Tingkat Bagi Hasil, Pertumbuhan Likuiditas, dan Produk Domestik Bruto Terhadap Simpanan Mudharabah

This study aims to determine the effect of profit sharing growth, liquidity growth, gross domestic product (GDP) growth, of mudharabah saving growth in general islamic banks. The variables studied are the influence of profit sharing rate, liquidity growth, gross domestic product (GDP) growth as independent variable and mudharabah saving growth as dependent variable. The population in this study are sharia islamic banks registered in Bank Indonesia (BI) and the amount of gross domestic productquarter-year period 2012-2016.The result of hypothesis testing (t test) shows that the profit sharing growth and gross domestic product partially has significant effect to mudharabah saving growth. Then the test result of liquidity growth partially has no effect and not significant to mudharabah saving growth. The results of simultaneous hypothesis test (test F), show that all independent variabels in this study has significant effect to mudharabah saving growth.

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Testing the Efficiency of Capital Structure and Assets Structure in Bank

Asian Journal of Economics Business and Accounting ◽

10.9734/ajeba/2021/v21i230354 ◽

2021 ◽

pp. 105-112

Author(s):

Ahmad Roziq ◽

Ayang Marizca ◽

Alwan Sri Kustono

Keyword(s):

Data Collection ◽

Capital Structure ◽

Hypothesis Test ◽

Secondary Data ◽

Profit Sharing ◽

Islamic Banks ◽

Collection Method ◽

Independent Variable ◽

Relationship Of ◽

The Relationship

This study aims to examine and analyze the effect of capital and asset structure on the risk of financing and profitability of Islamic banks in Indonesia. This type of research is explanatory research, namely research that explains the relationship of the influence of the independent variable on the influence of the dependent variable through a hypothesis test using path analysis. The data used in this study is secondary data on capital structure, asset structure, risk, and profitability in Islamic banks for the 2014-2018 period. The data collection method used in this research is the documentation method. The results of the study conclude that capital structure has a significant effect on risk but does not have a significant effect on profitability, asset structure has no significant effect on risk and profitability and risk has a significant effect on profitability. The results of analysis and discussion can be advised the management of Islamic banks to improve the performance of Islamic banks, so the management of Islamic banks must be able to establish an efficient capital structure, namely by using temporary syirkah funds that use an efficient profit-sharing system and loans with the wadiah system.

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The effect of asset quality, profit and loss sharing on Sharia Banking Liquidity in Indonesia

Technium Social Sciences Journal ◽

10.47577/tssj.v27i1.5500 ◽

2022 ◽

Vol 27 ◽

pp. 423-436

Author(s):

Anggraeni Anggraeni ◽

Yulis Maulida Berniz

Keyword(s):

Gross Domestic Product ◽

Profit Sharing ◽

Capital Adequacy ◽

Domestic Product ◽

Islamic Banks ◽

Return On Assets ◽

Investment Bank ◽

For Profit ◽

Capital Adequacy Ratio ◽

Asset Quality

This study aims to determine the effect of asset quality variables (Non-Performing Financing), Profit and Loss Sharing (profit-loss sharing investment and profit-sharing investment account), capital adequacy ratio, bank size, return on assets, and gross domestic product on Islamic banking liquidity in Indonesia. The analysis was conducted using a sample of 7 Islamic commercial banks from the period March 2015 to December 2019. This study uses 2 multiple regression models of panel data with the results showing that Non-Performing Financing, profit-loss sharing investment, bank size, gross domestic product affect the liquidity of Islamic banks. , then for-profit sharing investment account, capital adequacy ratio, return on assets, does not affect the liquidity of Islamic banks.

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Pengaruh Tingkat Suku Bunga, Tingkat Bagi Hasil, Likuiditas, Inflasi, Ukuran Bank, dan Pertumbuhan Produk Domestik Bruto terhadap Deposito Mudharabah Bank Umum Syariah di Indonesia

el-jizya Jurnal Ekonomi Islam ◽

10.24090/ej.v6i1.2045 ◽

2018 ◽

Vol 6 (1) ◽

pp. 1-22

Author(s):

Akhris Fuadatis Sholikha

Keyword(s):

Gross Domestic Product ◽

Interest Rates ◽

Significant Influence ◽

Quantitative Research ◽

Hypothesis Test ◽

Descriptive Analysis ◽

Secondary Data ◽

Profit Sharing ◽

Commercial Banking ◽

Domestic Product

The purpose of this study is to examine the influence of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously and partially on mudaraba deposits at Islamic Commercial Banking in Indonesia. This study conduct quantitative research with hypothesis testing on secondary data in term of time series on the quartely financial statements starting from the first quarter of 2011 to fourth quarter of 2014. The reserach sample is six Islamic Commercial Banking in Indonesia. The data analysis technique in this study are descriptive analysis, classical assumption test, multiple regression analysis, hypothesis test uses F test, and t test. The result showed that variable of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia. while partially variable of the level of profit sharing, and the size of the company positivelly significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia, but interest rates, liquidity, inflation, and the growth of gross domestic product does not significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia.

