scholarly journals Urgensi Karakter dalam Analisa Pembiayaan Murabahah di Bank Syariah Indonesia

2021 ◽  
Vol 1 (2) ◽  
pp. 158-171
Author(s):  
Yulia Anggraini
Keyword(s):  
Field Research ◽  
Work Conditions ◽  
Processing Technique ◽  
Qualitative Approach ◽  
Economic Conditions ◽  
Character Analysis ◽  
Data Presentation ◽  
Financial Conditions ◽  
Personal Nature ◽  
Data Processing Technique

The character of the customer is very important to analyze in the process of financing analysis. Character is an aspect of personal nature and concerns the depth of an individual's soul, so that character becomes difficult to identify. The purpose of this study was to determine whether Bank Syariah Indonesia KCP Nganjuk also conducted an in-depth character analysis. This field research uses a qualitative approach, with data collection techniques carried out using interviews and documentation. The data processing technique is done by data reduction, data presentation, and then conclusions. The results of this study are discrepancies in several points in the assessment using character analysis because at Bank Syariah Indonesia KCP Nganjuk implements 5C completely, although according to them, the character is important, the character can change along with financial conditions, economic conditions such as because of covid-19, dishonest customer character, manipulated business or work conditions, both stocks of goods and suppliers, purchases of goods are not by was proposed so that customer breaks his promise and does not fulfill his responsibility to repay the financing to the bank.Karakter nasabah adalah hal yang sangat penting untuk dianalisisis dalam proses analisis pembiayaan. Karakter merupakan aspek dengan sifat pribadi dan menyangkut kedalaman jiwa seorang individu, sehingga karakter menjadi sulit untuk dikenali. Tujuan penelitian ini adalah untuk mengetahui apakah Bank Syariah Indonesia KCP Nganjuk melakukan analisis karakter secara mendalam. Penelitian lapangan ini menggunakan pendekatan kualitatif, dengan teknik pengumpulan data wawancara dan dokumentasi. Teknik pengolahan data dilakukan dengan reduksi data, penyajian data, dan kemudian menarik kesimpulan. Hasil penelitian menunjukkan ketidaksesuaian dalam beberapa poin pada penilaian dengan menggunakan analisis karakter, karena di  Bank Syariah Indonesia KCP Nganjuk menerapkan 5C secara lengkap, walaupun menurut mereka karakter adalah hal penting. Namun karakter bisa berubah seiring dengan kondisi keuangan, kondisi ekonomi seperti karena adanya covid-19, karakter nasabah yang tidak jujur, kondisi usaha, atau pekerjaan yang dimanipulasi baik stok barang dan supllier, pembelian barang tidak sesuai dengan yang diajukan, sehingga nasabah ingkar janji dan tidak memenuhi tanggung jawabnya untuk mengangsur pembiayaannya kepada pihak bank.

scholarly journals Implementasi Syariah Compliance pada Akad Murabahah dan Ijarah (Studi Kasus Pada KSPPS BMT Fastabiq Jepara)

2018 ◽  
Vol 7 (2) ◽  
pp. 88
Author(s):  
Silvia Dora Bonita ◽  
Aan Zainul Anwar
Keyword(s):  
Islamic Law ◽  
Field Research ◽  
Processing Technique ◽  
Qualitative Approach ◽  
External Factors ◽  
Legal Action ◽  
Natural Setting ◽  
Qualitative Descriptive ◽  
Internal And External Factors ◽  
Data Processing Technique

<p>This study aims to determine: 1) the principles of financing agreement murabaha and Ijarah in accordance with Islamic law, 2) the implementation of the financing agreement murabaha and Ijarah, and 3) the factors that caused the broken promise in murabaha and ijarah financing agreement in BMT Fastabiq Jepara well as a way to resolve. This research is a field research with a qualitative approach, the research has the characteristics that the data declared in a state appropriately or as their (natural setting), with no change in the shape of symbols or numbers and descriptive based on questions how. And data processing technique is to use a qualitative descriptive technique. The results of the analysis show that: 1) The principles of murabaha financing agreement on BMT Fastabiq Jepara accordance with Islamic sharia as the murabaha financing agreement executed included also wakalah. The principle of Ijarah financing agreement yet on BMT Fastabiq Jepara accordance with Islamic sharia because it is not included wakalah in it. 2) Execution of Murabahah and Ijarah financing agreement in Jepara Fastabiq BMT carried out according to established procedures BMT Fastabiq Jepara. And 3) the factors that led to broken promises in murabaha and Ijarah financing agreement in BMT Fastabiq Jepara is internal and external factors. The steps undertaken BMT Fastabiq Jepara in overcoming these factors include identifying the problem, if there is a problem that complicated it will be a step family, but if they can not be resolved then it will be taken legal action.</p>

