scholarly journals Implementation of Murabahah Contracts in Buying and Selling Housing

2021 ◽  
Vol 1 (2) ◽  
pp. 74-84
Author(s):  
Nivia Mina Audria

Indonesia's economic development related to the demand for housing is increasing. Many indicators can be seen in the community, such as the number of community housing developments. These developments create property business opportunities such as buying and selling housing, especially those that avoid the element of usury so that they look for a sharia buying and selling process, one of which is a murabahah contract. This study aims to determine the implementation of the murabahah contract in buying and selling housing. This research is a descriptive research research based on literature study. Data collection is done by taking from literature sources that are relevant to the research problem. Based on the analysis of various literatures, this study concludes that in the implementation of buying and selling murabahah contracts, it is required that both parties must know the benefits that have been agreed upon and the element of usury is prohibited. In its implementation, it must meet the pillars and conditions according to sharia principles. Traded goods are not included in the categories prohibited by Islamic law. But there are some in the implementation of the murabahah contract, there are some that have been modified related to the murabahah contract.

Author(s):  
Ahmad Kurniadi ◽  
Isharyanto Isharyanto

This research has been done to identify changes in agricultural land to non-agriculture causing the establishment of illegal settlements. Viewed from the standpoint of nature this research is descriptive research, carried out in order to help in strengthening old theories or within the framework of developing new theories. Research locations are in the Office of the Regional Planning, Research and Development (BP3D) Boyolali Regency and Boyolali Regency Agriculture Office. Data collection was carried out by interview and literature study. Data analysis technique is done by data reduction, data display and conclusion. The results show that agricultural development will occur if land problems over the conversion of agricultural land into settlements are unavoidable or need to find a solution to a problem that is very urgent, this is by studying the impact of the problem and socializing the community over these impacts and their resolution to obtain clarity of land legality the conversion. When land starts to shrink, domestic food needs will decrease because population growth cannot be avoided every year. For this reason, immediate special handling is needed, such as direct counseling for the community. Will be danger of land conversion is carried out continuously. Development of the latest technology is needed to manage the land so that fertility does not decrease quickly so as to reduce land productivity. Another way replacement of agricultural land which is used as an alternative handling of the legality problem of conversion of agricultural land.


2018 ◽  
Vol 8 (1) ◽  
pp. 127
Author(s):  
Sindy Husnul Yaqien ◽  
Santoso Tri Raharjo ◽  
Arie Surya Gutama

