Sinergitas Nahdlatul Ulama dan Muhammadiyah Dalam Pengembangan Ekonomi Islam di Indonesia

This paper aims to analyze the sinergity of Islamic organisations (Nahdlatul Ulama and Muhammadiyah) towards the development of Islamic Economy in Indonesia. This study uses a qualitative method. This type of research is literature analysis. Data is collected and analyzed from the main sources of Islam (i.e. Qur'an and Hadith) and previous research studies related to Islamic organizations in Indonesia. The authors find that Nahdlatul Ulama and Muhammadiyah are the largest Islamic organizations in Indonesia which have their own characteristics. Both of these organizations have a distinction in the methods of da'wah and mass bases. The synergy of Nahdlatul Ulama and Muhammadiyah through da'wah methods and mass bases can develop Islamic economy in Indonesia. The authors argue that in the future it may be necessary to have a deeper synergy between activists, administrators, and followers of Nahdlatul Ulama and Muhammadiyah. This paper is the pioneer to analyze the sinergity of Islamic organizations towards the development of Islamic Economy in Indonesia.

Analisis Non Performing Financing, Dana Pihak Ketiga, Capital Adequacy Ratio, Dan Financing To Deposit Terhadap Total Pembiayaan

This research aims to examine the effect of Non-Performing Financing (NPF), Third Party Fund (DPK), CAR and FDR both simultaneously or partially on Total Financing with Islamic General Bank. In this research, the researcher applied quantitative method and employed secondary type of data sources. The sample used in this research is financial statement Islamic General Bank during the period of 2013-2017. The data analysis method used in this research is variable descriptive statistics, classic assumption test, multiple linear regression with significance level 5% and hypothetical test. The outcome of the research is processed using SPSS program version 22

Realita Dinamika Pasar: Studi Intensif Distingsi Syariah Konvensional

The research confirm the differences between sharia company stock index and conventional company stock index as the issuer at The Indonesia Stock Exchange. This research is a continuation of a series of previous studies by Nurhayadi et al earlier on the comparison between the sharia market and the conventional market. The Data consist of Jakarta Stock Exchange (JSX) Composite Index (Indeks Harga Saham Gabungan (IHSG)), Jakarta Stock Exchange Liquid Index (LQ45), Jakarta Islamic Index (JII), Indonesia Sharia Stock Index (ISSI), ten companies of sharia issuer, and ten companies of conventional issuer. There are seven scenarios based on bivariate and multivariate analysis that conducted regression, correlation, and determination test to know whether conventional company influence on sharia company. The research scenarios cover five years data from January 2014 to December 2018. The result confirms that the fluctuation of conventional issuer's stocks is different from the fluctuation of sharia issuer's stocks. Conventional issuers have a weak correlation with sharia issuers. This condition implies that between the conventional market and the Islamic market there is no correlation.

Does Technology Matter?: literature Review Adopsi Teknologi Dalam Riset Ekonomi Keuangan Syariah

Technology disruption brings us to a new era full of opportunities and challenges. In digital transformation, various cutting-edge innovations in the economy were born and developed. At this point, Islamic economics and finance can utilize the advantages provided by technological advances, such as features of generativity, convergence, and culture of democratization to promote ethical principles such as togetherness, justice, equality, and honesty. In the realm of research, if previously the issue of technology had not been enough of the attention of researchers, then the trends were slowly changing. This research tries to review the research on the theme of Islamic economics and finance with the emphasis on the use of the technology sector in it. This research is a literature review and uses a descriptive analysis of 28 English-language articles based on Google Scholar. The sample articles are those published from 2014 to 2019. The results showed that technology adoption has become a common concern of researchers in the field of Islamic economics and finance. The theme of developing technology-based Islamic economic and financial instruments in various sectors continues to emerge, from Islamic banking, Islamic finance, Islamic monetary systems, and zakat. Besides, this research also offers a framework on how to develop Islamic economic and financial research going forward.

Sikap, Subyektif Normal, Dan Pengendalian Diri Untuk Terhadap Kinerja Agen Pemasaran Produk Hartal Mart

The purpose of this study is to analyze the effect of attitude has a significant influence on agent intentions, the influence of subjective norms on agent intentions, the effect of self-control on agent intentions in marketing halal mart products. This study uses the Theory Planned Behavior method and structured equation modeling (SEM) to see the effect of agents on the intentions and performance of agents to market halalmart products through measurement in terms of attitudes, subjective norms and self-control. The results of the research data show that attitudes, subjective norms and self-control have a significant and positive influence on the intentions of the agents to improve performance in marketing halalmart products.

