scholarly journals Grameen Microcredit as an Archetype of Islamic and Ethical Micro Financing Experiences: Respondents’ Perceptions on its Viability in Nigeria

2020 ◽  
Vol 8 (4) ◽  
pp. 1-7
Author(s):  
Hashim Sabo Bello ◽  
Yunus Jibril Hassan ◽  
Nura Ahmad
Keyword(s):  
Sampling Technique ◽  
Individual Responsibility ◽  
The Political ◽  
Poor People ◽  
Muslim Countries ◽  
High Unemployment Rate ◽  
Ethical Finance ◽  
Convenience Sampling ◽  
Political Spectrum ◽  
Structured Questionnaire

Making microcredit facilities accessible to the poorest members of society have attracted well support from neoliberals partly due to its prominence on individual responsibility and those on the left of the political spectrum to a certain extent for the reason of its potential to empower women. Following this premise, the paper focused on the justification of ethical micro financing in Nigeria with consideration of experiences worldwide that Islamic micro financing is one of the fastest-growing segments in both the domestic and international financial system. This study also intends to inspire the espousal of alternative ethical finance to tie together its benefits in Nigeria. A structured questionnaire was distributed to the Bauchi metropolis; thereby, a convenience sampling technique was used. The data collected were analyzed using frequency tables, percentages, and simple tabulation. This study believed that poverty is not created by poor people. It is created by the institutions and policies which surround them. Loans offer people the chance to take initiatives in business and agriculture to make earnings that enable them to pay off debt. This paper largely recommended that the acceptance of Islamic and ethical microfinancing experiences are the foremost component of the struggle against poverty and can be used to ease the discouraging impact of the high unemployment rate among the youth in Nigeria and other Muslim countries.

scholarly journals The Islamic Finance Industry and Grand Potential for Growth in the Contemporary Economy: Arousal for Dual Finances in Nigeria

2020 ◽  
Vol 8 (2) ◽  
pp. 1-9
Author(s):  
Nura Ahmad ◽  
Hashim Sabo Bello ◽  
Yunus Jibril Hassan
Keyword(s):  
Sampling Technique ◽  
Islamic Finance ◽  
Rapid Improvement ◽  
Significance Level ◽  
Finance Industry ◽  
Ethical Finance ◽  
Grand Potential ◽  
State Of The Economy ◽  
Convenience Sampling ◽  
Structured Questionnaire

The paper focuses on evaluating and comparing the justification of Islamic and conventional modes of finance in Nigeria. This study also intends to inspire the adoption of alternative ethical finance to harness its benefits in Nigeria. The acclaimed one hundred billion Sukuk bond launched by the Federal Government of Nigeria is just one of the critical plus Nigeria as a nation can benefit from Islamic finance. A structured questionnaire was distributed to the respondents in the Bauchi metropolis; thereby, the convenience sampling technique was used. Results were analyzed with Chisquare employed to test the hypothesis at a confidence level of 95% (0.05), that is, confidence and significance level, respectively. This study believed that Nigerians are quick to concern about their state of the economy. Therefore it’s suggested that there is an urgent need for everyone including the students of business and finance, the product developers for the emerging industry and banking personnel to have proper knowledge of the principles of Islamic finance vis-a-vis conventional finance about the essential requirements of different modes of finance and how they can be applied to various operations and services of banks and financial institutions in the dual economy. This paper further recommended that, when Islamic finance is properly instituted and practice as alternative ethical finance in the country, and more people apply for it, Nigeria economy would stand to be rejuvenated, boosted and made to be robust, embracing the Islamic financial system will present the best way the country’s economy can witness rapid improvement.