Penelitian ini berjudul “Kekuatan Mahasiswa Berwirausaha: Kasus di Universitas Padjadjaran”. Fenomena saat ini menunjukkan bahwa tingkat pendidikan yang tinggi belum menjamin seseorang dapat memperoleh pekerjaan dengan mudah. Data statistik (Badan Pusat Statistik, 2017) mencatat bahwa sebanyak 618.758 lulusan universitas di Indonesia yang belum memiliki pekerjaan tetap. Berwirausaha sejak mahasiswa menjadi salah satu alternatif alternatif, sekaligus menunjukkan potensi kekuatan mahasiswa dalam menghadapi persoalan tersebut. Dalam merespon potensi berwirausaha di kalangan mahasiswa, beragam program telah ditawarkan oleh Pemerintah melalui Kementrian Riset dan Pendidikan Tinggi untuk mendorong mahasiswa berwirausaha dapat terus berkembang baik. Populasi dalam penelitian ini adalah mahasiswa yang terdaftar aktif sebagai mahasiswa Universitas Padjadjaran dan berwirausaha dalam rentang waktu 1-3 tahun. Metode penelitian deskriptif dengan pendekatan kuantitatif, serta dengan pengumpulan data menggunakan kuisioner, observasi, dan studi kepustakaan. Analisis data dilakukan melalui proses penyuntingan, pengkodean, dan tabulasi data, serta interpretasi data dan display. Hasil penelitian ini menunjukkan bahwa kekuatan mahasiswa berwirausaha di Universitas Padjadjaran memiliki potensi kekuatan dan peluang usaha yang termasuk dalam kategori tinggi. Pendampingan berkesinambungan melalui workshop-workshop pada mahasiswa berwirausaha perlu secara serius dilakukan oleh pihak perguruan tinggi, yang bermitra dengan pelaku-pelaku usaha, baik swasta maupun pemerintah. Agar usaha yang telah dirintis oleh para mahasiswa tersebut dapat sinambung setelah mereka lulus kuliah. This research is entitled "The Strength of Entrepreneurial Students: Cases in Padjadjaran University". The current phenomenon shows that a high level of education does not guarantee that someone can get a job easily. Statistical data (Central Bureau of Statistics, 2017) notes that 618,758 university graduates in Indonesia do not have permanent employment. Entrepreneurship since students become one alternative alternative, as well as showing the potential strength of students in facing the problem. In responding to the potential of entrepreneurship among students, various programs have been offered by the Government through the Ministry of Research and Higher Education to encourage entrepreneurship students to continue to grow well. The population in this study are students who are enrolled as active students of Padjadjaran University and entrepreneurship within the span of 1-3 years. Descriptive research method with a quantitative approach, and by collecting data using questionnaires, observation, and literature study. Data analysis is done through the process of editing, coding, and data tabulation, as well as data interpretation and display. The results of this study indicate that the strength of entrepreneurial students at Padjadjaran University has the potential strength and business opportunities that fall into the high category. Continuous mentoring through student workshops on entrepreneurship needs to be seriously undertaken by the universities, in partnership with business actors, both private and public. So that the efforts that have been initiated by the students can continue after they graduate from college.


2021 ◽  
Vol 1 (1) ◽  
pp. 13-17
Author(s):  
Deviana Fauziyyah Nabilah ◽  
Askurifa’I Baksin

