scholarly journals Pengaruh Pembiayaan Ijarah Dan Biaya Operasional Pendapatan Terhadap Profitabilitas Bank Syariah Mandiri

2019 ◽  
Vol 1 (1) ◽  
pp. 37
Author(s):  
Sabik Khumaini ◽  
Nurul Fathiya Armina
Keyword(s):  
Hypothesis Testing ◽  
Predictive Ability ◽  
Coefficient Of Determination ◽  
Return On Assets ◽  
F Test ◽  
Significance Level ◽  
Independent Variables ◽  
Normality Test ◽  
Analysis Technique ◽  
Negative Effect

This study was conducted to examine the effect of Ijarah financing variables and Operational Income Operational Costs (BOPO) on the profitability of ROA (Return on Assets) at Bank Syariah Mandiri. The analysis technique used is multiple regression analysis and hypothesis testing using partial t test, F test simultaneously with a significance level of 5% and the coefficient of determination test. In addition, classical tests are also carried out which include the normality test, the heteroscedasticity test, the autocorrelation test and the multicollinearity test. The conclusions obtained are based on the results of the calculated hypothesis testing, showing the variable Ijarah and BOPO significantly negative effect on Return on Assets (ROA) in the period 2006-2015. Meanwhile, the results of the statistical F test, the independent variables Ijarah and BOPO together have a significant effect on the dependent variable ROA with a probability value of less than 0.05. The predictive ability of the two variables on ROA is 24.7%. While the remaining 75.3% was accepted by other factors outside the regression model. Kata kunci: Pembiayaan, Ijarah, Pendapatan, Profitabilitas

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN PADA BANK UMUM SYARIAH DI INDONESIA

2016 ◽  
Vol 2 (2) ◽  
pp. 131
Author(s):  
Vita Tristiningtyas ◽  
Osmad Mutaher
Keyword(s):  
Predictive Ability ◽  
Capital Adequacy ◽  
Islamic Banks ◽  
Research Model ◽  
Return On Assets ◽  
Normality Test ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Operating Margin ◽  
Negative Effect

This study aimed to examine the effect of the Capital Adequacy Ratio (CAR) , Non Performing Financing (NPF) , Net Operating Margin (NOM) , Financing to Deposit Ratio (FDR) , BOPO and DPK against return on Assets ( ROA) as a proxy of the financial performance of Islamic Banks in Indonesia from 2008 to 2012 . The population in this study was 11 Islamic Banks in Indonesia . The analysis technique used in this study is a multiple linear regression . While the classical assumption used in this study include autocorrelation test , normality test, multikolonieritas , and heteroscedasticity test .The results showed that the variable CAR and DPK positive and significant impact on ROA Islamic Banks . While BOPO variable is negative and significant effect on ROA Islamic Banks . NPF variables , NOM , and FDR negative effect on ROA , but not significantly . Predictive ability of the six variables on ROA of 86.0 % , while the rest is influenced by other factors not included in the research model . The results of this study are expected to provide guidelines for the management of Islamic Banks in managing the company.

scholarly journals ANALYSIS OF THE INFLUENCE OF PRODUCT, PRICE, DISTRIBUTION, AND PROMOTION ON CONSUMER PURCHASE DECISIONS USING GO FOOD APPLICATION DURING THE COVID PANDEMIC 2021

2021 ◽  
Vol 2 (5) ◽  
pp. 795-807
Author(s):  
Joelianti Dwi Supraptiningsih
Keyword(s):  
Positive Impact ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Purchasing Decisions ◽  
Product Price ◽  
Significance Level ◽  
Independent Variables ◽  
Section Data ◽  
Price Distribution ◽  
Analysis Technique

This study at to analyze the effect of product, price, place, and promotion on consumer purchasing decisions uses the Go Food application during the covid pandemic 2021 The research methodology used quantitative method with cross section data and primary data obtained from questionnaires. Mechanical sampling uses purposive sampling method. The data analysis technique used is multiple linear regression to test the validity, reliability test, normality test, classic assumption test (multicollinearity test, heteroscedasticity test) and hypothesis testing t-statistics and f-statistics to examine the effect together with a significance level of 5%. The results of this study showed that in partial variables of Product, Price, Place, and Promotion have a positive impact and significant impact on consumer purchasing decisions using the Go Food application. Meanwhile, independent variables of Product, Price, Place, and Promotion simultaneously have a significant relationship to the dependent variables, on consumer purchasing decisions using the Go Food application. Coefficient of determination from this study shows 83.01%. It shows that the variation of the independent variables are Product, Price, Place, and Promotion is able to explain the rise and fall of the dependent variable variation on consumer purchasing decisions using the Go Food application is 83.01%, while the remaining of 16.99% is affected by other independent variables.

