scholarly journals CONCENTRATION EFFECT ON THE EFFICIENCY OF BANKING SECTOR IN THE REPUBLIC OF SERBIA

2017 ◽  
pp. 281
Author(s):  
Eva Eraković
Keyword(s):  
Banking Sector ◽  
Strong Relationship ◽  
Time Interval ◽  
Correlation And Regression Analysis ◽  
Short Period ◽  
Income Ratio ◽  
Business Efficiency ◽  
Key Factor ◽  
The Republic ◽  
The Relationship

For qualitative analysis of the effect of specific activities, such as banking, on other movements in this sector, precise measuring is needed. Due to the transformation of the banking sector in the Republic of Serbia, in a relatively short period of time, there has been a significant reduction in the number of banks and in increasing the concentration. On the other hand, the business efficiency has become a key factor for the survival of banks in the market. In this study, the concentration was measured by Herfindahl-HirschamIndex, while the degree of efficiency was determined by cost to income ratio. A linear correlation and regression analysis examined the relationship between the degree of concentration and the level of efficiency of Serbian banking sector in the time interval from 2008 to 2015, which confirmed the existence of a strong relationship between these variables.

scholarly journals Length of productive life the cows of Simmental breed

2021 ◽  
Vol 213 (10) ◽  
pp. 31-39
Author(s):  
L. Ignat'eva ◽  
A. Sermyagin
Keyword(s):  
Milk Yield ◽  
Russian Federation ◽  
Negative Relationship ◽  
Strong Relationship ◽  
Cattle Breeding ◽  
Productive Life ◽  
The Russian Federation ◽  
The Republic ◽  
First Time ◽  
The Relationship

Abstract. The purpose of the research was to assess the duration of the length of productive life of Simmental cows. Methods. The research was carried out on Simmental cows bred in 14 regions of the Russian Federation, the total livestock was 8 832 heads. The calculation of the heritability coefficients and correlation (genetic and paratypic) was carried out by using the programs RENUMF90 and REMLF90. Results. A fairly strong relationship was established between the duration of a productive life (months) and the age of culling (lactations) r = +0.795, the length of productive life (months) and lifetime productivity within the range of +0.669…+0.714. However, the relationship between the age of culling (lactations) and lifetime productivity is moderate, from +0.261 to +0.316. A moderate negative relationship was obtained between the age of culling (lactations) and milk yield per first lactation from –0.472 to –0.486. The average relationship was found between milk yield per first lactation and lifetime productivity from +0.567 to +0.588. Cows of the Altai Territory (3.08 lactations or 61.6 months), the Republic of Mordovia (3.38 lactations or 62.4 months) and the Lipetsk region (3.40 lactations or 65.7 months) were distinguished by low age of culling. While the greatest length of productive life was noted in animals and Bryansk (5.48 lactations or 86.9 months) and Irkutsk regions (4.57 lactations or 77.1 months). Bryansk (23 630 kg of milk), Tyumen (18 156 kg) and Irkutsk (17 751 kg) regions occupied the leading positions in lifetime productivity of cows in the sample, while the outsiders were the regions of traditional cattle breeding - Altai Territory (12658 kg of milk), the Republic of Bashkiria (12 482 kg). Scientific novelty. For the population Simmental cattle of the Russian Federation, for the first time, an assessment of selection and genetic parameters of lifelong productivity and length of productive life of Simmental cows was carried out, depending on the breeding region.

scholarly journals The Influence of the Banking Sector Functions on Economic Activity in Macedonia

2015 ◽  
Vol 62 (2) ◽  
pp. 208-221
Author(s):  
Elena Naumovska ◽  
Kiril Jovanovski ◽  
Gorgji Gockov
Keyword(s):  
Economic Growth ◽  
Banking Sector ◽  
Relative Importance ◽  
Basic Functions ◽  
Basic Purpose ◽  
The Subject ◽  
Sector Performance ◽  
The Republic ◽  
The Impact ◽  
The Relationship

Abstract The subject of this paper is the way in which the banking sector in Macedonia contributes to the economic growth by performing five basic functions: savings mobilization, risk diversification, resource allocation, corporate control and easing exchange. The basic purpose of this paper is, through assessment of the relative importance of each of the functions of the banking sector and analysis of the relationship existing between the banking sector intermediation and economic growth (as measured by GDP) to investigate the impact of the banking sector on the real sector performance in the Macedonia. According to the obtained results the paper provides conclusions for opportunities and directions for increasing the efficiency of the banking sector in the Republic of Macedonia.

scholarly journals An assessment on the news about the tourism industry during the COVID-19 pandemic

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Ümit Şengel ◽  
Mustafa Çevrimkaya ◽  
Gökhan Genç ◽  
Merve Işkın ◽  
Burhanettin Zengin ◽  
...  
Keyword(s):  
Content Analysis ◽  
News Coverage ◽  
Strong Relationship ◽  
Tourism Industry ◽  
Content Type ◽  
Short Period ◽  
Research Findings ◽  
Travel Industry ◽  
Relationship Of ◽  
The Relationship