Abstract. Today there are various new genres in the world of journalism, one of which is comic journalists who marry journalistic writing with comic illustrations. Like the report titled "Sexual Violence in Sharia Prison" that occurred in Langsa Aceh, through its comic @ journaliscomics conveys messages or signs contained in the picture, this indicates that a comic illustration contains many signs that have meaning, purpose, and purpose.Therefore the purpose of this research is to find out (1) the meaning of the denotation of the news content “Sexual Violence in Sharia Prison” which is packaged through comic journalism in Instagram @jurnaliskomik social media (2) the meaning of the connotation of news content “Sexual Violence in Sharia Prison” which is packaged through comic journalism on social media Instagram @ jurnaliskomik (3) knowing the myth in the news content “Sexual Violence in Sharia Prison” which is packaged through comic journalism on Instagram @jurnaliskomik social media.The study uses qualitative research methods with Roland Barthes's semiotic analysis approach through observation, interview and literature study data collection techniques. The object of the research is the news content in the form of comic panels in Instagram @jurnaliskomik which is manifested a “sexual Violence in Sharia Prison” The supporting informants to be a comparison of this research are comic artists from the JurnalisKomik. The results of this study are as follows: (1) The meaning of denotation in the news “Sexual Violence imprisoned by Shari'a” as quite striking contrast coloring and facial features in comic characters show various expressions according to the context that is happening, so it is easily digested by its readers (2) the meaning of the connotation in the news“Sexual Violence in Sharia Prison” shows the existence of sad feelings because the incident occurred in Langsa City, Aceh which has an image of a region with people who are religious and run Islamic law (3) Myth in the news“Sexual Violence in Sharia Prison” illustrates women's feelings are weak according to Eastern culture and there is no power and effort to defend themselves. Abstrak. Dewasa ini terdapat berbagai genre baru di dunia jurnalistik, salah satunya jurnalis komik dengan mengawinkan penulisan jurnalistik dengan ilustrasi komik. Seperti pemberitaan berjudul “Kekerasan Seksual di Penjara Syariat” yang terjadi di Langsa Aceh, Melalui komiknya @jurnaliskomik menyampaikan pesan-pesan atau tanda-tanda yang terkandung di dalam gambarnya, hal tersebut menandakan bahwa sebuah ilustrasi komik mengandung banyak tanda yang memiliki makna, maksud, dan tujuan. Maka dari itu tujuan Penelitian ini adalah untuk mengetahui (1) makna denotasi konten berita “Kekerasan Seksual di Penjara Syariat” yang dikemas melalui jurnalisme komik dalam media sosial Instagram @jurnaliskomik  (2) makna konotasi konten berita “Kekerasan Seksual di Penjara Syariat” yang dikemas melalui jurnalisme komik dalam media sosial Instagram @jurnaliskomik (3) mengetahui mitos dalam konten berita “Kekerasan Seksual di Penjara Syariat” yang dikemas melalui jurnalisme komik dalam media sosial Instagram @jurnaliskomik. Penelitian menggunakan metode penelitian kualitatif dengan pendekatan analisis semiotic Roland Barthes melalui teknik pengumpulan data observasi, wawancara, studi pustaka. Untuk objek penelitiannya adalah konten berita berupa panel-panel komik dalam Instagram @jurnaliskomik yang berujudul “Kekerasan Seksual Di Penjara Syariat” Adapun narasumber pendukung untuk menjadi perbandingan penelitian ini yaitu komikus dari JurnalisKomik. Hasil dari penelitian ini sebagai berikut: (1) Makna denotasi dalam berita “Kekerasan Seksual dipenjara Syariat” memiliki kontras pewarnaan cukup mencolok dan detail raut wajah dalam karakter komik menunjukkan ekspresi yang beragam sesuai dengan konteks yang sedang terjadi, sehingga mudah dicerna oleh pembacanya (2) makna konotasi dalam berita “Kekerasan Seksual dipenjara Syariat” menujukkan adanya perasaan miris karena kejadian tersebut terjadi di Kota Langsa, Aceh yang memiliki image wilayah dengan penduduk yang taat beragama dan menjalankan syariat Islam (3) Mitos dalam berita “Kekerasan Seksual dipenjara Syariat” menggambarkan perasaan wanita yang lemah menurut kebudayaan Timur dan tiada daya sertaupaya untuk membela diri.  


Author(s):  
Mohammad Munir

              The formulation of the research problem in this thesis can be described as follows: First, How is the strategy of Baznas East Java in optimizing the zakat fund, second, How is the implementation of Qordhul Hasan in Baznas East Java, the third is the qordhul Hasan agreement in accordance with the fatwa Number: 19 / DSN-MUI / IV / 2001.             This qualitative research approach is research using explorative research method and descriptive research method. Data collection method is by interview with snowball technique, observation, documentation and literature study through several book and internet sources, hence the result of research finding of Baznas East Java in optimizing zakat fund there are five programs that is East Java Smart, East Java Healthy, East Java Devotion, East Java is prosperous and East Java cares. The empowerment of zakat makes the mustahik have the power of the development of resources of the community in the form of creativity, competence and thinking power considering the economic growth and technology so rapidly will greatly affect the ability of each individual in fulfilling the needs of his life then with prosperous Java Baznas program includes the aid of work tools, work in collaboration with BLK and Cooperation services provide the skills of UMKM and revolving capital assistance that partner with or work together with mosque board, Reading Qur’an community and county Baznas who know the condition of the mustahik by making a letter of application and ready to be surveyed to pilgrims who will get capital assistance. The procedure is that the aid will be handed over to the mosque administrator, reading Qur’an community and the county Baznas for the next of the same committee is handed over to mustahik who is well worthy of receiving assistance.        The result of the research showed that Eat Java Baznas is in accordance with the fatwa Number: 19 / DSN-MUI / IV / 2001 which reads "That one of the means of economic improvement that can be done by LKS / BAZNAS is channeling funds through Al-Qordh principle, to the customer or mustahik provided that the client / mustahik is obliged to return the funds received in accordance with the agreement. If the Client / Mustahik cannot refund part or all of his liability for his / her inability then may extend the repayment period or partially off or off his / her liabilities. Keywords: Qordhul Hasan Agreement, Strategy, Optimize, Zakat Empowerment  