scholarly journals Pengaruh Motivasi Dan Pengetahuan Terhadap Minat Berinvestasi Saham Di Pasar Modal Syariah

2021 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Sabik Khumaini ◽  
Ayunda Jinan Nadiya
Keyword(s):  
Capital Market ◽  
Hypothesis Test ◽  
Predictive Ability ◽  
Positive Influence ◽  
Study Program ◽  
Independent Variables ◽  
Normality Test ◽  
Analysis Technique ◽  
Test Use ◽  
Significant Positive Influence

This study aimed to determine the influenced of motivation and knowledge of students the study program Islamic banking on invest interest stock in the Islamic Capital Market. The sample in this research is 67 students. The test of the instrument was analyzed by using validity test and reliability test. The analysis technique used in this study is the descriptive statistics, classic assumption test and multiple linear regression. The classical assumption test consists of, normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Hypothesis test use the determination test, F test, and t test. The results showed that, motivation partially has an insignificant positive influence on invest interest stock in the Islamic Capital Market. Knowledge partially had a significant positive influence on invest interest stock in the Islamic Capital Market. Meanwhile, simultaneously based on the results of the F statistical test, the independent variables of motivation and knowledge together have a significant and positive influence on the dependent variable invest interest stock. The predictive ability of these two variables on invest interest stocks is 46.0%, while the remaining 54.0% is influenced by other variables outside the regression model.

scholarly journals ANALISIS PROFITABILITAS BANK UMUM GO PUBLIC PADA BURSA EFEK INDONESIA (BEI)

2014 ◽  
Vol 12 (2) ◽  
pp. 120
Author(s):  
Akhmad Reza Liannoor
Keyword(s):  
Stock Exchange ◽  
Rapid Development ◽  
Bank Performance ◽  
Research Model ◽  
Return On Assets ◽  
F Test ◽  
Independent Variables ◽  
Negative Effect ◽  
Independent Variable ◽  
Positive Effect

The rapid development of the banking world today is to encourage banks to improve their performance in competition between banks for customers. One tool for assessing bank performance is Return on Assets ratio (ROA). The purpose of this study is to analyze the effect of CAR, NPL, LDR, BOPO to ROA on the banks go public in Indonesia Stock Exchange the period 2007-2011. Based on the results of hypothesis tests conducted it was found that the F test showed independent variable CAR ratio, NPL, LDR, ROA, simultaneous or simultaneously effect of the variable ROA, can be seen from the calculated value of the F test 191.77> F-table 2.467. To test T concluded that the variables NPL and bopo significant negative effect so it can dikatankan ROA hypothesis that negatively affect profitability (ROA) is acceptable, while the variable CAR is not negative and not positive LDR variable, so the hypothesis that the CAR positive effect on profitability (ROA) is unacceptable as well as variables which hypothesis holds LDR LDR positive effect on profitability (ROA) is not acceptable. While the test of determination R2, Independent variables influence the dependent variable is large enough, judging from the value of the coefficient R2 is equal to 68.9522% 31.0478% while the remaining approximately explained by other variables that are not included in this research model.

scholarly journals Determinan Financing to Deposit Ratio Bank Umum Syariah di Indonesia Periode 2012-2015

2017 ◽  
Vol 4 (11) ◽  
pp. 860
Author(s):  
Didit Prakoso ◽  
Achsania Hendratmi
Keyword(s):  
T Test ◽  
Capital Adequacy ◽  
Quantitative Approach ◽  
Coefficient Of Determination ◽  
Islamic Banks ◽  
Return On Assets ◽  
F Test ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Approach Method

The research aimed to know the influence of Capital Adequacy Ratio (CAR), Return on Assets (ROA) and Size of the Financing to Deposit Ratio (FDR) Islamic Banks in Indonesia by using 11 Islamic Banks registered at Bank Indonesia the period 2012 to 2015 as samples. The research used a quantitative approach method. The analysis technique used multiple linearregression analysis and the equation is Y = 0,330 + 1,294(CAR) – 5,931(ROA) + 0,028 (Size). Based on the result of t-test (partial), CAR, ROA and Size significantly affects of FDR with the results of each 6,727, -2,831, 2,564. While the results of f-test (simultant) showed that CAR, ROA and Size significant effect on of FDR with a significance value 0.000. the coefficient of determination shows the value of R-Square (R2) of 54.0%. while the remains of 46% wasexplained by other variables outside the model.

