scholarly journals A STUDY OF NON-PERFORMING ASSETS OF ICICI BANK: PRE-MERGER AND POST-MERGER ANALYSIS

Author(s):  
Dr.Navneet Joshi ◽  
Sanjive Saxena ◽  
Shobha

The purpose of this paper is to examine the impact of mergers and acquisitions (M&A) of Industrial Credit & Investment Corporation of India (ICICI Bank) and Bank of Rajasthan on non-performing assets (NPAs) of Industrial Credit & Investment Corporation of India (ICICI Bank). The analysis consists of two stages. The methodology adopted in the study is based on descriptive research wherein secondary data was collected from the official websites of ICICI bank. By using MS Excel 2016 software, the data was analysed by using the ratio analysis approach, to determine the variation in the current position and secondly, the change in the efficiency of the banks during the pre-merger and post-merger periods by using descriptive statistics in the context of non-performing assets. KEYWORDS: Non-performing Assets, Merger Acquisition, Pre-merger and Post-merger, CAGR (Compounded Annual Growth Rate), Earning per share.

2017 ◽  
Vol 13 (2A) ◽  
pp. 91
Author(s):  
Muhammad R. Ipango ◽  
Eyverson ., Ruauw ◽  
Nootje M. Benu

This study aims to determine the impact of changes in increasing fuel price on Farmers Exchange Rate (NTP) in North Sulawesi Province. This study uses secondary data, mainly from the Central Bureau of Statistics (BPS) of North Sulawesi. Data collection was conducted for four months, from December 2016 until April 2017. The data used in this research is data from 2013 until 2016. The research method used in this research is descriptive research. The results showed that with the increase of Fuel Oil price is one of the factors that influence the Farmer's Farmer's Exchange Rate (NTP) as a whole by increasing the cost of household consumption, agricultural production cost, transportation cost, and transportation cost


2019 ◽  
Vol 8 (2S11) ◽  
pp. 3081-3088

Mergers and acquisitions (M&A) have gained prominence across the globe as a way of gaining competitive advantage and boosting the profit of the companies. The Indian pharmaceutical industry has readily embraced M&As in the recent times and has witnessed a number of profitable deals materialize, while some indeed failed. The success of M&As is contingent upon a variety of factors and eventually has a bearing on how the acquiring and target companies perform. This study intended to identify the various factors that either lead to or impede M&As and to measure their impact on company performance. The factors that motivate and discourage M&As were identified and the importance of factors such as deal size and compulsory licensing requirement in M&A success was assessed and the impact of the all these factors on the performance of the companies was assessed using both primary and secondary data. The encouraging and discouraging aspects of M&A were found to impact company performance significantly, so did the deal size and compulsory licensing requirement. The findings implied that the success of M&As depends on a variety of positive and negative factors and the participating companies need to balance these factors judiciously in order to obtain realistic profits from M&As


2021 ◽  
Vol 1 (2) ◽  
pp. 475-486
Author(s):  
Anggraeni Novitasari ◽  
Kristianingsih Kristianingsih ◽  
Hasbi Assidiki Mauluddi

This study aims to analyze the financial health of. the Sharia Guarantee Institution for the period 2014 to 2018 using liquidity ratio analysis, Gearing Ratio, and Profitability using analysis techniques of the Health Level of the Guarantee Company Financial Institution based on theIRegulationIof the Financial Services Authority (SAL SEOJK) Number 18 /SEOJK.05/2018. This research is a descriptive research type, which describes the financial performance of PT Asuransi Jamkrindo Syariah and PT Penjaminan Jamkrindo Syariah. The data research method used in this research. is the documentation method. The type of data used in the research is secondary data, which is obtained from the annual financial reports of PT Asuransi Jamkrindo Syariah and PT Penjaminan Jamkrindo Syariah for the period 2014 to 2018. The results obtained in this study are the level of health at PT Asuransi Askrindo Syariah and PT Penjaminan Jamkrindo. This Sharia falls into a fairly healthy category for five years. Whereas for 2014, PT Penjaminan Jamkrindo Syariah received an unhealthy category level. This is supported by the results of research on 1) the gearing ratio of the two companies that received a very poor category for five years period 2) the performance in the liquidity ratio shows that PT Penjaminan Jamkrindo Syariah received a very poor category in the first two years of the period while PT Asuransi Asuransi Askrindo Syariah received very good category value in five years period 3) the profitability ratio of the two companies, PT Penjaminan Jamkrindo Syariah got a pretty good category in 2014 and got a very good category in the following year period, PT Asuransi Askrindo Syariah got a good category score in 2017 while the other period of the year gets very good category.


