scholarly journals Credit: An Islamic Law Perspective

Al-Mizan ◽  
2017 ◽  
Vol 13 (2) ◽  
pp. 227-242
Author(s):  
Muhibbuddin Muhibbuddin

This study aims to examine the legal status of credit sale and purchase. This phenomenon is inseparable from the context of Islamic legal thinking about the legal status of the credit financing system with the addition of prices. Buying and selling credibility is one alternative for consumers to own the goods they want. The results of the study showed that there were three views of scholars regarding the legal status of the credit system sale and purchase, namely: a view that absolutely forbids, can be absolutely, and tafshil (between neutral and forbidden). The author argues that the issue of buying and selling credit is something that is not mentioned in the Qur'an, so that this authority is returned to the community, as long as it does not violate the Islamic business ethics, and there is mutual willingness to conduct transactions. Moreover, buying and selling credit is a bigger problem.

2021 ◽  
Vol 5 (1) ◽  
pp. 129-140
Author(s):  
Zulfa Nabillatu Rozhania ◽  
Kholil Nawawi ◽  
Syarifah Gustiawati

In Islamic economy, the market has important values, because it must have morality or ethics which is one of the responsibilities of every economic agents. Ethics in business must be realized personally which aims for every business person who trades to seek the maximum profit, in Islamic trade it is not just looking for a profit but looking for a blessing. This research explains how the application of Islamic business ethics in marketing Muslim clothing at Almeera Moslem Store Bogor and how the concept of Islamic marketing in Muslim business at Almeera Moslem Store Bogor. This research uses a descriptive qualitative approach, which means to describe some information in the field with data collection techniques used in this study in the form of interviews, and documentation.  The results of this study indicate that the application of Islamic business ethics in the marketing practice of Muslim clothing at Almeera Muslim Store Bogor has fully implemented the principles of justice, the principle of justice, the principle of free will, the principle of responsibility, and the principle of truth.  In the implementation of the marketing concept at the Almeera Moslem Store Bogor in the form of product marketing, prices, and transactions, but there is one thing, namely product satisfaction which is a problem for which there is no solution.  The general solution is to negotiate. Almeera Moslem Store Bogor is always friendly and courteous to consumers in service and marketing as has been implemented in Islamic law.  


2021 ◽  
Vol 1 (1) ◽  
pp. 1-13
Author(s):  
Rianti Rianti

Business ethics is a character that is used to differentiate between a good and bad thing, right or wrong, should or should not, etc. and means a general principle that corrects someone to implement it in their behavior in terms of the business world. In today's era where technology has developed very rapidly, people can often understand in the business world about a business that has the main goal of getting very much profit. In economic law that continues to rely on little capital and also wants to get as much profit as possible, it is possible that business actors dominate business actors so that they do everything they can to get very large profits. Whereas in Islamic law, it has been explained how the ethics of doing business in sharia which have been exemplified by the Prophet Muhammad SAW. This study aims to analyze the suitability of the application of business ethics in online buying and selling transactions on Lazada Marketplace with sharia business ethics in accordance with the rules set by Islam. The method used in this study is a descriptive method to describe an object or subject as it is to present reality and have the characteristics of the object precisely studied. The results showed that Islamic business ethics have not been applied in the practice of buying and selling in online stores in Marketplace Lazada and the application of business ethics practices has not been in accordance with islamic business ethics principles. Etika bisnis adalah karakter yang digunakan untuk membedakan antara hal yang baik dan buruk, benar atau salah, harus atau tidak, dll dan berarti prinsip umum yang mengoreksi seseorang untuk menerapkannya dalam perilaku mereka dalam dunia bisnis. Di era sekarang ini di mana teknologi berkembang sangat pesat, orang sering kali dapat memahami dalam dunia bisnis tentang sebuah bisnis yang memiliki tujuan utama untuk mendapatkan keuntungan yang sangat banyak. Dalam hukum ekonomi yang terus mengandalkan modal yang kecil dan juga ingin mendapatkan keuntungan yang sebesar-besarnya, tidak menutup kemungkinan pelaku usaha mendominasi pelaku usaha sehingga melakukan segala cara untuk mendapatkan keuntungan yang sangat besar. Padahal dalam hukum Islam telah dijelaskan bagaimana etika berbisnis secara syariah yang telah dicontohkan oleh Nabi Muhammad SAW. Penelitian ini bertujuan untuk menganalisis kesesuaian penerapan etika bisnis dalam transaksi jual beli online di Marketplace Lazada dengan etika bisnis syariah sesuai dengan aturan yang telah ditetapkan oleh Islam. Metode yang digunakan dalam penelitian ini adalah metode deskriptif untuk menggambarkan suatu objek atau subjek apa adanya untuk menyajikan realitas dan memiliki ciri-ciri objek yang diteliti secara tepat. Hasil penelitian menunjukkan bahwa etika bisnis Islam belum diterapkan dalam praktik jual beli di toko online dalam Marketplace Lazada serta penerapan praktik etika bisnis belum sesuai dengan dengan prinsip etika bisnis Islam.


