karki
Keyword(s):  
Secondary Data ◽  
Primary Data ◽  
Security Threats ◽  
Cyber Attack ◽  
Secondary Sources ◽  
News Reports ◽  
Security Challenges ◽  
The World ◽  
The Government ◽  
India And China

Nepal has been a home to diversified settlement in terms of ethnicity, religion, dialect and culture since its outset in civilization. It also lies between two great military and economic giants of Asia – India and China – that are hostile to each other. While these bring abundant opportunities for Nepal, it possesses several internal and external security threats. Nepal suffers from cyber-attack, environmental degradation, pandemic, ethnic, racial or religious conflicts, inequality and poverty, extremism, human trafficking, corruption, migration and trans-boundary crime. In addition, Nepal also faces several security threats, traditional and non–traditional, including terrorism and insurgency. These threats possess serious implications on peace and security of Nepal and the South Asian region. There is a need of serious study about the major internal and external security challenges that Nepal faces in recent decades. This study aims at examining some of the major security challenges, explore the factors behind it, and attempt to suggest few policy recommendations to the government of Nepal to deal with them. The study is conducted by reviewing the primary and secondary sources of data. The primary data includes documents of the government agencies, press release, joint statement and organizational reports. It also includes the interviews with security experts, bureaucrats, policy makers and academicians. Similarly, secondary data includes books, news reports, academic journals, seminars report and reports of research institutes and think tanks. The study highlights that Nepal should prepare itself to meet with the emerging internal and external security challenges what have emerged in recent times. With the rise of India and China, two adversarial powers in the region, Nepal possess extreme challenges in days to come. Similarly, hardly any countries of the world had prepared itself to deal with recent pandemic like COVID-19 that has shattered even the most powerful countries of the world. Taking lessons from these, it is time for Nepal to learn and prepare to mitigate the challenges.

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