scholarly journals EMPOWERING WOMEN ENTREPRENEURS THROUGH KREDIT USAHA RAKYAT (KUR) FUNDS IN CENTRAL JAKARTA

ICCD ◽  
2019 ◽  
Vol 2 (1) ◽  
pp. 108-111
Author(s):  
R. A. Aryanti Wardaya Puspokusumo ◽  
Henny Kurniawati ◽  
Maryani Maryani
Keyword(s):  
Economic Development ◽  
Women Entrepreneurs ◽  
Business Performance ◽  
Small And Medium Enterprises ◽  
Credit Program ◽  
External Capital ◽  
The Face ◽  
The Government ◽  
Medium Enterprises ◽  
Observation Training

Micro, Small and Medium Enterprises (MSMEs) are important contributors to economic development. However, increasing the performance of MSMEs faces many obstacles and challenges, especially in the face of competition. Lack of understanding to manage businesses, capital and difficult access to external capital are the main challenges that must be faced by MSME entrepreneurs. MSME entrepreneurs find it difficult to obtain loan capital because they do not have sufficient assets to meet the loan requirements at the bank. To overcome this problem the Government issued a policy in the form of a credit program for MSMEs with guarantees namely People's Business Credit (KUR). KUR is expected to be able to help MSME entrepreneurs to increase business capital, so that business performance can improve. The purpose of this activity is to find out the difficulties faced by women MSME entrepreneurs, increase understanding in managing businesses, and provide understanding to access KUR funds. This activity was carried out in central Jakarta with a total of 150 female MSME owners. The method used is observation, training and filling out the questionnaire. The result of this activity is a report on the activities of the training conducted.

scholarly journals Impact of regional cultures on the business performance of women entrepreneurs with special reference to small and medium enterprises in Pakistan

2021 ◽  
Vol 5 (1) ◽  
pp. 179-190
Author(s):  
Rida Fatima Akhtar Shamsheri ◽  
Sana Mukarram ◽  
Shaheryar Naveed ◽  
Aleena Mukarram
Keyword(s):  
Special Reference ◽  
Women Entrepreneurs ◽  
Business Performance ◽  
Small And Medium Enterprises ◽  
Cultural Dimensions ◽  
Capital City ◽  
Economic Development And Growth ◽  
Regional Cultures ◽  
Medium Enterprises ◽  
Gilgit Baltistan

Women entrepreneurs’ role is considered crucial for the overall economic development and growth. Entrepreneurship is embedded in the cultural norms and values of the society, and it affects the way individual define their behavior, activities in terms of risk taking proactiveness, the aim of this study is to investigate the influence of the two cultural dimensions of Hofstede’s model i.e., Masculinity and Individualism on the business performance of women entrepreneurs with special reference to small and medium enterprises. The Masculinity side of this dimension represents a preference in society for achievement while individualism indicates greater importance on attaining personal goals.  The study intends to analyze the relationship of women entrepreneurship with cultural dimensions individualism and Masculinity in Pakistan’s two culturally diversified regions, Gilgit-Baltistan and Islamabad, home to large numbers of women entrepreneurs. To capture the diversity of these regions by using the technique of purposive sampling, a sample of 374 was collected, 51% participants from the capital city and 49 % belonged to GB. The findings indicate that regional cultures within the context of Masculinity and Individualism have significant but antagonistic influences on the business performance of women entrepreneurs.

Bridging B2B E-Commerce Gaps for Taiwanese SMEs

2011 ◽  
pp. 2086-2105
Author(s):  
Yu Chung William Wang ◽  
Michael S.H. Heng
Keyword(s):  
Economic Development ◽  
Supply Chain ◽  
Small And Medium Enterprises ◽  
Information Flows ◽  
Large Firms ◽  
The Government ◽  
Medium Enterprises ◽  
Business To Business ◽  
Taiwanese Government

Many Small and Medium Enterprises (SMEs) have been under pressures from large firms to implement Business-to-Business e-commerce (B2B e-commerce) information systems. However, these SMEs have faced various challenges to do so in the supply chain. This chapter explains the role of Taiwanese government in supporting SMEs in implementing e-commerce by analysing the interactions of government teams with current projects, and challenges of Taiwanese SMEs. Discussions and analyses focus on the government help in setting up infrastructure, B2B e-commerce implementation, and interfirm interactions among SMEs and larger firms. The Taiwanese government has been promoting its global logistic strategy for economic development which stresses supply chain integration by bridging information flows among overseas enterprises, domestic large firms, and local SMEs. Government projects related to this strategy are intended to anchor SMEs’ growing needs in linking B2B e-commerce with large firms. Our analyses and proposal dwell on how government can further bridge the gaps between the intrinsic barriers of SMEs and the interactions with larger firms in B2B e-commerce implementation.

