scholarly journals Penerapan Akad Ijarah Pada Produk Pembiayaan Pengurusan Porsi Haji Di KSPPS Kopena Pekalongan Ditinjau Dari Fatwa DSN-MUI

2019 ◽  
Vol 1 (2) ◽  
pp. 45-54
Author(s):  
Danis Amwalul Fikki

Purpose- This study discusses the application of the Ijarah Agreement on Financing Products for the Management of Hajj Portions at KSPPS Kopena Pekalongan Judging from the DSN-MUI Fatwa. Methods- This research is a type of field research with a type of qualitative approach. The data used in this study are primary data obtained from interviews and secondary data obtained from research at KSPPS Kopena Pekalongan. Data were analyzed descriptively, namely data collected in the form of words, images and not numbers. The method of data collection by interviews, documents, and observations. Findings- The results of the study show that financing using the ijarah contract has followed the rules of the MUI DSN Fatwa. It can be stated that KSPPS Kopena Pekalongan has implemented the DSN-MUI Fatwa in each of its products and the Sharia Supervisory Board has always exercised strict control over the application of fatwas at the KSPPS Kopena Pekalongan Implications/limitations - This study is a case study and is only carried out in one agency so that future studies can expand the study area to increase generalization. Adapun hasil penelitian ini, bahwa pembiayaan ini menggunakan akad ijarah sesuai dengan yang diperintahkan dalam Fatwa DSN MUI. Hal ini sesuai dengan yang disampaikan oleh Dewan Pengawas Syariah KSPPS Kopena Pekalongan. Dari uraian di atas dapat disimpulkan bahwa KSPPS Kopena Pekalongan melaksanakan Fatwa DSN-MUI dalam setiap produknya dan Dewan Pengawas Syariah selalu melakukan kontrol yang ketat terhadap penerapan fatwa di KSPPS Kopena Pekalongan.

2020 ◽  
Vol 3 (1) ◽  
pp. 1-14
Author(s):  
Andika Catur Prastyo

The purpose of this study is to explore how is the mediation process in the Sragen District Court ta in Sharia economic disputes. It also seeks to determine the suitability of the mediation process in terms of the Maslahah Mursalah. This research is a field research with a qualitative approach. The data source of this study consists of primary data and secondary data. The location of this study is in Sragen District Court. Data collection techniques in this study were using documentation and interviews. This study shows that the mediation process in Islamic economic disputes is not much different from other disputes. This research also reveals that there is a non-compliance with the existing regulations, i.e that peace which is carried out by the parties occurs outside the court and there is no Peace Act. Based on this, it will lead to a different legal effect


Author(s):  
Lalu Muhammad Khairi Asmuni ◽  
Sudirman Sudirman ◽  
Fahruddin Fahruddin

This study aims to determine the implementation of School Based Management (SBM) in the field of curriculum and learning, students, and educators and education staff at elemnetary school 2 Penujak, Praya Barat District, Central Lombok Regency. Research uses a qualitative approach using a case study. The type of data of this research are primary data and secondary data. The primary data material in this study was in the form of interviews with the principal, teachers and administrative staff. The secondary data material in this study is data on the state of elementary school 2 Penujak, organizational structure, human resources and so on. Data collection techniques in this study are: (1) interviews, (2) observations and, (3) documentation studies. Various data collection techniques (triangulation), and carried out continuously until the data is saturated. Checking the validity of the data in qualitative research includes four techniques, namely credibility, transferability, dependability, and confirmability. The results showed that the implementation of School-Based Management in SD Negeri 2 Penujak was carried out through 4 management processes, namely planning, organizing, implementing, and monitoring as well as in accordance with the essence of School-Based Management (SBM) namely autonomy, flexibility, participation, transparency and accountability


Author(s):  
Afrizal

Kafa'ahis an alternative for people who want to do marriage in choosing their partner. It is prescribedkafā'ahis to form a sakian household, mawaddah and rahmah. In general, people's understanding of the meaning ofkafā'ahalready understand, but many people ignore it due to certain things. This research is a field research with a qualitative approach. The data sources are primary data sources and secondary data sources using two data collection techniques, namely interview and observation data collection techniques. The results of his research show thatfactors that influence people to ignore kafaah are: (1) prefer a partner who has religious knowledge (2) kafā'ah is not a legal requirement for marriage; (3) Economic Factors (4)their own intentions and arranged marriages by their parents are the causes of non-sequential marriages; (5) choose their own partner and love each other. So the conclusion is that the people of Bale Busu Village actually really understand the meaning of kafā'ah but the practice is very little from the community because it is influenced by certain factors.


