scholarly journals Kajian Pendekatan Simultan Tingkat Kesehatan Bank Konvensional dengan CAMELS dan RGEC

2019 ◽  
Vol 3 (1) ◽  
pp. 160-174
Author(s):  
Yusnita Octafilia ◽  
Evelyn Wiyaja

This study aims to analyze conventional health bank level by using CAMELS and RGEC methods. This is descriptive research of quantitative approach with conventional banks as samples as fifty banks from 2012 to 2017. The  results of this study shows that ratios of CAMELS method are in from 1 to 3 composite level mostly where CAR, NIM, BOPO are in very good condition and ROA, NPM, LDR, ROE are in quite good condition. Then, in RGEC method, conventional health bank level has value from 1 to 5 composite level commonly where CAR, NIM, BOPO are in very adequate condition and NPL, IRR tend to show quite adequate condition while GCG tends to show unadequate condition. Finally, conventional helth bank level by using CAMELS and RGEC methods are in composite level between 1-3 mostly. It means that conventional health bank level of  Indonesia in very good or very adequate and quite good or quite adequate condition. Keywords : Banking Health Level, Conventional, CAMELS, RGEC

2016 ◽  
Vol 11 (1) ◽  
pp. 1
Author(s):  
Dwi Rahayu ◽  
Suhendro Suhendro

This study aims to determine the health level of Bank Mandiri and Bank BCA method RGEC 2010-2014. Descriptive research with quantitative approach. This study assesses the risk profile factors through NPL ratio and LDR, GCG factor, earnings factor through ROA, ROE, NIM and ROA, and the factor of capital through the CAR. Results of the study factors the Bank's risk profile has an average NPL of 2.1%, and the average LDR of 69.56%, while the value of BCA Bank NPL 0.51%, and 67.21% of its value LDR. Factors overall GCG shows the bank is able to meet the eleven aspects of GCG with the average received the title very well. Assessment assessed earnings of ROA, ROE, NIM and ROA Bank BCA has a better rating than the bank. Capital factor assessed with the CAR ratio of Bank Mandiri has an average of 18,06%, while 17,19% of BCA Bank. Thus, if judged by the factor capital, the bank has better performance than the BCA.   Keywords: Health of Banks, RGEC


2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Mujino Mujino ◽  
Ratih Kusumawardhani ◽  
Diah Cahyani

This study aims to investigate the health level of the savings and loan cooperatives and financing of BMT PAS in terms of: 1) Capital aspect; 2) Management aspect; 3) Liquidity aspect; 4) Aspect of compliance with syariah. This research is a type of quantitative descriptive research. The subject of this research is the savings and loan cooperatives and financing of BMT PAS in Bantul. The object of this research is the financial statements of 2015 to 2019. The data collection method were used documentation and questionnaire. The calculation use PAP technique was based on Deputy Regulation for the Supervision of the Ministry of Cooperatives and Small and medium Enterprises of Republic Indonesia Number 07/Per/Dep.6/IV/2016. The result of this research shows that health level of the savings and loan cooperatives and financing of BMT PAS 2015 to 2019 seen from; 1) Capital aspects of BMT PAS Bantul in 2015 to 2019 criteria are quite healthy; 2) Aspects management of BMT PAS Bantul in 2015 to 2019 criteria are quite healthy; 3) Aspects of liquidity of BMT PAS Bantul in 2015 to 2019 are healthy criteria; 4) Aspects of compliance with syariah principles BMT PAS Bantul from 2015 to 2019 healthy criteria. Keywords : Financial performance, health level, savings and loan cooperatives and syariah financing.