scholarly journals Entrepreneurial Characteristics and Business Profile of Women Owned Small and Medium Enterprises (SMEs): A Case Study of the Tamale Metropolitan Area

2016 ◽  
Vol 7 (1) ◽  
pp. 159 ◽  
Author(s):  
Eva Atu Alhassan ◽  
Mabel Akosua Hoedoafia ◽  
Elvis Adam Alhassan
Keyword(s):  
Women Entrepreneurs ◽  
Business Performance ◽  
Formal Education ◽  
Small And Medium Enterprises ◽  
Tertiary Education ◽  
Simple Random Sampling ◽  
Vital Role ◽  
Cross Sectional ◽  
Entrepreneurial Characteristics ◽  
Medium Enterprises

<p>Despite the vital role of women entrepreneurs in the economic development of their families and countries, it has been revealed that they have low business performance compared to their male counterparts. In this paper, an analysis of the business profile and entrepreneurial characteristics of women owned Small and Medium Enterprises in the Tamale Metropolis has been carried out. A cross-sectional design was used to collect quantitative and qualitative data from a variety of women entrepreneurs. Women entrepreneurs who have benefited from microcredit were selected using simple random sampling. They were then categorized based on their economic activities. The study found that, the level of education of the respondents was generally low; over 69% had no formal education, 20% had primary education, 9.5% had secondary and 1% had tertiary education. Furthermore, 54.2% of the enterprises were managed by the entrepreneurs’ themselves whiles 7.8% were run by the owner and other non-family employees. Also Only about 3% of the businesses surveyed were registered.</p>

scholarly journals The Business Environment and Problems of Small and Medium Enterprises in Kosovo

2014 ◽  
Vol 4 (1) ◽  
pp. 109
Author(s):  
MSc. Muhamet Hashani ◽  
Dr.Sc. Myrvete Badivuku-Pantina
Keyword(s):  
Economic Development ◽  
Small And Medium Enterprises ◽  
Business Environment ◽  
Economic Policies ◽  
Economies In Transition ◽  
Advantages And Disadvantages ◽  
The Republic ◽  
Business Survey ◽  
The Government ◽  
Medium Enterprises

A good business environment means a catalyst for small and medium enterprises, a good business environment facilitates development and sustainability of small and medium enterprises. The development of micro, small and medium enterprises (MSME) is very important to the economic development of a country, and intentionally, MSMEs are considered to be amongst the most efficient instruments for economies in transition, because of their production of sustainable economic growth, employment and poverty reduction.Small and medium enterprises are a generator of new products and technologies; they are are a source of new ideas and advanced strategies of management. Development and sustainability of small and medium enterprises depends on the business environment, which implies a series of social, legal, economic, political or institutional conditions, which are uncontrollable in nature, and affect the organizations’ functions.This study addresses the baseline documents which were taken into consideration by the Government of the Republic of Kosovo in developing economic policies, thereby analysing their advantages and disadvantages. By analysing reports, statistics on MSMEs and other documents, and further complementing the study by a research section (business survey), this paper aims at identifying the key problems faced by the MSMEs in Kosovo, and provide adequate recommendations which may be of service in resolving such problems, but also resulting into a better business environment, and economic development in general.

scholarly journals Contribution of Small and Medium Enterprises Run by Women in Generating Employment Opportunity in Rwanda

2020 ◽  
Vol 15 (3) ◽  
pp. 14 ◽  
Author(s):  
Rachel Bayisenge ◽  
Hu Shengede ◽  
Yves Harimana ◽  
Jean Bosco Karega ◽  
Margret Lukileni ◽  
...  
Keyword(s):  
Economic Development ◽  
Gender Equality ◽  
Poverty Reduction ◽  
Small And Medium Enterprises ◽  
Low Cost ◽  
Doing Business ◽  
National Economic ◽  
The Government ◽  
Medium Enterprises ◽  
Quantitative And Qualitative Methods