2020 ◽  
Vol 2 (4) ◽  
pp. 529
Author(s):  
Ade Christian Manapa

Act No. 35 of 2009 on Narcotics there are multiple interpretations and ambiguities article formulation, namely Article 112 of Law on Narcotics. Article resulted in the perpetrators of Narcotics (trafficker) will shelter as if he was a victim of crime or narcotics abusers.The problems are: 1) Are Policy Formulation of Criminal Law Against Narcotics Traffickers based on Act No. 35 of 2009 has fulfilled a Justice Value? 2) How does the Policy Formulation of Criminal Law Against Narcotics Traffickers in Criminal Justice in Indonesia? and 3) how the Policy Formulation of Upcoming Criminal Law Against The Perpetrators And Abusers Based on Justice Value?The method used is normative, the specification of the research is descriptive analytical data using secondary data sources, data collection methods using literature study, data presentation in the narrative, qualitative data analysis. The research problem in accordance with the above described problems he infused with three theories: 1) The theory of law enforcement, 2) Theory of legal certainty and 3) Theory of justice.Result: 1) Policy Formulation of Criminal Law Against Narcotics Traffickers Based On Act No. 35 of 2009 still indicates ambiguity and multiple interpretations. Between the formulation of article 112 and article 127 so that it can ensnare abusers of narcotics in Article 127.2) Policies application of criminal law against traffickers Narcotics in Criminal Justice in Indonesia is still problematic, where the dealer the crime of Narcotics can shelter as abusers of narcotics to avoid criminal sanctions are more severe. 3) Policy criminal law traffickers and abusers of narcotics in the future is the need to change the formulation of Article 112 Law on Narcotics, ie there must be firmness that met the elements "have", "save", "master" or "buy" is a chapter devoted to trafficker, importers, producer, and another narcotics crime qualification and not pointed to narcotic abuse itself.Keywords: Policy Formulation of Criminal Law; Narcotics Traffickers; Justice Value.


2021 ◽  
Vol 8 (2) ◽  
pp. 91-109
Author(s):  
Muhammad Ansharuddin Al Furqani ◽  
Firmansyah Firmansyah

This study aims to see the factors that cause murabahah financing to be non-performing financing. This type of research uses a qualitative descriptive method using literature study data. The results of the study are the factors that cause Non-performing financing murabahah financing in the Risalatuna Jasa Cooperative in Padang City due to the Risalatuna Jasa Cooperative (internal factors) and the customers themselves (external factors). The Islamic law review of the settlement of Non-performing financing murabahah financing at the Risalatuna LKMS Jasa Cooperative is following the principles of Islamic law, because in handling Non-performing financing, the Cooperative Jasa Risalatuna LKMS takes precedence first, providing facilities and debt relief. 


2020 ◽  
Vol 4 (2) ◽  
pp. 226-237
Author(s):  
Beryl Gandakusumah ◽  
Rustono Farady Marta

West Java as a province with the largest population that oversees many cities, one of which is that Bandung should be able to contribute to the Indonesian economy through the development of aspects of the image of a city which can also be called a city brand. This research will look at the forming components of Bandung, especially the Arjasari region which has not been maximized and can be improved, so as to create a good creative economic development in the Arjasari region and can be socially economically positive for the Arjasari community and the Indonesian people. The research was carried out with a qualitative approach through observations that are analyzed with hexagonal city brand components which are reinforced with literature study data. Through competitive strategies by developing various aspects of forming an area, the Arjasari Region can become a socially advanced region through agricultural products in the form of corn.


