scholarly journals IPTEKS INFORMASI BIAYA DALAM PENGGUNAAN PRODUK E-CHANNEL PADA BANK RAKYAT INDONESIA (PERSERO) TBK

2018 ◽  
Vol 2 (02) ◽  
Author(s):  
Jinnyfer J.F Tumbel ◽  
Naomi G.H Pondaag ◽  
Herman Karamoy

In this modern era, technological developments are experiencing very rapid development. Likewise in financial institutions, namely banks, technology is now a determinant of bank progress and provides benefits in transactions and in carrying out the operations of other banks. And if the bank does not prioritize technology in its operations, banks will find it difficult to move forward and develop to find good profits or profits for the development of the bank. For this reason, banks issue e-channel products that are very useful, and make it easier for people not only to help the community but also to be profitable and bring good profits to the bank, and in the use of e-channel products, of course there are costs truncated which may not be recognized by the general public, but in it is also very beneficial to both parties. Keywords: cost information, e-channel products

2021 ◽  
Vol 6 (12) ◽  
pp. 117-132
Author(s):  
Gökçe CEREV ◽  
Ayşegül GÜRSUL

The rapid development of technology has deeply affected labour relationships. With the increasing technological developments, traditional mobbing, which is an important problem in labour relations, has started to leave its place to digital mobbing practices today. The biggest difference of digital mobbing from traditional mobbing is that the electronic devices used, eliminate the time and space factor. In this study, the effects of digital mobbing practices applied to employees in workplaces were examined through the example of private school teachers. The reason for choosing private school teachers is that the education sector is the sector where mobbing is encountered intensely. Teachers working in private schools in Elazig province constituted the population of the study. Semi-structured interview form, one of the qualitative research methods, was used in the study. Interview forms were evaluated with content analysis. As a result of the study, it was determined that digital mobbing practices occur in private schools in a multidimensional way and negatively affect labour relationships.


2021 ◽  
Vol 2 (1) ◽  
Author(s):  
Nunnun Bonafix

Young generation nowadays has lack of knowledge on the culture of shadow puppet (wayang kulit) which is a heritage that has a high value of art and philosophy. This is caused by the impact of foreign cultures rapidly entering Indonesia. The rapid development of the information technology through internet & game has led to globalization that seems to be not limited to space and time. The speed of information and foreign cultures cannot be stopped. The culture of shadow puppet (wayang kulit) is getting eroded and is not much known by the modern society nowadays. This is an irony to a big nation which has a rich heritage, so it is our obligation as a citizen to maintain and preserve it. Based on the formulae of AIGA 2015 that defines (time + content + context) / time = experience design, the game of wayang kulit (shadow puppet) Gatotkaca put forbattled different experience to users in exploring the information and entertainment in those media. Having the spirit of moderate Postmodernism, the design plan called User Interface which combines the modern and classic traditional elements will encourage new experience to the users (Experience Design). The design recognizes times and trends, and it keeps changing as the development of the times. The design can be a pace setter to next individuals who are called to maintain and preserve national cultures, in general, and wayang kulit purwa, in particular, through digital media. The development in the modern era will not change the identity of shadow puppet (wayang kulit) culture since it has solid foundation.