2020 ◽  
Vol 7 (12) ◽  
pp. 2296
Author(s):  
Nurud Diana Syafaati ◽  
Lina Nugraha Rani

ABSTRAKPenelitian ini bertujuan untuk mengetahui pendayagunaan dana ZIS dalam pemberdayaan ekonomi masyarakat Desa Babaksari Kecamatan Dukun melalui program Gresik Berdaya dengan memberikan bantuan ternak bergulir yang dilakukan oleh BAZNAS Kabupaten Gresik. Metodologi penelitian yang digunakan adalah pendekatan kualitatif, dengan strategi studi kasus. Pengumpulan data yang dilakukan dengan wawancara sepuluh mustahiq penerima bantuan ternak bergulir, dua perangkat desa, dan tiga pihak dari BAZNAS Kabupaten Gresik. Data yang digunakan yaitu data primer dan data sekunder. Adapun pengumpulan data dilakukan dengan teknik observasi, wawancara, dan dokumentasi. Teknik analisis yang digunakan adalah analisis deskriptif. Berdasarkan hasil penelitian diperoleh bahwa pendayagunaan dana ZIS oleh BAZNAS Kabupaten Gresik dalam hal ini Program Gresik Berdaya di Desa Babaksari Kecamatan Dukun disalurkan dalam rangka memberdayakan masyarakat dan pendampingan untuk meningkatkan ekonomi dan pengetahuan. Ternak bergulir merupakan model pendayagunaan zakat produktif oleh Program Gresik Berdaya dalam meningkatkan pendapatan mustahiq yang menurut peneliti sudah optimal. Hal tersebut dibuktikan dengan telah meningkatnya pendapatan serta kesejahteraan penerima bantuan ternak bergulir yang telah berhasil bergulir tiap tahunnya.Kata Kunci: Mustahiq, pemberdayaan ZIS, Pendayagunaan. ABSTRACTThis study aims to determine the efficient use of ZIS funds in the economic empowerment of the Babaksari Village community, Dukun District through the Gresik Berdaya program by providing revolving livestock assistance carried out by BAZNAS Gresik Regency. The research methodology used is a qualitative approach, with a case study strategy. Data collection was carried out by interviewing ten mustahiq recipients of revolving livestock assistance, two village officials, and three parties from BAZNAS, Gresik Regency. The data used are primary data and secondary data. The data collection was done by using observation, interview, and documentation techniques. The analysis technique used is descriptive analysis. Based on the research results, it was found that the utilization of ZIS funds by BAZNAS Gresik Regency, in this case, the Gresik Berdaya Program in Babaksari Village, Dukun District, was channeled to empower the community and provide assistance to improve the economy and knowledge. Rolling livestock is a model for the utilization of productive zakat by the Gresik Berdaya Program in increasing mustahiq's income, which according to researchers is optimal. This is evidenced by the increasing income and welfare of the recipients of revolving livestock assistance which have been successful in rolling every year.Keywords: Mustahiq, ZIS Empowerment, Utilization


2020 ◽  
Vol 9 (2) ◽  
pp. 152-163
Author(s):  
Putra Wijaya ◽  
Muhammad Zakaria Umar ◽  
Muhammad Arsyad

