scholarly journals MAUSU'AH WA MAFHUMUL HADIS BAN RIBA TRANSACTIONS IN MUSNAD AHMAD

Hukum Islam ◽  
2019 ◽  
Vol 19 (1) ◽  
pp. 114
Author(s):  
Nurhadi Nurhadi
Keyword(s):  
Human Life ◽  
Field Research ◽  
Economic Activities

AbstractIslam is a comprehensive religion that encapsulates all human life including economic activities. This era of modern and sophisticated times, the phenomenon of the development of existing business activities must be vigilant, so as not to fall prey to usury. Then what about the hadith in Ahmad's musnad relating to usury ?. The results of the author's research in the book mausu'ah al-hadis al-Nabawiyah, from the hadith perspective in the book Musnad Ahmad. Then found 6 traditions related to usury property. The hadith is No. Hadith 803 in the Book: Musnad of ten companions guaranteed to enter heaven, Chapter: Musnad Ali bin Abu Talib Radliyallahu 'anhu. Hadith No. 1222 in the Book: Musnad of ten companions who are guaranteed to enter heaven, Chapter: Musnad Ali bin Abu Talib Radliyallahu 'anhu. Hadith No. 1294 in the Book: Musnad of ten companions guaranteed to enter heaven, Chapter: Musnad Ali bin Abu Talib Radliyallahu 'anhu. Hadith No. 3539 in the Book: Musnad companions who have narrated many hadith, Chapter: Musnad Abdullah bin Mas'ud Radliyallahu ta'ala 'anhu. Hadith No. 3567 in the Book: Musnad friends who have narrated many hadith, Chapter: Musnad Abdullah bin Mas'ud Radliyallahu ta'ala 'anhu. Hadith No. 13744 in Ahmad Musnad, it will appear in the Book: Remaining Musnad companions who have narrated many hadith, Chapter: Musnad Jabir bin Abdullah Radliallahu ta'ala 'anhu. So from the hadith it can be drawn the understanding that Allah cursed the eaters of usury, the person who gave food with usury, the witness of the usury contract and the person who wrote it. Even though a lot of usury will eventually be a little.    Abstrak Studi ini membahas tentang kerjasama perusahaan go-jek dengan driver perspektif fikih ekonomi. Permasalahannya adalah belum jelasnya bentuk kerjasama yang dilakukan antara perusahaan aplikasi go-jek online dengan driver dilihat dari perspektif fikih ekonomi. Pada satu sisi terdapat indikator mudharabah dengan ada bagi hasil. Pada sisi lain terlihat indikator syirkah, namun belum teridentifikasi bentuk syirkahnya.di samping itu ada juga indikator ijarah, karena pembagian 20% untuk perusahaan dapat dikategorikan sebagai jasa pembayaran aplikasi. Dari persoalan ini timbul pertanyaan bagaimana sesungguhnya hakikat kerjasama antara driver dengan perusahaan aplikasi go-jek online dalam perspektif Fikih Ekonomi? Penelitian ini menggunakan penelitian lapangan (field research) dengan metode penelitian deskriptif kualitatif. Sumber data dalam penelitian ini diperoleh melalui interview atau wawancara. Hasil dari penelitian ini menemukan bahwa driver melakukan kerjasama dengan perusahaan, di mana perusahaan menyediakan jasa aplikasi memperoleh jasa sebesar 20% dari setiap orderan, sedangkan driver memperoleh penghasilan 80% dari setiap orderan. Kerjasama antara driver dengan perusahaan aplikasi go-jek online menurut fikih ekonomi termasuk kepada ijarah ad-dzimah yaitu akad menyewakan jasa kepada pihak driver untuk mendapatkan penumpang, di mana driver membayar jasa tersebut.