2021 ◽  
Vol 4 (2) ◽  
pp. 248-262
Author(s):  
Wahyu Eko Widiyanto ◽  
Andi Fepriyanto ◽  
Albi Dwi Prasetyo

The study aimed at exploring the implementation of physical education (PE) teaching during the Covid 19 Pandemic at elementary schools of sub-district of Balung, Jember, Indonesia. This descriptive research which follows the quantitative approach implemented the survey method using one shot case study. The samples participating in the study are 12 SE teachers. In order to gather the data, a questionnaire was distributed to the participants online through Google Form, containing 10 items. The data obtained were analyzed in descriptive quantitative  through percentage. The findings indicate that all participants (100%) conduct the teaching and learning, where 50% of them delivered the teaching in online learning and 58% confirmed that the learning adheres to the lesson plans. Moreover, 67% of the participants informed that the learning materials are in the same order as stated in the lesson plans, 67% used WhatsApp groups as their teaching media, 67% of the participants informed that their students were enthusiastic and participated actively in the class, 50% have cooperated with their students’ parents for supporting learning, 67% of them stated the assessment was based on submitted exams and tasks, 58% stated that the assessment was less effective. Meanwhile, the analysis of learning indicators reveal that generally 41% of the participants claim difficulties in accessing good Internet connection, and 42% of the participants’ students could not afford smartphones for their learning and thus could not submit their tasks. Briefly the Covid 19 pandemic does not hamper the conduct of teaching and learning though it is now delivered online, however, in general the study found that the teaching and learning is less effective; therefore,  more attention needs to be paid to students especially with their obstacles in using the learning media and accessing proper Internet connection.


2019 ◽  
Vol 3 (2) ◽  
pp. 58
Author(s):  
Dede Hermawan ◽  
Syifa Aisyah ◽  
Khoirunnissa Khoirunnissa

Technology literacy is the capacity to operate, manage, assess and realize the technology is. This study aims to determine an empirical description of the level of technological literacy owned by counselor/counseling teacher in Jakarta. This research uses a quantitative approach with descriptive research methods.The data collection was worked out using by technology literacy instruments by taking a sample from 157 junior high school with counseling teachers around DKI Jakarta. The results of the research related to the level of technological literacy showed that 61.14% of counseling teachers were in the top categories, which iz 35.03% in the sufficient category and 3.82% in the low and very low categories.


10.3823/2299 ◽  
2017 ◽  
Vol 10 ◽  
Author(s):  
Dereck Sena de Lima ◽  
Jamilton Alves Farias ◽  
Aurilene Josefa Cartaxo Gomes de Arruda ◽  
Cesar Cavalcanti da Silva ◽  
Maurício Caxias de Souza ◽  
...  

Objective: to understand the influence of music as a therapeutic assistant in reducing work stress of nursing professionals in a basic health unit. Method: it is an exploratory and descriptive research with a quantitative approach, developed with 9 nursing professionals from UBS Integrated Nova Esperança in João Pessoa, Paraíba. Data collection began after approval of the Research Ethics Committee of the Health Sciences Center of the Federal University of Paraíba, nº. 0508/16, CAAE: 58741916.6.0000.5188. Results: we identified that 33.3% of nursing professionals presented signs of stress, of the 33.3% who presented stress, 100% demonstrated to be in the resistance phase, 100% of the nursing professionals evaluated the musical strategy in a positive way. Conclusion: the musical strategy received extremely positive evaluations by the participants of the research, about 100% of professionals said that listening to music can reduce work stress.


2019 ◽  
Vol 1 (1) ◽  
pp. 51-84
Author(s):  
Elvio Tamara ◽  
Dini Safitri

DKI Jakarta Tourism and Culture Office utilizes social media to invite millennial generations to love museums. This was done, because of the lack of interest of the young generation to visit Mueseum. In addition, the Office of Tourism and Culture (Disparbud) of DKI Jakarta Province makes the Jakarta Museum On Social Media Competition. The purpose of this study was to determine the Persuasive Communication Factors of DKI Jakarta Tourism and Culture Office in inviting millennial love museums through the Jakarta Museum On Social Media Competition. Research uses variable factors - persuasive communication, which has four dimensions, namely source credibility, environmental influences, messages, and continuity of understanding of a message. The approach in this study is a quantitative approach, with a type of descriptive research. The population and sample were 38 people, who were participants in the vlog category competition. The results of the study show that there are some things that are lacking in the factors of persuasive communication carried out by the Department of Tourism and Culture of DKI Jakarta Province. This can be seen in the lowest mean, namely the influence of the environment with time setting indicators and message content settings. Respondent Mayortias considered the DKI Jakarta Tourism and Culture Office to be less than optimal in utilizing the time in the Jakarta Museum On Social Media Competition, which resulted in a minimal number of participants.


