scholarly journals PERUBAHAN STRUKTUR MODAL MENYEBABKAN PERUBAHAN KINERJA KEUANGAN

2020 ◽  
Vol 9 (2) ◽  
pp. 93-106
Author(s):  
Otniel Safkaur ◽  
Lesi Hertati
Keyword(s):  
Data Analysis ◽  
Capital Structure ◽  
Financial Performance ◽  
Financial Institutions ◽  
Foreign Bank ◽  
Foreign Banks ◽  
Analysis Techniques ◽  
Performance Problems ◽  
Perfect World

This research is conducted at Foreign Banks in Indonesia Data analysis techniques used is SEM. The results showed that changes in capital structure caused changes in financial performance. Problems between company managers and lenders and problems between company managers and company owners. The problem between company managers and creditors lies in the company's inability to return borrowed funds due to the misconduct or decisions of company managers. The role of the capital structure of financial institutions is similar to other non-financial companies where some of the opinions were based on the theory of Perfect World. Keyword: Capital Structure, Financial Performance, Finance, Foreign Bank, Financial Institutions ABSTRAK Penelitan ini dilakukan pada Bank Asing yang berada di Indonesia. Teknik analisis data yang digunakan adalah SEM.  Hasil penelitian menunjukan bahwa perubahan struktur modal menyebabkan perubahan kinerja keuangan. Persoalan antara pengelola perusahaan dengan pemberi pinjaman dan persoalan antara pengelola perusahaan dengan pemilik perusahaan. Persoalan antara pengelola perusahaan dengan pemberi pinjaman terletak pada ketidakmampuan perusahaan mengembalikan dana yang dipinjam karena kesalahan tindakan atau keputusan pengelola perusahaan. Peran struktur modal institusi keuangan mirip dengan perusahaan non keuangan lainnya, dimana sebagian pendapat tersebut didasari oleh teori perfect world. Kata kunci: Struktur Modal, Kinerja Keuangan, Keuangan, Bank Asing, Lembaga Keuangan

scholarly journals Innovative Behavior And Emotional Intelligence Of Managers In Managing A Catering Business

2019 ◽  
Vol 23 (2) ◽  
pp. 290
Author(s):  
La Ode Sumail, Salma Abdullah
Keyword(s):  
Emotional Intelligence ◽  
Data Analysis ◽  
Financial Performance ◽  
Family Business ◽  
Raw Materials ◽  
Innovative Behavior ◽  
Software Application ◽  
Personal Qualities ◽  
Scale Data

The main problem of SME Catering family business in Makassar City is low competitiveness which has an impact on financial performance. This study investigates the causes of low competitiveness through the role of the manager's innovative behavior and emotional intelligence. Sampling uses purposive sampling by setting the owner and manager as respondents. Data was transformed from the score to scale data through SolAnd 1.9 software application and data analysis using WarpPLS 3.0. This study found that Catering's financial performance is good because ownership is increasing. The more catering ownerships are the better innovation of managers and better financial performance. Although innovative managers are good, the emotional intelligence of managers is still low, financial performance is also low. The catering business is vulnerable to the risk of raw materials. Therefore, managers who are able to innovate and have personal qualities to work are needed indeed the competitiveness of this business increases.

scholarly journals KINERJA KEUANGAN, KINERJA SAHAM DAN STRUKTUR MODAL DI INDONESIA

2018 ◽  
Vol 18 (2) ◽  
pp. 135
Author(s):  
Nera Marinda Machdar
Keyword(s):  
Capital Structure ◽  
Financial Performance ◽  
Stock Exchange ◽  
Order Theory ◽  
Analysis Method ◽  
Pecking Order ◽  
Pecking Order Theory ◽  
Stock Performance ◽  
Observation Period

<p><em>This study addresses the role of the company's financial performance on the company's stock performance, and investigates the role of capital structure as a moderating variable to weaken the effect of the company's financial performance on the company's stock performance. This research uses agency theory and pecking order theory. Panel regression analysis method is used for the data analysis. The data used as the sample of the company is the properti and real estat firms listed in Indonesia Stock Exchange, and the observation period is the year 2011-2016. The number of samples by using purposive samping criteria is available 234 firms-year. The findings of this study is that the company's financial performance has no effect on the company's stock performance, and capital structure can not moderate the effect of the company's financial performance on the company's stock performance.</em></p>

scholarly journals Peran Serta Masyarakat Lokal Dalam Pengelolaan Daya Tarik Wisata Pura Goa Giri Putri Nusa Penida

