scholarly journals The Transformation of DSN-MUI Fatwa in The Unit-Linked Products: A Contemporary Analysis

2020 ◽  
Vol 17 (2) ◽  
pp. 299-322
Author(s):  
Atik Abidah

This article aims to review more concretely how the fatwa position of DSN-MUI toward Sharia Insurance in Indonesia's legal system and how this fatwa is transformed by insurance companies in the form of Unit Link products. Researchers used library research methods, comparative and correlative approaches, and content analysis techniques to answer this. Based on the analysis, the position of the fatwa of DSN-MUI toward Sharia Insurance is hierarchically equivalent to the position of the laws and regulations based on the provisions stated in Article 1 paragraph 3 of Law No. 40 of 2014 on Insurance. Furthermore, from the aspect of transformation, it is found that there are three patterns of transformation used by insurance companies; there are patterns of adoption, expansion, and narrowing. The narrowing pattern is widely used because of the technical nature of the Unit Link. However, from the aspect of conformity with the fatwa, after the transformation process is carried out, especially in the fatwa of the DSN-MUI regarding wakalah bil ujrah by expanding the meaning of ujrah, it is resulted in deviations from sharia principles, especially considering the types of ujrah as stated in a limited manner in the fatwa. wakalah bil ujrah. This research contributes to providing a way to resolve the implementation of Unit Link.Artikel ini bertujuan untuk mengulas secara lebih konkrit bagaimana posisi fatwa DSN-MUI tentang Asuransi Syariah dalam sistem hukum di Indonesia dan bagaimana fatwa ini ditransformasikan oleh perusahaan asuransi dalam produk unit link. Untuk menjawab hal ini, peneliti menggunakan metode library research, pendekatan komparatif dan korelatif serta teknik content analysis. Berdasarkan analisis yang telah dilakukan, hasil penelitian menunjukkan bahwa kedudukan fatwa DSN-MUI tentang Asuransi Syariah secara hierarkis setara dengan kedudukan peraturan perundang-undangan berdasarkan ketentuan yang tersurat dalam Pasal 1 ayat 3 UU No. 40 Tahun 2014 tentang Perasuransian. Selanjutnya, dari aspek transformasi, ditemukan tiga pola transformasi yang digunakan oleh perusahaan asuransi yakni pola adopsi, perluasan, dan penyempitan. Pola penyempitan banyak digunakan lantaran sifat teknis dari unit link. Sedangkan dari aspek kesesuaian dengan fatwa setelah dilakukan proses transformasi, khususnya dalam fatwa DSN-MUI tentang wakalah bil ujrah dengan melakukan perluasan makna ujrah mengakibatkan adanya penyimpangan terhadap prinsip syariah khususnya tentang jenis ujrah sebagaimana disebutkan secara limitatif dalam fatwa wakalah bil ujrah. Penelitian ini berkontribusi dalam memberikan jalan penyelesaian implementasi unit link yang selama ini dianggap bermasalah.

2021 ◽  
Vol 24 (2) ◽  
pp. 233
Author(s):  
Suansar Khatib

The problem concern in this research is how the method of legal istinbâth of Ibn Qayyim al-Jauziyah about medication and health and its relevance with modern theory.This is normative legal research with library research methods, in the form of character studies. The source of the primary material is al-Thibbal Nabawi, supported by secondary materials, al-Dâ’u wa al-Dâwa’, and other relevant materials.Data analysis employed content analysis techniques, the material contained in the text was elaborated by comprehending the contents, then interpreted to obtain the legal istinbâth method regarding the method of medication and health. The results of this study showed that the method of legal istinbâth of Ibnu Qayyim al-Jauziyah in terms of medications, is guided by dilâlah ‘ibârah or ibârat nash, namely the Quran, Yûnus [10]: 57, Al-Isra’ [17]: 82, and clarified by the hadith of the Prophet Muhammad PBUH. While the method of legal istinbâth of Ibn Qayyim al-Jauziyah in health issues was refering to dillah ‘ibârah or ibârat nash, Al-Maidah [5]: 6, Al-’Araf [7]: 31, and made clear by the hadith. In terms of modern medication and health, the theory of therapy related to the process of medical action, is by maintaining body health through preventive action and expelling dangerous substances within the body.Fokus permasalahan dalam penelitian ini adalah bagaimana metode istinbâth hukum Ibnu Qayyim al-Jauziyah tentang pengobatan dan kesehatan?, dan bagaimana relevansi metode istinbâth hukumnya dengan teori pengobatan dan kesehatan modern?. Jenis penelitian ini merupakan penelitian hukum normatif dengan metode penelitian kepustakaan, dalam bentuk studi tokoh. Sumber bahan primernya yakni al-Thibbal-Nabawi,didukung oleh bahan sekunder yakni al-Dâ’u wa al-Dâwa’, dan bahan lainnya yang relevan. Analisis data menggunakan teknik analisis isi, materi yang terdapat dalam kandungan naskah dielaborasi dengan memahami makna yang terkandung dalam teks,lalu dilakukan interpretasi guna mendapatkan metode istinbâth hukumnya tentang metode pengobatan dan kesehatan. Hasil penelitian ini menemukan pertama,metode istinbâth hukum Ibnu Qayyim al-Jauziyah dalam masalah pengobatan berpedoman kepada dilâlah ‘ibârah atau ibârat nash yaitu Alquran surat Yûnus [10]: 57, Al-Isra’ [17]: 82, dan diperjelas oleh hadis Nabi. Sedangkan metode istinbâth hukum Ibnu Qayyim al-Jauziyah dalam masalah kesehatan merujuk kepada dilâlah ‘ibârah atau ibârat nash surat al-Maidah [5]: 6, Al-‘Araf [7]: 31, dan diperjelas oleh hadis Nabi. Relevansinya dengan pengobatan dan kesehatan modern, salah satunya teori tentang terapi yang terkait proses tindakan medis, yaitu dengan menjaga kesehatan tubuh melalui tindakan preventif dan melakukan proses pengusiran zat di tubuh yang menerima campuran zat berbahaya.