Author(s):  
. Lalhriatpuii ◽  
Bali Thool

Background: Despite the fact that anaemia during pregnancy is the most prevalent and significant health problem in impoverished nations, anaemia has a negative impact on the placenta and fetal development. The placenta is a growing organ that provides nutrition, oxygen, and eliminates excretory wastes for the fetus while also acting as a protective barrier throughout pregnancy. If the placenta is compromised by anaemia, it has a negative impact on the foetus's growth. Methods and Materials: Comparative descriptive research design was used, 60 subjects (30 normal mothers and 30 anaemic mothers) were allotted and in this study the purposive sampling technique was used to select the sample. The aim of the study was to compare the placental weight and fetal outcome in normal mothers and anaemic mothers. The objectives of the study were (i) To assess the placental weight in normal mothers and anaemic mothers. (ii)To assess the fetal outcome in normal mothers and anaemic mothers. (iii)To compare the placental weight and fetal outcome in normal and anaemic mothers. Results: The result of the study shows that 93% normal mothers had average condition of placental weight, 2% normal mothers had good condition of placental weight while in anaemic mothers it was found that 30 percent had average condition of placental weight, 73.3% normal mothers had average condition of fetal outcome, 26.7% normal mothers had good condition of fetal outcome while in anaemic mothers it was found that 93.3% percent had average condition of fetal outcome, 06.7% had good condition of fetal outcome. Conclusion: The study concludes that the comparison between placental weight and birth weight of babies shows significant difference with a positive relationship in both the groups. This means as the placental weight increases the birth weight also increases and vice-versa.


IQTISHODUNA ◽  
2011 ◽  
Vol 2 (2) ◽  
Author(s):  
Indah Yuliana, SE., MM.,

The birth of ‘Syariah Bank’ in Indonesia is really hoped by the Indonesians (especially the Moslems) who think that the interest of the bank       is forbidden in Islam. However actually sharing principle in the accounting institution has been known well both in Islamic and non-Islamic countries. ‘Syariah Bank’ is not related with religious rituals (Islam) but it is about a sharing concept in business between the owner of the capital and the capital manager. Bank management with syariah principle can be accessed and managed by all societies and not only by the Moslems. However, it is not debatable that nowadays in Indonesia ‘Syariah Bank’ is developing within the Islamic societies. From this aspect, the opportunity to develop ‘Syariah Bank’ in Indonesia is big enough, as Indonesia is a country having the biggest Moslem followers. ‘Syariah bank’ as an accounting intermediary institution is hoped to be able to give a better performance than the conventional banks. The goodness and the badness of the ‘Syariah Bank’ can be known from its performance reflected from the accounting report. But the accounting report   on the Syariah Banking sector is to provide an information related to the accounting position, performance and also accounting position, and bank activities that will be useful for the decision making.This research aims to describe the solvability ability of Syariah Bank in Indonesia based on the banking ratio analysis technique. This is a descriptive research and the population of this research is the Syariah Bank that has been doing IPO in BEJ.  The result of the research shows:First, CAR ability from 2001 to 2004 its value is above the determined standard from BI. the CAR that is far above the standard shows that the bank has not used the capital maximally. This can be caused by the bank’s doubt to distribute its capital to the risk ‘assets (aktiva)’. Second, debt to equity from 2001 to 2004 gets increased. It shows that the number of debt year by year gets increased. Third, long term debt to equity from 2001 to 2003 whose values at the syariah banking industry is the smallest   is ‘Syariah Mandiri Bank’. While, in 2004 it is ‘Indonesian Muamalat Bank’. It means ‘Syariah Mandiri Bank’ and ‘Indonesian Muamalat Bank’ are the banks which its long term debt composition is under the industrial average, so that the smaller the long term debt to equity ration, the smaller the bank ‘assets (aktiva)’ financed by the long term debt.


