scholarly journals ANALISIS PENGARUH KURS, SERTIFIKAT BANK INDONESIA DAN INFLASI TERHADAP KINERJA REKSADANA PENDAPATAN TETAP TAHUN 2015-2019

2020 ◽  
Vol 1 (1) ◽  
pp. 64-73
Author(s):  
Andini Nurwulandari

Each type of investment has different risks. However, the general rule is that the higher the likelihood of an investment the greater the risk of the instrument. This study uses a qualitative method with a descriptive analysis approach. The data source is secondary data from the official BI website. OJK and BPS. This research covers all OJK mutual funds between 2015-2019. Sampling was done purposively. Data documentation is used for sampling. The results of the study found that the level of development has a negative effect on the results of fixed-income mutual funds, the lower the SBI, the worse the output of mutual funds that have fixed income will be; and inflation does not affect the FIM, because inflation represents a continuous increase in costs for products and services.

Author(s):  
Muhammad Shaleh Avif ◽  
Amrullah Hayatudin ◽  
Panji Adam

Abstract. Exchange of money in muamalah fiqh is called Al-Sharf which is a sale and purchase agreement. This is as happened in Jalan Merdeka, Bandung City, a business that exchanges money that is rife before Idul Fitri. The Indonesian Ulema Council regulates the sale and purchase of currencies (Al-Sharf) in Fatwa Number 28 / DSN-MUI / III / 2002 concerning Currency Trading (Al-Sharf). In this case the authors formulate a problem with the aim of knowing the practice of money exchange services on Jalan Merdeka Bandung and also to find out the Fatwa Analysis of the National Sharia Council of the Indonesian Ulema Council No 28 / DSN-MUI / III / 2002 Concerning Currency Trading (Al-Sharf) Against Money Exchange Services on Jalan Merdeka Bandung.The method in this study is a qualitative method with a descriptive analysis approach. The object of this study is the primary data source in the form of interviews and secondary data sources in the form of books, journals and other literature. Data collection techniques in the form of observation and interviews.The National Sharia Council has kicked the need to establish a fatwa on Al-sharf to be used as a guideline in currency trading transactions. In practice, the exchange of Rp 100,000 can be exchanged with Rp. 2,000 denominations. Currency trading activities carried out on Jalan Merdeka Bandung are in conflict with the DSN-MUI Fatwa on point three, that is, if the value is different then the law is usury  Abstrak.Tukar-menukar uang dalam fiqih muamalah dinamakan Al-Sharf yang merupakan akad jual beli uang. Hal ini sebagaimana terjadi di Jalan Merdeka Kota Bandung, bisnis penukaran uang yang marak terjadi menjelang Idul Fitri. Majelis Ulama Indonesia mengatur jual beli mata uang (Al-Sharf) dalam Fatwa Nomor 28/DSN-MUI/III/2002 Tentang Jual Beli Mata Uang (Al-Sharf). Dalam hal ini penulis merumuskan masalah dengan tujuan Untuk mengetahui Praktik Jasa Penukaran Uang di Jalan Merdeka Bandung dan juga untuk mengetahui Analisis Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia No 28/DSN-MUI/III/2002 Tentang Jual Beli Mata Uang (Al-Sharf) Terhadap Jasa Penukaran Uang di Jalan Merdeka Bandung.Metode dalam penelitian ini adalah metode kualitatif dengan pendekatan deskriptif analisis. Objek penelitian ini adalah sumber data primer berupa wawancara dan sumber data sekunder berupa buku, jurnal dan literatur lainnya. Teknik pengumpulan data berupa observasi dan wawancara.Dewan Syariah Nasional memendang perlu menetapkan fatwa tentang Al-sharf untuk dijadikan pedoman dalam transaksi jual beli mata uang. Pada praktinya penukaran uang Rp 100.000 dapat ditukar dengan pecahan Rp 2.000 sebanyak 45 lembar. Kegiatan jual beli mata uang yang dilakukan di Jalan Merdeka Bandung bertentangan dengan Fatwa  DSN-MUI pada point tiga, yaitu jika nilainya berbeda maka hukumnya riba.


