scholarly journals CHALLENGES FACING INSURANCE BROKERS IN KENYA

2021 ◽  
Vol 6 (2) ◽  
pp. 30-36
Author(s):  
Ben Kajwang
Keyword(s):  
Regulatory Authority ◽  
Government Regulation ◽  
Insurance Industry ◽  
Unique Contribution ◽  
Journal Articles ◽  
Inclusion Criteria ◽  
Government Regulations ◽  
Government Influence ◽  
Digital Services ◽  
Lead Generation

Purpose: The insurance industry, like other industries, has faced obstacles that have threatened its productivity, profitability, and capacity to compete against its rivals. The objective of this study to identify and discuss the challenges facing insurance brokers in Kenya. The aim of this work is to enable the readers understand the various challenges facing insurance brokers and their impact on the insurance industry. Methodology: A desktop literature review was used for this purpose. Relevant seminal references and journal articles for the study were identified using Google Scholar. The inclusion criteria entailed papers that were not over five years old. Findings: The study concluded that customer experience & satisfaction, workflow inefficiency, uncertainties in the market, unfavorable government regulation, cybersecurity risk and lead generation are some of the challenges that affect insurance brokers in Kenya. These challenges have greatly been influenced by the ever-changing technology that has revolutionized the workforce labour and business activities generally in all organizations and government influence on the regulations set by the Insurance Regulatory Authority. Unique contribution to theory, practice and policy: The study therefore recommended that insurance brokers should embrace the use of well-developed digital services that will enable them service their customers efficiently and meet their needs while the Insurance Regulatory Authority should come up with strategies that will help mitigate the unfavorable government regulations that affect insurance brokers.

scholarly journals Effectiveness of intervention on behaviour change against use of non-biodegradable plastic bags: a systematic review

2021 ◽  
Vol 2 (1) ◽  
Author(s):  
Gbadebo Collins Adeyanju ◽  
Teslin Maria Augustine ◽  
Stefan Volkmann ◽  
Usman Adetunji Oyebamiji ◽  
Sonia Ran ◽  
...  
Keyword(s):  
Behaviour Change ◽  
Methodological Quality ◽  
Journal Articles ◽  
Inclusion Criteria ◽  
Government Regulations ◽  
Plastic Bags ◽  
Regulatory Strategy ◽  
Plastic Bag ◽  
Single Use ◽  
Biological Decomposition

AbstractThe devastating impacts that bio-degradable products such as plastic bags are having on human health, wildlife, and the environment is enormous, especially single-use once. Single-use plastics are non-biodegradable products and does not undergo biological decomposition nor degenerate. This review examines various government regulations targeted at changing behaviour against plastic bags consumption and their effectiveness. Following a rigorous search in 13 databases, including PubMed, Science Direct, Springer Nature, etc. only 17 peer-reviewed journal articles that are published between 2000 and 2019 and met the inclusion criteria were included in the study. Each study’s methodological quality was assessed using the GRADE system, and data were extracted using a uniquely designed form. The results revealed that regulations based solely on the thickness of plastic bags does not reduce plastic bags consumption. However, regulations focused on banning ‘single-use’ plastic bag usage, imposing higher taxes and levies on consumers, significantly reduce plastic bags consumption. Overall, the latter is considered the most effective. Also, the results show that attitude, perception and behaviour change toward bio-degradable products or climate-friendly behaviour can be significantly influenced by public policy or regulations. Although the behaviour seems short-lived in some countries, therefore further studies need to probe on why. Also, the absence of a national regulatory strategy in North America reduced the inclusion of studies from the region, hence need for more research focusing on sub-national regulations.

INDUSTRIAL LINKAGE STRATEGIES AND THEIR ROLE IN BRIDGING THE EMPLOYABILITY GAP IN INSURANCE SECTOR

2022 ◽  
Vol 6 (2) ◽  
pp. 31-37
Author(s):  
Ben Kajwang
Keyword(s):  
Insurance Industry ◽  
Insurance Companies ◽  
High Tech ◽  
Journal Articles ◽  
Inclusion Criteria ◽  
Insurance Sector ◽  
Emerging Trends ◽  
Critical Skills ◽  
Talent Strategy ◽  
Increase In Productivity

