scholarly journals Risk Analysis and Calculation of Insurance Premiums on Coffee Export Activities in North Sumatera Province

2020 ◽  
Vol 3 (2) ◽  
pp. 65-76
Author(s):  
Sri Fajar Ayu ◽  
Rainal Sunny ◽  
Rahmanta
Keyword(s):  
Risk Management ◽  
Risk Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Insurance Premiums ◽  
Average Value ◽  
The North ◽  
Black Scholes ◽  
Total Coverage ◽  
Regional Board

Coffee export activities in North Sumatera can be carried out using a variety of transaction systems. However, any transaction system has risks that may occur at any time. Risk management must be applied in coffee export activities. One common method used to manage risk is to use insurance services. This study aims to identify the type of transaction system that used by coffee exporters in North Sumatera Province, then analyze the risks that can occur in coffee export activities in this province and analyze the amount of insurance premiums on coffee export activities there. The location of the study was intentionally determined, namely in the North Sumatera Province. The research sample was 30 active exporters registered with the Indonesian Coffee Exporters Association of the North Sumatera Regional Board, determined by census. Primary data collected using a questionnaire and secondary data obtained from documentation. Transaction system identified using descriptive methods, while risk analysis is by calculating the risk score value. As for calculating the amount of insurance premiums carried out using Black-Scholes. The results found that there were three transaction systems that were used by research respondents in exporting coffee, namely letters of credit, advance payments and open accounts. Open Account is used by all respondents. While the export risk which is a priority risk in this research is at the risk of production. The average value of insurance premiums obtained using the Black-Scholes method is 7.82 percent of the total coverage.

scholarly journals Analysis of Bio-Risk Management System Implementation in Indonesian Higher Education Laboratory

2021 ◽  
Vol 18 (10) ◽  
pp. 5076
Author(s):  
Anom Bowolaksono ◽  
Fatma Lestari ◽  
Saraswati Andani Satyawardhani ◽  
Abdul Kadir ◽  
Cynthia Febrina Maharani ◽  
...  
Keyword(s):  
Higher Education ◽  
Risk Management ◽  
Management System ◽  
Gap Analysis ◽  
Secondary Data ◽  
Education Institution ◽  
Management Systems ◽  
Primary Data ◽  
Risk Management System ◽  
The Impact

Developing countries face various challenges in implementing bio-risk management systems in the laboratory. In addition, educational settings are considered as workplaces with biohazard risks. Every activity in a laboratory facility carries many potential hazards that can impact human health and the environment and may cause laboratory incidents, including Laboratory Acquired Infections (LAIs). In an effort to minimize the impact and occurrence of these incidents, it is necessary to evaluate the implementation of a bio-risk management system in every activity that involves handling biological agents. This study was conducted in an Indonesian higher-education institution, herein coded as University Y. This is a descriptive, semi-quantitative study aimed at analysing and evaluating the implementation of the bio-risk management systems used in laboratories by analysing the achievements obtained by each laboratory. The study used primary data that were collected using a checklist which referred to ISO 35001: 2019 on Laboratory Bio-risk Management. The checklist consisted of 202 items forming seven main elements. In addition, secondary data obtained from literature and document review were also used. The results show that out of 11 laboratories examined, only 2 laboratories met 50% of the requirements, which were Laboratory A and B, achieving good performance. Regarding the clauses of standards, a gap analysis identified leadership, performance evaluation, and support as elements with the lowest achievement. Therefore, corrective action should be developed by enhancing the commitment from management as well as improving documentation, policy, education and training.

scholarly journals Risk Analysis of Vegetables Marketing in Rwanda, A case of carrots and cabbages produced in Rubavu District and supplied across the country

2020 ◽  
Vol 56 (2) ◽  
Author(s):  
Jean Jacques KUBWIMANA
Keyword(s):  
Risk Analysis ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Risk Level ◽  
Bivariate Analysis ◽  
Market Demand ◽  
Contractual Arrangements ◽  
Marketing Risk ◽  
Storage Network