2020 ◽  
Vol 5 (1) ◽  
pp. 51-64
Author(s):  
Mulyono Mulyono

Tujuan penelitian ini untuk mengkaji strategi pendidikan dalam Tembang Lir-Ilir Sunan Kalijaga sebagai media dakwah kultural. Dengan menggunakan metode penelitian kepustakaan (library research) dan teknik analisis isi (content analisys), maka hasil penelitian ini dapat disimpulkan berikut: Pertama, Sunan Kalijaga menciptakan Tembang Lir-Ilir diperkirakan pada akhir abad 15 M. Kedua, Tembang Lir-Ilir memiliki kandungan bahasa simbolik dan konotatif, terdiri dari 53 kata, 5 kata yang bereduplikasi (pengulangan),  9 makna simbol natural (realitas alam), 3 blank simbol, dan 31 makna konotasi (memiliki makna rasa). Ketiga, strategi pendidikan yang sekaligus sebagai media dakwah kultural dalam Tembang Lir-Ilir, yaitu: 1) Dengan pendekatan kultural, Sunan Kalijaga mengajak masyarakat untuk memeluk Islam sebagai agama baru yang datang ke tanah Jawa sekitar abad 13-15 M.; 2) Secara persuasif, Sunan Kalijaga menyadarkan masyarakat untuk memeluk Islam dengan melaksanakan rukun Islam yang lima seraya meninggalkan segala keyakinan dan perbuatan yang dilarang Islam; 3) Dengan metafora buah blimbing, Sunan Kalijaga menyakinkan masyarakat bahwa barangsiapa yang taat menjalankan perintah Islam, kelak mendapatkan ketentraman dan kebahagiaan hidup di dunia dan di akhirat. Keempat, para juru dakwah dalam berbagai event menggunakan Tembang Lir-Ilir sebagai media dakwah berbasis kultural yang tetap populer di era millineal.   The purpose of this study is to examine the educational strategy in the Tembang Lir-Ilir of Sunan Kalijaga as a cultural propaganda media. By using library research methods and content analysis techniques, the results of this study can be concluded as follows: First, Sunan Kalijaga created the Lir-Ilir Song estimated at the end of the 15th century AD. Second, the Lir-Ilir Song had content symbolic and connotative language, consisting of 53 words, 5 duplicated words (repetition), 9 natural symbol meanings (natural reality), 3 blank symbols, and 31 connotation meanings (having sense meanings). Third, the education strategy as well as a cultural propaganda media in the Lir-Ilir Song, namely: 1) With a cultural approach, Sunan Kalijaga invites people to embrace Islam as a new religion that came to Java around the 13-15 century AD; 2) Persuasively, Sunan Kalijaga made people aware of Islam by carrying out the five pillars of Islam while abandoning all beliefs and deeds prohibited by Islam; 3) With the metaphor of Blimbing fruit, Sunan Kalijaga assures people that whoever obeys the commands of Islam, will find peace and happiness in living in this world and the hereafter. Fourth, missionary preachers in various events use Tembang Lir-Ilir as a cultural-based propaganda media that remains popular in the millennial era.


Author(s):  
Anton Kurniawan ◽  
Suyitno Suyitno ◽  
Ani Rakhmawati

The purpose of this study is to describe Javanese women’s patriotism in the ketoprak manuscript “Kyai Kala Gumarang”. This qualitative descriptive study used a content analysis technique to analyze the data. The main data source was the ketoprak manuscript titled “Kyai Kala Gumarang”. Library research methods were employed to collect the data. Data analysis techniques using interwoven analysis techniques and interactive analysis with a feminist approach. The results of the study showed that the words, phrases, and sentences in the manuscript indicated that women had a key role as an important messenger of the kingdom, as a distraction, and as soldiers defending the homeland.