2020 ◽  
Vol 4 (2) ◽  
pp. 222-241
Author(s):  
Aulia Putri Oktaviani Jusri ◽  
Erina Maulidha

The increase in the growth of Islamic banking needs to be supported by the performance of sharia auditors. This study aims to discuss the role and competence of Islamic auditors in supporting the performance of Islamic banking. This type of research uses qualitative methods with a descriptive approach using literature study data. The results of this study indicate that the competencies that must be possessed by sharia auditors include knowledge of Islamic law, fiqh muamalah, skills in accounting and auditing, and special characteristics as sharia auditors. This competence is the key to maximizing the role and competence of sharia auditors to support the performance of Islamic banking. The roles of sharia auditors include as independent auditors, internal auditors, and sharia supervisory board. Sharia compliance tests on Islamic financial institutions are part of the role of the sharia auditor.


Author(s):  
S. K. Saravanan ◽  
G. N. K. Suresh Babu

In contemporary days the more secured data transfer occurs almost through internet. At same duration the risk also augments in secure data transfer. Having the rise and also light progressiveness in e – commerce, the usage of credit card (CC) online transactions has been also dramatically augmenting. The CC (credit card) usage for a safety balance transfer has been a time requirement. Credit-card fraud finding is the most significant thing like fraudsters that are augmenting every day. The intention of this survey has been assaying regarding the issues associated with credit card deception behavior utilizing data-mining methodologies. Data mining has been a clear procedure which takes data like input and also proffers throughput in the models forms or patterns forms. This investigation is very beneficial for any credit card supplier for choosing a suitable solution for their issue and for the researchers for having a comprehensive assessment of the literature in this field.


2015 ◽  
Vol 5 (3) ◽  
pp. 50
Author(s):  
Efi Yulistyowati ◽  
Endah Pujiastuti

<p align="center">ABSTRAK</p><p>Artikel hasil penelitian tentang kajian normatif keberadaan toko modern di Kota Semarang akan mengkaji mengenai keberadaan toko modern di Kota Semarang apakah sudah  memenuhi ketentuan dalam Peraturan Presiden Nomor 112 Tahun 2007. Untuk membahas permasalahan tersebut, metode pendekatan yang dipakai adalah yuridis normatif, dengan spesifikasi penelitian deskriptif analitis, metode pengumpulan datanya : studi dokumentasi dan studi kepustakaan, sedangkan metode analisis data yang dipergunakan adalah analisis kualitatif.</p><p>Hasil dari penelitian menunjukkan bahwa  keberadaan toko modern di Kota Semarang sudah memenuhi beberapa ketentuan yang ada dalam Peraturan Presiden Nomor 112 Tahun 2007, yang belum terpenuhi adalah : ketentuan Pasal 13  &amp; Pasal 15 Peraturan Presiden Nomor 112 Tahun 2007.</p><p><em>Articles of research on the normative study of the existence of modern stores in the city of Semarang will examine the existence of modern stores in the city of Semarang whether they have fulfilled the provisions in Presidential Regulation No. 112 of 2007. To discuss these problems, the approach method used is normative juridical, with the specifications of analytical descriptive research, data collection methods: documentation and literature study, while the data analysis method used is qualitative analysis.</em></p><p><em>            </em><em>The results of the study show that the existence of a modern shop in Semarang City has fulfilled several provisions in the Presidential Regulation Number 112 of 2007, which has not been fulfilled are:</em></p><p><em>p</em><em>rovisions in Article 13 </em><em>and p</em><em>rovisions Article 15</em><em> </em><em>of the Presidential Regulation Number 112 of 2007</em><em>.</em><em></em></p><p><em>Keywords: Study, Normative, Modern Shop, Semarang City.</em><em></em></p><p> </p>


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