Kedudukan dan Fungsi Bahasa dalam Permuseuman

Metahumaniora ◽  
2019 ◽  
Vol 9 (1) ◽  
pp. 54
Author(s):  
Erlina Zulkifli Mahmud ◽  
Taufik Ampera ◽  
Yuyu Yohana Risagarniwa ◽  
Inu Isnaeni Sidiq
Keyword(s):  
Human Life ◽  
Field Research ◽  
Communicative Function ◽  
Language Functions ◽  
The Past ◽  
Library Research ◽  
History Of ◽  
And Function ◽  
Museum Guides ◽  
Bahasa Indonesia

Kedudukan dan fungsi bahasa sebagai alat komunikasi manusia mencakup seluruh bidang kehidupan termasuk ilmu pengetahuan antara lain terkait sejarah peradaban manusia; bagaimana manusia mempertahankan hidupnya, bagaimana manusia memperlakukan alam, bagaimana alam menyediakan segala kebutuhan manusia. Apa yang dilakukan manusia saat ini, saat lampau, dan apa yang dilakukan manusia jauh di masa prasejarah, bagaimana kondisi alam di masa-masa tersebut, apa perubahan dan perkembangannya, dapat didokumentasikan melalui bahasa, divisualisasikan kembali, lalu dipajang sebagai salah satu upaya konversai dan preservasi dalam satu institusi yang disebut museum. Penelitian ini membahas kedudukan dan fungsi bahasa dalam permuseuman. Bagaimana kedudukan dan fungsi bahasa dalam permuseuman baik dalam informasi yang disampaikan oleh pemandu wisata museumnya maupun yang terpajang menyertai benda-benda dan gambar-gambar merupakan tujuan dari penelitian ini. Metode penelitian yang digunakan adalah gabungan antara metode lapangan dan metode literatur. Hasil penelitian menunjukkan bahwa secara umum kedudukan bahasa Indonesia berada pada urutan pertama setelah Bahasa Inggris dan keberadaan kedua bahasa dalam permuseuman ini melibatkan dua fungsi utama bahasa, yakni fungsi komunikatif dan fungsi informatif.The existence and function of language  as a medium of communication covers all fields of human life including knowledge, one of them is the history of human civilization; how humans survived, how human utilized nature for their lives, and how nature provides all the necessities for humans. What humans have been doing now, what they have done in the past and far before that in the pre-history time, how the conditions of the nature at those times were and what changes as well as progresses occurred are documented using language, then re-visualized,  displayed as one of conservation and preservation acts in an institution called museum. This research discusess the existence and function of language in museums. How important the existence of a language in museums and what language functions used in museums both in informations given by the museum guides and on the displays accompanying objects and pictures are the aims of this research. The methods used are the combination between field research and library research. The results show that generally the existence of Indonesian language plays more important role than English and both languages have two main functions; communicative function and informative function.     

Role of local banks as potential primary stakeholders in community-type destinations

2010 ◽  
pp. 99-118
Author(s):  
Keyword(s):  
Local Development ◽  
Field Research ◽  
Credit Unions ◽  
Community Type ◽  
Development Projects ◽  
Credit System ◽  
Economic Activities ◽  
Rural Credit ◽  
Tourist Development

The aim of the paper is to analyse the role of rural credit unions (CRs) in the local financial system and their position as potential primary stakeholders in communitytype destinations. These destinations could be considered as networks characterised by relationships to be understood through the network approach and stakeholder theory. In community-type destinations the level of integration of the tourist offer depends on the intensity and structure of relationships, that is, on the coordination among enterprises, public bodies, local communities and destination management organisations, that manage only a part of the resources and participate with distinct roles, capabilities and power. In these destinations the local credit system has a fundamental role, since it funds enterprises and takes part in local development projects. The CRs are cooperative banks that - by statute - foster economic and social development of the territory. The field research conducted in a typical community-type destination in Italy investigated if there exists a link between the role of the CRs and the development of the tourist offer, to test if they are also primary stakeholders for the tourist development of the territory. The research highlights that CRs are primary stakeholders for the development of traditional economic activities and that they have mainly a financing role for the development of the tourist offer. Signals of change in role are perceivable within the network: from financier to partner in the planning of initiatives and support activities of the tourist development. The results suggest a possible re-positioning of local banks in the network for tourist development projects.