2018 ◽  
Vol 5 (1) ◽  
pp. 46
Author(s):  
Nyoman Andika Widiastra ◽  
I Made Adikampana
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Qualitative Data ◽  
Local Communities ◽  
Tourist Attraction ◽  
Community Based ◽  
Analysis Techniques ◽  
Depth Interviews ◽  
Systematic Explanation

This research is located in Pakraman Karang Sari, Village Office Suana, Nusa Penida in tourist attraction Pura Goa Giri Putri which aims to determine the function of local communities in the management of the attraction in the development and planning as a community-based tourism destination.         Data collection techniques in this study, by observation, in-depth interviews with 6 informant, and documentation study by taking a picture in the attractions of Goa Giri Putri. The data have been analyzed with descriptive qualitative data analysis techniques are broadly communicating, and systematic explanation of the data obtained in the field with the aim of obtaining a clear picture and objektif.  The result of this research is the role of local communities in the management of a tourist attraction Pura Goa Giri Putri is as pengemong / pengempon who have the responsibility to maintain and grow attractions Goa Giri Putri directly or indirectly such as participating maintain cleanliness, keeping tourist attraction Goa Giri Putri, keeping pemedek or tourists who visit and support the implementation of the current pujawali ceremony  / ceremony at Pura Goa Giri Putri with managers and other stakeholders.   Keywords: Participation, Local Communities, Management, Tourist Attraction, Community Based Tourism

scholarly journals FAKTOR - FAKTOR YANG MENDORONG KEPATUHAN MASYARAKAT KABUPATEN BANTUL UNTUK MEMBAYAR PBB P2

2020 ◽  
Vol 11 (2) ◽  
pp. 147-161
Author(s):  
Septian Kurnia Dewi ◽  
Amir Hidayatulloh
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Data Collection ◽  
Tax Compliance ◽  
Sampling Technique ◽  
Analysis Techniques ◽  
Rural And Urban ◽  
Simple Regression ◽  
Special Region

The purpose of this study was to analyze the influence of motivation, morality, and the role of village officials on community compliance in paying rural and urban land and building taxes with tax sanctions as a moderating variable. The population in this study is individual taxpayers who live in Bantul Regency, Yogyakarta Special Region Province. The sample in this study is an individual taxpayer who owns land and buildings domiciled in Bantul Regency. The sampling technique in this study uses purposive sampling, with criteria (1) taxpayers who live in Bantul Regency, and (2) taxpayers who own land and buildings. Data collection in this study used a questionnaire distributed directly to respondents who met the criteria. Respondents in the study numbered 127 respondents. Data analysis techniques in this study used simple regression and Moderated Regression Analysis. This study found that community compliance to pay PBB P2 was influenced by the motivation and role of village officials. Meanwhile, morality has no effect on community compliance to pay PBB P2. The study also obtained the results of the taxation sanski variable moderating the influence of motivation on taxpayer compliance, and moderating the effect of the role of village officials on tax compliance. However, tax sanctions do not moderate the effect of morality on taxpayer compliance to pay PBB P2.

scholarly journals PERAN SELF-EFFICACY DALAM MEMEDIASI PENGARUH PENGETAHUAN BERWIRAUSAHA, TINGKAT PENDIDIKAN, LINGKUNGAN KELUARGA, DAN PENGALAMAN KERJA TERHADAP MINAT BERWIRAUSAHA

2020 ◽  
Vol 15 (2) ◽  
pp. 385-404
Author(s):  
Suci Atiningsih ◽  
Rudi Suryo Kristanto
Keyword(s):  
Data Analysis ◽  
Family Environment ◽  
Work Experience ◽  
Self Efficacy ◽  
Total Sample ◽  
Education Level ◽  
Analysis Techniques ◽  
Entrepreneurial Knowledge ◽  
Empirical Contribution