2020 ◽  
Vol 1 (2) ◽  
pp. 174-196
Author(s):  
Muhammad Yusram

Azan is an important matter in performing obligatory prayers; it is an announcement of the beginning of five-time daily prayers. However, problems arise when covid-19 pandemic occurs in the midst of society and a particular way (kaifiyat) of azan recommended in the Shari'a is required. The aim of this research was to describe the law and the characteristics of azan during the covid-19 pandemic. Therefore, descriptive qualitative research methods were used in this study so were content analysis techniques and library research approaches in the analysis process. The results of the study show that the law of azan in the midst of the covid-19 pandemic is fardu kifayah (collectively obligatory), while the additional enunciations of azan that was prescribed in the excused condition of the congregational prayer include: Shallu> fi> riha>likum, Shallu> fi> buyu>tikum, Ala> Shallu> fir riha>l, and Ash Shala>h fir Riha>l. The pronouncement of the additional enunciations of azan is after the usual as usual, and this is based on the clearest passage according to the narration of Ibn Umar radhiyallahu anhuma. However, the scholars also allow the muezzin to pronounce those enouncements in place of "Hayya‘ ala ash shala> h" when azan is called out.


Nadwa ◽  
2020 ◽  
Vol 14 (1) ◽  
pp. 175
Author(s):  
Mulyono Mulyono

<p>The purpose of this study is to examine the educational and <em>da’wah</em> strategies based on the culture in the Song <em>Ilir-ilir </em>Sunan Kalijaga. By using library research methods and content analysis techniques, the results as follows: 1) With a cultural approach, <em>Sunan Kalijaga </em>invites and educates the public to embrace Islam as a new religion that came to Java around the 13-15 century AD. 2).  Persuasively, <em>Sunan Kalijaga </em>made people aware of Islam by carrying out the five pillars of Islam while leaving all beliefs and deeds prohibited by Islam. 3) With the metaphor of<em> Blimbing </em>(star fruit).  <em>Sunan Kalijaga </em>assures people that whoever obeys the commands of Islam, will find peace and happiness in living in this world and the hereafter. Educators and preachers in various events create the <em>Ilir-ilir </em>Song as a cultural-based educational and <em>da’wah</em> strategy that remains popular in the millennial era.</p><p> <strong><em>Abstrak</em></strong></p><p>Tujuan penelitian ini untuk mengkaji strategi pendidikan dan dakwah Islam berbasis kultural dalam lagu <em>Ilir-ilir </em>Sunan Kalijaga. Dengan menggunakan metode penelitian kepustakaan (<em>library research</em>) dan teknik analisis isi (<em>content analisys</em>), maka hasilnya dapat disimpulkan berikut: 1) Dengan pendekatan kultural, <em>Sunan Kalijaga </em>mengajak dan mendidik masyarakat untuk memeluk Islam sebagai agama baru yang datang ke tanah Jawa sekitar abad 13-15 M. 2) Secara persuasif, <em>Sunan Kalijaga </em>menyadarkan masyarakat untuk memeluk Islam dengan melaksanakan rukun Islam yang lima seraya meninggalkan segala keyakinan dan perbuatan yang dilarang Islam; 3) Dengan metafora buah blimbing, <em>Sunan Kalijaga </em>menyakinkan masyarakat bahwa barangsiapa yang taat menjalankan perintah Islam, kelak mendapatkan ketentraman dan kebahagiaan hidup di dunia dan di akhirat. Para pendidik maupun juru dakwah dalam berbagai event mengkreasi lagu <em>Ilir-ilir </em>sebagai strategi pendidikan dan dakwah berbasis kultural yang tetap populer di era millineal.  </p><p> </p>


2018 ◽  
Vol 17 (1) ◽  
pp. 42
Author(s):  
Hendri Hermawan Adinugraha ◽  
Asep Suraya Maulana ◽  
Mila Sartika

The purpose of this study is to describe the authority and position of women in a gender perspective with an analysis based on a historical approach. This type of research was library research by using content analysis techniques in data processing. The results of this study has been shown that in pre-Islamic era in the Arab Jahiliyyah culture, women received unequal treatment with men (not indicating gender equality). But after Islam came, the teachings of Islam raised the dignity of women, which distinguishes women and men by Allah only the value of his piety. In the classical period (the prophet’s period), women have an important role in all aspects of life, such as in the field of transmission of hadith, war, commerce, and so forth. In the mid-period (Islamic dynasties period), women began to have an important role in political life and state.


