scholarly journals Faktor Eksternal Dan Internal Terhadap Keputusan Kredit Oleh Nasabah Pada PT. Pegadaian Manokwari

2019 ◽  
Vol 2 (1) ◽  
pp. 69-77
Author(s):  
Yuyun P. Rahayu
Keyword(s):  
Decision Making ◽  
Logistic Regression ◽  
Quantitative Data ◽  
Sampling Method ◽  
External Factors ◽  
Internal Factors ◽  
Credit Period ◽  
Independent Variables ◽  
The Relationship ◽  
Significant Factors

Purpose of this study is to analyze the relationship between external and internal factors on credit decision making by the customers. This is an associative study using quantitative data. Population in this study is the customer of PT. Pegadaian Manokwari. Incidental techniques is used as sampling method with 100 customers as respondents. Data analysis in this study used ordinal logistic regression. The results indicate that the independent variables have partial influence on credit decisions at PT. Pegadaian Manokwari Regency. Variables that have a significant effect are the appropriateness of collateral value, ease of procedure and types of work for both civil servants and private employees as well as the average credit return for two months. Furthermore, the results also indicate that the more considerations will lead to the opportunity for the decision to take credit at PT. Pegadaian are getting higher and vice versa. Thus, collateral and procedures as an external factors and customer’s job and credit period as internal factors are significant factors at the 95% level of confidence affecting the customer’s credit decisions at PT. Pegadaian Manokwari.

scholarly journals Database Agile Management Dependent on MIS Infrastructure

10.28945/2427 ◽  
2001 ◽  
Author(s):  
Masaru Furukawa
Keyword(s):  
Decision Making ◽  
Environmental Changes ◽  
Quantitative Relationship ◽  
External Factors ◽  
Evaluation Procedure ◽  
Internal Factors ◽  
Business World ◽  
Core Property ◽  
Internal And External Factors ◽  
The Relationship

Today agility of management cannot be realized unless given all of the following three kinds of quickness: a) quick recognition of environmental changes, b) quick decision-making on countermeasures against these changes, and c) quick implementation of the countermeasures chosen. In the business world nowadays the quickness of a) concerns information that an MIS deals with, the quickness of b) concerns use of an MIS for decision-making, and the quickness of c) concerns change of an MIS itself. With a focus on c) and assuming that flexibility is a core property that an MIS should acquire to realize agile management, our study aims to clarify how MIS flexibility should be enhanced. With this aim in mind, we will survey the sources and types of change demands on an MIS and consider in a structured way the characteristics that an MIS should have, such that they will conduce to its flexibility in dealing with these change demands. Having laid the groundwork mentioned so far, we will discuss practical methods to enhance MIS flexibility, and end by presenting our evaluation procedure for MIS flexibility. In this paper, we have focused on and presented the following: the causes of change demands on an MIS, the internal and ex external factors that an MIS should maintain to cope with change demands, and the procedure for evaluation of MIS flexibility via analysis of the relationship between the internal and external factors. Specifically, we have elucidated the following: • MIS flexibility is an index of the ability of an MIS to absorb future change demands on it. • MIS flexibility can be evaluated quantitatively in terms of the substitute index of POC (penalty of change). • MIS flexibility consists of internal and external factors. Evaluation of external factors focuses on the volume of change demands an MIS can absorb, and evaluation of internal factors focuses on the variety of strategies to evade change risks. We have treated POC as a common index to evaluate the two categories of MIS flexibility factors. • External factors of MIS flexibility are constrained by internal factors. • Renovation of MIS infrastructure means application of information technology for evasion of change risks accompanying MIS implementation. • Proper renovation of MIS infrastructure will enhance the internal characteristics of MIS flexibility. The challenges confronting us ahead are the detailed and practical studies on the following: • quantitative relationship between each internal and external factor, • behavior of cost and utility of MIS use and MIS infrastructure on the time axis.