scholarly journals Changes in Air Pollution Following the COVID-19 Epidemic in Northern China: The Role of Meteorology

2021 ◽  
Vol 9 ◽  
Author(s):  
Tian Xian ◽  
Zhanqing Li ◽  
Jing Wei
Keyword(s):  
Air Pollution ◽  
Large Scale ◽  
Human Life ◽  
Northern China ◽  
Control Measures ◽  
Economic Activities ◽  
Low Wind Speed ◽  
Seasonal Signals ◽  
Haze Formation ◽  
Holiday Effects

COVID-19 has a tremendous impact on both human life and the environment due to the unprecedented large-scale shutdown of economic activities at the beginning of 2020. While it was widely expected to see a dramatic reduction in air pollution, reality appears to be much more complex due to the joint influences of emissions and meteorology in dictating air pollution. By analyzing ample meteorological and environmental observational data, this study attempts to evaluate the contribution of an economic lockdown or at a well-below normal level across China to air pollution during the COVID-19 pandemic in the Beijing-Tianjin-Hebei region. Besides the unprecedented emission reductions that helped to improve air quality, multiple other factors came into play, such as high humidity and low wind speed that are favorable for haze formation. After separating long-term trends, seasonal signals, holiday effects, and meteorological contributions concerning climatology, we estimated that the relative contributions of human activities to changes in particulate matter with a diameter of less than 2.5 μm and nitrogen dioxide during the epidemic were −17.13 μg/m3 and −0.03 μg/m3, respectively, with negative quantities denoting reductions to air pollution. Furthermore, comparing the changes in PM2.5 and NO2 concentrations after lockdown revealed that for short-term control measures, meteorological factors mainly affected pollutant particles.

scholarly journals PENGARUH PEREKONOMIAN DAN JUMLAH PENDUDUK TERHADAP PERMINTAAN BAHAN BAKAR MINYAK DI INDONESIA

2020 ◽  
Vol 2 (3) ◽  
Author(s):  
Yurlis Sartika ◽  
Syamsul Amar
Keyword(s):  
Energy Consumption ◽  
Human Life ◽  
Random Effect ◽  
Random Effect Model ◽  
Secondary Data ◽  
Industrial Sector ◽  
Fuel Oil ◽  
Economic Activities ◽  
Economic Sectors ◽  
Effect Model

Abstract : This study aims to analyze the factors that influence the demand for fuel oil in Indonesia. The independent variables of this study are: (X1) Economy, (X2) Total Population. The model chosen in this study is the Random Effect Model (REM).            This type of research is descriptive and associative research, the data used in this study are secondary data using panel data techniques during the 2015-2018 period. Documentation data collection techniques obtained from the Central Statistics Agency and BPH Migas. Data were analyzed using the Regression Panel.   The results of this study indicate that: (1) The economy has a positive and significant effect on demand for fuel oil in Indonesia. This means that as the economy increases, the demand for fuel oil in Indonesia also increases. Indonesia's energy consumption is dominated by fossil energy, especially fuel. Final energy consumption consists of various sectors, namely households, industry, transportation, commercial, and others. Energy is very much needed in carrying out Indonesia's economic activities, both for consumption needs and for the production activities of various economic sectors. (2) The population has a positive and significant effect on the demand for fuel oil in Indonesia. This means that the greater the population, the higher the demand for fuel oil in Indonesia. From year to year the population of Indonesia as one of the developing countries in the world continues to experience growth. This growth has had various impacts on aspects of human life. One aspect that is quite affected by the increase in population is the use of energy to support the necessities of life which includes the industrial sector, households, transportation and so forth. The greater the population, the greater the energy used. Keywords : Economy, Population and Panel Regression

scholarly journals Literacy Culture Development through Class Library at SDIT Salsabila 2 Klaseman Ngaglik Sleman

2019 ◽  
Vol 11 (2) ◽  
pp. 183-203
Author(s):  
Ahmad Safi'i
Keyword(s):  
Life Skills ◽  
Human Life ◽  
School Library ◽  
Field Research ◽  
Class Library ◽  
Reduction Techniques ◽  
The Government ◽  
Using Data ◽  
The Stability ◽  
Culture Development

