The Socio-Economic Impact of Microfinance on the Poor Family: A Study from Bangladesh

2018 ◽  
Vol 54 (1) ◽  
pp. 3-19 ◽  
Author(s):  
S. M. Monirul Hassan ◽  
Md Maidul Islam
Keyword(s):  
Poverty Line ◽  
Poor People ◽  
Government Organizations ◽  
Area Of Interest ◽  
Sequence Of Events ◽  
Chronological Sequence ◽  
Socio Economic Impact ◽  
Ontological Position ◽  
Bare Minimum

Microfinance is considered to be the panacea for eradicating poverty from third-world society and this claim by non-government organizations (NGOs) is not unfounded. Evidence from Bangladesh reveals a partial success with respect to this viewpoint. Bangladesh is a poverty-ridden country; however, poor people in rural Bangladesh have shown significant material gains with regard to their lifestyles and it is no longer the case that they only have the bare minimum of food. Despite this significant improvement, it is still confusing as to whether these people have managed to cross the poverty line or not. Data show that poor people never stop borrowing money from the NGOs. The cycle of taking and retaking has made them dependent rather than independent agents in their society. With this viewpoint under consideration, this article seeks to explain the chronological sequence of events involved in taking credit. The ontological position of this study is interpretative in nature and such a position has allowed us to employ both observation and case studies as methodological tools for analysing our area of interest. Finally, this article argues that in order to understand the role of microfinance in Bangladeshi society, rethinking is required.

Role of Ayurveda for Poor and Pandemics (Covid19) – A Review article

2020 ◽  
Vol 11 (SPL1) ◽  
pp. 923-927
Author(s):  
Anuradha Kishor Ingale ◽  
Pooja Shrivastav
Keyword(s):  
Immune System ◽  
Sedentary Lifestyle ◽  
Large Population ◽  
Poverty Line ◽  
Review Article ◽  
Poor People ◽  
The People ◽  
Better Than ◽  
Rule Out

The goal of Ayurveda is prevention is better than cure. There are a total of 9152 COVID-19 cases reported in India (till April 13, 2020), 308 people were died because of this disease, and 856 patients were treated successfully in our Country. This virus can easily affect or harm those individuals who have an infection, less immunity and especially who all have been aged more than sixty. Most of the countries are worried only for their people's life (health). In contrast, the developing countries like India that has a large population have to consider about the livelihood for people like Below Poverty Line (BPL) or those living in slum areas, equally with their life. The main aim of the article is to aware the people not only Urban but also among Rural and needy individuals to adopt the Ayurveda lifestyle during Covid19 outbreak. For this to study various methods which are described in Ayurveda for boosting immunity among various individuals. This study is a review type of article. All information and references have been collected and compiled from various available Ayurvedic classics texts. Research articles are also searched from various websites related to Covid19 outbreak and its effect on needy individuals. All matters have been analysed for some discussion, and an attempt has been made to rule out some conclusions. During this lockdown, people are mostly living a sedentary lifestyle which not only weakens their immune system but also make them more susceptible to infections. Hence Ayurveda is a science of life that is mainly focusing on strengthening persons by boosting their immune system through improving our lifestyle by using medicines, diets, meditation and activities like Yoga. This article will give insights about poor people and effective strategy to threat COVID-19 through Ayurveda in India.

scholarly journals Price Indexes, Inequality, and the Measurement of World Poverty

2010 ◽  
Vol 100 (1) ◽  
pp. 5-34 ◽  
Author(s):  
Angus Deaton
Keyword(s):  
Purchasing Power Parity ◽  
Poverty Line ◽  
Poor People ◽  
Global Poverty ◽  
Power Parity ◽  
Poverty And Inequality ◽  
The Us ◽  
Price Indexes ◽  
World Poverty

I discuss the measurement of world poverty and inequality, with particular attention to the role of purchasing power parity (PPP) price indexes from the International Comparison Project. Global inequality increased with the latest revision of the ICP, and this reduced the global poverty line relative to the US dollar. The recent large increase of nearly half a billion poor people came from an inappropriate updating of the global poverty line, not from the ICP revisions. Even so, PPP comparisons between widely different countries rest on weak theoretical and empirical foundations. I argue for wider use of self-reports from international monitoring surveys, and for a global poverty line that is truly denominated in US dollars. (JEL C43, D31, I31, I32, F31)

The Role of Government Subsidies in Increasing Consumption and Economic Growth in Efforts to Reduce Poverty in Indonesia

2021 ◽  
Vol 1 (1) ◽  
pp. 43-46
Author(s):  
Yusi Okta Rama ◽  
◽  
Sri Harnani
Keyword(s):  
Economic Growth ◽  
Poverty Reduction ◽  
Moving Average ◽  
Secondary Data ◽  
Poverty Line ◽  
Poor People ◽  
Role Of Government ◽  
Government Subsidies ◽  
Public Consumption