Purpose: Industrial linkage strategies are necessary in any industry since they promote development of new products and technologies and access to new capabilities.The objective of this study is to identify the industrial linkage strategies and their role in bridging the employability gap in the insurance sector. The purpose of the study is to enable the readers understand  the emerging trends in the insurance industry that help to bridge the employability gap and the innovative programs and approaches that foster youth employability. Methods: A desktop literature review was used for this purpose. Relevant seminal references and journal articles for the study were identified using Google Scholar. The inclusion criteria entailed papers that were not over five years old. Conclusions: The study concluded that some of the industrial linkage strategies that have reduced the employability gap include; use of high-tech programs, the hierarchy of critical skills and industrial talent strategy. Their role in bridging the employability gap in the insurance sector has resulted in increase in productivity among employers and employees in the insurance sector. Recommendations: The study recommended that insurance companies should incorporate and partner the high- tech companies who are more digitized, reinvent their workforce models and come up with training programs to nurture and equip their employees with top talent and adaptable skills.

scholarly journals CONTRIBUTION OF GOVERNMENT REGULATIONS TO FINANCIAL DISTRESS FACING LOCAL AUTHORITIES IN KENYA

2017 ◽  
Vol 1 (3) ◽  
pp. 1
Author(s):  
Dr. John Ntoiti ◽  
Prof. Roselyn W. Gakure ◽  
Dr. Gichuhi A. Waititu
Keyword(s):  
Financial Distress ◽  
Government Regulation ◽  
Local Authority ◽  
Sampling Technique ◽  
Unique Contribution ◽  
Local Authorities ◽  
Government Regulations ◽  
County Governments ◽  
Corporation Tax ◽  
The Government

Purpose: The purpose of this study was to establish the contributions of Government regulations  to financial distress facing Local Authorities in Kenya.Methodology: A descriptive research design was used to conduct the study. The study population comprised of the 175 Local Authorities in Kenya. A sample of 20 Local Authorities was selected using a stratified random sampling technique. A questionnaire was used to collect data from both the Local Authorities officers and customers of Local Authorities.   The data collected was analyzed using descriptive and inferential statistics. Qualitative responses were analyzed using content analysis. Results: Results indicated that the government regulation on Local Authority was unfair and ineffective. Results further indicated that the inadequacy or biased government regulation contributed to financial distress in Local Authorities. Unique contribution to theory, practice and policy: The study recommended that, the sources of revenue that were taken away from the Local Authorities should be reverted back to them or the government to increase funding to LA’s. Officers also suggested that some of the Acts that divert funds to other ministries/departments should be reviewed. It was also recommended that a portion of corporation tax that is paid to the government should be devolved to LA’s. The Local Authorities also need to be given more powers to increase their sources of revenue. It was also recommended that perhaps the law should be amended to enable the setting up of an anticorruption committee at the Local Authority level.  In addition, it was suggested that cap 265 should be amended so as to divorce politics from running of LA’s.Most importantly, it was recommended that the government should liaise with the Local Authorities and conduct comprehensive consultation on how a certain law would affect them before passing it. Further regulations and amendments to the existing laws should be critically examined to avoid watering the revenue base of the newly formed county governments.

scholarly journals AN ANALYSIS OF CRUCIAL SKILLS REQUIRED IN THE MODERN WORKPLACE BY INSURANCE SECTOR EMPLOYERS

2021 ◽  
Vol 5 (1) ◽  
pp. 35-41
Author(s):  
Ben Kajwang
Keyword(s):  
Soft Skills ◽  
Insurance Industry ◽  
Global Market ◽  
Insurance Companies ◽  
Unique Contribution ◽  
Journal Articles ◽  
Organizational Strategies ◽  
The Public ◽  
Insurance Sector ◽  
Modern Workplace

Purpose: The insurance industry is one of the industries that have experienced the Fourth Industrialization Revolution due to the ever-changing technology which will greatly affect the future of labour market. As a result, most insurance companies are reinventing their business and organizational strategies in order to modernize their workplace as well as acquire employers and employees with skills that can adapt to the new changes in technology. The objective of this study was to analyze the crucial skills required in the modern workplace by insurance sector employers. The aim of this study was to help the readers understand the crucial skills required by employees in the modern workplace and their importance in the insurance sector. Methodology: A desktop literature review was used for this purpose. Relevant seminal references and journal articles for the study were identified using Google Scholar. The inclusion criteria entailed papers that were not over five years old. Findings: Most insurance sectors aim to remain efficient and competitive in the rapidly changing global market. The challenge that affects the competitiveness and productivity of insurance sector are closely linked with the lack of the crucial skills necessary in the modern workplace. It is evident that from this review, researchers have emphasized on acquiring of various crucial skills that adapt to the ever-evolving technology in the modern workplace and specifically in the insurance sector. Unique contribution to theory, practice and policy: The following are the recommendations were made: Insurance sectors should oftenly conduct training programs that will enable insurance providers gain essential skills that align with the evolving technology in this industry. Employers should not focus on gaining professional and technical skills only but also learn the soft skills that are essential when interacting with colleagues and customers. Insurance providers should document their work ethics to the public even if it’s through the online platform.