Author(s):  
Asia Yaqoub Al Hadi Abdul Khair Asia Yaqoub Al Hadi Abdul Khair

The study aimed to identify the important role that digital transformation plays in activating and developing e-learning, as digital transformation has radically changed in all fields, especially in the field of education, as it allowed the emergence of modern educational methods and methods. With the rapid development in the world of technology and the trend of governments and institutions towards digital in all their services by providing digital services in a smooth and easy way that saves effort, time and money for the beneficiaries, in our current era all institutions have been keen to adopt the concept of digital transformation by replacing traditional digital processes, and developing plans and strategies to ensure the achievement of Its objectives are of quality and efficiency, as the digital transformation is able to create a competitive and attractive technical environment that achieves the highest levels of quality at the lowest costs, and that the spread and use of everything digital has accelerated over the past ten years Several challenges have imposed on traditional education, especially in light of the Corona pandemic (Covid-19), which makes relying on traditional educational methods difficult, so the study came with the aim of identifying the role of digital transformation (digital learning) at King Khalid University on the development and effectiveness of e-learning in light of the pandemic The paper followed the inductive approach and the qualitative approach. Observation, reports, documentary information and King Khalid University websites were used to collect data. The concepts of digital transformation as well as e-learning were addressed, and then a set of results were reached. King Khalid University is distinguished by the existence of an effective electronic system, that the technical environment for information technology has enabled King Khalid University to face the rapid change in the work environment, and the study concluded some recommendations. One of them is that digital transformation is no longer an option, rather it has become a necessity, so it is necessary to keep pace with technological developments and to benefit from them in the transformation towards digital learning.


2016 ◽  
Vol 5 (2) ◽  
pp. 163
Author(s):  
Nanik Ermawati ◽  
Zamrud Mirah Delima

E-Filing is one of the technological developments in the modern era, in which the taxpayer is easy to report to the tax office use online. This study aims to determine the effect of perceived ease of use, perceived usefulness, andexperience to the interest of individual taxpayers to use the E-Filing.  Research was conducted on an individual taxpayer in Pati regency. The method used regression analysis. The data used in this study are primary data, using a questionnaire. the results of this study indicate that the perceived ease of use, perceived usefulness, and experience affect the interest of taxpayers to use the E-Filing.


2020 ◽  
Vol 4 (1) ◽  
pp. 59-67
Author(s):  
Eka Swarnadi Luh ◽  
Ketut Budi Susrusa ◽  
Ida Ayu Listia Dewi

LPDs are non-bank financial institutions that are regulated and approved by the Regional Regulations of the Province of Bali. The management of LPD is fully handed over to the relevant Pakraman village. In line with the rapid development of LPDs, it turns out that on the other hand it shows diverse performance, so that LPDs need to pay attention to the level of product quality and customer interest in the products offered.            The purpose of the study was to determine the comparison of product quality and interest in saving at the Tajun Traditional Village LPD with the Traditional Village of Tegal. The number of samples from Tajun Adat Village LPD was 98 people and the LPD of Tegal Traditional Village was 84 people. The research data were analyzed by the Mann-Whitney Test. The results showed that there was a significant difference between the quality of the products of the Adat Village of Tajun LPD and the Traditional Village of Tegal. This difference is indicated by indicators of physical evidence, reliability, responsiveness and empathy. The product quality of Tajun Adat Village's LPD is better than the traditional village of Tegal. There is a significant difference between the interest in saving the traditional village of Tajun LPD and the traditional village of Tegal. The difference is in the indicator of confidence. Interest in Saving Tajun Indigenous Village LPD is higher than the Traditional Village of Tegal.


2021 ◽  
Vol 20 (2) ◽  
pp. 201
Author(s):  
Elsy Renie

Fatwas of the National Sharia Council-Indonesian Ulama Council (DSN-MUI), in the field of sharia economics, has filled the legal vacuum related to the economic activities of the people. The increased of activity in the Mu'amalah area which is so fast requires a responsive fatwa. It can be seen from the rapid development of financial products for sharia financial institutions today. The legal strength of a fatwa is non-binding because it is not included in the constitution hierarchy in Indonesia which has caused debate for some people. But, several DSN-MUI fatwa have been transformed into part of national law, such as constitution No. 21 of 2008 concerning Banking, and some of which have also been absorbed into Bank Indonesia regulations, Syari'ah Financial Services Authority Regulation (OJK). This paper tries to analyze the role of fatwas in filling the legal vacuum in the development of the shari'ah economy in Indonesia and how the fatwas of the DSN-MUI can be transformed into national law. The author concludes that the role of DSN-MUI as the only institution that issued a fatwa related to the activities of shari'ah financial institutions in Indonesia is very important in the area of national legal politics.