The technique of binding wood construction in Tolaki vernacular houses tends to fade due to esotericism. This research is important as follows: (1) to uncover and preserve Tolaki's architectural identity in the form of wood-binding techniques; (2) to enrich the Southeast Sulawesi architecture literature in particular and Indonesian architecture in general. This research is intended to formulate the wood construction binding technique in Tolaki vernacular house.  This research uses a case study method with a qualitative approach. Data sources consist of primary data and secondary data.  This research uses triangulation data collection techniques. The method of data analysis is carried out by means of information organized, information and codefication studied, cases and contexts described, findings interpreted, and findings presented narratively. The study concluded that the construction of wood in the Tolaki vernacular house consisted of 12 (twelve) connective techniques as follows: first, peusu temomo, peusu kinalase, peusu pinewa’a, peusu pinepuhe, peusu niranggia, and peusu tundo ndowaea are included in the category of cross ties; second, peusu kinalili and  peusu pinekalo are included in the category of dead cross ties; third, peusu pinepuhu, peusu sinemba, peusu mbekale, and peusu sinemba aso hara are included in the category of mobile cross ties.


2021 ◽  
Vol 5 (01) ◽  
pp. 164-182
Author(s):  
Mujahidin Yunani ◽  
M. Usman

Murābaḥah is one of the most popular financing for Sharia Financial Institutions. Likewise, at the BPRS Dana Amanah Surakarta, murābaḥah financing is what customers are most interested in, therefore, among other financing products the risk is also higher. In addition, many customers choose deferred payments. This deferred payment creates several risks, one of which is financing problems. Many customers who are deemed capable are still procrastinating in terms of payment of installment obligations, this is what causes losses for the BPRS, where the more customers delay payment, the higher the level of Non Performing Financing (NPF) in a bank, causing the bank's condition to not healthy. Then the problem that will be raised in this study is how to solve the problematic murābaḥah financing in the BPRS Dana Amanah Surakarta and how the view of the fatwa DSN MUI towards the practice of solving the problematic murābaḥah financing in the BPRS Dana Amanah Surakarta. This study uses field research methods, with a descriptive qualitative approach. The data sources used are primary data and secondary data, with data collection methods through interviews with informants and documentation and then analyzed with qualitative descriptive methods. From the results of this study, it can be concluded that: (1) The steps for solving problematic murābaḥah financing at BPRS Dana Amanah Surakarta include billing, rescheduling, restructuring, customers selling their own goods, execution of collateral, AYDA and judicial channels. (2) The mechanism for the settlement of murābaḥah financing at BPRS Dana Amanah Surakarta is in accordance with the MUI DSN Fatwa and POJK No. 29/POJK.03/2019, except for the Fatwa DSN MUI No. 47 / DSN-MUI / II / 2005 on the provisions of point 5 regarding exemption for customers who are truly unable to pay off their financing payments, because in its implementation the BPRS Dana Amanah Surakarta implementing the final solution of problematic murābaḥah financing by way of settlement through the judiciary, if the BPRS performs debt relief, only the write-off records are written off, not the write-offs. Even though it has been written off, there is still a billing.


2021 ◽  
Vol 2 (3) ◽  
pp. 59
Author(s):  
Susanti Krismon ◽  
Syukri Iska

This article discusses the implementation of wages in agriculture in Nagari Bukit Kandung Subdistrict X Koto Atas, Solok Regency in a review of muamalah fiqh. The type of research is field research (field research). The data sources consist of primary data sources, namely from farmers and farm laborers who were carried out to 8 people and 4 farm workers, while the secondary data were obtained from documents in the form of the Bukit Kandung Nagari Profile that were related to this research, which could provide information or data. Addition to strengthen the primary data. Data collection techniques that the author uses are observation, interviews and documentation. The data processing that the author uses is qualitative. Based on the results of this study, the implementation of wages in agriculture carried out in Nagari Bukit Kandung District X Koto Diatas Solok Regency is farm laborers who ask for their wages to be given in advance before they carry out their work without an agreement to give their wages at the beginning. Because farm laborers ask for their wages to be given at the beginning, many farm workers work not as expected by farmers and there are also farm workers who are not on time to do the work that should be done. According to the muamalah fiqh review, the implementation of wages in agriculture in Nagari Bukit Kandung is not allowed because there is an element of gharar in the contract and there are parties who are disadvantaged in the contract, namely the owner of the fields.