scholarly journals HUBUNGAN ANTARA BRAND IMAGE DENGAN PENGAMBILAN KEPUTUSAN MEMILIH PRODI PSIKOLOGI UST YOGYAKARTA

2017 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Rika Pebriani ◽  
Flora Grace Putrianti
Keyword(s):  
Decision Making ◽  
Positive Relationship ◽  
Brand Image ◽  
Sampling Technique ◽  
External Factors ◽  
Test Results ◽  
Internal Factors ◽  
Significant Positive Relationship ◽  
Purposive Sampling ◽  
The Relationship

ABSTRACT           The purpose of this study was to determine the relationship between brand image and making the decision of choosing Departement.          Subjects in this study were students Departement UST Psychology Yogyakarta. The sampling technique was purposive sampling. The method of analysis used in this study is from Karl Pearson Product Moment.The results of the analysis of decision-making variable data with variable pick Faculty  brand image in showing the value of r = 0,619 with significant level p = 0,000 ( p < 0,05). Based on the results of correlation can be stated that there is a significant positive relationship between brand image by selecting the decision-making department of psychology UST Yogyakarta.          Correlation test test results showed that the variables of brand image to decision choosing faculty has determinant coefficient of 0,383. Means variable brand image in contributing effectively to decision making choosing Departement by 38,3 %,  while the remaining 61,7 % is influenced by other factors such as external factors which consist of prince and promotion or marketing and internal factors consist of motivation to decision making and attitudes towards decision making. Keywords : Brand Image,  Decision To Choose Departement.

Kegunaan Informasi Akuntansi dalam Pengambilan Keputusan Internal oleh Unit Akuntansi Kuasa Pengguna Anggaran (UAKPA)

2017 ◽  
Vol 2 (4) ◽  
pp. 73-91
Author(s):  
Karno Pandu Wibowo
Keyword(s):  
Decision Making ◽  
Accounting Information ◽  
Information Use ◽  
External Factors ◽  
Accrual Accounting ◽  
Related Factors ◽  
Internal Factors ◽  
Level Of Use ◽  
Accrual Basis ◽  
Cash Basis

This study aims to determine the usefulness level of accounting information (on cash basis and accrual basis) in central goverment agencies internal decision-making process. In addition, this study also aims to determine the influence of the organization’s external factors, the organization's internal factors and Individual Actor’s Characteristic Related Factors on the level of use of accounting information in central goverment agencies internal decision making.The research show that  level of accrual accounting information use in the context of internal decision making is high. In addition it showed differences between  level of cash-based accounting information use and accrual-based accounting information use. This study also addressed that the organization’s external factors, the organization's internal factors and individual actor’s characteristic related factors significantly influence both level of accounting information use  on cash basis and accrual basis in the internal decision-making. Except for the organization’s external factors  did not significantly affect the level of accrual accounting information use  in the internal decision-making.   Abstrak Penelitian ini bertujuan untuk mengetahui tingkat kegunaan informasi akuntansi (berbasis kas dan akrual) dalam proses pengambilan keputusan internal Unit Akuntansi Kuasa Pengguna Anggaran (UAKPA). Selain itu penelitian ini juga bertujuan untuk mengetahui pengaruh faktor eksternal organisasi, faktor internal organisasi dan faktor karakteristik individu pengguna terhadap tingkat penggunaan informasi akuntansi dalam pengambilan keputusan internal Unit Akuntansi Kuasa Pengguna Anggaran (UAKPA).Temuan peneliti menunjukan bahwa tingkat penggunaan informasi akuntansi berbasis akrual tinggi dalam rangka pengambilan keputusan internal. Selain itu penelitian menunjukan adanya perbedaan tingkat penggunaan antara informasi akutansi berbasis kas dan informasi akutansi berbasis akrual. Penelitian juga menujukan bahwa faktor eksternal organisasi, faktor internal organisasi dan faktor karakteristik individu pengguna berpengaruh signifikan terhadap tingkat penggunaan informasi akuntansi (berbasis kas dan akrual) dalam pengambilan keputusan internal. Kecuali untuk faktor eksternal organisasi tidak berpengaruh signifikan terhadap tingkat penggunaan informasi akuntansi akrual dalam pengambilan keputusan internal.