2020 ◽  
Vol 14 (2) ◽  
pp. 16
Author(s):  
G.A.A Agustine Dwi Pradnyaningrat ◽  
I Gusti Ngurah Sudiana ◽  
Putu Kussa Laksana Utama

<p>This research is mainly discussing about the FKUB in Mojokerto Regency where many cross-religion disputes occur. Based on that fact, the problems discussed in this reserach are (1) How is the eksistence of FKUB playing a role in maintaining the cross-religion harmony in Mojokerto? (2) What is the impact given by the FKUB in maintaining the cross-religion harmony in Mojokerto? (3) What is the benefit of communication strategy developed by FKUB in maintaining the cross-religion harmony in Mojokerto?<br />The theories used in this reasearc are (1) the theory of existence by Soren Kierkegaard, (2) the theory of structural fungsional, (3) constructivist theory. This research is using several methods which are Qualitative method with phenomenological approach. The location of this research is Mojokerto Regency while the data used is qualitative data. The data source are primary and secondary data. The technique to determine the informan is purvosive sampling.<br />This research found that (1) The existence of FKUB in carried out dialog between the leaders of various religions create a guideline for each religion to create peace and harmony among them selves and with others. (2) The positive impact is the harmony between religion exist but the negative effect is the bad impression while making the majority as decision maker. (3) there are three benefits gained from the comunication strategy of FKUB which are the villagers become more harmonious especially those having various religions, for the local organization, its member can blend in without thinking about their differences and third for the government officers where they can do their duty without thinking about their differences. It can be said that FKUB is doing an excellent job.</p>


2018 ◽  
Vol 8 (1) ◽  
Author(s):  
Subhan Subhan ◽  
Ferdian Dwi Cahyo

The purpose of this reseach to compare the income tax revenue of Article 4 paragraph 2 and the number of taxpayers before and after the implementation of PP No.46 of 2013 in the KPP Pratama Pamekasan. The data of this research is quantitative data. Source of data used in this research is secondary data. Source of data used in this research is secondary data. whereas secondary data were the Taxpayer Data and acceptance of Income Tax Article 4 paragraph 2 which is registered in KPP Pratama Pamekasan.Using descriptive analysis, the results showed that the implementation of PP No.46 of 2013 affect the acceptance of income tax article 4 paragraph 2. average growth before the implementation of  PP No. 46 of 2013 amounted to 12.01%, after the implementation of PP No. 46 of 2013 the average growth of after 16.72%. The result is strengthened by the result of paired test of t-test that is 0.000 0,05. So the acceptance of Income Tax Article 4 paragraph 2 increased by 4.71%. Average growth The number of taxpayers has increased. before the implementation of PP No. 46 of 2013 amounted to 25.44% and after the implementation of PP No. 46 of 2013 for the implementation of PP No. 46 of 2013 amounted to 33.80%.


2021 ◽  
Vol 10 (2) ◽  
pp. 177-190
Author(s):  
Nur Khosiin

Abdullah Nasih Ulwan’s provides several points of view in the realm of methods of planting Islamic education in children which can later be used as a means to achieve the goals of Islamic education. This research uses the documentation method with a descriptive-interpretative approach, namely an attempt to describe the interpretation of some of the texts of the book at-tarbiyah al-aulad fi al-Islam in the third chapter. As for the primary data source is the book at-tarbiyah al-aulad fi al-Islam, the secondary data source is books and related literature, while the data analysis used descriptive analysis. The results of this study there are five methods of planting Islamic education for children, namely educating by example, customary habits, advice, supervision, and through punishment.