Author(s):  
Martoyoa Martoyoa ◽  
Elyta Elyta

Before the Covid-19 pandemic occurred, Indonesia's tourism development had a strategic meaning when viewed from multiple aspects. However, in March 2020, the condition has now turned around. Tourism is one of the hardest hit by the Covid-19 pandemic, including tourism in Singkawang City, Indonesia. This study aims to analyze the implementation of Singkawang City's tourism political policy in dealing with the impact of Covid-19. The type of research used is descriptive research with a qualitative approach. The researcher collected primary and secondary data through interviews and documentation studies. Data analysis was carried out in systematic stages, starting from presenting the data that had been collected, summarizing, and making conclusions. The researcher found that the tourism policy of Singkawang City in dealing with the impact of Covid-19 was implemented through the Regional Representative Council on the new normal economy; refocusing budget reallocation; the implementation of leading tourism events according to health protocols; implementation of cross-unit coordination and application of managerial interpretation; and operations utilizing information technology, digital platforms, and online applications. Keywords: Political Policy; Tourism Politics; Covid-19


2020 ◽  
Vol 11 ◽  
pp. 66-83
Author(s):  
Dhan Raj Chalise

The capital market plays an importance role in an economy and provides the opportunity to the investor for the mobilization and channelization of funds. Nepalese capital market is in growing and improving phase. The objective of this study is to analyze the evaluation of the existing status of the capital market in term of its composition of types of the capital market and to examine the impact of capital mobilization in Gross Domestic Product (GDP) and to examine the contribution of capital market in financial resources and GDP. Besides, the study examines the share transaction in Nepal Stock Exchange (NEPSE) and its impact on NEPSE Index. The study period of 2000/01 to 2018/19 has been used for study purposes. Through the use of descriptive research design, the trends of capital market development track after 2000/01 to present status has been presented. Secondary data are analyzed through the use of regression and other descriptive statists to convert the information into data. The result indicates that the ordinary shares in the primary capital market and market capitalization in the secondary market has significant contribution for the capital market in Nepal. Also, the study reveals that there is a significant and positive impact of capital mobilization on GDP and the number of share transactions on the NEPSE Index in the Nepalese capital market. Hence there is a significant contribution of the capital market for financial resources mobilization and GDP of Nepal. The study reports for modernization and systematization of the capital market need more optimal efforts from concerned stakeholders.


2018 ◽  
Vol 6 (3) ◽  
pp. 320-327
Author(s):  
Sani Alim Irhamna

Penelitian ini mengidentifikasi dampak yang ditimbulkan dari adanya pengembangan objek wisata terhadap kondisi perekonomian masyarakat sekitar. Penelitian ini dilakukan di Desa Dieng, Kecamatan Kejajar, Kabupaten Wonosobo. Penelitian ini dilakukan karena meningkatknya pengunjung objek wisata dan pendapatan sektor pariwisata yang berpengaruh terhadap perekonomian masyarakat sekitar objek wisata. Jenis penelitian ini menggunakan metode penelitian deskriptif yang dilengkapi data kualitatif dan kuantitatif baik data primer maupun sekunder. Penelitian ini menggunakan alat Skala Likert untuk menentukan hasil penelitian. Tujuan dari penelitian ini untuk mengetahui gambaran kondisi pariwisata, dan mengidentifikasi dampak yang ditimbulkan dari adanya pengembangan pariwisata terhadap kondisi perekonomian masyarakat sekitar. Hasil dari penelitian ini menunjukkan adanya peningkatan fasilitas, pelayanan objek wisata setelah adanya pengembangan, akan tetapi ada penurunan pada bidang kebersihan dan keamanan. Persentase pendapatan masyarakat mengalami peningkatan yang dihitung menggunakan Skala Likert dari 53,3% menjadi 68,5%, tingkat kesempatan kerja rendah dengan persentase hanya sebesar 29,5%. This study identifies the impact of the tourism development of economic conditions surrounding community. This research was conducted in the village of Dieng, District Kejajar, Wonosobo regency. This research was done because of the rise in visitor attractions and tourism revenue that affect the economy of the surrounding community attraction. This research uses descriptive research method qualitative and quantitative data include both primary and secondary data. This study uses a Likert Scale tool to determine the results. The purpose of this study to describe the condition of tourism, and to identify the impact of the development of tourism on the economy of surrounding communities. The results of this study showed an increase in facilities and services, attraction after their development, but there is a decrease in the field of hygiene and security. The percentage of people's income has increased which is calculated using a Likert Scale from 53.3% to 68.5%, the low employment rate with a percentage of only 29.5%.