scholarly journals Impact of infarct location on functional outcome following endovascular therapy for stroke

2018 ◽  
Vol 90 (3) ◽  
pp. 313-319 ◽  
Author(s):  
Charlotte Rosso ◽  
Raphael Blanc ◽  
Julien Ly ◽  
Yves Samson ◽  
Stéphane Lehéricy ◽  
...  
Keyword(s):  
Decision Making ◽  
Functional Outcome ◽  
Internal Capsule ◽  
Brain Regions ◽  
Stepwise Logistic Regression ◽  
Independent Variables ◽  
Good Outcome ◽  
Registration Number ◽  
Independent Variable ◽  
The Relationship

ObjectivesThe relationship between stroke topography (ie, the regions damaged by the infarct) and functional outcome can aid clinicians in their decision-making at the acute and later stages. However, the side (left or right) of the stroke may also influence the identification of clinically relevant regions. We sought to determine which brain regions are associated with good functional outcome at 3 months in patients with left-sided and right-sided stroke treated by endovascular treatment using the diffusion-weighted imaging-Alberta Stroke Program Early CT Score (DWI-ASPECTS).MethodsPatients with ischaemic stroke (n = 405) were included from the ASTER trial and Pitié-Salpêtrière registry. Blinded readers rated ASPECTS on day 1 DWI. Stepwise logistic regression analyses were performed to identify the regions related to 3-month outcome in left (n = 190) and right (n = 215) sided strokes with the modified Rankin scale (0–2) as a binary independent variable and with the 10 regions-of-interest of the DWI-ASPECTS as independent variables.ResultsMedian National Institute of Health Stroke Scale (NIHSS) at baseline was 17 (IQR: 12–20), median age was 70 years (IQR: 58–80) and median day-one NIHSS 9 (IQR: 4–18). Not all brain regions have the same weight in predicting good outcome at 3 months; moreover, these regions depend on the affected hemisphere. In left-sided strokes, the multivariate analysis revealed that preservation of the caudate nucleus, the internal capsule and the cortical M5 region were independent predictors of good outcome. In right-sided strokes, the cortical M3 and M6 regions were found to be clinically relevant.ConclusionCortical non-motors areas related to outcome differed between left-sided and right-sided strokes. This difference might reflect the specialisation of the dominant and non-dominant hemispheres for language and attention, respectively. These results may influence decision-making at the acute and later stages.Trial registration numberNCT02523261.

scholarly journals Stakeholders approach on corporate governance and performance of Vietnamese manufacturing firms

2017 ◽  
Vol 6 (2) ◽  
pp. 61-73
Author(s):  
Thi Thanh Binh Dao ◽  
Thi Kim Anh Tran
Keyword(s):  
Corporate Governance ◽  
Production Function ◽  
Functional Form ◽  
Manufacturing Sector ◽  
Manufacturing Firms ◽  
External Factors ◽  
Executive Board ◽  
Internal Factors ◽  
And Performance ◽  
The Relationship

Corporate governance is one of the most vital issues in this compound environment at present, which is indicated by the fact that the success or failure of firms strongly depends on performance of the control that board of directors and executive board, take on corporations’ activities. This issue has attracted a variety of researches worldwide, and become a popular buzz lately, however there is still limited researches on this topic in Vietnam. In this paper, we focus on manufacturing sector, one of the most important industries in Vietnam economy, which account for 41.2% of total GDP in 2012. By using stakeholder theory and Kitamura’s paper as a corner stone, a model using OLS regression and log functional form for production function, showing the relationship between some external factors and internal factors including corporate governance is built. From the result of the research, it has been found out that internal factors (corporate governance) significantly affect the firm’s performance, whereas external factors (market share) do not really show any influence. In term of production function, this manufacturing sector still benefits from an increase of capital but not that of labor.

scholarly journals PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP SIKAP DAN NIAT PEMBELIAN DARING

2017 ◽  
Vol 19 (2) ◽  
pp. 192 ◽  
Author(s):  
Lorentia Shierly ◽  
Sabrina Sihombing
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Sampling Method ◽  
Online Shopping ◽  
Web Design ◽  
External Factors ◽  
Equation Modeling ◽  
Online Data ◽  
Internal Factors ◽  
Main Factors