Due to the perishable nature and biological nature of the production process there is difficulty in scheduling the supply of vegetables to market demand. The vegetables are subjected to higher prices and quantity risks with changing consumers’ demand and production conditions. The core focus of this study was to reach, measure, and analyzing the marketing risk level of vegetables produced in Rubavu District, Rwanda. The study based on a survey of 90 vegetable sellers. At least 30 couple of wholesalers and middlemen visited Rubavu District to trade the vegetables for various retails. Primary data collected through structured questionnaires and secondary data sources used. A Five-point Likert associated with the bivariate analysis was used to rank the risk level while the full model of Linear Regression Analysis and factor analysis were used to identifier the majors’ factors associated with the risk in vegetable marketing in Rwanda. The mean score results derived based on Likert-Scales, indicated that “low seasonal product prices, weak market channels, poor logistics, and market communications, poor product handling and packaging, lack of storage and higher perishability’ identified to be the most important sources of risk. Therefore, the use of forwards’ contracts; getting market information, sell at crude prices due to perishability, contractual arrangements, maintaining good relationships and restoring the storage network system were of significant concerns for overcoming the recognized risks.   Keywords: Risk, Risk analysis, Likert Scale, Marketing risk, Vegetable Marketing risk, and Risk Management.

scholarly journals Risk Analysis and Community Based Disaster Management Plan of Sateek Village, Aizawl District, Mizoram, India

2019 ◽  
Vol 4 (1) ◽  
pp. 11-20
Author(s):  
C. Zoramthara ◽  
Lalthakima
Keyword(s):  
Risk Analysis ◽  
Disaster Management ◽  
Emergency Services ◽  
Secondary Data ◽  
Management Plan ◽  
Primary Data ◽  
Landslide Risk ◽  
Community Based ◽  
The People ◽  
Disaster Assessment

Sateek village is vulnerable to plenty of disasters such as earthquake, landslide, forest fire and disease outbreak. Some other features like poverty, remote area from the city, lack of hospital and other emergency services make the people of this village more vulnerable. The present study deals with the idea of community based disaster management (CBDM) and their risk assessment in Sateek village, which is located in Aibawk block of Aizawl District, Mizoram, India. The data used in this research include collection of primary data through interview, questionnaire and Secondary data. Landslide risk analysis was carried out in quantitative approach. The study seized disaster assessment, resource analysis, risk and vulnerable profile and response plan and interpretation in various disaster of Sateek village and how community based disaster management (CBDM) plan can help the people to cope with hazards.

scholarly journals Analisis Tingkat Penerapan Manajemen Pengetahuan Dalam Membangun Organisasi Berbasis Pengetahuan (Studi Kasus PT Trubus Mitra Swadaya SE-JABODETABEK)

2016 ◽  
Vol 2 (2) ◽  
pp. 134
Author(s):  
Raniasari Bimanti Esthi ◽  
Anggraini Sukmawati
Keyword(s):  
Knowledge Management ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Chi Square ◽  
Average Value ◽  
Wide Range ◽  
Chi Square Analysis ◽  
Calculation Analysis

<p>PT Trubus Mitra Swadaya is a company engaged in the agribusiness industry that sells a wide range of agricultural goods. The development of the agribusiness industry, particularly agricultural stores are now increasing to fiercer competition. The objectives of this research were (1) Identify the level of knowledge management at PT Trubus Mitra Swadaya, (2) Identify the level of the activities associated with knowledge management at PT Trubus Mitra Swadaya, and (3) Analyzing the perceptions of employees regarding the application of knowledge management at PT Trubus Mitra Swadaya. The data that used in this research were primary data and secondary data. Collecting the respondences was done by quota sampling technique, database examine was done by descriptive analysis, average value calculation analysis, and chi-square analysis.<br />The result of average value calculation analysis showed level implementation of knowledge management was excellent (67,01%), represented from strongly agree answered 20,75% and agree answered 46,26%. Moreover, employees said bad, represented from less agree answered 19,97% and disagree 13,02%. In this research, found at least two components which employees feel valued and still yet to be repaired, that was 1) knowledge and 2) work time. The result average value calculation showed level of activity associated with knowledge management was less good (42,78%), represented five to ten times answered 22,78% and more than ten times 20%. Moreover, employees answered never 30% and less than five times 20%. The result chi-square showed employees’ perception about knowledge management based on employee characteristics where the majority of employees agreeing with the implementation of knowledge management.</p>

scholarly journals Development of Medan Labuhan Train Station

2018 ◽  
Vol 2 (3) ◽  
pp. 188-196
Author(s):  
Indah Sekarini ◽  
Nelson M Siahaan
Keyword(s):  
Vernacular Architecture ◽  
Secondary Data ◽  
Primary Data ◽  
Public Infrastructure ◽  
City Center ◽  
Train Station ◽  
Community Needs ◽  
The North ◽  
Observation Method ◽  
The City