PurposeThis study examines the relationship of COVID-19 with the tourism industry in the context of news coverage. More specifically, this study analyzes the relationship between COVID-19 and subsectors of tourism throughout different periods of the pandemic.Design/methodology/approachQualitative research techniques were applied, and content analysis used, to analyze the collected data. The news contents obtained cover two one-week periods: March 5–12, 2020, and April 5–12, 2020. The content analysis method and MAXQDA program were used to analyze the data.FindingsThe research findings reveal that tourism and news related to COVID-19 were heavily connected with the travel industry during March 5–12, 2020, with concentrations slightly favoring the hospitality industry. In the period of April 5–12, 2020, the strong relationship between tourism and travel continued. During the latter period, the hospitality and the events industries were both subjects of relevant news.Research limitations/implicationsThis study examined the news during a short period of time. In addition, the sample of the study does not represent all news in all media. Examining different media outlets and different news cycles may produce different results.Originality/valueThis is one of the first studies to examine the relationship between the pandemic and the tourism industry from a macro perspective in the context of news coverage. The study provides implications for policy-makers, tourism planners and industry.

scholarly journals Determinants of Dividend Policy: A Case of Serbia’s Banking Sector

2021 ◽  
Vol 67 (1) ◽  
pp. 13-22
Author(s):  
Biljana Jovković ◽  
Aleksandra S. Vasić ◽  
Jasmina Bogićević
Keyword(s):  
Corporate Finance ◽  
Dividend Policy ◽  
Banking Sector ◽  
Individual Investors ◽  
Dividend Policies ◽  
Long Run ◽  
Bank Managers ◽  
The Republic ◽  
The Relationship ◽  
Positive Effect

Abstract Dividend policy is one of the most controversial areas of corporate finance. The paper presents the results of the research in the banking sector of the Republic of Serbia. The specific characteristics of the financial sector make the research on dividend policy determinants additionally complex. This study aims to determine the factors of dividend policy in the Serbian banking sector in the period 2009–2018. The model of random effects was chosen to test the relationship between dividend determinants and dividend payout. Empirical results show that previous years’ dividends have a significant positive effect on dividend policy. Individual investors can benefit from the research to a great extent, as well as bank managers, when creating dividend policies that would contribute to maximising profit and satisfying the needs of employees and shareholders in the long run.

scholarly journals The Impact of Dark Triads on employee’s Time Banditry Behavior: Moderating Role of Islamic Work Ethics

2021 ◽  
Vol 11 (01) ◽  
pp. 168-180
Author(s):  
Shuja Ul Islam ◽  
◽  
Abdul Wahab ◽  
Haider Ali Malik ◽  
Erum Sana Nawab ◽  
...  
Keyword(s):  
Banking Sector ◽  
Critical Issue ◽  
Dark Triad ◽  
Survey Method ◽  
Time Interval ◽  
Islamic Banks ◽  
Work Ethics ◽  
The Impact ◽  
The Relationship ◽  
Time Banditry

Purpose: The present study scrutinizes the novel concept of time banditry in the Banking sector. The study examined the impact of dark triad personalities- Machiavellianism, Narcissism, and Psychopathy, on the Time Banditry behavior. Also, the study extends the research on Islamic work ethics (IWE), whether IWE attenuates the detrimental effect of dark triad personalities on time banditry. Methodology: The study utilizes the survey method for data collection using questionnaire. Data was collected from 204 employees working in Islamic banks. Time-lagged data was collected at two time interval. Findings: Results confirmed that the dark triad has a significant impact on time banditry. Moreover, the moderating effect of IWE on the relationship between Machiavellianism, Psychopathy on time banditry is significant, whereas IWE did not moderate the relationship between Narcissism and time banditry. Significance: This is the first study that examine the impact of Dark Triad on Time Banditry and explore that whether Islamic Work Ethics attenuate this relationship in the context of Islamic banks in Pakistan. Implications: The main theoretical implication is toextends Dark triad literature in reducing its deteriorating effect on time banditry by integrating IWE. The theoretical model tested in the study and confirm empirical evidences in literature. Practical and Social Implications: This study prompts manager about the critical issue of time banditry and amond the dark traid personalities, which personality have more chances to indulge in such behavior. Also, managers can handle the dark triad employees by integrating IWE, to less indulge in undesirable behavior

scholarly journals The Level of Employees Job Satisfaction in Public Sector Bank, With Special Reference to SBI Banks in Rayalaseema Division

2019 ◽  
Vol 8 (2) ◽  
pp. 227-229
Keyword(s):  
Job Satisfaction ◽  
Public Sector ◽  
Banking Sector ◽  
Work Force ◽  
Public Sector Banks ◽  
Employee Job Satisfaction ◽  
Key Factor ◽  
Established Fact ◽  
The Relationship ◽  
Bank Employee