Pelaksanaan Peraturan Pemerintah No. 9 Tahun 1975 dalam Perspektif Sosiologi dan Antropologi Hukum Islam

2018 ◽  
Vol 1 (2) ◽  
Author(s):  
Muchimah MH
Keyword(s):  
Social Environment ◽  
Government Regulation ◽  
Islamic Law ◽  
Marriage Law ◽  
Anthropological Perspective ◽  
Government Regulations ◽  
The Social ◽  
The Government

Government Regulation No. 9 of 1975 related to the implementation of marriage was made to support and maximize the implementation of Law No. 1 of 1974 which had not yet proceeded properly. This paper examines Government Regulations related to the implementation of marriage from the perspective of sociology and anthropology of Islamic law. Although the rules already exist, some people still carry out marriages without being registered. This is anthropologically the same as releasing the protection provided by the government to its people for the sake of a rule. In the sociology of Islamic law, protection is a benchmark for the assessment of society in the social environment. Therefore the purpose of this paper is to find out how the implementation of marriage according to PP. No. 9 of 1975 concerning the Marriage Law in the socio-anthropological perspective of Islamic Law.

Outcome and Safety of Different Cumulative Doses and Protocols of Intravenous Methylprednisolone in Moderate to Severe and Active Graves’ Ophthalmopathy

2019 ◽  
Vol 43 (1) ◽  
pp. 15
Author(s):  
Amelya Permata Sari ◽  
M Sidik ◽  
Syntia Nusanti
Keyword(s):  
Clinical Outcome ◽  
Literature Search ◽  
Oral Route ◽  
Eye Disease ◽  
Aperture Size ◽  
Journal Articles ◽  
Inclusion Criteria ◽  
Intravenous Methylprednisolone ◽  
Graves Ophthalmopathy ◽  
Graves Orbitopathy

Background: Graves’ ophthalmopathy (GO), also known as Graves’ orbitopathy or thyroid eye disease, has a potential sight-threatening complications. The activity and severity are important determinants in GO and are implications for treatment. Intravenous Glucocorticoid (GC) was associated with significantly greater efficacy and was better tolerated than oral route in the treatment of patients with moderate to severe and active GO. Intravenous GC has a variation cumulative dose and protocols; meanwhile the optimal treatment is still undefined. The aim of this literature review was to analyze the outcome and safety of different cumulative doses and protocols of intravenous methylprednisolone of patients with moderate to severe and active GO. Methods: The literature search was conducted from Google Scholar and Pubmed for journal articles that were published and related to the use of IVGC in moderate to severe and active GO Results: From the keywords mentioned, titles were screened for eligibility and seventeen articles were found. After being checked for the duplication, the articles were screened based on the abstracts and/or full texts. As many as eight articles met the inclusion criteria, others were excluded. Conclusion: Intravenous GC therapy in moderate to severe and active GO provide effect in reducing CAS, decreasing lid aperture size, decreasing proptosis size, and disappearing diplopia. A protocol uses a low cumulative doses (<5 g) of methylprednisolone weekly for 6 weeks and then halved dose weekly for another 6 weeks are preferred due to higher response in clinical outcome and safety profile.

scholarly journals Rechtsvacuum Phenomenon in Government Regulation of the Republic of Indonesia Number 51 of 2020 related to Passport Renewal Period to 10 Years

2019 ◽  
Vol 1 (1) ◽  
pp. 51-58
Author(s):  
Fachrizza Sidi Pratama
Keyword(s):  
State Government ◽  
Government Regulation ◽  
The State ◽  
Government Regulations ◽  
The Republic ◽  
The Government ◽  
Renewal Period ◽  
Law Regulation ◽  
Laws And Regulations

Legislation is one of the legal products issued by the state government component. In this case, the laws and regulations include the Constitution of the Republic of Indonesia year 1945, the Decree of the People's Consultative Assembly, The Law / Regulation of the Government In lieu of Laws, Government Regulations, Presidential Regulations, and Local Regulations. As for its application, the rules have levels in the arrangement, where there are sections that explain macro and its derivatives that are narrowing down to the implementing regulations. The levels of the rules must be complete because each of them has its own function.  Meanwhile, in this journal, there will be a discussion on the phenomenon of legal vacancies in the case study of Government Regulation of the Republic of Indonesia Number 51 of 2020 related to the Period of Extending Passports to 10 Years, where in the issuance of government regulations have not been included implementing regulations that will regulate how the implementation of government regulations in the field.  