2021 ◽  
Vol 5 (1) ◽  
pp. 1-21
Author(s):  
Dwi Lia Rosalianti ◽  
Ikhwan Hamdani ◽  
Hilman Hakiem

Islamic business ethics is a business activity carried out by a businessman and runs his business in accordance with Islamic law with the existence of Islamic business ethics, it is expected that business people will carry out in accordance with the demands of Islamic law that have been regulated in the Al-Qur’an. Discipline is an attitude of mutual respect and appreciation, obeying applicable regulations in accordance with agreements that have been mutually agreed from the start . compensation is an acceptance as reward from giving work to the recipient of work for a job or service that has been done. The purpose of  this study was to determine Islamic business ethics, work discipline, and compensation have a significant effect on employee job satisfaction in sharia’ah  cooperatives 212. This study uses quantitative methods. The data analysis is linear regression. The data processing method in this study used the SPSS 16 program. The sampling technique used in this study was a saturated sample technique, that is all of the population was sampled. Amounting to 35 respondents. The data retrieval used was a questionnaire or questionnaire distributed to employees of  the 212 shari’ah cooperative through the google from. The results of this study indicate that Islamic business ethics has no significant effect on employee job satisfaction in sharia’ah cooperatives 212, work discipline has a significant effect on employee job statisfactionin sharia’ah cooperatives 212, and compensation has a significant effects on employee job satisfaction in cooperatives shari’ah 212 with this conclusion, Islamic business ethics, work discipline, and compensation simultaneously have a significant effect on employee job satisfaction in shari’ah 212 cooperatives.


2019 ◽  
Vol 3 (1) ◽  
pp. 10-23
Author(s):  
Ummal Khoiriyah

Kawan Kita traditional shop apply several strategies to improve service quality of sales by providing training, education, assessment and communication pattern in the Islamic business ethics perspective. This research is a qualitative research with a descriptive approach that aims to describe strategies in improving service quality and Islamic business ethics perspective. Based on the results of the research, the strategies in improving the service quality in the Islamic business ethics perspective applied in Kawan Kita traditional shop are: human resource management is run well, based on Qur'an and Hadith. Among them is by providing training on Islamic business ethics, evaluating employees, approaching employees directly (hablum minannas), and communicating well and correctly according to Islamic law.