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Analysis of the Effect of Exchange Value, Inflation, Product Sharing and Gross Domestic Products on Development Sharia Banking Assets in Indonesia

International Journal of Research and Review ◽

10.52403/ijrr.20210622 ◽

2021 ◽

Vol 8 (6) ◽

pp. 180-192

Author(s):

Muhammad Arif ◽

HB. Tarmizi SU ◽

M. Syafi’i

Keyword(s):

Exchange Rate ◽

Panel Data ◽

Gross Domestic Product ◽

Profit Sharing ◽

Fixed Effect ◽

Domestic Product ◽

Islamic Banks ◽

Islamic Bank ◽

Effect Model ◽

The Exchange Rate

Islamic banks have had a significant development in assets, where during the last ten years the assets of Islamic banks reached 524 trillion rupiah in 2019. However, although the number of assets tends to increase, the percentage of Islamic bank assets grew slowly from 2016 to 2019. It was recorded that the growth of Islamic bank assets in 2016 grew by 22.10% (yoy) and finally in 2019 it grew by 9.93% (yoy), in line with the slowdown in financing channeled by Islamic banks. Banks in their operational activities cannot be separated from the influence of economic conditions. In this study, using analysis from outside the company, namely by using analysis of the macroeconomic environment. Macroeconomic variables used are the exchange rate, inflation, and Gross Domestic Product (GDP), where these three factors are the impact of the global financial crisis in 2008, and greatly affect the condition of the Indonesian economy. As well as the internal factors of the bank itself, namely profit sharing. The purpose of this study is to determine how much influence the exchange rate, inflation, profit sharing, and GDP both partially and simultaneously affect the development of Islamic bank assets in Indonesia. This type of research is quantitative research with panel data. This study uses panel data regression analysis techniques, namely using data combining cross section and time series, where this research is carried out using the common effect, fixed effect and random effect model specification test using the Chow test and the Hausman test. The population and sample of this study are the 10th quarterly financial reports of Islamic commercial banks in Indonesia using purposive sampling technique. The model chosen in this study is the Fixed Effect Model (FEM). The results showed that partially the exchange rate and inflation variables had a positive but insignificant effect on the development of Islamic bank assets, while the profit sharing variables and gross domestic product had a positive and significant effect on the development of Islamic bank assets. While simultaneously the exchange rate, GDP, inflation and profit sharing variables have a positive and significant effect on the development of Islamic bank assets. Keywords: Exchange Rate, Inflation, Profit Sharing, GDP and Asset Development.

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Pengaruh Produk Domestik Bruto (PDB), Jumlah Bagi Hasil dan Jumlah Kantor terhadap Jumlah Deposito Muḍārabah Bank Syariah di Indonesia Periode 2011-2015

Economica Jurnal Ekonomi Islam ◽

10.21580/economica.2017.8.2.1442 ◽

2017 ◽

Vol 8 (2) ◽

pp. 263

Author(s):

Dita Meyliana ◽

Ade Sofyan Mulazid

Keyword(s):

Regression Analysis ◽

Gross Domestic Product ◽

Significant Influence ◽

Profit Sharing ◽

Domestic Product ◽

Panel Regression ◽

Islamic Banks ◽

Microsoft Excel ◽

Positive Direction ◽

Quarterly Data

This study found the influence of Gross Domestic Product (GDP), the amount of profit sharing and the number of offices to the number of muḍārabah deposits of Islamic banks in Indonesia. The data used in this research is quarterly data from 2011-2015 period. The method of analysis used in this research is Data Panel Regression Analysis by using computer program Eviews version 9.0 and Microsoft Excel 2010. The results in this study indicate that partially Gross Domestic Product (GDP), the amount of profit sharing and the number of offices have a significant influence on the amount Muḍārabah deposits. This result is evidenced by a significant value of 0.0000 that is smaller than 0.05 and has a positive direction. So the greater of GDP, number of profit sharing and the number of offices, the greater number of muḍārabah deposits of Islamic banks in Indonesia.<br /><br />Penelitian ini menemukan adanya pengaruh Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor terhadap jumlah deposito muḍārabah bank syariah di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan periode 2011-2015. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Data Panel dengan menggunakan program komputer Eviews versi9.0 dan Microsoft Excel 2010. Hasil dalam penelitian ini menunjukkan bahwa secara parsial Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor memiliki pengaruh signifikan terhadap jumlah deposito muḍārabah. Hasil ini dibuktikan dengan nilai signifikan sebesar 0.0000 yaitu lebih kecil dari 0.05 dan memiliki arah positif. Sehingga semakin besar PDB, jumlah bagi hasil dan jumlah kantor, maka semakin besar pula jumlah deposito muḍārabah bank syariah di Indonesia.