scholarly journals The Effect of Experiental Marketing on Cafe Excelso Customer Loyalty in Central Jakarta 2019

2020 ◽  
Vol 6 (4) ◽  
pp. 413
Author(s):  
Rina Ayu Vildayanti
Keyword(s):  
Customer Loyalty ◽  
Sampling Method ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Experiential Marketing ◽  
Significance Level ◽  
Section Data ◽  
Analysis Technique ◽  
Negative Effect ◽  
Independent Variable

<p>This study aimed to analyze the influence of experiential marketing on customer loyalty Cafe Excelso in Central Jakarta 2019. The research methodology used is quantitative method with cross section data and primary data obtained from questionnaires. The sampling technical using purposive sampling method with the data in 2019. The data analysis technique used is multiple linear regression to test of the validity, reliability test, classic assumption test (multicollinearity test, heteroscedasticity test) and hypothesis testing t-statistic and f-statistic to examine the effect together with a significance level of 5%. The results of this study indicate that in partial sense, feel, think, and act positive and significant impact on the customer loyalty, while relate variable have negative effect but not significant on customer loyalty. Meanwhile simultaneous independent variable sense, feel, think, act, and relate togetherly have a significant relationship to the dependent variable which is customer loyalty. Coefficient of determination from this study showed that the number of 71.96% of the variation of the independent vaiable sense, feel, think, act, and relate is able to explain the variation of the rise and fall dependent variable customer loyalty by 71.96%, while the remaining 28.04% influenced by other independent variable.</p><p>Keywords : Experiential Marketing, Sense, Feel, Think. Act, Relate, Customer Loyalty.</p>

DETERMINANTS OF SHARIA BANKING PROFITABILITY: Empirical Studies in Indonesia 2011-2020

2020 ◽  
Vol 3 (1) ◽  
Author(s):  
Fitra Rizal ◽  
Azidni Rofiqo
Keyword(s):  
Financial Services ◽  
Empirical Studies ◽  
Secondary Data ◽  
Predictive Ability ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Purposive Sampling ◽  
Independent Variables ◽  
Analysis Technique ◽  
Capital Adequacy Ratio

This study aims to examine the effect of sharia banking characteristics such as Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Operating Expenses to Operations Revenue (BOPO) on Return on Assets (ROA). The data used in this study are secondary data obtained from Sharia Banking Statistics published by the Financial Services Authority (OJK) with Purposive Sampling Techniques in 14 Sharia Banks in Indonesia for the period 2011-2020. The analysis technique used is multiple linear regression. The analysis shows that the CAR, NPF, BOPO variables significantly influence ROA, but FDR has no effect on ROA. The predictive ability of 4 independent variables (CAR, FDR, NPF and BOPO) to the dependent variable (ROA) is 86.5%, while 13.5% is influenced by other variables not mentioned in this study.Penelitian ini bertujuan untuk menguji pengaruh karakteristik perbankan syariah seperti Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Operating Expenses to Operations Revenue (BOPO) terhadap Return on Asset (ROA). Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Statistik Perbankan Syariah yang dipublikasikan oleh Otoritas Jasa Keuangan (OJK) dengan Teknik Purposive Sampling di 14 Bank Syariah di Indonesia periode 2011-2020. Teknik analisis yang digunakan adalah regresi linier berganda. Hasil analisis menunjukkan bahwa variabel CAR, NPF, BOPO secara berpengaruh signifikan  terhadap ROA, tetapi FDR tidak berpengaruh terhadap ROA. Kemampuan prediksi 4 variabel independen (CAR, FDR, NPF dan BOPO) terhadap variabel dependen (ROA) adalah 86,5%, sedangkan 13,5% dipengaruhi oleh variabel lain yang tidak disebutkan dalam penelitian ini.

scholarly journals PENGARUH KUALITAS PRODUK, HARGA, DAN GETOK TULAR TERHADAP KEPUTUSAN PEMBELIAN PRODUK PADA TOKO PD. PESAGI JAYA TANI DI SEKINCAU LAMPUNG BARAT

2020 ◽  
Vol 8 (2) ◽  
pp. 180
Author(s):  
Deny Sekti Gumelar A. ◽  
Fitroh Adhilla
Keyword(s):  
Hypothesis Testing ◽  
Product Quality ◽  
Equal Opportunity ◽  
T Test ◽  
Coefficient Of Determination ◽  
Questionnaire Data ◽  
Validity And Reliability ◽  
F Test ◽  
Test Analysis ◽  
Independent Variables