2021 ◽  
Vol 6 (01) ◽  
pp. 63-73
Author(s):  
Naily El Muna

Abstract: This study portrays the efforts of Islamic banking to motivate employees in familiarizing the values ​​of Islamic business ethics. The development of Islamic banking has experienced significant growth. A survey by the financial services authority (OJK) stated that the assets of the Islamic banking industry increased 14 times from Rp. 21.5 trillion in 2005 to Rp. 296, 2 trillion in 2015. Islamic Banking I should implement the values ​​of Islamic Business Ethics (EBI) in accordance with Islamic law. These values ​​are divine values, balance (justice), freedom and responsibility. Researchers used a qualitative approach to normative juridical case studies. The findings and theories were built using snowball sampling, which is the process of searching for data from and according to needs. Data collection was carried out by: interviews, observation, and documentation. Data analysis used: data reduction, data presentation, drawing conclusions. The results of this study include: (1) EBI habituation process: (a) As a spirit, (b) There is an emotional bond, the equality of managers, and users of customer funds, (c) The principle of the object is halal, mutual acceptance, needs, habits, and existential, (d) Being accounted for in a balanced manner in the form of scope of work, (2) The process of familiarizing EBI with employees in accordance with Islamic law.


2018 ◽  
Vol 08 (01) ◽  
pp. 144-166
Author(s):  
Noor-ul Ain ◽  
◽  
Asher Ramish ◽  

2018 ◽  
Vol 12 (1) ◽  
pp. 133-146
Author(s):  
Li’izza Diana Manzil

One sign of the rapidly growing world of medical science is its success in making one discovery about Deoxrybo Nucleid Acid (DNA). Islam does not prohibit the practice of DNA identification because it can be used in determining the legal status of relative relationships and related marital prohibitions among families because of the similarity of DNA genes between parents and their children. In Islam marriage prohibition can also occur between brothers and sisters. DNA identification can be done between siblings as a result of the presence of gene elements in breast milk. In addition, breast milk can also develop bone and grow meat if breastfeeding at least five times suction. But the results of DNA tests conducted between siblings cannot be more accurate if done to find relationships of parents and children. From this it clearly proves that Islamic medicine has an urgent value to Islamic law. This can be seen from one of its axiology in determining the status of brotherhood.


2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Alwi Musa Muzaiyin

Trade is a form of business that is run by many people around the world, ranging from trading various kinds of daily necessities or primary needs, to selling the need for luxury goods for human satisfaction. For that, to overcome the many needs of life, they try to outsmart them buy products that are useful, economical and efficient. One of the markets they aim at is the second-hand market or the so-called trashy market. As for a trader at a trashy market, they aim to sell in the used goods market with a variety of reasons. These reasons include; first, because it is indeed to fulfill their needs. Second, the capital needed to trade at trashy markets is much smaller than opening a business where the products come from new goods. Third, used goods are easily available and easily sold to buyer. Here the researcher will discuss the behavior of Muslim traders in a review of Islamic business ethics (the case in the Jagalan Kediri Trashy Market). Kediri Jagalan Trashy Market is central to the sale of used goods in the city of Kediri. Where every day there are more than 300 used merchants who trade in the market. The focus of this research is how the behavior of Muslim traders in the Jagalan Kediri Trashy Market in general. Then, from the large number of traders, of course not all traders have behavior in accordance with Islamic business ethics, as well as traders who are in accordance with the rules of Islamic business ethics. This study aims to determine how the behavior of Muslim traders in the Jagalan Kediri Trashy Market in buying and selling transactions and to find out how the behavior of Muslim traders in the Jagalan Kediri Trashy Market in reviewing Islamic business ethics. Key Words: Trade, loak market, Islamic business


2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Nurul Fatima Hasan

Indeed, in terms of the whole implementation of life has been arranged in the view of Islamic teachings to regulate all human life including in relation to the implementation of the economy and business. Islam does not allow any person to work haphazardly to achieve his/her goals and desires by justifying any means such as committing fraud, cheating, false vows, usury, and any other vanity deeds. But, Islam has given a boundary or line between the allowable and the unlawful, the right and wrong and the lawful and the unlawful. These limits or dividing lines are known as ethics. Behavior in business or trade is also not escaped from the moral value or business ethics values. Islamic business ethics is of which adheres to the principle of unity, equilibrium principle, freewill principle, responsibility principle, It is important for business people to integrate that ethical dimension into the framework or scope of the business. Keyword: Ethics, Business Ethics, Islamic Business Ethic.