The purpose of this study was to determine the role of self-efficacy in mediating the influence of entrepreneurial knowledge, education level, family environment, and work experience on interest in entrepreneurship.The research object was all SMEs players in the Banyudono sub-district, Boyolali district with a total sample size of 64 SMEs actors. The data analysis techniques used were multiple linear regression and sobel test. The results of this study are entrepreneurial knowledge, education level, and family environment have a positive and significant effect on self-efficacy, but work experience has no effect on self-efficacy. Entrepreneurial knowledge, education level, family environment and self-efficacy have a positive and significant effect on interest in entrepreneurship, but work experience has no effect on interest in entrepreneurship. Self-efficacy can mediate the influence of entrepreneurial knowledge, education level, family environment, and work experience on interest in entrepreneurship.The results of this study are expected to provide an empirical contribution to the role of self-efficacy in mediating the influence of entrepreneurial knowledge, education level, family environment, and work experience on interest in entrepreneurship

scholarly journals Peran Ayah dalam Pendidikan Islam Anak Perempuan

2020 ◽  
Vol 6 (2) ◽  
pp. 156-171
Author(s):  
Dian Febrianingsih ◽  
Putri Nur Indah Sari
Keyword(s):  
Qualitative Research ◽  
Data Analysis ◽  
Well Being ◽  
Research Data ◽  
Islamic Education ◽  
Daily Activities ◽  
Research Subjects ◽  
Analysis Techniques ◽  
The Family

  Abstract: This study aims to describe and analyze the role of fathers in family Islamic education. The purpose of the research is to increase the treasury of knowledge for educational researchers, especially the education of girls in the family. The research used is qualitative research with case studies aimed at obtaining a complete and in-depth description. Data collection is done by observation, interviews and documentation. Data analysis was performed with the concept of data triangulation. Qualitative research data analysis techniques through data triangulation are analyzing the results of interviews by checking the validity of the data which includes sources, methods, investigators, and theories. Data analysis shows that fathers as research subjects are willing to be directly involved in education and childcare. The willingness of subjects to provide Islamic education to their daughters is motivated by factors of psychological well-being, personality, attitudes and diversity (religiosity). Planting the faith, sharia and morals of fathers in daughters since their daughters are small. Even since the child is still in the womb of his wife. They use educational methods such as educating by example, habits, advice, attention, and punishment. Certainly the father established good cooperation with his wife in providing Islamic education to his daughter. So that girls will form Islamic individuals and are accustomed to carrying out daily activities according to Islamic teachings.

scholarly journals MENURUNKAN KECEMASAN BELAJAR SANTRI BARU MELALUI BIMBINGAN DAN KONSELING

2020 ◽  
Vol 6 (1) ◽  
pp. 37-45
Author(s):  
Elif Hudayana ◽  
Chaerul Jannah ◽  
Adha Siti Hartinah ◽  
Muhamad Rifa'i Subhi
Keyword(s):  
Data Analysis ◽  
Boarding School ◽  
Guidance And Counseling ◽  
Analysis Techniques ◽  
New Students ◽  
Qualitative Descriptive ◽  
New Student

This research intend to describe about anxiety experienced by the new students of Islamic Boarding School Al-Hadi Pekalongan. The scope of this research there are objective anxiety and neurotic anxiety. The method who used inthis research is Qualitative Descriptive and using Miles and Huberman’s data analysis techniques. This research shows that the new student of Islamic Boarding School Al-Hadi Pekalongan have free floating neurotic anxiety. In this case, student revealed that himself often experienced anxiety to something not real. The student get the expectation, however accompanied also with anxiety or can be called anxious. This anxiety is named a free floating neurotic anxiety. The role of guidance and counseling to lowered the anxiety learning of new student is trough cognitive counseling. Cognitive counseling emphasize to counselee belief so that able to change negatif thinking and maladaptif thinking to be positif thinking and adaptif thinking. Trough this positif thinking the anxiety learning student will be come down even disappear.

scholarly journals Perampasan Hak dan Kesejahteraan Petani oleh Tengkulak di Kabupaten Aceh Barat

2021 ◽  
Vol 6 (2) ◽  
pp. 118
Author(s):  
Rudi Andika ◽  
Marzuki Marzuki ◽  
Rahmad Halomoan Lubis ◽  
Cut Vely Muliyana ◽  
Safrida Safrida
Keyword(s):  
Data Analysis ◽  
Secondary Data ◽  
The West ◽  
Public Response ◽  
Analysis Techniques ◽  
Price Manipulation ◽  
The People ◽  
Peasant Community ◽  
The Government