Analisis Strategi Pemberdayaan Ekonomi Dengan Pendekatan USG Dan SWOT

The mosque in the history of Islamic civilization is a means to do da'wah and the development of Muslim economic resources. The purpose of this study is to identify the economic potential of the Nurul Iman Mosque, then to analyze the economic potential of the Nurul Iman Mosque in the economy, and to develop strategies in developing the mosque's economy. This study was conducted in a descriptive qualitative approach. The location of Nurul Iman Mosque is very strategic for business activities for the people. The most dominant factor in the economic development of a mosque is a factor in the large number of worshipers. With the cartesius diagram, it is concluded that the grand strategy in the framework of economic development of the Nurul Iman Mosque is the Strength and Opportunity (Strategy S-O) strategy.

Peran Satuan Kerja Audit Internal Dalam Mendeteksi Fraud Pada Perbankan Syariah Di Indonesia

Sharia Banking in Indonesia continues to strive to be able to maintain transparency and prevent fraud. The audit committee is a tool for the board of commissioners to help maintain the professionalism of the bank. Also Internal Audit or Unit of Work of Internal Audit (SKAI) in Sharia banking is needed to ensure that the company is operating in accordance with the Bank's Regulations and operational standards owned by each bank. Based on the International Standards for the Professional Practice of Internal Auditing, internal audit has a consulting and assurance role. Therefore, internal audit must have the skills, professional, independent and objective in carrying out its role. As one of the roles of assurance, internal audit can detect fraud. Fraud is an act of cheating that can be done by many groups, ranging from employees to top management that can harm the stakeholders. Several factors cause fraud, namely arrogance, competence, opportunity, pressure and rationalization. Types of fraud that can occur are corruption, misuse of assets, manipulation of financial statements and cybercrime.

Religiusitas dan Pengaruh Faktor Demografi Terhadap Kepatuhan Dalam Berzakat

Zakat is one of the essential instruments in increasing community welfare as well as enhancing economic growth. To optimize potential zakat in Indonesia, it needs the involvement of various related parties both government and zakat institution and participation of muzakki as well. Based on the previous study it is known that external and internal factors influencing people compliance to pay zakat, external factors could be arisen from the environment, organization/ zakat institution and the obligation, while internal factors could come from religious factors, such as faith, altruism, demographic factors and social awareness. Aim of this study is to examine the influence of religiosity, and demographic factors on zakat. The questionnaire was distributed to 300 muzakki in Kota Tangerang. The findings show that religiosity had significantly related to zakat compliance. Demographic factors in this case gender and educational background have no significant influence on zakat compliance but give a positive effect, while the level of income have both positive impacts and significantly influence on zakat compliance

Persepsi masyarakat tentang hukum syariah menabung di Bank dan tingkat literasi keuangan syariah

This study has three objectives. First, to find out the people of Tangerang City perception aboutsharia law regarding saving in Islamic and conventional banks. Second, to find out their Islamicfinancial literacy level. And third, to determine the relationship between their perceptions and theirIslamic financial literacy level. This study uses quantitative methods with primary data collectedby integrating questionnaires in 13 sub-districts in the city of Tangerang. The method used todetermine the number of samples is the Slovin formula, while data analysis uses the Kendall’sTau correlation. This study produced several findings. First, the perception of the Tangerang citypeople about the law of saving in Islamic banks is dominated by the answer recommended, whilethe saving law in conventional banks according to the majority of the people of Tangerang City ispermissible. Second, the level of sharia financial literacy in Tangerang City is low, with the lowestindicators are their skills in using Islamic financial services. Third, there is a strong relationshipbetween the people of Tangerang City perception about sharia law saving in banks with the levelof Islamic financial literacy.

Tingkat Bagi Hasil, Pertumbuhan Likuiditas, dan Produk Domestik Bruto Terhadap Simpanan Mudharabah

This study aims to determine the effect of profit sharing growth, liquidity growth, gross domestic product (GDP) growth, of mudharabah saving growth in general islamic banks. The variables studied are the influence of profit sharing rate, liquidity growth, gross domestic product (GDP) growth as independent variable and mudharabah saving growth as dependent variable. The population in this study are sharia islamic banks registered in Bank Indonesia (BI) and the amount of gross domestic productquarter-year period 2012-2016.The result of hypothesis testing (t test) shows that the profit sharing growth and gross domestic product partially has significant effect to mudharabah saving growth. Then the test result of liquidity growth partially has no effect and not significant to mudharabah saving growth. The results of simultaneous hypothesis test (test F), show that all independent variabels in this study has significant effect to mudharabah saving growth.