This study examines the role of government subsidies in increasing consumption and economic growth in poverty reduction efforts in Indonesia. This study uses secondary data from world banks and is processed by regression using the moving average autoregression method. We find that subsidies without empowering the poor in contributing to the economy only increase public consumption without reducing the number of poor people. Where more and more subsidies are given, it increases the number of people living in poverty line with an income below 3.2 USD per day.

scholarly journals EVALUASI KINERJA PEGAWAI DALAM DISTRIBUSI BERAS MISKIN (RASKIN) DI KECAMATAN TEMBALANG KOTA SEMARANG

GEMA PUBLICA ◽  
2015 ◽  
Vol 1 (1) ◽  
pp. 65
Author(s):  
Nina Widowati
Keyword(s):  
Poverty Line ◽  
Poor People ◽  
The Public ◽  
Fuel Prices ◽  
The People ◽  
Performance Distribution ◽  
The Government ◽  
Food Needs ◽  
The Village

The economic crisis and rising fuel prices cause the people of Indonesia isquite worse. Government seeks to issue a policy to assist people who areunderneath of the poverty line by distributing of rice for poor (Raskin). The goalof raskin is to reduce the burden of the poor people (especially for targetedhouseholds) by fulfilling their food needs in the form of rice. Since 2012, thetargeted households can buy only 15 kg of rice at a cost of Rp 1,600/ kg. In fact,there are still some lacks of discretion, due to the role of the village staffs is stilllacking in distributing raskin to the public. Other aspects are improper ontargeting, on amount, on price, punctuality and on quality. Those cause aproblem that needs to get the attention of the government of the village. Thegovernment of village needs to be more proactive in distributing raskin so thatthe problems above can be addressed as soon as possible.Keywords: staff performance; distribution; proactive

scholarly journals Role of Micro-credit in Poverty Alleviation of Rural Poor: Evidence from Laxmipur District of Bangladesh

2013 ◽  
Vol 7 (2) ◽  
pp. 37-55
Author(s):  
Md Rezaul Karim ◽  
Shamsunnahar Tania ◽  
Md Mansur Rahman Farazi
Keyword(s):  
Economic Status ◽  
Middle Level ◽  
Poor People ◽  
Government Organizations ◽  
The Poor ◽  
Large Numbers ◽  
Economic Transaction ◽  
Positive Results ◽  
Micro Credit

This paper examines the role of microcredit as a tool to fight poverty. Bangladesh Government and Non-Government Organizations (NGOs) have been trying to alleviate poverty of its people. NGOs provide microcredit to poor people to enhance their income and improve the situation of hardship. This study takes up the Laxmipur experience of Bangladesh. The study reveals that microcredit programs have generated positive results for large numbers of the poor. Micro-credit has significant impacts and ensures the food security. The poor are not homogeneous, so impact varies significantly among different segments of the population according to their socio-economic status, gender, background, family composition and others. The analysis shows that in general, the poorest borrowers benefit less compared to the middle level poor. Microcredit is not the only way out for all the poor for alleviating their poverty. Our analysis shows that microcredit alone cannot alleviate the poverty significantly without ensuring their individual transactional powers such as economic transaction, social transaction, legal transaction and political transaction power. DOI: http://dx.doi.org/10.3329/jbt.v7i2.16453 Journal of Business and Technology Vol.7(2) 2012: 37-55

scholarly journals The Role Of Local Loan Institution In Providing Safety Net In Rural Area

2018 ◽  
Vol 2 (1) ◽  
pp. 1-6
Author(s):  
Yogaprasta Adi Nugraha ◽  
Mariana R. A. Siregar
Keyword(s):  
Rural Area ◽  
Rural Areas ◽  
Urban Poverty ◽  
Rural Poverty ◽  
Poverty Line ◽  
Safety Net ◽  
Poor People ◽  
Rural Poor ◽  
Rural People

Rural area cannot be separated with poverty, according to Statistics Center Board (BPS), there are 18 milions rural people live below poverty line. Rural poverty has become many focus in development studies. There is a siginificant difference between rural poverty and urban poverty. Poor society in urban area are more vulnurable compared to poor society in rural area. In rural area, poor people tends to have informal social security that helps them to survive. This research aimed to determine the role of loan institution in providing social safety net for rural poor. Qualitative method was used to help us to have a better understanding about the debt institution in rural areas. This research found that rural poor have several alternatives source of debt that enable them to survive in a vulnerable situation. Most of people tend to see for a realistic loan institution with low interest (without interest is more preferable), low risk in returning the debt and fast in providing the money.

Role of Self Help Groups A Study with Specific Reference to Vellore District

GIS Business ◽  
2019 ◽  
Vol 14 (6) ◽  
pp. 243-252
Author(s):  
Dr. M.A. Bilal Ahmed ◽  
Dr. S. Thameemul Ansari
Keyword(s):  
Leadership Role ◽  
Three Dimensions ◽  
Specific Reference ◽  
Government Organizations ◽  
Research Article ◽  
Self Help ◽  
The People ◽  
The World ◽  
Self Help Groups

SHG is a movement which came to being in the early 1969. Prof. Muhammed Younus, a great economist of Bangladesh took initiative in setting up Self Help Groups and these SHGs were gradually spread all over the world. This social movement unites the people hailing from poor background. Those who are joining this group feel socially and economically responsible to one another. In India, there are some likeminded bodies and stakeholders of some government organizations play pivotal role towards the formation of SHG In this research article, role of SHGs in Vellore district is studies under the three dimensions of Cognitive role, leadership role and role towards entrepreneurship.