Author(s):  
Nur Laila

Credit risk is one of the most frequent risks in tough financing such as on financing using ijarah and murabahah contracts in Sharia financial institutions. The reason is due to mistakes in the analysis of financing applications and lack of cooperative readiness in managing and anticipating the possibility of risk exposure in the institution. In other hand, sharia cooperatives follow the principle of lost and profit sharing that requires a careful cooperative in managing their business in order to achieve the expected profit target.As Sakinah Cooperation Sidoarjo which has been operating for 19 years only experienced credit risk less than 1%. Therefore, this study is aimed to firstly understand and describe to what extent the implementation of risk management in sharia financing in As Sakinah Cooperation Sidoarjo is, and secondly, to understand and describe the credit risk settlement scheme that occurs in sharia financing in As Sakinah Cooperation Sidoarjo.This research used qualitative method, using a case study approach. Data are collected through interview technique at main source and documents and regulation of the cooperation as secondary data source. The data were analyzed through 3 (three) steps. They are data deduction, data display and conclusion and verification.The results show that the role of the group and the joint responsibility system become the key in reducing credit risk Keywords: management, risk, credit, Ijarah, Murabahah.


2015 ◽  
Vol 6 (1) ◽  
Author(s):  
Erllyn Nurdiansyah *

LSM Kusuma Buana is one of social institution which focus with countermeasures on sex worker problem in Bongas Vilage, Indramayu, Jawa Barat. The purpose of LSM Kusuma Buana to be effort autonomous for PSK. Purpose of this reseacrh are: 1). To description profil of LSM Kusuma Buana as social institution to handle PSK problem. 2). To description character of LSM Kusuma Buana to handle PSK problem in Bongas, Indramayu, Jawa Barat. This research uses kualitatif research methods. Were used primary and secondary data sources. Technique obtained in this research is descriptive analysis that is the data which obtained in this research presented the analyzed descriptively to get an idea about the facts. Information obtained by using purposive sampling tecnique, that is sampling based on speatic objectives. Informats in this study is the LSM Kusuma Buana, prostitutes and former prostitutes. Data was collected by interview methocl, passive participant observation, documentation and literature studies. To examine the validity of this data source using triangulation techniques source and methods. Techniques which used in analyzing the data is data colection, data reduktion, data presentation, and conclusion. The result showed that: 1). LSM Kusuma Buana as social institusion is the first in Bongas Vilage in assitance prostitutes. 2). The role of LSM Kusuma Buana or Kusuma Bongas as home and friend for sex worker, besides its role as facilitator and catalyst, coach and education, as well as colector of capital. 3). Assistance by LSM Kusuma Buana formed a working group named Kusuma Bongas to empower sex worker by providing mentoring programs, such as community empowerment in the form of revolving capital and education about the worse effect of prostitutions and AIDS, health service and skills activties. Form of empowerement that was given to comecrial sex worker and sex worker make increasingly independent and empowered. 4). Empowerment was given to the prostitutes greated positively by them, because the program can empower prostitutes in Bongas Vilage, Indramayu, Jawa barat. Key words: role of social institutional, assistance program, empowerement  