STORE ATMOSPHERIC FACTORS AT SELECT LARGE FORMAT RETAIL STORES IN HYDERABAD

2020 ◽  
pp. 1-4
Author(s):  
M Himabindu
Keyword(s):  
Sampling Technique ◽  
Retail Stores ◽  
Retail Sector ◽  
Large Format ◽  
Shopping Experience ◽  
Innovative Tool ◽  
Convenience Sampling ◽  
Atmospheric Factors ◽  
Number Of Customers ◽  
Structured Questionnaire

Store Atmospherics is an innovative tool that retailers use to attract a number of customers into the store and retain them for longer time in the store. The share of large format retail stores in organized retail sector is increasing significantly. This paper is an empirical study of factors of Store Atmospherics from customers’ viewpoint. Data was collected through structured questionnaire from 75 respondents following convenience sampling technique. Reliability test and factor analysis were done using SPSS. Results show that Store Music, Store Decorations, Store Fragrance, Store Brightness, In-store Promotions and Ambience are the important Store Atmospheric factors. Large format retailers should focus more on these so as to increase their appeal to the customers and give them a good shopping experience so that favourable shopping outcomes follow.

scholarly journals Influences of Website Quality and Service Quality on Consumer Satisfaction Among Online food Ordering Consumer

2019 ◽  
Vol 8 (3) ◽  
pp. 3159-3163
Keyword(s):  
Service Quality ◽  
Sample Size ◽  
Food Processing ◽  
Consumer Satisfaction ◽  
Sampling Technique ◽  
Website Quality ◽  
Convenience Sampling ◽  
Structured Questionnaire

The purpose of the study is to investigate the influence of website quality and service quality on consumer satisfaction among online food processing consumer. The research was undergone with well-structured questionnaire. The respondents were the consumers who orders food through Online. The convenience sampling technique was applied and sample size was 252. The collected data was edited, tabulated and coded. SPSS statistic software was used for analyzing the collected data. The findings of the study reveals as service quality and website quality have significance influence on consumer satisfaction. Consumer satisfaction has influence on consumer reference among online food ordering consumers

scholarly journals FACTORS INFLUENCING OF PURCHASE BEHAVIOR: A STUDY CONDUCTED AMONG THE PURCHASERS OF FLAT IN CHIDAMBARAM

2020 ◽  
Vol 8 (7) ◽  
pp. 330-334
Author(s):  
P. Balathandayutham ◽  
R. Sritharan
Keyword(s):  
Regression Analysis ◽  
Sampling Technique ◽  
Purchase Behavior ◽  
Sample Population ◽  
Factors Influencing ◽  
Data Regression ◽  
Buyer Behaviour ◽  
Convenience Sampling ◽  
Post Purchase ◽  
Structured Questionnaire

The current study was done to examine and investigate the factors that influence the purchase behavior among the flat purchaser in Chidambaram, Tamilnadu. Data were collected through structured questionnaire gleaned from the literatures. The respondents were selected using convenience sampling as it is the earliest and easiest method of implementing the sampling technique. The size of the sample population was determined as 100 and the questionnaire were used to collect the data.  SPSS package was used for statistical analyses of the data. Regression analysis was performed to assess the influence of factors on buyer behaviour. The result of the study shows that factors are significantly influence on post purchase behavior of flat purchaser.

scholarly journals Awareness regarding personal hygiene and sanitation practices among adult population in Dhamrai, Dhaka

2019 ◽  
Vol 1 (Number 2) ◽  
pp. 15-18
Author(s):  
Sultana Begum ◽  
Monowar Ahmad Tarafdar ◽  
Md Saizuddin ◽  
Nadia Begum ◽  
Shila Rani Das ◽  
...  
Keyword(s):  
Leisure Time ◽  
Adult Population ◽  
Sampling Technique ◽  
Cross Sectional Study ◽  
Personal Hygiene ◽  
Age Group ◽  
Cross Sectional ◽  
Comprehensive Knowledge ◽  
Convenience Sampling ◽  
Structured Questionnaire