Agriculture is one of the main centers as source of livelihood for the people  in west aceh  regency,  this  can  be  seen  from  the  yields  of farmers  which  are increasing  every  year.  However,  the  increase  in yields  is  inversely  proportional  to  the  welfare  of  the  west  aceh farmers,  due to the  influence of price manipulation by middlemen. This   study   aims   to   examine   the   role  and  supervision   of   the government  in protecting the rights of  farmers from middlemen in west Aceh district. The method used in this research is  qualitative with  a  variety  of  secondary  data  analysis   techniques   and  used scientific narrative review data analysis techniques. The results show that discrimination against farmer by middlemen was indeed common in west Aceh. The role of the west Aceh government in overcoming this problem is by providing education, issuing policies on program for providing business capital to farmers. Meanwhile, the supervision that the goverment faces is in the form of a minumun level of public response to policies that have been regulated by the government and a lack of trust from the peasant community in the government.

scholarly journals Cross-border banking and foreign branch regulation in Europe

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Lucia Gibilaro ◽  
Gianluca Mattarocci
Keyword(s):  
Banking Sector ◽  
Foreign Bank ◽  
Capital Adequacy ◽  
Foreign Banks ◽  
European Economic Area ◽  
The European Union ◽  
Content Type ◽  
Cross Border ◽  
European Banking

Purpose This paper aims to examine the relevance of cross-border activity in the European banking sector, evaluating the role of differences in regulation to explain the level of interest in entering foreign markets. Design/methodology/approach The sample considers all banks in the European Union (EU 28) existing at year-end 2017, and information about the ultimate owners’ nationality to classify local and foreign banks is collected. The analysis provides a mapping of regulatory restrictions for foreign banks and evaluates how they impact the role of foreign players in the deposit and lending markets. Findings Results show that the lower are the capital adequacy requirements, the higher are the amounts of loans and deposits offered by non-European Economic Area banks and, additionally, the higher the probability of having a foreign bank operating in the country. Originality/value This paper provides new evidence on regulatory arbitrage opportunities in the EU and outlines differences among EU countries not previously studied.

scholarly journals PENERAPAN KONSEP CHARACTER, CAPACITY, CAPITAL, COLLATERAL, CONDITION (5C) DALAM SISTEM PEMBERIAN KREDIT USAHA MIKRO PADA PT BANK MANDIRI (PERSERO) TBK UNIT MANDIRI MITRA USAHA BALIKPAPAN UNIVERSITAS BALIKPAPAN

Jurnal Edueco ◽  
2018 ◽  
Vol 1 (2) ◽  
pp. 37-45
Author(s):  
Linda Wulan Sari ◽  
Casmudi Casmudi ◽  
Sugianto Sugianto
Keyword(s):  
Data Analysis ◽  
Financial Institutions ◽  
Credit System ◽  
Customer Data ◽  
Analysis Techniques ◽  
Standard Operation ◽  
Credit History ◽  
Operation Procedure ◽  
The Subject ◽  
Credit Scores

ABSTRACT The focus of the problem is on the application of the Character, Capacity, Capital, Collateral, Condition (5C) Concepts in the Micro Business Credit System, particularly Bank Mandiri, which includes how to apply the 5C principle itself, obstacles that arise when implementation occurs, and also how to overcome these obstacles. The cornerstone of theory uses (Muchtar, Rahmidani, Siwi, 2016) Jakarta Kencana, Banks and Other Financial Institutions. Openness between customers to banks is one of the basis for providing healthy credit. The purpose of this study is to find out how the process of taking credit at Bank Mandiri is carried out, whether it is in accordance with the Standard Operation Procedure procedure or there is a provision for the unit to be the subject of approval. The object of this research is the credit processor or in this case the bank and the customer. Data collection techniques are carried out by interviews, observation and documentation. Data analysis techniques are carried out by source triangulation. The results of the study conclude that: (1) the application of the 5C principle has an effect on the lending process at PT Bank Mandiri (Persero) tbk. (2) barriers experienced include lack of openness between customers and banks, poor credit history, submission of unreasonable credit scores, less productive businesses, lack of additional guarantees, and dubious business legality (3) ways to overcome credit failed that is by giving SP1, SP2. Then SP3 until the execution of the guarantee but can also be done in other ways such as still trying to get closer and maintain good relations with customers.

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