This study aims to analyze the effect of product quality, prices, and infectiousness to the purchasing decision at PD Pesagi jaya farmers in West Lampung Sekincau. In this study the population used is a customer who once bought at a PD Pesagi glorious farmer. Based on the results of questionnaire data analysis of 60 customer respondents who once bought at a PD Pesagi glorious farmer using techniques non probability sampling which is a technique that does not provide opportunities or equal opportunity for each element or member of the population to be elected be sampled using purposive sampling, test instruments use validity and reliability test analysis, analysis tools with using multiple regression, hypothesis testing through t test and F test, as well as analysis of the coefficient of determination (R2). Hypothesis testing using the t test shows that three variables independent studied are the variables of product quality, price, and infectiousness proven to have a positive and significant effect on the dependent variable, i.e buying decision. Then through the F test can be seen that the third independent variables are feasible to test the dependent variable decision the purchase.

scholarly journals Pengaruh Promosi, Atribut Toko (Store Attributes), dan Inovasi Produk Terhadap Keputusan Pembelian Ulang pada Nick Coffe di Kota Bengkulu

2020 ◽  
Author(s):  
Munifah Khomilah
Keyword(s):  
Hypothesis Testing ◽  
Product Innovation ◽  
Coefficient Of Determination ◽  
Linear Regression Coefficient ◽  
F Test ◽  
Significance Level ◽  
Analysis Techniques ◽  
Product Innovations ◽  
Store Attributes ◽  
Positive Effect

This study aims to determine the effects of Promotions, Store Attributes, andProduct Innovations on Repurchase Decisions on Nick Coffe in Bengkulu City.This research is a quantitative study with a sample of 96 respondents, usingaccidental sampling techniques. collection techniques using observation andquestionnaires. Data analysis techniques using the classic assumption test,multiple linear regression, coefficient of determination (R2) and hypothesistesting. The results of this study can be seen from the multiple linear regressiontests using SPSS namely Y = 2.063 + 0.192X1 + 0.036X2 + 0.713X3. From theresults of hypothesis testing that Promotion (X1) has a positive effect onRepurchase Decisions on Nick Coffe in Bengkulu City, with T test resultsshowing a significance value of 0.000 &lt;0.05, Store Attribute (X2) has a positiveeffect on Repurchase Decisions on Nick Coffe in Bengkulu City, with T testresults showing a significance value of 0.037 &lt;0.05, Product Innovation (X3) hasa positive effect on Repurchase Decisions on Nick Coffe in Bengkulu City, with Ttest results showing a significance value of 0,000 &lt; 0.05, Hypothesis testing of theT test and F test shows that Promotion, Store Attributes, and Product Innovationhave a significant effect on Repurchase Decisions with a significance level &lt;0.05.This means that Ho was refused Ha was accepted. In other words Promotions,Store Attributes, and Product Innovations have a significant effect both partiallyand simultaneously on Repurchase Decisions on Nick Coffe Customers. This isevidenced by the F test showing a significance value of 0.000 &lt;0.05. Keywords: Promotion, Store Attributes, and Product Innovation and RepurchaseDecisions

SISTEM PEMUNGUTAN PAJAK KENDARAAN BERMOTOR MELALUI LAYANAN SAMSAT KELILING TERHADAP KEPATUHAN WAJIB PAJAK

ProBank ◽  
2020 ◽  
Vol 4 (2) ◽  
pp. 147-165
Author(s):  
Setyani Sri Haryanti ◽  
Kurniawan Aji Wijaya
Keyword(s):  
Motor Vehicle ◽  
Hypothesis Test ◽  
Sampling Technique ◽  
Test Reliability ◽  
Coefficient Of Determination ◽  
Test Results ◽  
F Test ◽  
Normality Test ◽  
Analysis Technique ◽  
Independent Variable

This study aims to analyze the effect of Tax Access, Facilities, Complain Centers and Websites on Taxpayer Compliance in Boyolali Regency. The population in this study are all Motor Vehicle Taxpayers registered in Boyolali Regency. The sampling technique uses a random sampling technique with a sample size of 100 respondents. The analysis technique consisted of validity test, reliability test, multicollinearity test, autocorrelation test, heteroscedasticity test, normality test, multiple linear analysis, t test, F test, and coefficient of determination. Hypothesis Test Results prove that Access to Tax, Facilities, Complaint Center, and Website have a positive and significant effect on Taxpayer Compliance. F test results prove that Access to Tax, Facilities, Complaint Center and Website together have a significant effect on Taxpayer Compliance. The results of the determination test (R2) prove that overall the effect exerted by the independent variable on the dependent variable was 31.3% while the remaining 68.7% was influenced by other variables or models not included in this study.

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