Online shopping has grown popularity over the years because of its convenient and can often save money for buyers. There are two main factors that can affect a person to do shopping online: internal factors and external factors. Previous research often focuses on one factor only, that is, internal or external factors in influencing online shopping. Therefore, this research attempts to integrate both internal (i.e., personal innovation and hedonic motivation) and external factors (i.e., web design and eWOM) in predicting attitude and intention to buy online. Data was collected by using questionnaires with non-probability sampling method. The number of respondents was 228 respondents. Data was then analyzed by Structural Equation Modeling (SEM). Results showed that four out of five hypotheses are supported. Specifically, the results showed that personal innovation is not a significant predictor of attitude toward online shopping. This study also provides research limitations and suggestions for further research.

scholarly journals Member influence in cooperatives: Contributions of Scandinavian studies to the research conducted in the United States

1984 ◽  
Vol 56 (2) ◽  
pp. 101-129
Author(s):  
Petri Ollila
Keyword(s):  
United States ◽  
Decision Making ◽  
Interest Groups ◽  
The United States ◽  
External Factors ◽  
West Germany ◽  
Individual Factors ◽  
Internal Factors ◽  
Major Interest ◽  
Interest Organizations

This literature review summarizes research on member influence in cooperatives conducted in Scandinavia and some of the research conducted in West Germany. The review divides the contents of member influence into three components; individual factors, the cooperative organization’s internal factors and the organization’s external factors. As individual factors, participation, representation and representativeness are considered. Conflicts in cooperative organizations, the effect of the growth of the organization and the rules of decision making are discussed as organizations internal factors. The major interest groups in addition to members (the market, personnel and the society) are presented as external factors. The external factors are increasingly challenging the nature of cooperatives as member interest organizations.

scholarly journals PENGARUH N-ACH DAN EFIKASI DIRI TERHADAP MINAT TEKNOPRENEUR

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Siti Marti'ah
Keyword(s):  
Academic Achievement ◽  
Family Environment ◽  
Work Experience ◽  
Self Efficacy ◽  
Random Sampling ◽  
Simple Random Sampling ◽  
External Factors ◽  
Internal Factors ◽  
Analysis Techniques ◽  
Independent Variables

Berlatar belakang keilmuan informatika para mahasiswa belum menunjukan minat menjadi seorang teknopreneur. Kegiatan-kegiatan selama proses pembelajaran, Lingkungan keluarga, masyarakat dan pendidikan merupakan faktor eksternal yang mempengaruhi seseorang memiliki minat menjadi wirausaha. Faktor lain yang dapat mempengaruhi minat teknopreneur adalah faktor internal diantaranya sikap dan mental, intensi berwirausha, efikasi diri, kebutuhan akan prestasi, kesiapan instrument, gender, prestasi akademik dan pengalaman kerja. Tujuan penelitian untuk mengetahui pengaruh efikasi diri dan N-ach terhadap minat teknopreneuer. Penelitian menggunakan pendekatan Kuantitaif serta teknik analisis menggunakan regresi berganda dengan variabel terikat yaitu minat teknopreneur sedangkan variabel bebas adalah efikasi diri dan N-Ach. Pengumpulan data menggunakan kuesioner diberikan kepada 240 mahasiswa yang telah menerima mata kuliah kewirausahaan dan dipilih secara acak sederhana. Hasil penelitian yaitu efikasi diri dan N-ach turut mempengaruhi secara signifikan minat teknoprenuer. Minat mahasiswa informatika untuk menjadi teknopreneuer sebesar 40% dipengaruhi oleh efikasi diri dan N-ach dan sebesar 60% dipengaruhi faktor lain diluar model. Kata Kunci:  Teknopreneur, Minat, Efikasi diri, N-Ach AbstractStudents with informatics backgrounds have not shown an interest in becoming a technopreneur. Activities during the learning process, family environment, and the community are external factors that affect a person having an interest in being an entrepreneur. Other factors that can influence technopreneur interest are internal factors including attitude and mentality, entrepreneurship intentions, self-efficacy, need for achievement, instrument readiness, gender, academic achievement and work experience. The aim of the research was to determine the effect of self-efficacy and N-ach on teknopreneuer's interest. The research uses a quantitative approach and analysis techniques using multiple regression with the dependent variable is technopreneur interest while the independent variables are self-efficacy and N-Ach. Data collection using a questionnaire was given to 240 students who had received entrepreneurship courses and were chosen at simple random sampling. The results of the research explain self-efficacy and N-ach also significantly influence the interest of technoprenuer. The interest of informatics students to become a technopreneuer by 40% is influenced by self-efficacy and N-ach and by 60% is influenced by other factors outside the model.Keywords: Technopreneur, Interest, Self-efficacy, N-Ach  