Author(s):  
Nur'aeni Nasifah ◽  
Siska Lis Sulistiani ◽  
Yayat Rahmat Hidayat

Abstract. Sale and purchase is transaction that often done by individual or group because there is a transfer of ownership between goods and assets. In practice, sale and purchase is not only done by face to face but also can be done online, as in the case of the sale and purchase of suppliers data at Agen Fashion. This study aims to find out how the transaction practice is and how Islamic law and ITE Law point of view are, whether it is accordance to the laws or not. This research uses qualitative method with normative juridical approach and literature study. The main sources in this study are secondary data that support this research, such as Alquran, Hadith, and the ITE Law. The interviews as data collection techniques are conducted as supplementary data. The analytical method used is descriptive analysis. The results of this study are the transaction is not  accordance with the terms of sale and purchase in Islamic law because there is a lack of clarity (gharar) on the quality of the object and is not accordance as well as the clause no. 9 of the ITE Law because the seller did not explain the object completely.Keywords: Sale and Purchase, Islamic Law, ITE Law, GhararAbstrak. Jual beli merupakan bentuk transaksi yang sering dilakukan oleh tiap individu atau kelompok karena dalam jual beli terdapat perpindahan kepemilikan antara barang dan harta untuk memenuhi kebutuhan hidup. Pada praktiknya, jual beli tidak hanya dilakukan secara bertatap muka melainkan dapat dilakukan secara online, seperti halnya pada jual beli data supplier di Agen Fashion. Penelitian ini bertujuan untuk mengetahui bagaimana praktik jual beli data supplier di Agen Fashion serta bagaimana hukum Islam dan Undang-Undang No. 11 Tahun 2008 Tentang Informasi dan Transaksi Elektronik memandang praktik jual beli data supplier tersebut, apakah telah sesuai dengan hukum yang menjadi pisau analisis dalam penelitian ini atau belum. Penelitian ini menggunakan metode kualitatif dengan pendekatan yuridis normatif dan studi kepustakaan. Sumber utama dalam penelitian ini adalah data sekunder yang mendukung penelitian ini, yaitu Alquran, Hadis, dan UU ITE. Sedangkan teknik pengumpulan data berupa wawancara dilakukan sebagai data pelengkap. Metode analisis yang digunakan yaitu descriptive analysis. Hasil dari penelitian ini adalah transaksi yang terjadi di Agen Fashion tidak sesuai dengan syarat jual beli dalam hukum Islam karena terdapat ketidakjelasan (gharar) pada kualitas objek transaksi, dan tidak sesuai dengan Pasal 9 dalam UU ITE karena pelaku usaha tidak menjelaskan secara lengkap terkait objek yang ditawarkan.Kata Kunci: Jual Beli, Hukum Islam, UU ITE, Gharar


Author(s):  
Kadek Agus Sudiarawan

This research is aimed identifying the advantages of the regulation of TUPE principles, as well as inhibiting factors for outsourcing companies to apply the TUPE principles after the Decision of the  Constitutional Court Number 27/PUU-IX/ 2011. The research was conducted by using normative-empirical method. The data of the research consisted of primary data and secondary data. All of the collected data were analyzed using qualitative method. The results of this research were presented in a descriptive analysis report. The results of the research indicated he advantages that could be obtained by workers in relation with regulation of the TUPE principles included protection of wages, welfare and working requirements, protection of workers when the company was taken over, protection of workers when there is a change of outsourcing company and regulation of the right to file a lawsuit to the industrial relations court. The inhibiting  factors in the application of the TUPE principles in the  outsourcing companies after the  Decision of Constitutional Court  were the lack of socialization and supervision of the government, various legal loopholes of discrepancies between the implementing regulation and  the Decision of Constitutional Court, uncertainty severance regulation, assumptions that TUPE was a new burden which may disadvantage employers, and the lack of understanding of the workers related to their rights.


2017 ◽  
Vol 8 (2) ◽  
pp. 241
Author(s):  
Eristy Minda Utami ◽  
Riski Taufik Hidayah

The purposes of this research are finding the influence of Capital Structure on Earning Per Share partially and simultaneously. The research method used is descriptive analysis verificative using secondary data. Statistic method is using multiple correlation regression statistic method to test the effect of indenpendent variables (capital structure) on the dependent variable (Earning Per Share) on Jakarta Islamic Index (JII) 2011 - 2016. Results of research using a significance level of 0.95 and 0.05 error rate indicates that the capital structure represented by the ratio of DAR has no effect on Earning Per Share (EPS), DER also has no effect on Earning Per Share (EPS), LDAR has a negative effect on EPS.  


