The First Android Based Sharia Fintech Innovation In Indonesia To Increase Inclusive and Literate on Society’s Finance

Technology has become the part of today’s people life. Then, it is actually close to the application of it. Absolutely, it has example; such as the electricity for having more sophisticated in financial technology (Fin-Tech). The simplicity and speed of this technology have led people to adopt it in everyday’s life. One of the innovations in developing business and the economy, especially in the banking sector, is currently to develop Fintech (Financial Technology) which is able to facilitate all types of buying and selling transactions, investments and fundraising. Next, the purpose of this study is to explain and provide an understanding of the technical, procedures and benefits of the application, it is called Sharia FinTech. Then, it is also to contribute to the literature on the capacity of the latest technological and non-technological innovations. The research method used is descriptive research method with a qualitative approach. It is to describe and explore the phenomena in the form of engineering human innovation in the financial technology industry. It is done by taking into account the characteristics, quality, and interrelationships between activities It has several aspects; they are: conducting the observation, having an interview session, creating the documentation, and the last one is doing the Literature review. The result of this study is to increase the knowledge, skills and confidence of the community in managing personal finances to be better and to provide access to be having convenient and accountable financial services. Afterwards, this study linits on explaining and providing an understanding of the technical, procedure and benefits of Sharia Fintech for all people in need. Thence, the limitation of the research only discusses the role of Islamic Fintech in increasing the public financial inclusion and literacy. As for the the next researchers, they can be even wider by adding the collaboration of fintech and the banking world. The novelty of this research is the use of the android application as a digital platform in financial inclusion and literacy.

Subsoil Melioration with Organic Material—Principle, Technology and Yield Effects

An increasing challenge for agriculture in times of climate change is to sustainably ensure or increase the yield capacity of crop production. Low-yielding sites are particularly at risk in this respect. One strategy to counteract is to promote the use of the subsoil. This article describes the technical procedure and development of an implement for stripe-wise subsoil melioration with application of compost in a layer of 30–60 cm. These stripes are each 30 cm wide and 70 cm apart. A technology has been developed for process, which allows the described procedure to be used over a large area. The melioration is carried out in one pass by an implement in an arrangement of 3 rows resulting in a working width of 3 m. A hopper on top of the implements frame includes an embedded hydraulic system to feed compost into the injection coulter. Results from 4-year field trials with standard crop rotations verify yield increases of up to 20% still 5 years after melioration. An overview of these trials and results will also be presented.

Economic-Financial and Sports performance in the management of Brazilian Football Clubs

The economic, financial and sports performances of Brazilian football clubs may be related. Therefore, this study aimed to analyze the relationship between the economic-financial and sporting performances of Brazilian football clubs, in the years 2015 to 2019. The methodology regarding the problem is quantitative, as for the objectives is descriptive and has as its objective technical procedure to documentary research. Data were collected from the transparency portal of the 30 clubs that participated, at least once, in Series A, of the Brazilian Championship (CBF), in the defined period. After collecting the financial statements, the data were tabulated and analyzed statistically by means of correlation. The results show that clubs with better positioning in the CBF ranking have, in general, total assets and revenues higher than the other teams. In addition, there was a high percentage of indebtedness in football clubs, and the return on assets, in most of the sample, showed negative indicators. Thus, it is concluded that larger clubs (size), with high revenue generation and better positioned in the ranking tend to have a higher level of financial and sporting performance in their management.

Análisis de la percepción del estudiante sobre el empleo didáctico de Scratch en el aula

This communication presents an educational experience with pre-universitary students consisting of the creation of a video game in the classroom through the computer application "Scratch". From a qualitative approach, a measure of pair documents similarity PDMS through Kendall Tau distance is applied in order to analyze students´ perception with regard to the implementation of this resource based on block programming. The results show that the most relevant positive aspects are: the increase of support between colleagues and group work, as well as the resolution of doubts. Aspects to be improved or less positive are related to its repetitive nature in the technical procedure and its reduced application in real life. Additionally, the students perceive limitations as its development is mostly constrained to tablets and smartphones, excluding mobile phones from the process. Finally, with regard to its didactic features, benefits for students in relation to their motivation towards study and greater interactivity in the work in the classroom are perceived.