Life skills are proven to be able to improve human civilization.  Improving literacy culture is one way to develop human life skills.  The National Literacy Movement/ Gerakan Literasi Nasional (GLN) initiated by the government is an effort to realize it.  SDIT Salsabila 2 Klaseman has a Class Literacy Movement/ Gerakan Literasi Kelas (GLK) program.  The limited space available is not a reason to discourage GLK.  This type of research was case study field research.  The institution studied was SDIT Salsabila 2 Klaseman.  The subjects consisted teachers, principals, students and parents.  Data was obtained by observation, interviews and documentation steps.  Analysis was performed by using data reduction techniques, data display, triangulation, and conclusion drawing/verification.  The data showed that the main purpose of GLK was to intensify the culture of school literacy, library revitalization, and maintain the stability of school library functions.  The technical implementation is by creating a class library in each class, fostering a sense of belonging to the class library, supplying books from the school library to the class library, providing educational playgrounds in the area of the class library, giving rewards for students who are diligent in reading, achievements are informed in public, and explore the student guardian support. The problems that arise are the lack of teacher exemplariness, lack of consistency, supply of books from school libraries is still small, and the system of re-education has not been orderly.

scholarly journals Analyzing the most effective indicators of accountant professional ethics: the inevitable necessity for assessing the safe behavior of accountants

2021 ◽  
Author(s):  
M Mir Hosseini ◽  
M Moinuddin ◽  
F Hirani ◽  
SH Hatami Nasab
Keyword(s):  
Data Collection ◽  
Professional Ethics ◽  
Human Life ◽  
Field Research ◽  
Moral Values ◽  
Study Data ◽  
The Sustainable Development ◽  
Qualitative Approaches ◽  
Safe Behavior ◽  
The Impact

Introduction: Morality is very important in human life because human humanity is formed when moral values are crystallized in him. Every human being is evaluated to the extent of the emergence of moral values in thoughts, speech, and behavior, the first manifestation of a person in society is that person's morality. To increase the impact of professional ethics, it is necessary to have patterns that are consistent with culture and society, and by recognizing them, the dimensions of safe behavior by accountants can be explored. Materials and Methods: This research is based on a combined method. Because in this research, both quantitative and qualitative approaches have been used in data collection and analysis, a combination of findings and conclusions. In the present study, data collection has been done through library and field research methods. Statistics consists of theoretical texts related to accounting professional ethics. In this study, using a researcher-made questionnaire, effective criteria based on previous research were identified and finally, 25 sub-components in the form of 5 indicators were identified as the most important factors of professional ethics. In this study, NVIVO software (in the content analysis section) Used. Results: According to experts, the components of professionalism and organization are more important than other criteria and affect the sustainable development of safe behavior and professional ethics of the accountant. Conclusion: By understanding the professional ethics of accountants and identifying its basic components in different dimensions and determining the importance of each of them, a specific framework or format for accountants to observe or not to observe professional ethics and the desire to act based on Design and implement a code of professional conduct to reduce unsafe behaviors and, as a result, reduce the incidence of accidents in the country's industries.

scholarly journals Analysis of Labor Absorption (Study in Kerupuk Sanjai Small and Medium Enterprises in Kabupaten Lima Puluh Kota)

2019 ◽  
Vol 2 (2) ◽  
pp. 68-75
Author(s):  
Nelvia Iryani ◽  
Syaiful Anwar
Keyword(s):  
Small And Medium Enterprises ◽  
Linear Regression Analysis ◽  
Field Research ◽  
Least Square Method ◽  
Multiple Linear Regression Analysis ◽  
Least Square ◽  
Economic Activities ◽  
Ordinary Least Square ◽  
Production Value ◽  
Medium Enterprises