2020 ◽  
Vol 6 (1) ◽  
pp. 89-101
Author(s):  
Dede Rosyada ◽  
Abdul Mujib ◽  
Syahidah Rena

The development of journal literacy with the theme of Islamic Psychology used a lot of typologies in the madhab of psychology, including Islamic Psychoanalysis, Islamic Psycho-behavioristic, Islamic Psychohumanistic, Islamic Psychocognitive, and Islamic Psychotranspersonal. This study aims to analyze the types of madhab integration in constructing journal literacy in the areas of Islamic psychology in Indonesia. Thus, the tendency could be known and be a guideline in the development of Islamic psychology later on. As library research that used content analysis techniques, this study found that although the journal writers had diverse typologies in the development of the Islamic Psychology madhab, the study showed that the Transpersonal madhab dominated the pattern of developing Islamic psychology in the journaling system in Indonesia.This tendency is due to the process of Islamic integration, the easiest psychology, and the lowest resistance level is integrating Psychotranspersonal with Islamic sciences. Psychotranspersonal themes are more easily developed through literary research and/or qualitative research, while other madhabs claim more to quantitative research.


2020 ◽  
Vol 1 (2) ◽  
pp. 251-261
Author(s):  
Aswanto Muhammad Takwi Hede ◽  
Rachmat bin Badani Tempo ◽  
Irsyad Rafi

This study aimed to provide explanation and overview related to the law of tarawih prayers at home in an pandemic situation (Covid-19), the law of performing prayers at home with the intention of participating in congregation in the mosque, and the law of reciting the mushaf or mobile phones while leading tarawih prayer. This research used a descriptive qualitative approach using content analysis techniques and library research. The results show that if in an area where the potential for outbreaks of the covid-19 outbreak is high and there has been an appeal from the local government and scholars (MUI), then in these state the more important thing is to perform tarawih prayers at home, both congregationally with family members, and this is the preferred, or individually; (2) invalidity of the prayers of a person who follows the congregational prayers outside the mosque building, where the scholars agree that he must go to the mosque; and (3) it is permissible to recite from the mushaf in the sunnah (optional) prayers, such as tarawih prayer for imams who do not memorize the Koran. As for the obligatory prayers, it is disliked because there is no need to do so. This law also applies to someone who wants to recite the Koran with the software of Koran on mobile phones.


2020 ◽  
Vol 21 (1) ◽  
pp. 91
Author(s):  
Arifinsyah Arifinsyah ◽  
Safria Andy ◽  
Agusman Damanik

This paper aims to contribute to the thought of realizing religious moderation to prevent radicalism. The problem is, what is meant by religious moderation and how to do the deradicalization of religious moderation based harmony in Indonesia. This research used a qualitative method with content analysis techniques (content analysis), which examines and analyzes a number of literature (Library Research) related to the subject matter. Religious moderation is very significant in deradicalizing, namely; 1). Provide awareness of human nature to do good, the necessity of living side by side in the midst of heterogeneity, without cultural, religious and national boundaries. 2). A moderate attitude promotes hospitality and compassion, upholds human dignity, and lives a life based on religion, morals and universal ethics. 3). Religious people are aware of being citizens and at the same time becoming part of world citizens, respecting other truths. 4). Religious moderation is the most appropriate content and practice to prevent radicalism and preserve harmony in Indonesian earth, which is knitted with Pancasila values. Mental attitude that is moderate, fair, and balanced is the key to managing diversity. 5). With religious moderation, it will be able to manage plural and multicultural societies in the midst of the development of information technology in Indonesia. 6). Religious moderation becomes significant not only for the creation of constructive relations between religions externally, but it is also important internally to create harmony between various streams within one religion.


2019 ◽  
Vol 5 (2) ◽  
pp. 106-124
Author(s):  
Rachmat Bin Badani Tempo ◽  
Akhmad Hanafi Dain Yunta ◽  
Saifullah Bin Anshor

This study aimed at identifying and examining definition and scope of the term ulil amri, important things to consider in giving advice to ulil amri, the way to give them advice, and Islamic jurisprudential view on “Peaceful Action”. This study employed qualitative-descriptive method with content analysis techniques and library research. The results of the study shows that: (1) ulil amri to whom Allah obligate obedience are scholars of rabbaniyyun and leaders as well as those who are in charge of Muslims; (2) some important things in giving advice to ulil amri, those are listening and obeying them in good matter, praying for them goodness and salvation, avoiding ghibah and degradation of ulil amri, cooperating in goodness and piety, being patience upon badness and wrongdoing of the leaders, and giving advice to ulil amri; (3) advising them secretly is the best way, but the scholars also advocate to advise them openly if that method more beneficial to leaders and community; (4) “Peaceful Action” is a matter of ijtihadiyyah in which the scholars have different views on it. Therefore, denying munkar both sir (secretly) and ‘alan (openly) is part of maqasid syar’iyyah that need to be implemented based on rules and considerations of goodness and badness.


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