scholarly journals ANALISIS VISUAL KARAKTER GATOTKACA DALAM GAME MOBILE LEGENDS BANG BANG

VISUALITA ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 15
Author(s):  
Ulil Latifah ◽  
Nova Kristiana
Keyword(s):  
Visual Analysis ◽  
Processing Technique ◽  
Qualitative Approach ◽  
Roland Barthes ◽  
Literature Study ◽  
Descriptive Data ◽  
The World ◽  
Visual Importance ◽  
Data Collection Technique ◽  
Data Processing Technique

Game Mobile Legends Bang Bang merupakan salah satu karya desain yang hingga kini masih digemari masyarakat di seluruh dunia tidak terkecuali Indonesia. Karakter pada game bervariasi dan menarik secara visual. Dalam penelitian ini peneliti menganalisis visual karakter dalam game Mobile Legends Bang Bang yaitu Gatotkaca. Permasalahan pada penelitian ini adalah bagaimana ciri-ciri fisik dan pemaknaan visual karakter Gatotkaca yang terdapat dalam game Mobile Legends Bang Bang. Penelitian ini menggunakan jenis penelitian kualitatif, teknik pengumpulan data menggunakan dokumentasi dan studi literatur, teknik pengolahan data menggunakan reduksi dan identifikasi data, teknik analisis data desktiptif  menggunakan semiotika Roland Barthes. Berdasarkan hasil penelitian ini, diketahui bahwa ciri fisik karakter Gatotkaca terinspirasi  dari tokoh legendaris di Indonesia yaitu Gatotkaca. Secara visual, karakter Gatotkaca telah mengalami penyederhanaan bentuk demi kemudahan dalam proses dimensionalnya secara realistis. Karakter Gatotkaca dalam game Mobile Legends Bang Bang dapat mencitrakan sosok Gatotkaca yang kuat dan perkasa dengan senjata sarung tangan Brajamukti-Brajadentanya. Hal ini yang membuat adanya karakter Gatotkaca dalam game Mobile Legends Bang Bang dapat disebut sebagai wujud pelestarian budaya Indonesia. Kata Kunci: Barthes, Game, Gatotkaca, Semiotika.   VISUAL ANALYSIS OF GATOTKACA CHARACTERS IN THE MOBILE  LEGENDS BANG BANG GAME     Abstract Mobile Legends Bang Bang, A game which has conception design and earns enormous popularity among society around the world including Indonesia. The characters in this game have many variations and visually appealing. Through this research, researcher analyses Mobile Legends Bang Bang character’s visual, Gatotkaca. The purpose of the study aims to examine physical characteristics and visual importance of Moblie Legends Bang Bang’s character, Gatotkaca. This research uses Qualitative approach, as data collection technique uses documentation and literature study. Meanwhile, data processing technique uses data reduction and identification, descriptive data technique uses Roland Barthes’ Semiotics. Established results of this study shows physical appearance of Gatotkaca’s character is inspired by legendary figure in Indonesia, Gatotkaca. Visually, the character of Gatotkaca has undergone many shape simplifications to ease its dimensional realistic processes. Gatotkaca’s character in Mobile Legends Bang Bang game images both strong and powerful Gatotkaca with his Brajamukti-Brajadenta gauntlet. This makes Gatotkaca’s character in Mobile Legends Bang Bang can be called as the form of Indonesia’s culture preservation. Keywords: Barthes, Game, Gatotkaca, Semiotics.  