ENTREPRENEURIAL INTENTION AMONG INFORMATION SYSTEMS STUDENTS: INVESTIGATING THE ROLE OF FAMILY BACKGROUND, SELF-EMPLOYMENT, AND GENDER IN UNDERGRADUATE EDUCATION

This research aims to investigate family background, self-employment, and gender in undergraduate students of information systems. Regarding the approach to the problem, this research is characterized as quantitative and as for the objectives, there is exploratory research. The technical procedure adopted was the case study in information systems students (number of respondents equal to 100). The main results that most students intend to become entrepreneurs in the future: Students who have a family background tend to support entrepreneurship more; and high entrepreneurial behavior in females concerning males. The importance of this study is to indicate how such factors (family background, self-employment, and gender) affect undergraduate students, contributing to the theoretical and managerial aspects of studies in entrepreneurial intention in the context of the Amazonia region.

Understanding the importance of service in the beach volleyball game

Beach volleyball is a practical sports game practiced both by the high-performance athlete and the great mass of lovers of movement, for recreational purposes, of lousier. In recent years, an increasing number of participants and tournaments have led to several studies on beach volleyball. Beach volleyball is divided into two phases: defense and counterattack. The sequence of beach volleyball actions is service, taking over, lifting, attacking, blocking, and diving. The defense phase includes: taking over, lifting, and attacking. Counterattack includes: blocking, defending, lifting, and attacking. This research tries to identify beach volleyball's fundamental characteristics and highlights the main ideas regarding this critical skill in beach volleyball. This technical procedure was and will be one of the most important in the volleyball game - both beach and indoor. Beach volleyball service is a specific motor skill commonly described as the first element of defense, essential to prevent a team from getting the side-out.

Ilha de Moçambique (Muhipiti): das Conexões Sociais às Construções Identitárias

RESUMOA história refere que nos processos de ocupação da Costa Oriental Africana inúmeras conexões políticas, culturais, religiosas, comerciais... foram instauradas e, de modo particular, no canal de Moçambique. Como resultado destes processos, os povos atingidos por essas ocupações se impregnaram de novas identidades (religiosas, culturais, políticas...). O artigo aborda os fatores que concorreram para esta (re)configuração religiosa, territorial e de unidades políticas na região da costa moçambicana, mormente na Ilha de Moçambique, nosso objeto de estudo. No que se refere aos procedimentos técnicos e metodológicos da pesquisa, optou-se por uma metodologia qualitativa, servindo-se da abordagem descritiva interpretativa, baseada em diversas literaturas, artigos, documentos e algumas fontes orais. A priori, o artigo traz uma abordagem histórica sobre as Migrações na África e Moçambique. A posteriori, descreve a oportunidade que os processos ocupacionais criaram, tais como as conexões sociais e as construções identitárias no Canal de Moçambique, tendo como foco a Ilha de Moçambique.Palavras-chave: Conexões Sociais. Construções Identitárias. Costa Oriental Africana. Ilha de Moçambique. Ilha de Moçambique (Muhipiti): from Social Connections to Identiy ConstructionsABSTRACTHistory points out that in the processes of occupation of the Oriental African Coast unnumbered political, cultural, religious, commercial… configurations were installed and, in particular way, in coasts of Mozambique. As a result of these processes, the peoples covered by these occupations received new identities (religious, cultural, political...). The article describes the factors that concurred for the religious (re)configuration, territorial and of political unites in the region of Mozambican channel, specially on Mozambique Island, our object of study. As regards to technical procedure and research methodology, it´s opted for a qualitative one was chosen, using descriptive approach, based in different literatures, articles. At first, the article brings a historical approach about migration in Africa and Mozambique. Secondly, it describes the opportunity created by occupational processes created, such as social connections and identity constructions in Mozambican Channel, taking as focal point focusing on the Mozambique Island. Keywords: Social Connections. Identity Constructions. East African Coast. Mozambique Island.