Small and Medium Enterprises are the key to the national economic development as a way to improve its population livelihood. The main reason for this sector is a potential employment with the low cost of the capital. The contribution of small and medium enterprises run by women in society was recognized to the employment generation, gender equality and economic development. A personnel initiative, vision, and innovation to grow their businesses are well needed. In this research 15 districts out of 30 were selected to get all needed data, and thirteen (13) women were communicated in each selected district (15) as a sum of a hundred and ninety-five (195) correspondents. The combination of quantitative and qualitative methods was used to analyze data, and questionnaires and interviews were used to collect data. Our results have been proved that small and medium enterprises run by women and sustainability of Rwandan economic development were closely related as the SMEs run by women increase and employment opportunities also increase. It was noted that women owned SMEs is a central driving effort behind gender equality, poverty reduction, and job creation. Therefore, it is recommended that the government might set the policy to encourage women in doing business whereby women in different regions of Rwanda should be given enough attention in economy activities through both small and medium enterprises, and entrepreneurship.

scholarly journals Can ICT Reduce Poverty and Unemployment and Elevate Development Integrating Micro, Small, and Medium Enterprises in Bangladesh? – Sharing Asian Experiences

2018 ◽  
Vol 8 (4) ◽  
Author(s):  
Mohammad Mozammel Haque ◽  
Abd. Rahman Ahlan
Keyword(s):  
Economic Development ◽  
Communication Technology ◽  
Business Performance ◽  
Small And Medium Enterprises ◽  
Idea Generation ◽  
Asian Countries ◽  
Success Stories ◽  
Information And Communication ◽  
Medium Enterprises ◽  
Society Today

Information and Communication Technology (ICT) can boost the performance of people and improve overall human capital for the alleviation of poverty in a society. Today, ICT is considered as one of the major sources of driving force for the overall economic development integrating with Micro, Small and Medium Enterprises (MSMEs). The e-Commerce has a great role in achieving business performance in the emerging Asian countries. However, MSMEs are experiencing more challenges that prevent them from further increasing their business. The earlier studies question to which extent MSMEs have benefited from these businesses. Therefore, the main purpose of this study is to demonstrate the importance of ICT in developing MSMEs based on the success stories of emerging Asian countries. This study based on subjective/argumentative i.e., idea generation in Information Systems (IS). The findings of the study reveal that the MSMEs utilizing ICT can alleviate poverty and unemployment. It also reveals that MSMEs with ICT and e-Commerce can enhance employment and new job creation that can contribute to the overall economic development. This study is expected to extend for further an empirical investigation broadly on the same issue to validate the research results.

scholarly journals The use of budgets by small and medium enterprises in Cape Metropolis, South Africa

2016 ◽  
Vol 14 (1) ◽  
pp. 183-191 ◽  
Author(s):  
Caroline Chidinma Maduekwe ◽  
Peter Kamala
Keyword(s):  
Business Performance ◽  
Small And Medium Enterprises ◽  
Management Support ◽  
Top Management Support ◽  
Planning And Control ◽  
Qualified Personnel ◽  
Main Factors ◽  
The Government ◽  
Medium Enterprises ◽  
And Control

Failure to budget has been identified as one of the main causes of failure of Small and Medium Enterprises (SMEs). This study seeks to determine the extent to which SMEs in the Cape Metropolis use budgets. Specifically, the study aims to determine the types of budgets used, methods of budgeting employed, purpose for which budgets are used, perceived effectiveness of budgets used and factors that may inhibit SMEs from using budgets. Data were collected using a questionnaire and analyzed using both descriptive and inferential statistics. The findings of this study revealed that most of the SMEs sampled used budgets. The three most frequently used budgets were sales budgets, purchases budgets and cash budgets, while the most frequently used budgeting method was fixed budgeting. The findings also revealed that budgets were mostly used for monitoring, measuring business performance, future planning and control purposes. The findings further revealed that budgets were perceived to be effective but the lack of top management support and qualified personnel were the main factors that inhibit SMEs from using budgets. This study not only fills the gap in the literature on the use of budgets, but also provides invaluable insights on their use by SMEs. These insights could inform future endeavours of the Government when developing interventions meant to avert the high failure rates of these entities. The findings may also assist SMEs to gauge and review their own use of budgets with a view to optimising the benefits derived from these tools, as well as to overcome the factors that could inhibit them from using the budgets in the first place

scholarly journals Phenomenon Of SMEs (Small and Medium Enterprises) and Community Mindset