2018 ◽  
Vol 5 (1) ◽  
pp. 10
Author(s):  
Tarsim Dan Erga Yuhandra

Abstrak : Reformasi dan otonomi daerah sebenarnya adalah harapan baru bagi pemerintah dan masyarakat desa untuk membangun desanya sesuai kebutuhan dan aspirasi masyarakat. Kewenangan Badan Permusyawaratan Desa (BPD) dalam melaksanakan fungsi pengawasan kepada pemerintah desa. Tujuan penelitian adalah untuk mengetahui kewenangan BPD dalam melaksanakan fungsi pengawasan sesuai Undang-undang Nomor 6 Tahun 2014 tentang Desa dan fakor-faktor yang menjadi kendala Badan Permusyawaratan Desa dalam melaksanakan fungsi pengawasan kepada pemerintah desa di Desa Sukaharja, Kecamatan Cibingbin, Kabupaten Kuningan. Metode penelitian ini dengan pendekatan yuridis empiris, yaitu menggunakan data primer dan sekunder dan dianalisis dengan metode deskriptif analisis. Hasil penelitian ini adalah kewenangan Badan Permusyawaratan Desa dalam melaksanakan fungsi pengawasan sesuai dengan Undang-undang Nomor 6 Tahun 2014 yaitu BPD memiliki hak untuk mengawasi dan meminta informasi tentang administrasi desa kepada pemerintah desa; menyampaikan pendapat tentang pelaksanaan pemerintahan desa, pelaksanaan pembangunan desa, pengembangan masyarakat desa, dan pemberdayaan masyarakat pedesaan; serta mendapatkan biaya operasional untuk pelaksanaan tugas dan fungsi anggaran pendapatan dan belanja desa serta faktor-faktor yang menjadi kendala yaitu dalam menerapkan fungsi supervisi kepada pemerintah desa terbagi menjadi 2 (dua) : faktor internal termasuk: sarana yang tidak memadai, pola komunikasi tidak berjalan dengan baik, dan anggota BPD tidak mengerti fungsi sedangkan faktor eksternal meliputi: masyarakat tidak mengerti fungsi BPD, ada sosialisasi pemerintah desa terkait fungsi Badan Permusyawaratan Desa , dan faktor sumber daya manusia masyarakat desa. Kesimpulan adalah kewenangan BPD dalam melaksanakan fungsi pengawasan sesuai Undang-Undang Nomor 6 Tahun 2014 tentang Desa yaitu BPD yang berhak mendapat pertanggungjawaban kepala desa dan meminta informasi kepada pemerintah desa.Kata kunci: Otoritas, BPD, Pengawasan, dan Pemerintahan Desa.�THE IMPLEMENTATION OF AUTHORITY OF VILLAGE CONSULTATIVE AGENCY IN RUNNING CONTROL FUNCTIONS ON VILLAGE GOVERNMENT (STUDY IN KUNINGAN REGENCY)�Abstract : The writer conducted this research with background to know the authority of Village Consultative Agency (Badan Permusyawaratan Desa) in implementing supervision function to village government. The purposes of writing this research� are to know the authority of Village Consultative Agency in implementing supervision function according to Law Number 6 of 2014 about Village and what factors that become obstacles are faced by Village Consultative Agency in implementing supervision function to village government in Sukaharja Village, Cibingbin District, Kuningan Regency. This research used descriptive analysis research with juridical-normative approach. Stage of research is through literature research using primary and secondary data collected through documentation and analyzed descriptive qualitative method. The result of this research was the authority of Village Consultative Agency� in implementing supervisory function according to Law Number 6 of 2014 namely VCB has the right to supervise and request information about the administration of village administration to village government; to express opinions on the implementation of village governance, implementation of village development, village community development, and empowerment of rural communities; as well as obtaining operational costs for the execution of duties and functions of the village income and expenditure budget. The factors that into two: internal factor including: inadequate means, communication patterns were not working properly, and members of Village Consultative Agency do not understand the functions while external factors include: the community does not understand the functions of Village Consultative Agency, there was a socialization of the village government related to the function of Village Consultative Agency, and the human resource factor of the village community. The conclusion of paper was the authority of Village Consultative Agency in implementing supervision function according to Law Number 6 of 2014 about Village namely VCB was entitled to hold accountability of village head and ask for information to village government.Keywords: Authority, VCB, Supervision, and Village Government.


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