As Representações Sociais da Dança: um Mergulho no Universo dos Estudantes de Bacharelado em Educação Física

ResumoA dança é a arte de movimentar expressivamente o corpo seguindo movimentos ritmados, em geral ao som de música. Dessa forma, o significado da dança vai além da expressão artística, podendo ser vista como um meio para adquirir conhecimentos ou como opção de lazer. No campo de atuação do bacharelado, as investigações acadêmicas ainda são tímidas, urgindo de produções científicas que possam alimentar o campo científico sobre o tema. Dessa forma, o objetivo do estudo foi identificar e analisar as representações sociais que um grupo de bacharelandos do curso em Educação Física compartilha sobre a dança. A metodologia da pesquisa envolve uma abordagem qualitativa, tendo o estudo de campo como procedimento técnico. A amostra foi constituída por 200 indivíduos, sendo 85 homens e 115 mulheres com médias de idade entre 17 a 45 anos. A coleta de dados ocorreu através de questionário com associação livre de palavras, cujo termo indutor foi ”dança”. A análise foi feita por meio dos conteúdos das respostas. O resultado principal do estudo apontou que a maioria dos estudantes emprega sentido de dança como uma atividade técnica e a associam com saúde mental e bem-estar. Palavras-chave: Representação Social. Educação Física. Dança. AbstractDance is the art of expressively moving the body following rhythmic movements, usually to the sound of music. Thus, the meaning of dance goes beyond artistic expression, and can be seen as a means to acquire knowledge or as a leisure option. In the field of performance of the bachelor's degree, academic investigations are still timid, urging scientific productions that can feed the scientific field on the theme. Thus, the objective of the study was to identify and analyze the social representations that a group of Physical Education course bachelors shares about dance. The research methodology is a qualitative approach, with the field study as a technical procedure. The sample consisted of 200 individuals, 85 men and 115 women with a mean age between 17 and 45 years. Data collection was carried out through a questionnaire with free association of words, whose inducing term was, "dance". The analysis was done through the responses content. The main result of the study pointed out that most students use dance as a technical activity and associate it with mental health and well-being. Keywords: Social Representation. PE. Dance.

Pharmacokinetics in Zebrafish Embryos (ZFE) Following Immersion and Intrayolk Administration: A Fluorescence-Based Analysis

Zebrafish embryos (ZFE) have increasingly gained in popularity as a model to perform safety screenings of compounds. Although immersion of ZFE is the main route of exposure used, evidence shows that not all small molecules are equally absorbed, possibly resulting in false-negative readouts and incorrect conclusions. In this study, we compared the pharmacokinetics of seven fluorescent compounds with known physicochemical properties that were administered to two-cell stage embryos by immersion or by IY microinjection. Absorption and distribution of the dyes were followed at various timepoints up to 120 hpf by spatiotemporal fluorescence imaging. The concentration (10 µM) and dose (2 mg/kg) used were selected as quantities typically applied in preclinical experiments and zebrafish studies. The data show that in the case of a lipophilic compound (log D: 1.73) the immersion procedure resulted in an intrabody exposure which is similar or higher than that seen after the IY microinjection. In contrast, zero to low intrabody exposure was reached after immersion of the embryos with less lipophilic compounds. In the latter case IY microinjection, a technical procedure that can be easily automated, is highly recommended.

Transradial approach using a distal access catheter without guiding support for symptomatic intracranial vertebral artery and basilar artery stenosis: a multicenter experience and technical procedure

BackgroundThere is little consensus on endovascular treatment for symptomatic intracranial posterior circulation stenosis via the transradial approach (TRA). We report our multicenter experience and technical procedures that directly used a distal access catheter (DAC) via TRA for the treatment of symptomatic intracranial vertebral (VA) and basilar (BA) artery stenosis.MethodsFrom January 2019 to December 2020, 92 consecutive patients with severe symptomatic intracranial VA or BA stenosis were retrospectively collected and divided into two groups (TRA group and transfemoral approach (TFA) group) for neurointerventional treatment. The percentages of catheters reaching the V3/V4 segment of the VA and technical success, postoperative care conditions, preoperative outcomes and complications, long term clinical outcomes, and imaging follow-ups were observed.ResultsThe catheter, CAT 5, reached the V4 segment of the VA in 37 TRA patients (88.1%). The duration of the procedure was significantly shorter in the TRA group than in the TFA group (median 48.0 min vs 55.5 min, p=0.037). More patients in the TRA group could walk within 2 hours after the procedure (85.7% vs 10.0%, p=0.000), and the duration of retaining catheterization in the TRA group was shorter (3.0±1.2 hours vs 11.7±5.6 hours, p=0.000).ConclusionThis study demonstrates the potential feasibility and safety of using a DAC via the TRA without guiding support for the treatment of symptomatic intracranial VA and BA stenosis. The TRA demonstrated some advantages over the standard TFA in terms of patient comfort. Further randomized controlled trials comparing the TRA and TFA for posterior circulation stenosis are needed.