2020 ◽  
Vol 3 (1) ◽  
pp. 237
Author(s):  
Sumaryono Sumaryono ◽  
Sri Kusriyah Kusriyah

Fraudulent criminal acts that have been regulated in the Criminal Code (KUHP) with various modes, one of which is fraud by shamans with a multiplied money mode has made law enforcers increasingly have to rack their brains to be able to prove it. This study aims to examine and analyze law enforcement by the judge in decision No.61 / Pid.B / 2019 / PN.Blora with consideration of the criminal elements. The research method used is a sociological juridical approach. The specifications of the study were conducted using descriptive analytical methods. The data used for this study are primary and secondary data. The data consists of primary data and secondary data using field research methods, interviews, and literature studies. Based on the research it was concluded that the case ruling number 61 / Pid.B / 2019 / PN Bla with a fraud case with shamanism practices in the mode of duplicating the judge's money considering that the Defendants have been indicted by the Public Prosecutor with alternative indictments, so the Panel of Judges paid attention to the facts The aforementioned law decides on the first alternative indictment as regulated in Article 378 of the Criminal Code Jo Article 55 paragraph (1) of the 1st Criminal Code by considering the elements of that article.Keywords: Criminal Law Enforcement; Fraud; Multiple Money.


2021 ◽  
Vol 17 (2) ◽  
pp. 165
Author(s):  
Fani Fadliyani ◽  
Yosep Farhan Dafik Sahal ◽  
Muhamad Aris Munawar

This study aims: (1) to determine the morals of students in SD Inspiratif Al-Ilham, Banjar City. (2) to determine the implementation of Islamic Personal Development (BPI) in building the morals of students at SD Inspiratif Al-Ilham, Banjar City. (3) to find out the results of the Islamic Personal Development (BPI) in building the morals of students at SD Inspiratif Al-Ilham, Banjar City. The purpose of this study was to determine the morals of students, the implementation of Islamic Personal Development and to find out the results of Islamic Personal Development in fostering the morals of students at SD Inspiratif Al-Ilham, Banjar City. This study used a qualitative research method with a case study approach. This study used data collection techniques using interviews, observation, and documentation study. The data used are primary data obtained directly from respondents regarding the implementation of Islamic Personal Development. Meanwhile, secondary data in the form of theories and other supporting data were obtained from literature and school archives documentation. All of these data are materials to describe the implementation of Islamic Personal Development (BPI) at SD Inspiratif Al-Ilham, Banjar City. The results of this study indicate that: (1) The morals of the students at SD Inspiratif Al-Ilham, Banjar City are good enough. (2) Implementation of Islamic Personal Development in fostering the morals of students at Inspiratif Al-Ilham Elementary School, Banjar City, namely through coaching which includes guidance by exemplary, guidance with habituation and guidance with advice (3) The results of the Islamic Personal Development (BPI) in fostering the morals of students at the Inspiratif Al-Ilham Elementary School, Banjar City are quite good, where students have been able to show behavior according to the existing indicators, including being able to carry out congregational prayers and prayers. sunnah dhuha and qiyamullail, reciting dhikr after every prayer and so on.


Author(s):  
Sudarmiani, Waini Astuti

<p><em>This study aims to determine the implementation of the UPPKS program, the role of UPPKS cadres, the supporting components of the UPPKS program and obstacles in family economic empowerment activities through the UPPKS program in Sukorejo Village, Saradan, Madiun. The type of research used is descriptive qualitative with a case study approach. Data sources used are primary data and secondary data. Data collection is done by observation, interviews and documentation. The validity of the data uses source triangulation. The results show, (1) The implementation of family economic empowerment through the UPPKS program in Sukorejo Village runs quite well in savings and loan activities. (2) The role of UPPKS cadres in Sukorejo Village is as facilitators in conveying what their members want to the UPPKS program organizers. (3) Supporting components in the implementation of UPPKS activities in Sukorejo Village are Village Village, Saradan PLKB, and BKKBN. (4) Obstacles in the process of family economic empowerment through the UPPKS program in Sukorejo Village, namely the existence of members who are less active in the activities of UPPKS groups and members who move domiciles, so that UPPKS members are reduced.</em></p>


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