Promotion of Sustainable Livelihood through Skill Development Among Rural Youth - Role of Micro-Finance in Developmental Paradigm

2016 ◽  
Vol 4 (1) ◽  
Author(s):  
Vikram Singh
Keyword(s):  
Skill Development ◽  
Well Being ◽  
Rural Youth ◽  
Inclusive Development ◽  
Sustainable Livelihood ◽  
Theoretical Understanding ◽  
Government Organizations ◽  
Policy Shift ◽  
Development Paradigm

The present paper attempts to analyze the process of sustainable livelihood through skill development and its conceptual and theoretical understanding in India with reference to rural youth. In India skill development is demanded for economic growth and inclusive development, hence rural population cannot be overlooked. It also tries to highlight that employable skills alone have not been able to sufficiently generate employment among rural youth despite it wont address/promote the well-being process and sustainable livelihood. It is also based on the assumption that various frameworks associated with skill development leave scope for reforms as the gaps prevails that weaken implementation addressed by various policy shift in rural development paradigm and government/non-government organizations. The paper also aspires to look into the process of skill development towards rural youth through establishments of institutions, launch of policy/programmes and their linkages with micro-finance. It also look into the distinctive nature/features of micro-finance against the dominant forces of societal structure, social relationships, social interactions leading towards collective interests and norms that shape the quality and quantity of lives of individuals. Lastly analysis and conclusion have been made on the basis of discussion.

scholarly journals Does vitamin D supplementation prevent SARS-CoV-2 infection in military personnel? Review of the evidence

2021 ◽  
pp. bmjmilitary-2020-001686
Author(s):  
Iain T Parsons ◽  
R M Gifford ◽  
M J Stacey ◽  
L E Lamb ◽  
M K O'Shea ◽  
...  
Keyword(s):  
Vitamin D ◽  
Vitamin D Supplementation ◽  
Vitamin D Status ◽  
Military Studies ◽  
Vitamin D Receptors ◽  
Area Of Interest ◽  
Military Populations ◽  
Tract Infections ◽  
Recruit Training

For most individuals residing in Northwestern Europe, maintaining replete vitamin D status throughout the year is unlikely without vitamin D supplementation and deficiency remains common. Military studies have investigated the association with vitamin D status, and subsequent supplementation, with the risk of stress fractures particularly during recruit training. The expression of nuclear vitamin D receptors and vitamin D metabolic enzymes in immune cells additionally provides a rationale for the potential role of vitamin D in maintaining immune homeostasis. One particular area of interest has been in the prevention of acute respiratory tract infections (ARTIs). The aims of this review were to consider the evidence of vitamin D supplementation in military populations in the prevention of ARTIs, including SARS-CoV-2 infection and consequent COVID-19 illness. The occupational/organisational importance of reducing transmission of SARS-CoV-2, especially where infected young adults may be asymptomatic, presymptomatic or paucisymptomatic, is also discussed.

scholarly journals What Is the Metabolic Amplification of Insulin Secretion and Is It (Still) Relevant?

Metabolites ◽  
2021 ◽  
Vol 11 (6) ◽  
pp. 355
Author(s):  
Ingo Rustenbeck ◽  
Torben Schulze ◽  
Mai Morsi ◽  
Mohammed Alshafei ◽  
Uwe Panten
Keyword(s):  
Insulin Secretion ◽  
Beta Cell ◽  
Adenine Nucleotides ◽  
Pancreatic Beta Cell ◽  
Secretory Response ◽  
Mitochondrial Activity ◽  
Insulin Synthesis ◽  
Sequence Of Events ◽  
Insulin Granules

The pancreatic beta-cell transduces the availability of nutrients into the secretion of insulin. While this process is extensively modified by hormones and neurotransmitters, it is the availability of nutrients, above all glucose, which sets the process of insulin synthesis and secretion in motion. The central role of the mitochondria in this process was identified decades ago, but how changes in mitochondrial activity are coupled to the exocytosis of insulin granules is still incompletely understood. The identification of ATP-sensitive K+-channels provided the link between the level of adenine nucleotides and the electrical activity of the beta cell, but the depolarization-induced Ca2+-influx into the beta cells, although necessary for stimulated secretion, is not sufficient to generate the secretion pattern as produced by glucose and other nutrient secretagogues. The metabolic amplification of insulin secretion is thus the sequence of events that enables the secretory response to a nutrient secretagogue to exceed the secretory response to a purely depolarizing stimulus and is thus of prime importance. Since the cataplerotic export of mitochondrial metabolites is involved in this signaling, an orienting overview on the topic of nutrient secretagogues beyond glucose is included. Their judicious use may help to define better the nature of the signals and their mechanism of action.

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