Employees are not present in work and so the work suffers. The researcher focuses to sort the motives for employee’s absenteeism in an organization. It is the key problem faced by more or less all the employers nowadays. Absenteeism of employees from job results in backlogs, pile of labour and therefore work delays. The objective of the paper is to identify the predominant factor influencing employee absenteeism and to measure the impact of factors influencing employee absenteeism on employee productivity. Descriptive research design is used for this reseacrh. Data was collected from 150 employees using Convenience sampling technique from the employees of IT companies at Trichy. The data were analyzed using descriptive statistics to identify the predominant factor influencing employee absenteeism and multiple regression to measure the impact of factors influencing employee absenteeism on employee productivity. From the analysis, it was found that stress at the workplace is the predominant factor highly influencing employee absenteeism. It was also found that improper time management is highly influencing employee absenteeism factor on employee productivity


2021 ◽  
pp. 49-58
Author(s):  
Dimas Perdana Oskar ◽  
Andhika Anggawira

Failure in promotional activities if not well managed will make business people in some condition that is known as mental blocking. This research design is descriptive research into secondary data with cross sectional approach which was held to understand the impact of mental blocking toward analytical and critical thinking in micro and small enterprise promotion activities. This research location was in Padang by collecting 229 research questionnaires from micro and small business women from July 28th 2020 to August 7th 2020 with 5% error rate. We can conclude that there was negative relationship between mental blocking and analytical and critical thinking with R -0.62. On the same hand, this research finding is that mental blocking have no significant impact toward analytical and critical thinking where R2is 4 percent. This was due to majority in scoring distribution of mental blocking aspect were in low level while majority in scoring distribution of analytical and critical thinking in higher level. This study suggested that future researcher must simplified the research scale and deeper analysis in finding other variable.


2021 ◽  
Vol 4 (1) ◽  
pp. 69-80
Author(s):  
MUHAMMAD SHABEER KHAN ◽  
DR. SAID SHAH ◽  
SYEDA UROOJ BABER

This study aims to investigate the impact of dividend policy on shareholders’ wealth using secondary data of 17 listed insurance companies in Pakistan employing non-probability convenience sampling for 2012-2015. Shareholders’ wealth is used as dependent variable measured by earning per share whereas dividend policy as independent variable measured by three ratios namely dividend per share, Retention ratio and dividend payout ratio. Analysis techniques include descriptive statistics, regression analysis and correlation analysis. The results show that all the independent variables impact dependent variable positively with dividend per share and retention ratio significant at 5%. Moreover study reveals that the theory of dividend irrelevancy failed in the case of insurance industry of Pakistan.


2015 ◽  
Vol 10 (12) ◽  
pp. 167
Author(s):  
Johnson Yeboah ◽  
Ernest K. Asirifi ◽  
Samuel Ampadu

Ghana has witnessed a wave of mergers and acquisitions (M & As) in the banking industry following the bank recapitalization initiative by the government in 2008. This raises an important question concerning the trade-off between the possible efficiency gains and efficiency losses as banks merge into one large unit. The objective of this study was to find out how Mergers & Acquisitions have impacted service quality of consolidated banks in Ghana. A descriptive and explanatory design was adopted as the study sought to describe customer perceived service quality and to also explain the relationship between M & As and service quality. An ANOVA and T-tests techniques were used to analyze primary and secondary data gathered. Findings from the study indicated that M & As had positive impact on overall service quality. The conclusion drawn by the researchers indicates that mergers and acquisitions offer superior growth and financing option for banks. This in turn promotes economic efficiency through improvements in costs and services delivery.


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