scholarly journals Influence of Microfinance Bank Products Accessibility on Small Scale Enterprises Performance

2016 ◽  
Vol 5 (1) ◽  
pp. 41
Author(s):  
T.A Odetayo ◽  
A.R Onaolapo

This study examined the influence of   the Microfinance bank products accessibility on Small scale enterprises (SSEs) in Osun State, Nigeria.  Descriptive survey research design was adopted for this study. The population for the study comprised all microfinance banks and small scale enterprises in Osun State. Thirty (30) MFBs were purposively sampled and For Hundred and Fifty (450) SSEs were randomly sampled. Two sets of questionnaires designed to collect data were tested for reliability using Cronbach’s alpha: QMFB (r = 0.89) and QSSEs(r = 0.70). Data were analysed using tables, frequencies as well as simple percentages while multiple regressions were used to test hypotheses one and two at 0.05 level of significance.   Degree of accessibility to MFB products was measured using savings account (92%), current account (54.2%) and business loan (52.3%). A regression analysis designed to examine the influence of MFB products accessibility on SSEs’ performance revealed that MFB products accessibility perception jointly predicted changes in SSEs total capital given F(8,318) = 17.936;  number of employees F(8,318)  = 4.136;  sales F (8,318) =15.316;  and profit F(8,318) = 15,699;  all values being significant at 0.05 level. In conclusion, activities of MFBs impacted on the SSEs in the study area given the predicted values of financial product accessibility on sales and profit but with a limited effect on total capital and number of employees engaged.

2017 ◽  
Vol 4 (2) ◽  
Author(s):  
E. Paul ◽  
H. Upadhyaya ◽  
E. Paul

The main objective of the study was to find out the Gender wise relationship between Values and Self Identity of High School Students. For achieving the objective of the study, the investigator used Descriptive Survey Research Method on 1200 High School students, (600 male and 600 females) of Jabalpur district. The investigator administered scale of Values (by Dr. Kamla Vashishtha and Anju Jaideep) and Self Identity (standardized self made test). The raw score of Value and Self Identity were analysed with the help of Product Moment Method (Real Mean Method) and for significant difference between Value and Self Identity 2X2 Factorial Design ANOVA were used. The results revealed that there was significant correlation found for boys at 0.05 and girls and total at 0.01 level of significance and individual and joint difference between Value and Self Identity found at 0.01 level of significance.


2021 ◽  
Vol 11 (2) ◽  
Author(s):  
Alcher Juagpao Arpilleda ◽  
Anthony Mark Joseph M Manile ◽  
Pacita I Soringa

The goal of every program provided by a school or university is to make it more responsive to the needs of fast-changing employment demands. This goal also entails enhancing the students' skills to be prepared for their future jobs. This study identified the predictors of employability of the Bachelor of Secondary Education Major in Mathematics graduates of St. Paul University Surigao Academic Year 2005-2015. Descriptive survey research was employed using a researcher-made questionnaire encompassing the personal information, employment status, and exit skills with seven identified subparts. The questionnaire elicited employability through the skills of 81.82% of the participants. Utilizing the employment status variables and the exit skills, Linear Regression Analysis extracted the predictors of employability. The findings revealed that the exit skills of the graduates are the predictors of employability. Thus, the school should create programs and activities which enhance the students' skills, particularly the predictors of employability identified in this study.


2019 ◽  
pp. 81-88
Author(s):  
Ozoem Martha ◽  
Chibuike Victoria C. ◽  
Ugwunwoti Emeka P.

This study was carried out to determine the modern office technology competencies expected of office technology and management (OTM) graduate workers by supervisors in Delta State. The study was guided by two research questions and two hypotheses tested at 0.05 level of significance. The respondents consisted of 142 supervisors, made up of 74 heads of department and directors of government establishments, and 68 managers and directors of private establishments in the study area. Descriptive survey research design was used to conduct the study and 28 – items questionnaire were used to collect data from respondents. The instrument was validated by three experts and had a Cronbach Alpha reliability coefficient of 0.77. Means with standard deviations were used to answer the research questions, while t-test was used to test the null hypotheses. The extent of supervisor‟s expectations of information processing competencies did not differ significantly based on the mean ratings of male and female supervisors of OTM graduates in government and private establishments. The findings also revealed that supervisors expect much information processing and communication competencies from the OTM graduate workers. Based on the findings and the implications, it was recommended among others that, curriculum planners, business and OTM education lecturers should ensure that the competencies required for modern office technologies are entrenched and taught in the institutions to prepare the OTM graduates for the world of work.


2019 ◽  
pp. 29-35
Author(s):  
Onuorah A. ◽  
Onovo A.O.

The study investigated counsellors‟ role in ensuring quality education for national security in Enugu Education Zone. One research question and one null hypothesis were formulated to guide the study was tested at.05 level of significance. The study adopted a descriptive survey research design. The population for the study consisted of 59 school counsellors in the 31 public secondary schools in the area. The number is small and manageable; so no sampling was done. The instrument used for data collection was a 6-item questionnaire. The instrument was validated by three experts from Faculty of Education, Enugu State University of Science and Technology, Enugu. One each from Guidance and Counselling, Psychology and measurement and evaluation. Mean, with standard deviation and t-test statistic were used for data analysis. The study revealed, among others that counsellors ought to encourage the development of students' talents and strengths. Secondly, it was also found out that there is no significance difference between the mean ratings of male counsellors and female‟ school counsellors in their role towards ensuring quality education for national security in Enugu Education Zone of Enugu State, Nigeria. The study recommended, among others, that seminars and workshops should be organized regularly for school counsellors with a view to updating their knowledge on how to effectively curb insecurity while encouraging students in their talents and abilities.