Author(s):  
Ike Rosmanita ◽  
Saharuddin Saharuddin

Local knowledge is a basic resource who passed down from one generation to another generation. Every region has a different knowledge to manage and utilize plants in the yard including medicinal plants. This study try to analyze the condition of the yard agroekosistem, analyze the level of local knowledge about medicinal plants, analyze level management of medicinal plants, analyze the relationship between level of local knowledge with the level management of mrdicinal plants, and analyze the relationship between local knowledge with condition of yard agroekosistem. This reseach used a quantitative approach and supported with qualitative approach as a method of reseach. The results showed condition of yard agroekosistem has a good condition and people have used their yard around the house. The results also showed that the level of local knowledge about medicinal plants classified as moderate. Beside that the level  managemet of medicinal plants classified in the high category. Based on statistical tests, we can know that there is no relationship between local knowledge with the level management of medicinal plants.Keywords: health, livelihood, medicinal plants, yard-----------------------------------------------------------------------------------------ABSTRAKPengetahuan lokal merupakan pengetahuan yang diwariskan secara turun temurun dari satu generasi kapada generasi berikutnya. Masing-masing wilayah memiliki pengetahuan tersendiri dalam pengelolaan dan pemanfaatan berbagai tanaman termasuk tanaman obat. Tujuan penelitian ini adalah untuk menganalisis kondisi agroekosistem pekarangan masyarakat, menganalisis tingkat pengetahuan lokal masyarakat mengenai tanaman obat, menganalisis tingkat pengelolaan tanaman obat, menganalisis hubungan pengetahuan lokal dengan tingkat pengelolaan tanaman obat, dan menganalisis hubungan pengetahuan lokal dengan kondisi agroekosistem pekarangan. Metode yang digunakan adalah pendekatan kuantitatif dan didukung dengan pendekatan kualitatif. Hasil penelitian menunjukkan bahwa agroekosistem pekarangan masyarakat sudah dimanfaatkan secara optimal. Hal ini dapat dilihat dari kondisi pekarangan masyarakat yang ditanam berbagai jenis tanaman termasuk tanaman obat. Hasil penelitian juga menunjukkan bahwa tingkat pengetahuan lokal masyarakat mengenai tanaman obat tergolong sedang, sedangkan tingkat pengelolaan  tanaman obat tergolong dalam kategori tinggi. Berdasarkan uji statistik yang dilakukan, tidak terdapat hubungan antara pengetahuan lokal dengan tingkat pengelolaan tanaman obat.Kata kunci: kesehatan, nafkah, pekarangan, tanaman obat


2020 ◽  
Vol 2 (2) ◽  
pp. 1-9
Author(s):  
Muhammad Hakim ◽  
Lusi Hervina ◽  
Khairani Khairani

The aims of this research were to reveal the data, information and discuss the using of Numbered Head Together Learning Model of Geography at X IPS 5 Class in SMAN 1 Luhak Nan Duo. The type of the research was a descriptive research with a quantitative approach. This research was conducted at SMAN 1 Luhak Nan Duo through the subject of this research being students at Class X IPS 5, amounting to 33 students. Data collection was done through observation sheets, questionnaires, and documentation. The data technique analysis was the quantitative descriptive by the calculation of the percentage and total respondents' achievements. The conclusion of this research was the students' response to the application of the learning model of the Numbered Head Together at X IPS 5 Class of SMAN 1 Luhak Nan Duo was in the much-needed category and was in the very good category.


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