The current descriptive type of cross sectional study was conducted during 16th May to 31st May 2018 to assess awareness regarding personal hygiene and sanitation practices in Dhamrai, Dhaka with a sample size of 120 using interviewer administered semi-structured questionnaire employing convenience sampling technique. More than one third (35.9%) of the respondents were in age group 25-35 years and about 65% were female, 32.5% were housewives and 35.8% were found illiterate. source of drinking water was from71.67% tube well and 78.3% used sanitary latrine. More than half of the respondents (61.67%) were taking daily bath with soap and water, 61.66% cut their nails at leisure time and 51.67% wash hair with shampoo and water; while 59.67% washed their hands before meal and 76.67% after defecation with soap and water. It is revealed that 43.3% were aware about the transmission of diarrheoa through dirty nail and 73.3% were aware not to defecate on barefoot. Health education and comprehensive knowledge of proper personal hygiene and sanitation is essential in daily life and should be used to prevent the spread of infectious diseases.

Identifying the Determinates of Entrepreneurial Intention

2016 ◽  
pp. 309-320
Author(s):  
Muhammad Khalique
Keyword(s):  
Undergraduate Students ◽  
Behavioral Control ◽  
Empirical Studies ◽  
Sampling Technique ◽  
Entrepreneurial Intention ◽  
Subjective Norm ◽  
Perceived Behavioral Control ◽  
Convenience Sampling ◽  
University Level ◽  
Structured Questionnaire

The prime aim of this study was to explore the determinants of entrepreneurial intention among undergraduate students at university level. This study employs attitude towards the behavior, subjective norm and perceived behavioral control as predictors and entrepreneurial intention as a dependent variable. The data were gathered through structured questionnaire. Respondents of this study were picked through convenience sampling technique. A total of 400 sets of questionnaire were distributed to the targeted respondents while 384 individuals were participated in the study. This study was a descriptive in nature. Most of the respondents showed their intention to be entrepreneur. This study will be a milestone for potential researchers. In future, researchers can conduct empirical studies on this topic.

scholarly journals INCIDENCE OF MINOR AILMENTS OF PUERPERIUM AND RELATED KNOWLEDGE AMONG POSTNATAL MOTHERS.

2018 ◽  
Vol 11 (1) ◽  
pp. 261
Author(s):  
Soumya Raj K ◽  
Reshma Rajan ◽  
Suvi Kj
Keyword(s):  
Sampling Technique ◽  
Information Leaflet ◽  
Poor Knowledge ◽  
The World ◽  
Minor Ailments ◽  
Postnatal Mothers ◽  
Baseline Information ◽  
The Common ◽  
Convenience Sampling ◽  
Structured Questionnaire

Objective: The objective of the study was to identify the incidence and knowledge of minor ailments of puerperium among postnatal mothers and to develop an information leaflet on the management of minor ailments of puerperium.Methods: A quantitative approach with descriptive design and convenience sampling technique was used in this study. With these methods, the researcher selected 100 postnatal mothers attending Obstetrics and Gynecology ward, AIMS, Kochi. A semi-structured questionnaire along with a checklist was used to assess the knowledge and the incidence of minor ailments among postnatal mothers.Result: The result showed that the common incidence of minor ailments was afterpain (67%), perineal discomfort (50%), constipation (43%), and fatigue (67%). Majority of the postnatal mothers had average knowledge (65%) level, and some of them had good knowledge (21%), and some of them had poor knowledge (14%).Conclusion: The study revealed that the main four problems of minor ailments of puerperium were afterpain, perineal discomfort, constipation, and fatigue. Number of studies from different part of the world, including India, shows that a large proportion of postnatal mother experiences minor ailments of puerperium. This provides evidence for giving importance to minor ailments of puerperium. Researchers also provided a baseline information leaflet on the management of minor ailments of puerperium.

scholarly journals KNOWLEDGE ONESSENTIAL NEWBORN CARE AMONG POST NATAL MOTHERS

2021 ◽  
Vol 8 (3) ◽  
Author(s):  
Sr. Moncy Francis francis ◽  
Dr. Bimla Rani Dr. Bimla Rani
Keyword(s):  
Quantitative Research ◽  
Newborn Care ◽  
Sampling Technique ◽  
Research Approach ◽  
Transient Time ◽  
Essential Newborn Care ◽  
Postnatal Mothers ◽  
Level Of Knowledge ◽  
Convenience Sampling ◽  
Structured Questionnaire

