ZAKAT MANAGEMENT POST OF BIRTH UU NO. 23 OF 2011 CONCERNING MANAGEMENT OF ZAKAT

Management of zakat after birth No. 23 of 2011, zakat management is the planning, implementation, and supervision of the collection and distribution and utilization of zakat. The purpose of this study is to find out and understand the substantial differences in the management of zakat in Law No.38 of 1999 with Law no. 23 of 2011. The research method used is the type of juridical normative research (legal research). The results of this study there are some differences in the previous and present laws, namely the naming change, the abolition of BAZDA to BAZNAS and formed directly by the minister, the former Amil Zakat Institute formed by the community now formed by Islamic community organizations and its arrangements are increasingly complex, the Government now has the highest position in managing zakat compared to the community and only people who have permission to manage zakat. There are administrative and criminal sanctions.

ANALYSIS OF CUSTOMER BANK BRI SYARIAH PREFERENCES OF CIAMIS BRANCH OFFICES ON FUNDING PRODUCT ATTRIBUTES

This study analyzes the product attributes of fund collection that are the customer preferences of Bank BRI Syariah Ciamis Branch Office and analyzes the attributes that are most considered by customers in using fund collection products. The basic method of this research is descriptive. The method of analysis of customer preferences is the chi-square analysis and to analyze the attributes that are most considered by customers is the Fishbein multi-attribute analysis. It is known that customer preferences for product attributes of raising funds are a proportion of larger profit-sharing ratios for customers, many ATM network facilities, friendly service, affordable public transport office locations. Product attributes of fund collection that are considered by customers in using BRI Syariah fund collection products at the Ciamis Branch Office are locations with attitude index values ​​(Ao).

ISLAMIC ECONOMIC REVIEW ON CIGARETTE BUSINESS SALES

This study aims to examine the Islamic economy, specifically relating to the sale of the cigarette trade. The method used in this study is a literature review, by collecting data from the literature and other sources that support and relate to the discussion in this study. This study also uses analytic methods, including comparative methods, namely analyzing data by comparing one opinion with another, then drawing conclusions so that similarities and differences emerge in the current discussion. The results showed that smoking in the perspective of Islamic economics is an action that is contrary to the concept of maqasid sharia, concerning psychological protection, that is reason, wealth, and life. When smoking is very dangerous for yourself and others. So they produce, buy, and sell them as perpetrators of damage on earth. In fact, creating danger is tantamount to eliminating Sharia in body, mind, and property.

The RELIGIOUS COURT COMPETENCE IN SHARIA ECONOMIC DISPUTE COMPLETION

Sharia economic problems are problems that are still new and not well known in the legal world. The competence of the Religious Courts in sharia economic matters is mentioned in Law Number 21 of 2008 concerning Sharia Banking which provides competence to the Religious Courts in handling sharia economic matters (disputes). The authority of the Religious Courts in Law No. 3/2006 confirms that "the Religious Courts are one of the perpetrators of judicial authority for the people who seek justice in the Muslim religion regarding certain cases." Religious Courts should have practically had competence in handling sharia economic matters. However, in reality, the justification of the competence of the Religious Courts in resolving sharia economic matters is still being debated. This paper uses analysis studies (analysis studies) by collecting primary data and secondary data from library research (library research) and using a juridical normative approach in analyzing data.

ISLAMIC BOARDING SCHOOL-BASED ECONOMIC DEVELOPMENT MODEL

Islamic boarding schools are educational institutions that develop in the archipelago. The function of the pesantren no longer races on the function of the transmission of the religious science and reproduction of ulama, but also as the center of economic development in achieving financial independence. The study uses descriptive qualitative research methods with data collection techniques through interviews and literature studies. The results of the research found that the Islamic Boarding School of Darul Aman Gombara Makassar conducted economic efforts such as laundry, hydroponic, waste processing, canteens, and collaborative business with Central Bank Of Indonesia (BI) in the production of nuggets. The purpose of the business is to build the independence of Islamic boarding schools and the provision of free religious education services for students. But various obstacles are experienced including marketing management and professional human resources in managing the business. It’s needed a strategy in developing a business that can bring profits and sustainability of business to have an impact on the increase in the economy of Islamic boarding schools in particular and society in general. The strategy starts from need assessment analysis, optimizing potential, supervision, and monitoring, and reflection, and evaluation.