Development of the city center of Medan Labuhan area requires public infrastructure to support community needs activities. One of the most needs is a train station. A train station is an important part in a contemporary urban area for living, entertaining and working. Trains assessed can cope with transportation problems that occur between regions. With the above considerations, it is necessary to make efforts that can improve the condition of Medan Labuhan Train Station. The approach of a design of Medan Labuhan Station Development is the theme of Neo Vernacular Architecture so that it can be aligned with the old station and surrounding buildings and support conservation activities in Chinatown Medan Labuhan. Improvement can be done by the development of Labuhan Station is a passenger station that can accommodate all the required activities and provide services as much as possible, so that service users feel well served and support various activities center and sub-center services Medan City in the North located in Medan Labuhan The method of study there are two approaches to this approach, the observation method, and the literature method. Observation method is done with several times to survey to the location of design. While the literature method is done by collecting data, both secondary data and primary data

scholarly journals IMPLEMENTASI MANAJEMEN RISIKO UNDERWRITING PADA PT ASURANSI JASINDO SYARIAH

2020 ◽  
Vol 7 (5) ◽  
pp. 901
Author(s):  
Wahyu Rofikah ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Risk Management ◽  
Secondary Data ◽  
Risk Identification ◽  
Primary Data ◽  
Management Process ◽  
Snowball Sampling ◽  
Descriptive Case Study ◽  
Risk Monitoring ◽  
Risk Management Process

This study purpose to how the risk management process in PT Asuransi Jasindo Syariah with a case study of vehicle insurance class of business. This research uses a qualitative approach with a descriptive case study strategic. The research data was obtained through primary data in the form of interviews and secondary data. The selection of informants in interviews through snowball sampling techniques and secondary data obtained from supporting data in the form of archives, reports and relevant document and literature reviews related to research. The results of this study indicate that PT Asuransi Jasindo Syariah has a significant role in the process of underwriting risk management, especially in vehicle insurance product, which have the highest loss ratio among other products. The underwriting risk management process carried out by PT Asuransi Jasindo Syariah is risk identification, risk measurement, risk monitoring, and risk control.Keywords: risk management, underwriting, syariah insurance

scholarly journals Analysis of Full Time Driver Grab Income Comparison and City Minimum Wage (Case Study in Medan City)

2020 ◽  
pp. 99-109
Author(s):  
Audrey M. Siahaan ◽  
Mei Diana N. Siahaan ◽  
Victor H. Sianipar ◽  
Oloan Simanjuntak
Keyword(s):  
Minimum Wage ◽  
Comparative Method ◽  
Secondary Data ◽  
Primary Data ◽  
Full Time ◽  
Net Income ◽  
The North ◽  
North Sumatra ◽  
The City

This study aims to determine the income of fulltime Grab drivers above or below the UMK applicable in Medan City. Based on the attachment to the Decree of the North Sumatra Governor in Decree Number 188.44 / 674 / KPTS / 2019 to determine the Provincial Minimum Wage and become a reference for determining the City Minimum Wage, the 2020 Medan City Minimum Wage is determined based on the Provincial Minimum Wage reference of IDR 3,222,556.This type of research is a case study conducted in the city of Medan. This study uses primary data in the form of interviews and questionnaires. Secondary data in the form of regulations on the official Grab website. The questionnaire was given to 60 Grab drivers who were at the grab station. The data analysis method used is descriptive comparative method. The results showed that the net income received by fulltime Grab drivers was above the UMK prevailing in Medan City.

scholarly journals The Effect of Reminiscence Therapy for Elderly Depression in BPPLU of Bengkulu

2019 ◽  
Vol 26 (3) ◽  
pp. 50-57
Author(s):  
Dian Dwiana Maydinar ◽  
S. Effendi ◽  
Afifa Tusholehah
Keyword(s):  
Standard Deviation ◽  
Group Therapy ◽  
Health Workers ◽  
Secondary Data ◽  
Sampling Technique ◽  
The Elderly ◽  
Primary Data ◽  
Bivariate Analysis ◽  
Average Value ◽  
Post Test