In any business organization job satisfaction is important key factor for reduction in employees. It is an established fact that the success of any organization depends on the satisfaction of its work force. Employees regarding their satisfaction, it is a widely believed that employees participation affects employees job satisfaction. The employees are productivity and they all can create competitive advantage for the organization. The present study investigates the relationship between employee participation and job satisfaction in banking sector. For the purpose of study the data was collected from SBI bank employee job satisfaction, public sector banks one of the leading Bank from SBI banks in Rayalaseema Division Andhra Pradesh. In their recent scenario especially after globalization, Customers attrition is very high especially public sector banks to private sector banks. One of the reasons for the higher attrition is the poor banking services. Hence every commercial bank attempts to make their employees satisfied in their job and tries to attract more customers.A satisfied and happy and hardworking employee is the biggest asset of any organization, including banking sector also.

scholarly journals EFFECT OF THE REGULATORY FRAMEWORK BASEL III ON BENEFITS OF THE BANKING SECTOR IN THE REPUBLIC OF NORTH MACEDONIA

2019 ◽  
Vol 31 (1) ◽  
pp. 81-87
Author(s):  
Zhelao Vytev ◽  
Hazir Gashi
Keyword(s):  
Banking Sector ◽  
Unit Cost ◽  
Banking System ◽  
Regulatory Framework ◽  
Basel Iii ◽  
Financial Indicators ◽  
Unit Costs ◽  
Income Ratio ◽  
Negative Effect ◽  
The Republic

Object of attention in the present work is the profitability and efficiency of banks in the Republic of Northern Macedonia. The subject of the study is focused on the strength and direction of influence of the new Basel III regulatory framework on their final financial results. The purpose of the paper is to reveal the effect of using modern regulatory requirements on the profitability of the country's banking system. The study includes observations on developments in the banking sector for the period 2007-2018. A coefficient of analysis is applied using a system of appropriately selected indicators: cost / income ratio, ROA, asset yield, earnings margin, unit costs, net earnings per share unit cost of staff efficiency factor. An analysis of real empirical data reveals that the implementation of the new regulatory measures does not have a negative effect on the final financial results of the banks, but rather a trend towards improvement of a number of their key financial indicators.

scholarly journals Digitainability and Financial Performance: Evidence from the Serbian Banking Sector

2021 ◽  
Vol 13 (23) ◽  
pp. 13461
Author(s):  
Nikola Stefanovic ◽  
Lidija Barjaktarovic ◽  
Alexey Bataev
Keyword(s):  
Financial Performance ◽  
Cross Section ◽  
Banking Sector ◽  
Strong Relationship ◽  
Digital Transformation ◽  
Bank Performance ◽  
Research Results ◽  
The Face ◽  
The Republic ◽  
Insight Into

This study aimed to explore the cross-section of digitalization and sustainability in banking and its effect on bank performance. The sample consisted of all of the banks (n = 25) operating in the Republic of Serbia from 2011 to 2020. The research results show that the banks focusing on digitalization and sustainability are profitable, even in the face of coronavirus disease 2019 (COVID-19). Furthermore, using the Pearson’s correlation, the study shows that the level of investment in digital transformation has a strong relationship with the net result. We advocate that digitainability in banking is an important factor in uncertain times and should be fostered and included in bank strategies in the post-COVID 19 world. To the best of our knowledge, this is the first study that provides insight into digitainability and bank performance.

Bank Contracts in Albanian Legislation, Legal and Practical Issues in this Field

2016 ◽  
Vol 3 (1) ◽  
pp. 122
Author(s):  
Ardvin Kraja
Keyword(s):  
Interest Rates ◽  
Economic Activity ◽  
Banking Sector ◽  
Specific Treatment ◽  
High Interest ◽  
Banking Activity ◽  
Household Credit ◽  
The Law ◽  
The Republic ◽  
The Relationship

Banks perform an economic activity that is based on principles similar to those of an ordinary business. Banking activity includes the acceptance of deposits of individuals, firms, etc. As a result of the major needs and demands of the economy, household credit, with pertaining high interest rates, the banking sector dynamics experienced a high development. This progress has emerged since the establishment of relations between these banks and individuals by creating a particular system of rights as the law of banking, the focus of which is in the relationship between banks and customers. This kind of relationship is focused on banking contract. Various problems that have emerged from the effect of agreements between parties have brought the need for rating this field of law. Except the provisions provided in the Civil Code about the banking contract, specific laws for the regulation of this relation were approved. As instance could be mentioned the Law on Banks in the Republic of Albania and the normative framework that addresses the whole activity of banks in the territory, upon which the Albanian state has sovereignty. Specific treatment is required about the relations of banks with the customers, where may arise major legal and economic difficulties, because banks are major monetary formations

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