scholarly journals Penilaian pengolahan limbah cair industri farmasi PT. Nusantara Beta Farma Padang dan pengaruhnya terhadap lingkungan

Jurnal Zona ◽  
2021 ◽  
Vol 1 (2) ◽  
pp. 58-63
Author(s):  
Sri Nanda Ayusa ◽  
Bintal Amin ◽  
Dedi Afandi
Keyword(s):  
Government Regulation ◽  
Liquid Waste ◽  
Quality Parameter ◽  
Real Difference ◽  
Government Regulations ◽  
Total N ◽  
Anova Test ◽  
The Real ◽  
Drug Classes ◽  
Test Concentration

Pharmaceutical industry PT . Nusantara Beta produce drugs - drugs and drug classes classes Free Free Limited . Thus the need for a treatment for a review dispose of waste Which has a raw quality that corresponds to the applicable government regulations . Already QUALITY liquid waste is processed through the WWTP already meet the Liquid Waste Quality in accordance with Minister of Environment 51 / MENLH / 10/1995 . From the findings of the WWTP ON ANOVA test concentration of TSS and phenol NOT show the real difference between Station , ON parameter while the COD , BOD5 and Total N has the real difference between AT Namely Station Station 1 has the distinction Yang Against Station 2 and Station 3. QUALITY Parameter waters river TSS , total N and pH are in accordance with the raw water quality Government Regulation No. 82 of 2001 , based on aNOVA test stations are ON EACH waters show There are real differences between the stations.

scholarly journals IPTEKS PELAPORAN PERSEDIAAN PADA PUPRD SULUT

2018 ◽  
Vol 2 (02) ◽  
Author(s):  
Reyfando Bilgery Mangarey ◽  
Gabriela Nikita Mose ◽  
Lintje Kalangi
Keyword(s):  
Spatial Planning ◽  
Government Regulation ◽  
Public Works ◽  
Analysis Method ◽  
Accounting Standard ◽  
Government Regulations ◽  
The Public ◽  
Government Accounting ◽  
North Sulawesi ◽  
The Government

Government Regulation No. 71 of 2010 concerning Government Accounting Standards in recording inventory can realize the performance performed by government agencies, especially in the presentation of inventory reporting. The purpose of this study was to determine the government accounting standard policies in reporting inventory at the Office of Public Works and Regional Spatial Planning of North Sulawesi Province according to Government Regulation Nomber. 71 of 2010 based on PSAP 05 concerning Inventory Accounting and the method used in this research is the service inventory reporting analysis method Public Works and Regional Spatial Planning of North Sulawesi Province with the technique of science and technology collecting inventory data and conducting analysis. The results of this study indicate that inventory reports at the Public Works Agency and Regional Spatial Planning of North Sulawesi Province are stated to be in accordance with government accounting standards.Keywords: Policies, government regulations, Inventory Reporting

scholarly journals Research Synthesis

2019 ◽  
Vol 83 (3) ◽  
pp. 598-626 ◽  
Author(s):  
Caroline Roberts ◽  
Emily Gilbert ◽  
Nick Allum ◽  
Léïla Eisner
Keyword(s):  
Data Quality ◽  
English Language ◽  
Survey Methodology ◽  
Future Research ◽  
Journal Articles ◽  
Inclusion Criteria ◽  
Response Error ◽  
Response Strategies ◽  
Online Databases ◽  
Different Types

Abstract Herbert Simon’s (1956) concept of satisficing provides an intuitive explanation for the reasons why respondents to surveys sometimes adopt response strategies that can lead to a reduction in data quality. As such, the concept rapidly gained popularity among researchers after it was first introduced to the field of survey methodology by Krosnick and Alwin (1987), and it has become a widely cited buzzword linked to different forms of response error. In this article, we present the findings of a systematic review involving a content analysis of journal articles published in English-language journals between 1987 and 2015 that have drawn on the satisficing concept to evaluate survey data quality. Based on extensive searches of online databases, and an initial screening exercise to apply the study’s inclusion criteria, 141 relevant articles were identified. Guided by the theory of survey satisficing described by Krosnick (1991), the methodological features of the shortlisted articles were coded, including the indicators of satisficing analyzed, the main predictors of satisficing, and the presence of main or interaction effects on the prevalence of satisficing involving indicators of task difficulty, respondent ability, and respondent motivation. Our analysis sheds light on potential differences in the extent to which satisficing theory holds for different types of response error, and highlights a number of avenues for future research.

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