BANK CUSTOMER PROTECTION BASED ON HIGH-LEVEL PRINCIPLE ASPECT ON FINANCIAL CONSUMER PROTECTION (G20 PARIS 2011)

This writing discusses the protection of customers who experience delays and errors in electronic funds transfers caused by damage or interference from the bank. In this case, the bank experiences an inability to provide data access (availability of data) which should have been accessed by the customer for 24 hours. In providing access to customer protection data, it covers two aspects that must be considered, namely if the failure of the transfer occurs when the customer has not made an acceptance of the transfer (experiencing non-availability of data), then the customer has the right to complain to the bank. But if the transfer failure occurs when the customer has made an acceptance caused by natural disasters, danger, riots, armed conflicts, and/or other emergencies determined by the government that occurs in the area or location of the Original Sending Operator that is carrying out fund transfer orders, damage to electronic or non-electronic infrastructure systems that directly affect the implementation of Fund Transfer Orders that cannot be controlled by the Originator, the failure of the clearing system or the Fund Transfer System. Then the original sender is responsible to the original sender.

ECONOMIC POLICY UMAR BIN KHATTAB

Umar bin Khattab during his leadership in the city-state of Medina he had laid the foundations of the modern state especially in the economic field which will be discussed in this paper. Umar made many breakthroughs that had never been done by the Messenger of Allah and the Caliph before, Abu Bakr as-Siddiq. Although one of the policies that will be mentioned in this paper is opposed by some Muslims at that time, Umar can prove to his people that what he did was for the common good and interests.

ISLAMIC ETHICS IN BUSINESS COMPETITION

The issuance of Law No.5 of 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition, at least shows how important there is a regulation that specifically regulates the behavior of entrepreneurs in the business competition which is getting tougher from time to time. This aims to protect small and medium businesses so that they can compete competitively and there is no centralization of economic power in just one or a group of people, as happened in the past.

CONCEPT OF PRACTICAL CALCULATION OF ZAKAT

Today there are interesting developments in religious awareness in the layers of Muslims in Indonesia, especially in the awareness of zakat, charity, and charity. Zakat has a very strategic role in efforts to reduce poverty or economic development. In giving zakat to those who are entitled to have a number of ceremonies, both the calculated nishab and following their haul. This paper discusses the practical concept of calculating zakat. The discussion starts from the meaning of zakat both in terms of language and according to the terms and mention of zakat in the Qur’an. The second discussion is the law of zakat, zakat is worship, Zakat is included in the category of compulsory worship (such as prayer, pilgrimage, and fasting) which has been arranged based on the Qur'an and sunnah. The next discussion is the types of zakat which consist of two types namely zakat nafs (soul), also called zakat fitrah. Zakat mâl (treasure). Followed by the conditions of zakat. The third discussion is assets that must be zakat included; livestock, trade assets, company assets, agricultural products, minerals, and marine products as well as gold and silver, professional zakat, and zakat fitrah. Nisab and levels of zakat are also discussed and the calculation table.

CRITICAL OF THOUGHT MUHAMMAD SYAHRUR (A REFLECTION)

This paper aims to examine the thoughts of Muhammad Syahrur which is sourced from his book al-Kitab wa al-Qur'an: Qira’ah Mu'ashirah. Then compared also with the thought of Thahir al-Syawwaf which originates from his book entitled Qira’ah Mu'ashirah Syahrur, which has the title Tahafut al-Qira’ah al-Mu’ashirah. The method used is the study of literature on books from both thinkers. The results showed that the Methodology used by Syahrur in understanding God, nature, and humans is a philosophy with a focus on the philosophy of materialism. Then in understanding the characteristics and power of Islamic law, it must be stated two characteristics of hanafiyyah and istiqomah. These two properties are very contradictory but complementary. These two characteristics then gave birth to the limit theory. With this limut theory, Islamic law will have a dynamic movement in the midst of turmoil and the development of modern reality. Furthermore, what is stated by Syahrur, according to Syawwaf, is inseparable from the method of thinking that uses the philosophy of Marxism. Where social reality is used as a foothold in establishing law, does not make the Qur'an as a source of law.