scholarly journals Bimbingan Agama Islam Bagi Muallaf Di Muallaf Center Indonesia (MCI)

2019 ◽  
Vol 14 (2) ◽  
pp. 137-148
Author(s):  
Ita Umin ◽  
Umi Aisyah ◽  
Rini Setiawati
Keyword(s):  
Data Collection ◽  
Field Research ◽  
Qualitative Approach ◽  
Learning To Read ◽  
Data Presentation ◽  
Case Identification ◽  
Collection Data ◽  
Is Evaluation ◽  
Positive Results

This study discusses how the implementation of Islamic guidance for converts at the Indonesian Branch of Muallaf Center (MCI) Lampung Branch. The purpose of this study is to determine the process of Islamic religious guidance for converts at the Indonesian branch of the Muslim Center (MCI) Lampung. This research is a field research with a qualitative approach and analytical nature. The technical analysis of the data used in this study is data collection, data reduction, data presentation, and drawing conclusions or verification. There are 5 stages of the implementation of Islamic guidance, namely, case identification, diagnosis, prognosis and evaluation. At the therapy stage or the implementation of assistance there are 3 steps: opening, opening and preparation. Activities, while the Islamic guidance activities carried out include the delivery of material, prayer practice, guidance on reciting and learning to read hijaiyah letters, lectures, and ongoing guidance. And the last is evaluation, evaluating and follow-up given in the next week. From the implementation of Islamic guidance that has been carried out obtained positive results on converts who previously did not understand the prayer readings and sequences in prayer, can perform prayers properly and correctly, who previously could not distinguish and read hijaiyyah letters to understand how to read them.

scholarly journals The Implementation of Al-Qur'an Memorization Program by Using Social Media in MA Sunan Giri Surabaya

2020 ◽  
Vol 5 (1) ◽  
pp. 1-17
Author(s):  
Muhammad Ismail ◽  
Abdul Muhid
Keyword(s):  
High School ◽  
Social Media ◽  
Data Collection ◽  
Extracurricular Activities ◽  
Field Research ◽  
Qualitative Approach ◽  
Female Students ◽  
Male And Female ◽  
Data Presentation ◽  
The Subject

This study aims to describe the implementation of the Qur'an's tahfidz program by using social media at Senior Islamic High School of Sunan Giri Semampir Surabaya. The type of this research is a field research that the location is Senior Islamic High School of Sunan Giri as the executor of the Qur'an's memorizing extracurricular activities by looking for qualitative approach. The subject of this study involved the head of the school, the Trustees of the Qur’an memorizing program  and participants of male and female students. Data collection using the method of observation, interviews and documentation. This Study uses the analytical method of Miles Huberman model with three steps, namely data reduction, data presentation, and drawing conclusions. The result of this research is: First, the Tahfidz Program in MA Sunan Giri Surabaya is a new program with memorization of 5 juz for students who stay in dormitory and 2 juz for non-boarding students. Second, the process of implementing memorization through social media, with 3 stages, namely: 1) Reading together verses to be memorized, 2) Memorizing students at their homes with the assistance of parents, 3) students' memorizes to the teacher through video calls. Third, the implementation of the Qur’an’s memorizing program went well as expected as the program is usually in the school

scholarly journals Analisis Fikih terhadap Akad Dana Talangan Haji pada Bank Syariah

2013 ◽  
Vol 4 (1) ◽  
pp. 27
Author(s):  
Silvi Novindri
Keyword(s):  
Content Analysis ◽  
Data Analysis ◽  
Statistical Analysis ◽  
Islamic Law ◽  
Field Research ◽  
Qualitative Approach ◽  
Islamic Banks ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Collection Data