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The Role of Prices, Locations, and Promotions on Smartphone Purchase Decisions in Electronics Shop in Indonesia: a Lesson from Sidoarjo

Indonesian Journal of Law and Economics Review ◽

10.21070/ijler.2019.v2.30 ◽

2019 ◽

Vol 2 (2) ◽

Author(s):

Shinta Devi ◽

Slamet Harjatno

Keyword(s):

Hypothesis Testing ◽

Hypothesis Test ◽

T Test ◽

Purchase Decisions ◽

Test Results ◽

Validity Test ◽

Simultaneous Test ◽

A Value ◽

Test Result

This study aims to determine the effect of price, location and promotion simultaneously and partially to the decision to purchase a smartphone in JH Phone Sidoarjo and to find out the most influential variables on purchasing decision. Hypothesis testing using simultaneous test (F test) and partial test (t test) by using program SPSS version 18.0.The results of research based on Validity Test showed that all research instruments is valid because it has a value of r arithmetic > r table. Based on hypothesis test result showed that the price, location and promotion simultaneously have a significant effect on the decision of purchasing a smartphone in JH Phone Sidoarjo. Hypothesis test results also showed that the price, location and promotion partially have a significant effect on the decision to purchase a smartphone in JH Phone Sidoarjo.

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The Role of Prices, Locations, and Promotions on Smartphone Purchase Decisions in Electronics Shop in Indonesia: a Lesson from Sidoarjo

Indonesian Journal of Law and Economics Review ◽

10.21070/ijler.v2i2.30 ◽

2019 ◽

Vol 2 (2) ◽

Author(s):

Shinta Devi ◽

Slamet Harjatno

Keyword(s):

Hypothesis Testing ◽

Hypothesis Test ◽

T Test ◽

Purchase Decisions ◽

Test Results ◽

Validity Test ◽

Simultaneous Test ◽

A Value ◽

Test Result

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PENGARUH EFEKTIVITAS PROMOSI ABOVE THE LINE DAN BELOW THE LINE TERHADAP DAYA TARIK PENGUNJUNG TAMAN MINI INDONESIA INDAH

Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT ◽

10.36226/jrmb.v3i3.150 ◽

2018 ◽

Vol 3 (3) ◽

pp. 313-320

Author(s):

Ni Wayan Puspasari ◽

Febriansyah Febriansyah

Keyword(s):

Hypothesis Test ◽

T Test ◽

Quantitative Approach ◽

The People ◽

Promotion Effectiveness ◽

Convenience Sampling ◽

Test Result

This research was aimed for knowing the influence between promotion effectiveness above the line and below the line to the attractiveness of visitor of Taman Mini Indonesia Indah. This research used a quantitative approach through survey to 150 visitors. Using a convenience sampling Hypothesis test (t test) result that shows that the variable above the line affect significantly to these attractiveness of visitor proved by t value about 5,867 which is more than t table. And the variable of below the line affect significantly with t value about 5,345 which is more than t tabel. The conclusion of this research is promotion of above the line and below the line be influential effectively increase the attractiveness of visitors of Taman Mini Indonesia Indah. This means that the promotional media which can increase the wishes of the people for a visit to Taman Mini Indonesia Indah. Keywords: promotion,above the line, below the line, marketing

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PENGARUH MOTIVASI DAN STRES KERJA TERHADAP KINERJA PEGAWAI

Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT ◽

10.36226/jrmb.v3i1.84 ◽

2018 ◽

Vol 3 (1) ◽

pp. 27-36

Author(s):

Nila Hotiana ◽

Febriansyah Febriansyah

Keyword(s):

Work Stress ◽

Hypothesis Test ◽

T Test ◽

Quantitative Approach ◽

Test Result ◽

The Way

This research was aimed for knowing the influence between motivation and work stress against the employees’ performance of staffing and Organization General Bureau, staffing and Organization the Ministry of Tourism. This research used a quantitative approach through survey to 40 employees. All population is used as sample. Hypothesis test (t test) result that shows that the variable compensation affect significantly to these performance proved by t value about 2.693 which is more than t table. But the variable of work stress do not affect significantly with t value about 1.994 which is less than t table. The conclusion of this research is motivation is the most dominant variable over the performance of the employees. This means that increasing performance of the emplooyees can be seen from the way the institutions provide motivation to employees. Keywords: motivation, work stress, employee’s performance

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