The birth of the baby is one of the wondrous moments in their life. A newborn is a continuum of foetal life and an important transient time to adopt extrauterine life. Essential Newborn care refers to the care provided by the mother or caregiver regarding breastfeeding, care o cord and eyes, maintaining body temperature, immunization, and controllingthe infection.Objectives: To assessthe knowledge level of postnatal mothers regarding Essential Newborn Care. Materials and methods: A non-experimental descriptive study was conducted in a selected hospital, Idukki to assess the knowledge of post-natal mothers regarding essential newborn care. A total of 50 post-natal mothers were selected with a non-probability convenience sampling technique. A quantitative research approach was used in this study. A self-structured questionnaire was used to gather the data, and appropriate statistics were performed to analyse the data. Results: The data results revealed that 50% of samples are in the age group of 19-27 yrs. and 50% were 28-36 years of age. The majority of the samples(72%) were Christians. Half of the samples(58%) were graduates and 22% were postgraduates. Concerning the level of knowledge, 10% of them had poor, 60% had average and 22% had good knowledge regarding essential newborn care.

scholarly journals Impact of different training and development programs on employee performance in Bangladesh perspective

2019 ◽  
Vol 2 (1) ◽  
pp. 8-14
Author(s):  
Rashed Al Karim
Keyword(s):  
Employee Performance ◽  
Sampling Technique ◽  
Training And Development ◽  
Clear Understanding ◽  
Development Programs ◽  
Convenience Sampling ◽  
Orientation Training ◽  
The Impact ◽  
Structured Questionnaire

The quality of the human resource of an organization is essential to its success. Thus, every organization must seek to improve the quality of its workforce. One way of achieving this is through training and development programs. The importance of training and development programs can only be appreciated with a clear understanding of its direct impact on employee performance. The purpose of this study is to determine the impact of training and development programs on employee performance. The data for this study has been collected through a structured questionnaire by conducting a survey. The sample size of this study is 100 and is chosen based on convenience sampling technique from different chemical and manufacturing industries of Bangladesh. All the data of this study were processed and analysed through SPSS 20. The value of Cronbach Alpha was 0.725, means that the data of this study is reliable according to Nunnaly, (1978). Hypotheses were tested through multiple regression analysis. From the findings, it has found that Orientation Training (OT), Career Development Training (CDT), and Environment, Health & Safety Training (EHST) have the significant impact on Employee Performance (EP) while there was no significant relation between Job Training (JT) and Employee Performance (EP). Eventually, this study was concluded by providing a few recommendations for organisational implication.

scholarly journals AGE DIVERSITY IN THE WORKPLACE: A STUDY ON PRIVATE SECTOR BANKS EMPLOYEES

2017 ◽  
Vol 5 (8) ◽  
pp. 120-126
Author(s):  
Ritesh Kumar ◽  
Rajpal Singh
Keyword(s):  
Private Sector ◽  
Positive Relationship ◽  
Sampling Technique ◽  
Vital Role ◽  
Private Bank ◽  
Age Diversity ◽  
Bank Employees ◽  
Convenience Sampling ◽  
Diversity In The Workplace ◽  
Structured Questionnaire

Diversity plays a vital role in the success of business if it is managed properly. Age diversity is the heterogeneity in the organization in term of age. In every organization, there is a conflict between the mindset of generations. Conservative and modern thinking in organization cause resistance of decisions. Although both experienced and young employees were fruitful for the organization if they were properly managed. This paper primarily investigates how the age diversity affects the performance of private bank employees. Under the present study, 100 employees of different private sector banks branches located in Rohtak city were sorted out on the basis of convenience sampling technique. A self-structured questionnaire was used to acquire data from respondents. Different statistical tools such as descriptive, correlation were used in this study to test the hypothesis. Results revealed that there is a moderately positive relationship between age diversity and employees performance.

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