Financing bailout of Hajj is loans from Islamic banks to customers to cover theshortage of funds in order to gain seats (seat) at settlement BPIH Hajj (Pilgrimage Travel Expenses). This financing product uses the principle of Qardh Wal Ijarah. The purpose of this study was to determine the views of Islamic law to finance bailouts of pilgrimage and to know the views of Islamic law about the fee ujrah on contract bailouts of pilgrimage. This research is a field research. The design of this study used a qualitative approach to the non-statistical analysis. While the data analysis techniques used content analysis and interactive method which consists of data reduction, data collection, data presentation and conclusion. The results of this research note that the view of Islamic law against the bailouts of pilgrimage on Islamic bank containing multi-contract, where the contract is used qardh and Ijarah are allowed. While the view of Islamic law regarding fee ujrah decision on the bailout fund of pilgrimage is not appropriate with shariah because of the percentage of fee ujrah based on funds qardh

scholarly journals Kepemimpinan Visioner Dalam Implementasi Program Full Day School Di Madrasah Ibtidaiyah

2021 ◽  
Vol 5 (2) ◽  
pp. 98-111
Author(s):  
Yovi Aji Pratiwi ◽  
Novan Ardy Wiyani
Keyword(s):  
Leadership Practices ◽  
Field Research ◽  
Qualitative Approach ◽  
Visionary Leadership ◽  
Day School ◽  
School Program ◽  
Short Term ◽  
Data Presentation ◽  
Full Day

This study aims to obtain a description of the visionary leadership of the principal in the implementation of the full day school program at MI Modern Al Azhary Ajibarang. This research is a type of field research that uses a qualitative approach. The data were collected by interviewing, observing and documenting then being analyzed through the stages of data reduction, data presentation, and data verification. The results showed that there were five strategies applied in visionary leadership at MI Modern Al Azhary Ajibarang. First, to focus leadership practices on the goals of the full day school program. Second, make short-term and long-term plans for the full day school program. Third, focus on achieving the vision for a successful full day school program. Fourth, responding to various changes made by the full day school program. Fifth, respond to the needs of teachers and student guardians in the implementation of full day school.

“Bank titil” : The Benefits and How It is in Islamic Economic Perspectives

2021 ◽  
Vol 2 (2) ◽  
pp. 162
Author(s):  
Happy Sista Devy ◽  
Rizky Amalia ◽  
Annisa Qurrota A'yun
Keyword(s):  
Data Reduction ◽  
Field Research ◽  
Sampling Technique ◽  
Qualitative Approach ◽  
Snowball Sampling ◽  
Economic Perspective ◽  
Data Presentation ◽  
Economic Perspectives ◽  
Islamic Economic ◽  
Snowball Sampling Technique

The purpose of this research is to find how the superiority of the mobile bank or bank titil in the community and how it is viewed from an Islamic economic perspective. This research is a field research conducted using a qualitative approach. The snowball sampling technique was used to obtain the informants who use the services of a bank titil. Data from the key informants are then analyzed using three steps that occur simultaneously, namely data reduction, data presentation (display), and drawing conclusions/verification. The result of this research is that superiority of a mobile bank or bank titil in the community is related to the convenience in transaction provided by a mobile bank or bank titil. First, it is simple requirements. The second is fast disbursement. Third, there is no collateral or guarantee must be given to the titil bank as an official bank institutions are required. However, with the facilities provided by a mobile bank or bank titil, its practice basically contains harms which makes residents remain in a circle of poverty because of their dependence on the services of the mobile bank or bank titil.

scholarly journals MANAJEMEN SARANA DAN PRASARANA DI MI QURROTA A’YUN SLEMAN

2020 ◽  
Vol 6 (1) ◽  
Author(s):  
Maratul Qiftyah ◽  
Sandriansyah Sandriansya
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Learning Process ◽  
Field Research ◽  
Qualitative Approach ◽  
Educational Facilities ◽  
Main Subject ◽  
Data Presentation ◽  
Descriptive Method ◽  
Collection Methods

Madrasas will be able to develop if educational facilities and infrastructure support the learning process. The purpose of this research is to describe the management of facilities and infrastructure in MI Qurrota A'yun. This research is a field research using descriptive method with a qualitative approach. The main subject in this study is the headmaster of the madrasa. Data collection methods used in this research are interviews and observation. Techniques used for data analysis are data reduction, data presentation, and drawing conclusions. Based on the results of the study it can be seen that the management of facilities and infrastructure in MI Qurrota A'yun there are several stages, including: 1) planning of facilities and infrastructure by analyzing the whole beforehand, 2) procurement of facilities and infrastructure, 3) inventory of facilities and infrastructure, 4 ) the use or use of facilities and infrastructure by the madrasa, educators, and all students must be monitored by the selected party madrasa, 5) maintenance of facilities and infrastructure is very important for educators and students so that the goods in the madrasa remain under supervision and care

scholarly journals Implementasi Program Gerakan Literasi Sekolah Pada Tahap Pembiasaan Membaca