2021 ◽  
Vol 5 (2) ◽  
pp. 181-188
Author(s):  
Misbahul Munir ◽  
Resa Arifatul Arifah ◽  
Kharisma Dewi

The development of Islamic economics and finance in Indonesia in the last few decades has experienced significant developments. It can be seen in the increasing number of sharia businesses in various sectors. From financial institutions, both bank and non-bank financial institutions, Islamic capital markets, sharia bonds (Sukuk) to tourism development managed in a sharia manner. Over time, this rapid development must also be balanced with compliance with sharia values. This study aims to assess Islamic microfinance institutions (BMT) in implementing sharia principles in their products. The product studied in this study is Murabahah. This research uses a qualitative approach with field studies. The results of this study, the BMT studied in this study in general, have implemented sharia values. The implication of this research is to strengthen the compliance of Islamic financial institutions in implementing Islamic values. This research can also be used as a reference by related parties, especially in developing Islamic financial institutions.


2021 ◽  
Vol 18 (1) ◽  
pp. 1-18
Author(s):  
Stefan Vachkov ◽  
Nedyalko Valkanov

Rapid development of the high technologies sector undoubtedly reflects the present-day financial regulation. Innovations like blockchain, cloud computing and artificial intelligence underlie the foundations of newly appeared RegTech firms and SupTech initiatives and quickly appear in the toolbox of contemporary financial supervision. The article examines some key trends related to their involvement and implementation by financial institutions and supervisors. Several arguments supporting the thesis for gradual transition to a more integrated and interactive model of financial regulation, characterized by a change from institutional to platform financial regulatory infrastructure, are presented.


Nowadays there is a very common issue among the general public that is lack of time. This lack of time has let the consumers to be impatient. Another most important threat to the shop or supermarket owners are theft. Many cases persist in robbery or theft in this modern era. Despite having security systems, alarms and security guards there exists the cases of theft. This leads to a huge loss to the market as well as the shop owners. They face a great challenge due to this. This idea is capable of reducing or rather preventing these issues to occur. This will provide consumers with an easy and time- efficient way. The idea if the project is to deduce a method for smart super-market stores that operate efficiently by reducing the time a customer spends at the billing desk. The target can be achieved by the use of smart bands designed especially for use by the super-market which will keep accumulating the price of the products taken off the racks by the customer. The total system will work on sensors and cloud monitoring which while the shopping will get updated by the user. When the customer is done with shopping, they can request an electronic bill that will allow payment in any of the available formats and will enable the customer to collect the physical bill after the successful payment of the total bill. This payment will be directly made by scanning the code in the billing counter through the band which will directly reflect the amount from the temporary cart and the payment will be proceeded in anyways according to the shopper.


Author(s):  
Elisabet Pasaribu ◽  
Widodo Saputra ◽  
Imam A. Batu Bara ◽  
Ida Wulandari

Along with the development of an all-modern era, and the increasingly advanced information technology today has created increasingly fierce competition in almost all aspects of life both in every company and institution must adapt to technological developments. To be able to improve the performance of employees in completing work in the field of data processing of shipping oil palm fruit this system is needed to help the work of the employees on duty. Based on observations (observations) made at PT. Perkebunan Nusantara IV Business Guidance Unit, in improving the process of sending oil palm fruit to PKS Dosin needs to be managed with a good and professional system in order to produce an administrative function of the company. Therefore special attention needs to be made to make it easier to process data transmission, data search and data reporting as needed quickly, precisely and accurately using Tables, RATs, DFD, ERD, Flowcharts and Interface designs. After the design is complete this system will be built using Adobe Dreamweaver CS 6 Software and MySQl Database. This system can simplify the Processing of Data on Palm Oil Fruit Delivery Towards the Dosin MCC Mill.


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