Labor is a very important asset in economic activities, but often the number of workers exceeds the available employment capacity, so it is very necessary to analyze the factors that affect employment. This study aims to estimate the relationship between wage, capital, production value to the amount of employment in Kerupuk Sanjai Small and Medium Enterprises (SMEs) in Kabupaten Limapuluh Kota This type of research is field research and use questioner to 100 respondens . The analytical tool used is multiple linear regression analysis with OLS (Ordinary Least Square) method and data processing using SPSS VR.21 software. The results of the study show that  all independent variabels has a  significant effect on labor absorption in Kerupuk Sanjai SMEs in Kabupaten Limapuluh Kota. capital is the variable that has the most influence in the absorption of labor in the Kerupuk Sanjai Small and Medium Enterprises (SMEs) in Kabupaten Limapuluh Kota.

scholarly journals Impact of Diakonia, Koinonia and Marturia Services for the Growth of the Indonesian Christian Church Resident Sudirman Surabaya

2020 ◽  
Vol 3 (2) ◽  
pp. 38-49
Author(s):  
Wimpie Tanojo
Keyword(s):  
Church Growth ◽  
Human Life ◽  
Theoretical Data ◽  
Field Research ◽  
Main Task ◽  
Sources Of Information ◽  
Christian Church ◽  
The Impact ◽  
The City ◽  
The Church

The ministries of Diakonia, Koinonia and Marturia are the foundation of a church, meaning that a church that is aware of its duty and calling on this earth must rely on these three ministries. It can be said that the true main duty of the church is reflected in the ministry of Diakonia, Koinonia and Marturia. Based on this main task, the church must be able to demonstrate and impart the life of Diakonia, Koinonia and Marturia with the aim of impacting and changing human life. This is what the Ressud Sudirman Surabaya Indonesian Christian Church is aware of in the context of its duties and vocation as a church that has been present in the midst of the Surabaya community, of course its presence is required to fulfill God's plan to become salt and light, a blessing for the surrounding community in general and the congregation in particular. through Diakonia, Koinonia and Marturia's ministry. This research uses a descriptive method. The author directly conducts research, both literature and field research. Bibliography that contains various theoretical data related to topic material from various sources of information which contains important statements to support the accuracy of the research. In addition, this research is also complemented by field research either through questionnaires or direct interviews with several trusted sources including congregants, church activists, servants, sympathizers so that the results of the research present a strong and accurate combination because they are supported by strong theoretical aspects but are also followed by field research evidence. The purpose of this study: first to realize how important the services of Diakonia, Koinonia and Marturia are for the growth of the Indonesian Christian Church in Ressud Surabaya in particular and to the Lord's church in general. Second, the Church is aware of her duty and calling on this earth which has been mandated by God to be her witness so that the impact is evident in church growth both in quality and quantity. Third, the Church of God has the correct concept of the impact of the ministry of Diakonia, Koinonia and Marturia on church growth from the perspective of Missiology, Theology and Ecclesiology. Based on the research conducted by the author, the results obtained are how the extraordinary impact of the services of Diakonia, Koinonia and Marturia on the growth of the Indonesian Christian Church Ressud Surabaya.   This is evidenced by the increasing number of church members from year to year and the increasing quality of the congregation's faith. By having a correct understanding of the ministry of Diakonia, Koinonia and Marturia, the congregation will be more active and diligent in carrying out the duties and responsibilities that have been mandated by God to become a blessing, to become salt and light in this world, in various forms of diaconial services such as selling rice. cheap for the congregation and partly distributed by the surrounding community, cheap medical treatment and even free for the congregation and the poor by establishing a polyclinic "Waluyojati", scholarships for underprivileged congregations ranging from elementary, junior high and even vocational levels, house renovation program held 1 a year one to two times for the congregation. In the form of Koinonia, it can be seen from the congregation that is divided into several sectors or regions, the congregation will continue to grow and increase even out of the city, namely Lamongan, Denpasar and even to Batam, the Denpasar congregation was institutionalized in 2003, while in the city of Surabaya the Indonesian Christian Church Lebak Jaya was matured in 1994 and the Kutisari area in 1998 was instituted simultaneously in 1998 the Batam Indonesian Christian Church was also institutionalized where the Batam Indonesia Christian Church is the fruit of the ministry of several Indonesian Christian Churches including the Indonesian Christian Church Ressud in it. The goal is to be a witness through this service, but the most important of this research is that the Indonesian Christian Church congregation in Ressud is a congregation that has marturia diaconiality, while the implementation of Marturia directly or verbally is not optimal, this is also acknowledged by the council is a local church based on interviews and research based on a questionnaire.