2020 ◽  
Vol 11 (1) ◽  
pp. 68
Author(s):  
Fidafatul Hidayati ◽  
Ma’as Shobirin ◽  
Fitria Martanti
Keyword(s):  
Data Analysis ◽  
Research Study ◽  
Positive Impact ◽  
Field Research ◽  
Qualitative Approach ◽  
Data Presentation ◽  
Interview Technique ◽  
Result Show ◽  
Data Validity

Abstract This research study about implementation of literation movement program of reading habbit steps for 4th grader in SDN Sampangan, study about impact and teacher’s role in conducting literation program. This research is field research with use qualitative approach. Technique of data collection is conducted by documentation, observation and interview. Technique of data analysis is done by data reduction, data presentation, and making conclusion while to check data validity is done by observation, triangulation technique and triangulation sources. The result show that The Implementation of Literation Movement Program on Reading Habituation Step for 4th Grader in SDN Sampangan 02 through six steps. First, giving time 10-15 minutes for reading. It can be conducted in class or out of class. Summerize what they are read from the textbook. Retelling what they are read in front of the class. Giving appreciate for student who are already retelling in front of the class and making a note for book which are already read and borrowed by the student in reading card. Positive impact of this activity is there are daily reading habbit which make students become keen on reading and improving their reading references. The role of 4th grader teacher are as assistant and facilitator.

scholarly journals PERMOHONAN DISPENSASI NIKAH TANPA ORANG TUA ATAU WALI

Mahakim ◽  
2017 ◽  
Vol 1 (2) ◽  
Author(s):  
Ulin Nikmatul Badriyah
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Data Reduction ◽  
Field Research ◽  
Qualitative Approach ◽  
Data Presentation ◽  
Procedural Law ◽  
Analysis Process ◽  
Age Limit ◽  
Case Number

Marriage can not be implemented if the brides or one of the bride has not reached the age limit that has been determined, which is 19 years for men dan16 years for women. This statement specified in Law No. 1 Year 1974 on Marriage Article 7 paragraph (1). If a man or woman who try to carry out the marriage before that age she must obtain a permission in the form of dispensation of marriage proposed by both parents or guardian of the man or woman to the courts in the area. But the establishment of the Religious Court Panel in Kediri on the application for dispensation of marriage in the case Number: 0024 / Pdt.P / 2014 / PA.Kdr, marriage dispensation petition should be filed by the bride. This study aims to determine the legal considerations of Religious Court in Kediri in defining marriage dispensation which the petition is filed by the bride him/herself, without the presence of parents or guardians in the trial, as well as reviewing the legality of the applicant of such determination.As in this study, the authors used a qualitative approach and field research, while the method of data collection is interview and documentation. The data analysis process was done through data reduction,  data presentation, and conclusion.The results of this study concluded that there are seven consideration of the judge in granting the request for dispensation of marriage without a parent or guardian, namely: 1) The procedural law which applied in the Religious Court of Kediri, 2) The reason for the filing of dispensation of marriage is because the bride is pregnant before the marriage, 3 ) there is no prohibition to marry the bride, 4) the readiness of the bride, 5) There is goodness for the brides, 6) The is an obstacle for the parents to be present during the trial, 7) Maturity of the applicant. As the legality of the applicant of such determination is legitimate, it means that the assignment is not null and void because it already contains a series of proceedings in the trial and it is not considered as reducing the parts of the proceedings. Based on the terms of the substance of the determination, it has a formal function and can be implemented, meaning that copies of such determination can be used as a requirement for marriage in the Office of Religious Court. Such designations have a power from the applicants, in this case the Court of Kediri establishes a state where the applicant can marry to the partner, although age is still under the provisions of Marriage Law No. 1 of 1974. 

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