Depression in the elderly if not immediately dealt with quickly can cause brain shrinkage, so that the elderly will experience a decrease in quality of life, decreased social and physical function, disability, suicide risk and increased mortality in the elderly. This study aimed to determine the effect of reminscene group therapy on depression in the elderly at BPPLU Kota Bengkulu. This study used a pre-experimental one group pre test and post test design. The population in this study were 60 elderly at the BPPLU in Bengkulu City. The sampling technique used Purposive Sampling techniques as many as 14 elderly. The data used are primary data and secondary data. Data were analyzed using univariate and bivariate analysis with Shapiro Wilk data normality test and Paired T test. The results showed that the average depression before reminiscene therapy was 8.21 with a standard deviation of 1.626, the average value of depression after reminiscene therapy was 6.71 with a standard deviation of 2.234, there was an effect of reminiscene group therapy on depression in the BPPLU city Bengkulu. It is expected that health workers can routinely carry out group therapy in treating depression in the elderly. Keywords: depression, elderly, reminiscene group therapy

scholarly journals UPAYA PENINGKATAN MOTIVASI BELAJAR MATEMATIKA DENGAN MENGGUNAKAN ALAT PERAGA DI KELAS III SD ISLAM DATOK SULAIMAN PALOPO

2019 ◽  
Vol 2 (1) ◽  
pp. 1-14
Author(s):  
Alni Alni
Keyword(s):  
Elementary School ◽  
Secondary Data ◽  
Learning Motivation ◽  
Primary Data ◽  
Class Iii ◽  
Average Value ◽  
Teaching Aids ◽  
Average Student ◽  
Academic Year ◽  
Grade Iii

This study aims to find out that there is an increase in the use of teaching aids so that they are motivated to study in Grade III Islamic Elementary School Datok Sulaiman Palopo, To find out student learning motivation can be improved by using teaching aids in class III Islamic Elementary School Datok Sulaiman Palopo. (PTK) which consists ofB two cycles each cycle carried out 3 meetings with the stages of planning, implementation, observation and reflection. The subjects of this study were Grade III Islamic SD Datok Sulaiman Palopo students in the odd semester of the 2018/2019 academic year with 28 students. Sources of data used in this study are primary data and secondary data, data collection techniques in this study are interviews, observation, questionnaires and documentation. data obtained shows that the average value in class III before the use of props in prasiklus 53.39. In the first cycle researchers have used teaching aids and the results of the average student scores are 80.53, but in this learning there are still a number of students who have not been maximal and researchers plan to make improvements and continue to cycle II. Then the average student score reaches 89.82. Based on completeness criteria (KKM) in mathematics subjects have achieved results and researchers ended this study until the second cycle.

scholarly journals The Impact of Livestock Extension on the Livelihood of Mbororo Fulani Women in the North West Region of Cameroon

2020 ◽  
Vol 8 (2) ◽  
pp. 666
Author(s):  
Loveline Enjoh Forbang ◽  
Tohnian Nobert Lengha ◽  
Fonteh Athanasius Amungwa
Keyword(s):  
Secondary Data ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Livestock Farming ◽  
Extension Services ◽  
North West ◽  
The North ◽  
West Region ◽  
Livestock Sector ◽  
The Impact

Mbororo Fulani women are experiencing transformation in their livelihood through livestock farming. This paper investigates the contributions of livestock farming to the wellbeing of the Mbororo Fulani women of the North West region of Cameroon. Mbororo women in the North West region play different roles to contribute to the growth of the livestock sector in Cameroon but lack technological knowledge and extension services to improve on their livestock activities. The study used primary data gotten through structured questionnaires and secondary data from journals, books and work from other researchers. The simple random sampling was used to select 400 Mbororo women for the study and SPSS was used for data analysis. The study reveals that 61% of Mbororo women are engage in livestock farming. 20.4% of the women keep different categories of livestock extension (sheep, goat, poultry etc). 89% of the women do livestock farming for income generation and as a means to increase proteins needs for their families. Therefore, livestock is an important source of revenue to Mbororo Fulani women in the North West region of Cameroon thus Cameroon government should put more efforts to assist these Mbororo women in livestock farming by providing them with modern innovations through extension services and resources needed to expand on livestock farming.

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