scholarly journals Some aspects of means of individualization on the market of medical and pharmaceutical services

2021 ◽  
pp. 121-126
Author(s):  
Olena Ponomarova
Keyword(s):  
Health Care ◽  
Medicinal Product ◽  
Human Life ◽  
Care Facility ◽  
Health Care Facility ◽  
Pharmaceutical Services ◽  
Main Function ◽  
Economic Activities ◽  
Goods And Services ◽  
Trade Name

Ponomarova O. Some aspects of means of individualization on the market of medical and pharmaceutical services. The article deals with some aspects of means of individualization in the market of medical and pharmaceutical services. Of particular importance is the identification of goods or services in the field of health care, in conditions of high competition in the pharmaceutical and medical markets, is for patients who consume (use) the product or service of this manufacturer, because brand awareness will not allow the patient to confuse one drug with another. Confusion in the names of medicines is quite common, but such confusion can lead to the appointment, purchase and use of a medicine with a similar name, which can have threatening consequences for human life and health.In the market of medical and pharmaceutical services, in most cases, we trace such means of individualization of participants in economic activities as trade names and trademarks (signs for goods and services). Individualization tools on the one hand individualize the entrepreneur (manufacturer) from a number of other participants in the market of medical and pharmaceutical services, and on the other - are a link between the manufacturer of the drug and the patient or between the doctor (health care facility / clinic) and the patient. A trade name is a designation under which an entity may act in a business relationship. Trademarks intended to identify and individualize the goods (services) of the manufacturer (provider) are usually associated with the name of the doctor who provides medical services or with the name of the medicinal product under which the medicinal product enters into commercial circulation and is sold on market of medical and pharmaceutical goods.There are many lawsuits regarding the similarity of the trade name of a medicinal product to another. In Ukraine, the owner of a trademark for a medicinal product may apply for protection of his rights against unfair competition to the Antimonopoly Committee of Ukraine and to the court for protection of infringed intellectual property rights to the mark.Companies that manufacture medicines in the process of creating a new drug name must remember that the main function of the brand name of the drug is to protect patients from misleading them, as well as to prevent medical errors due to the similarity of drug names, which can lead to to risks to life and health of patients. At the same time, the correctly and successfully chosen trade name of the drug plays an important commercial and legal role in the implementation of pharmaceutical companies in the market of medicines.Key words: means of individualization, trademark, medicine, pharmacy, intellectualproperty

scholarly journals CONVERTING CONVENTIONAL BANKS TO SHARIA BANKS IN ACEH: AN EFFORT TO MAINTAIN A STABLE ECONOMY IN THE COVID-19 OUTBREAK

2021 ◽  
Vol 10 (1) ◽  
pp. 24
Author(s):  
Iskandar Budiman
Keyword(s):  
Financial Institutions ◽  
Global Economy ◽  
Human Life ◽  
Growth Conditions ◽  
Islamic Banking ◽  
Economic Downturn ◽  
Economic Activities ◽  
Sharia Law ◽  
The Government ◽  
Conventional Banks