2021 ◽  
Vol 5 (1) ◽  
Author(s):  
IRFAN MEDIANO SITEPU

This study aims to determine the influence of the variable influence of career development, work motivation and work competence on employee work productivity at Dazzle company in Yogyakarta. This research method uses descriptive survey methods and explanatory surveys. The sample in this study were 50 respondents who were drawn from employees at the company Dazzle Yogyakarta. The data analysis method used in this study was multiple regression analysis. The result of the research is that there is a positive and significant influence on career development variables, work motivation and work competence on work productivity in the company Dazzle Yogyakarta


2016 ◽  
Vol 8 (4) ◽  
pp. 121
Author(s):  
Mbagwu, Felicia. O ◽  
Bessong, Columbus. Deku ◽  
Anozie, Okechukwu. O

This study focused on contributions of tourism to community development in Cross River State, Nigeria. Two research questions and two null hypotheses guided the study. The study adopted descriptive survey research design. The population used for the study was 357 respondents comprising, 101 community leaders and 256 tourism staff. A 21-item questionnaire and focus group discussion guide were used to elicit information from respondents and discussants. The questionnaire was analyzed using mean and standard deviation, t-test statistics was used to test the null hypotheses at 0.05 level of significance and the FGD was analyzed qualitatively. Findings from the study revealed among others, that tourism attracted banking institutions and communication industries; thus contributed to a high extent in economic development and very high extent in social development of Cross River State, Nigeria. Some recommendation was made based on the research findings.


2020 ◽  
Vol 15 (2) ◽  
pp. 353-368
Author(s):  
Tukinu Tukinu ◽  
Istiatin Istiatin ◽  
Supawi Pawenang

The objective of the research is to analyze the effect of professionalism, job satisfaction, and organizational commitment on job attitudes among members of Indonesian Advocate Congress (Kongres Advokat Indonesia/ KAI) in Solo Raya. The type of the research is survey research. The sample of the research uses non-probability census sampling. The data collection technique was done using questionnaire. The data analysis is done using multiple regression analysis. The research concluded that professionalism, job satisfaction, and organizational commitment affect the job attitudes among advocates both simultaneously and partially


Author(s):  
Temitope Funminiyi Egbedeyi

Teachers play significant role in the process of implementing inclusive lower primary education, but it is important to note that inclusive education is yet to be fully implemented in Nigeria despite the numerous benefits associated to it. As one of the major implementers of inclusive lower primary, it is imperative to study teachers’ knowledge of inclusive lower primary education in Ifako-Ijaiye, as to provide empirical evidence. Descriptive survey research design was adopted with thirty five (35) teachers who were sampled using simple random. A self-designed research instrument titled Teachers Knowledge of Inclusive Education Questionnaire (α = 0.92) was used to collect data. One research question was answered and two hypotheses were tested at 0.05 level of significance. Teachers have average knowledge of inclusive lower primary education (Average Percentage = 53.6). Regular and special teachers have no significant difference on knowledge of inclusive education (t = 0.50; df = 33; p0.05). Based on the findings, it was recommended that Nigerian Government, concerned Non-Governmental Organizations and Scholars should ensure that regular trainings are organized for lower primary teachers in order to update their knowledge about inclusive education


2021 ◽  
Vol 10 (2) ◽  
pp. 1-16
Author(s):  
Esharenana E. Adomi ◽  
Gloria O. Oyovwe-Tinuoye

The study is intended to explore COVID-19 information seeking and utilization among women in Warri Metropolis, Delta State, Nigeria. Descriptive survey research design was adopted using a self-constructed questionnaire to collect data. Data were analyzed using simple percentages. Findings revealed that a majority of the women need information on COVID-19 preventive measures, followed by causes of the pandemic; Internet is the source of COVID-19 information used by the highest number of respondents, followed by television and social media; a majority of them consider the authority of the source of the information on coronavirus followed by usefulness of the information; a majority access COVID-19 information to enable them identify symptoms of the disease followed by protection against COVID-19 infection while concern for reliability of much of the available information on the pandemic was a major barrier to their utilization of COVID-19 information. It is recommended that effort should be made by government to get mobile network operators to reduce network tariff.


Author(s):  
James WOJUADE

This study examined insecurity as the bane of Nigeria’s socio-economic development. The study adopted a descriptive survey research. The study was guided by two research questions. The participants for this study comprised one hundred and fifty (150) educated people/youth selected from Ona-Ara local government area of Ibadan metropolis. Insecurity as the bane of socio-economic development in Nigeria questionnaire was the instrument used for this study. Data collected were analysed using descriptive statistics such as frequency counts and percentage. Findings revealed that ethno-religious conflicts and unemployment are among the factors responsible for insecurity in Nigeria. Social dislocation, population displacement, disruption of family and communal life are some of the impacts of insecurity on Nigeria’s socio-economic development. It is recommended that government should ensure that social security programme is pursued and systematically implemented to ensure that the populace meets their basic needs.


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