2021 ◽  
Vol 1 (1) ◽  
pp. 41-60
Author(s):  
Dewi Iriani ◽  
Lailatul Mufidah ◽  
Muhammad Rosyid Ridho

This article aims to determine the Darussalam Gontor Modern Islamic Boarding School's efforts in shaping the entrepreneurial spirit of the santri? Second, how is the development of Amidas Gontor Mineral Water in the perspective of Islamic Business Ethics? This article using field research (field research), the method used in this study using a qualitative approach, namely the author obtains data directly from sources from teachers/managers and students of the Darrusalam Gontor Islamic boarding school, Ponorogo. Research results 1) The Darussalam Gontor modern cottage's efforts in shaping the entrepreneurial spirit of the Santri, which are taught, have five characteristics, namely: confidence is cultivated to the students, by giving confidence in carrying out the production of Amidas Gontor brand mineral water—having continuous and innovative initiatives, in developing the business unit it holds and having achievement motives, which can provide the students with provisions to apply what they have learned after becoming alumni regarding entrepreneurship. The spirit of leadership, where the alumni who serve are entrusted to manage Amidas Gontor. Dare to take calculated risks, introduce the entrepreneurial results of the santri, events and expos are often held in the cottage, apart from the students, caretakers, guardians of Santri, and the wider community. 2) Development of Gontor Amidas mineral water in the perspective of Islamic business ethics principles; Unity/State; Obedience to worship is a belief in the existence of one God. Balance (Justice); evenly distributed. Free Will, done verbally for the Ponorogo area, the outer island area is done through an online application. The Pondok Gontor party is responsible for compensating for damage to the Ponorogo area outside the island. 3) Virtue: Truth and Honesty. Honest and true in establishing partnerships with agents, shops, distributors, retailers of mineral water Amidas.Artikel ini bertujuan untuk mengetahui upaya Pondok Pesantren Modern Darussalam Gontor dalam membentuk jiwa wirausaha santri? Kedua, Bagaimana Pengembangan Air Mineral Amidas Gontor Dalam Perspektif Etika Bisnis Syariah? Artikel ini menggunakan penelitian lapangan (field research), metode yang digunakan dalam penelitian ini menggunakan pendekatan kualitatif, yaitu penulis memperoleh data langsung dari narasumber dari guru/pengelola dan santri pondok pesantren Darrusalam Gontor Ponorogo. Hasil Penelitian 1) Upaya Pondok Modern Darussalam Gontor dalam membentuk jiwa wirausaha santri yang diajarkan memiliki lima ciri, yaitu: menumbuhkan rasa percaya diri kepada santri, dengan memberikan rasa percaya diri dalam melaksanakan produksi air mineral merk Amidas Gontor. —memiliki inisiatif yang berkesinambungan dan inovatif, dalam mengembangkan unit bisnis yang dimilikinya dan memiliki motif berprestasi, yang dapat membekali mahasiswa dengan bekal untuk menerapkan apa yang telah dipelajarinya setelah menjadi alumni tentang kewirausahaan. Semangat kepemimpinan, dimana para alumni yang mengabdi dipercayakan untuk mengelola Amidas Gontor. Berani mengambil resiko yang diperhitungkan, memperkenalkan hasil wirausaha para santri, event dan expo sering diadakan di pondok, selain para santri, pengasuh, wali santri, dan masyarakat luas. 2) Pengembangan air mineral Gontor Amidas dalam perspektif prinsip etika bisnis Islam; Persatuan/Negara; Ketaatan untuk beribadah adalah keyakinan akan adanya satu Tuhan. Keseimbangan (Keadilan); didistribusikan secara merata. Kehendak Bebas, dilakukan secara lisan untuk wilayah Ponorogo, wilayah pulau terluar dilakukan melalui aplikasi online. Pihak Pondok Gontor bertanggung jawab untuk mengganti kerugian daerah Ponorogo di luar pulau. 3) Kebajikan: Kebenaran dan Kejujuran. Jujur dan benar dalam menjalin kemitraan dengan agen, toko, distributor, pengecer air mineral Amidas.


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