Based on Aceh Qanun (sharia law) No.11 of 2018 concerning Islamic Financial Institutions, it is required to carry out financial activities based on sharia principles. The decline of the global economy during the Covid-19 outbreak did not dampen the Aceh Government, which declared itself a special province practicing sharia values. Apart from aiming to make a purely Sharia-based region, the conversion of conventional banks to sharia banks is also to stabilize the economy. This study aims to analyze (1) the growth conditions of Islamic banking in Indonesia, (2) the legalization of the Aceh Government Qanun in determining financial institutions operating in Aceh, and (3) the resilience of Islamic banking in facing the global economic downturn during the Covid-19 pandemic. The analysis method used is literature and regulation review. The conclusion that the decentralization system implemented by the Indonesian Government in Islamic banking has not been able to maximize the growth of Islamic banking in Indonesia. Aceh Province, the only province in Indonesia that implements Sharia Law through special autonomy, has its own economic system. The Aceh government issued a Qanun, which obliged economic activities based on sharia principles. Based on Qanun No. 11 of 2018, the operation of Banks in Aceh must be in accord with Sharia. Therefore, entering 2020, the Islamic economy has been running almost perfectly in Aceh by changing conventional banking operations into Islamic banking. Furthermore, Islamic banking in Indonesia can still maintain stable growth when the Indonesian economy slides sharply in the second quarter of 2020 to minus 5.32 percent. This fact proves that increasing the growth of Islamic banking is an important thing to do. The Government should be serious and more consistent in maintaining economic stability and achieving the purposes (maqashid) of Sharia in human life.========================================================================================================ABSTRAK – Konversi Bank Konvensional Menjadi Bank Syariah di Aceh: Upaya Menjaga Stabilitas Perekonomian dalam Wabah Covid-19. Qanun (undang-undang syariat (Islam)) Aceh No 11 Tahun 2018 tentang Lembaga Keuangan Syariah, secara tegas telah mewajibkan lembaga keuangan yang beroperasi di Aceh untuk melaksanakan kegiatannya berdasarkan prinsip syariah. Penurunan ekonomi global di masa pandemi covid-19 tidak menyurutkan langkah Pemerintah Aceh dalam mengimplementasikan kebijakan mensyariahkan seluruh lembaga dan institusi yang berada di Aceh. Walaupun berada di dalam sebuah negara yang tidak menganut paham syariah, Provinsi Aceh telah menyatakan dirinya sebagai sebuah wilayah berkedaulatan syariah Islam. Selain bertujuan untuk menjadikan wilayah yang murni berbasis syariah Islam, konversi bank konvesional menjadi syariah juga bertujuan untuk menstabilkan perekonomian. Penelitian ini bertujuan untuk menganalisis (1) kondisi pertumbuhan perbankan syariah di Indonesia, (2) legalisasi Qanun Pemerintah Aceh dalam menentukan lembaga keuangan yang beroperasi di Aceh, dan (3) ketahanan  perbankan syariah dalam menghadapi penurunan perekonomian global di masa pandemi Covid-19. Studi ini menggunakan metode kajian literatur dan analisis regulasi yang menghasilkan kesimpulan yaitu sistem desentralisasi yang dilakukan Pemerintah Indonesia pada perbankan syariah belum dapat memaksimalkan pertumbuhan perbankan syariah di Indonesia. Provinsi Aceh sebagai satu-satunya provinsi di Indonesia yang menjalankan Syariat Islam melalui otonomi khusus mempunyai sistem perekonomian tersendiri. Pemerintah Aceh mengeluarkan qanun yang mewajibkan seluruh kegiatan perekonomian harus berlandaskan prinsip syariah. Berdasarkan Qanun No. 11 Tahun 2018, setiap perbankan yang beroperasi di Aceh haruslah berbentuk syariah. Oleh sebab itu memasuki tahun 2020, perekonomian Islam hampir sempurna telah berjalan di Aceh salah satunya dengan berubahnya operasional perbankan konvensional menjadi perbankan syariah di Provinsi Aceh. Selanjutnya, Perbankan syariah di Indonesia masih mampu menjaga kestabilan pertumbuhannya di saat perekonomian Indonesia meluncur tajam di kuartal II 2020 hingga minus 5,32 persen. Hal ini membuktikan bahwa meningkatkan pertumbuhan perbankan syariah merupakan hal yang penting dilaksanakan, memerlukan keseriusan dan konsistensi terus menerus dari pemerintah demi menjaga kestabilan ekonomi makro dan akan tercapai maqashid syariah pada semua lini kehidupan.

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