scholarly journals The formation of the narrative and the performative in public communication

2020 ◽  
Vol 11 (1) ◽  
pp. 34-49 ◽  
Author(s):  
S. V. Gerasimov
Keyword(s):  
Decision Making ◽  
Speech Act ◽  
External Factors ◽  
Public Communication ◽  
Generic Concept ◽  
Factors Associated ◽  
The World ◽  
The Relationship ◽  
British Philosopher ◽  
John Austin

Since the British philosopher John Austin, narratives and performatives have been con­sidered as opposite concepts covered by the generic concept of speech act. At the same time, these concepts were separated according to whether a narrative, inducement, a description, or an imperative was present in the text. Similar to the narrative, the performative is created under pressure from various external factors associated with the system of public communica­tions, to which the author is exposed, and a multitude of reasons that reflect in his or her mind external processes. All these factors and influences transmute in the course of text crea­tion; the viewer/reader consumes ready-made information, which invariably bears an imprint of the author's habitus. When creating a text, the author conveys his or her desires and ex­presses his or her attitude to the chosen problem. This study aims to answers two questions. Can a narrative have at its core an explicit manipulative basis or a hidden motive? Can the picture of the world, which develops, inter alia, under the influence of narratives, serve as a pattern for decision-making by the viewer/reader? It is necessary to this end to identify the relationship between the performative and the narrative (there are several types of these rela­tionships). To answer the above question, the genesis of narratives is considered, possible nar­rative–performative combinations analysed, and the effects of performatives on the formation of the intentional component of the narrative established. The findings suggest that each nar­rative contains at least one performative and that the narrative is based on the performative and contains a manipulative component.

scholarly journals Wanprestasi dalam Perjanjian Kredit pada Lembaga Perkreditan Desa (LPD) di Desa Bebetin Kecamatan Sawan Kabupaten Buleleng

2021 ◽  
Vol 2 (2) ◽  
pp. 223-227
Author(s):  
Kadek Dwinta Pradnyasari ◽  
Johannes Ibrahim Kosasih ◽  
Desak Gde Dwi Arini
Keyword(s):  
Decision Making ◽  
Data Collection ◽  
Field Research ◽  
External Factors ◽  
Economic Factors ◽  
Legal Research ◽  
Internal Factors ◽  
Type Data ◽  
Research Type

Agreement is the most important source that gives birth to the engagement. One form of engagement in the sources of the agreement is the extension of credit from the bank. This research uses empirical legal research type, data collection techniques in this study using field research. The procedure for granting credit consists of several stages, namely the credit application stage, the location survey stage for prospective debtors, the analysis stage, the decision-making stage, and the credit disbursement stage. The results of the analysis found that the factors that cause default are internal factors and external factors. Internal factors are caused by debtors who are not credible and also unstable economic factors in the midst of the Covid-19 pandemic which caused debtors to be unable to pay arrears in the LPD. External factors from the LPD take a persuasive approach to further handling problematic debtors. The purpose of this study is the procedure for granting credit and binding credit agreements carried out in the LPD Desa Pakraman Bebetin, Sawan District, Buleleng Regency, how are the factors that cause default in LPD Desa Pakraman Bebetin, District of Sawan, District of Buleleng.

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