2020 ◽  
Vol 4 (2) ◽  
pp. 101-106
Author(s):  
Sayyida Sayyida ◽  
Alwiyah Alwiyah
Keyword(s):  
Economic Development ◽  
Correlation Analysis ◽  
Small And Medium Enterprises ◽  
Economic Life ◽  
Business Success ◽  
The Core ◽  
Modern Economic ◽  
The Government ◽  
Medium Enterprises ◽  
Government Change

Small and medium enterprises (SMEs) are the core of modern economic life that is very important for economic development in Indonesia, so the government seeks to empower SMEs. Bluto - Sumenep has many SMEs but is difficult to develop. This study aims to analyze the phenomenon of SMEs in Bluto related to the success of their business in relation to education, skills and funds. Questionnaires were used to obtain data from 100 entrepreneurs. The result of correlation analysis shows that there is no relationship between business success with education, skill and fund. This result proves the unique phenomenon of the mindset of the Bluto people who consider that "being an employee is the main one, and the certificate is more important than the skill." The duties of society and government change the mindset of the Bluto people through approach and socialization.

Under-Informed Policy Interventions and Long-Run Damage to Industrialization  (An Analysis of the Aatmanirbhar Bharat Abhyaan)

2021 ◽  
Author(s):  
Mehak Majeed ◽  
Saeed Owais Mushtaq ◽  
Javaid Iqbal Khan
Keyword(s):  
Small And Medium Enterprises ◽  
Economic Incentives ◽  
Policy Recommendation ◽  
Annual Survey ◽  
Policy Interventions ◽  
Long Run ◽  
The Face ◽  
Industrialization Process ◽  
The Government ◽  
Medium Enterprises

Abstract The Covid-19 pandemic came as a major shock to the economies around the world. To buy some time in order to plan, execute and implement measures to prevent and face the pandemic around 50 nations across globe implemented lockdown. India announced the spring lockdown in March 2020. Given the agile healthcare system, huge population and under-development the nation had to extend the lockdown. One of the worst hit sectors because of the lockdown were the Micro, Small and Medium enterprises (MSMEs). The sector looked forward for economic incentives and packages from the government. In June 2020 the ‘Aatmanirbhar Bharat Abhyaan’ (self-sufficient India campaign) was launched. The paper using the Annual Survey of Industries data examines in detail how the package was not sufficient to meet the needs and expectations of the MSMEs sector. The paper establishes that the MSMEs sector is the face of industrialization process in India. We argue that the package failed to address the actual problems in the sector and instead came up with the policies that may well deteriorate the sector further and harm the overall industrialization process. The major policy recommendation established by the research is strong and honest leadership relying on quadruple-loop learning model.

scholarly journals SOSIALISASI KEGIATAN PENYULUHAN UMKM MEWUJUDKAN PEREKONOMIAN MASYARAKAT YANG MEMPUNYAI POTENSI DAN PERAN STRATEGIS MENURUT UNDANG-UNDANG NO. 20 TAHUN 2008

2021 ◽  
Vol 5 (5) ◽  
Author(s):  
Abdul Atsar
Keyword(s):  
Economic Development ◽  
Community Service ◽  
Small And Medium Enterprises ◽  
Public Understanding ◽  
Questionnaire Assessment ◽  
Questions And Answers ◽  
Post Test ◽  
Per Capita ◽  
The Government ◽  
Medium Enterprises

The government has enacted Law Number 20 Year 2008 concerning Micro, Small and Medium Enterprises, but in reality there are still many people who do not yet have the interest to form MSMEs. This is due to residents not understanding the rules that apply. The method of community service is in the form of lectures. Lecturers as lecturers, and village officials as participants. Before the lecture, participants were asked to answer the pre-test questionnaire. After the material and questions and answers, participants were asked to fill in the post-test questionnaire. Based on the results of the activity it appears that increasing public understanding of MSMEs. This can be proven by various questions raised by participants and the results of the participant questionnaire assessment. Participants have understood the position of the community that has potential and strategic roles in realizing economic development, especially in Dewi Sari Village, Kec. Rengasdengklok District. Karawang, establish and manage MSMEs and so on. It is recommended that activities like this can be done routinely so that the existing MSMEs continue to grow so as to increase the income per capita of the community.

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