scholarly journals INTERGENERATIONAL ECONOMIC MOBILITY: THE CASE OF NORTH-WESTERN PAKISTAN

2021 ◽  
Vol 9 (3) ◽  
pp. 1421-1429
Author(s):  
Ansa Javed Khan ◽  
Sajjad Ahmad Jan ◽  
Jawad Rahim Afridi ◽  
Arshia Hashmi ◽  
Muhammad Azeem Ahmed
Keyword(s):  
Low Income ◽  
Skin Color ◽  
Economic Mobility ◽  
Primary Data ◽  
Employment Level ◽  
High Interest Rate ◽  
Access To Credit ◽  
Tribal Identity ◽  
The People ◽  
Simple Regression Model

Purpose of the Study: The research aimed to investigate the role of tribal identity in the economic mobility of the people in the province of Khyber Pakhtunkhwa, Pakistan. Tribal identity is an important determinant of socio-status among the people living in the province and the adjacent areas bordering Afghanistan. This research argues that membership of a tribe either facilitates or constrains the upward economic mobility of people in this part of Pakistan. Methodology: To affirm the aforementioned arguments, the research has used primary data composed of 61 households through random sampling technique via formal survey from an important and representative town of the province, i.e., Utmanzai, District Charsadda. Two kinds of analysis were employed for estimation purposes. First, the demographics profile was used and second econometrics techniques of Principle Component Analysis and Simple Regression Model were used. Main Findings: The findings of the research study showed that tribal identity is a significant factor in determining the economic mobility among the people of the town because the majority tribe has better access to education particularly at a higher level of education. The findings obtained from the employment level shows lack of decent employment opportunities for minority tribe. It was also found that the majority tribe has more access to credit facilities while minority tribe accessing and availing of credit easy while minority tribe found access to credit difficult for the reason of low-income levels, lack of collateral, and high-interest rate. Applications of the Study: The current study contributes to knowledge by explaining intergenerational economic mobility through tribal identity even though they profess the same religion, speak the same language, belong to the same ethnic group, and have the same skin color. Novelty/Originality of this study: The study finds that people’s socioeconomic attributes are highly dependent upon their tribal identity.

scholarly journals CONSTRUCTION COST AND THE GROWTH IN SUPPLY OF REAL ESTATE HOUSING IN KENYA

2016 ◽  
Vol 1 (1) ◽  
pp. 56
Author(s):  
Samuel Mungai Ngugi ◽  
Dr. Lucy Wamugo
Keyword(s):  
Real Estate ◽  
Interest Rates ◽  
Low Income ◽  
Building Materials ◽  
Construction Cost ◽  
Real Estate Market ◽  
Primary Data ◽  
High Interest Rate ◽  
The Real ◽  
The Real Estate

Purpose: The main purpose of this study was to establish the effects of construction cost on the growth in supply of real estate housing in Kenya. Methodology: The study adopted a descriptive research design. The target population was 78 registered real estate companies in Kenya. The sample size was therefore 39 registered real estate companies in Kenya. Primary data was collected through the administration of the questionnairesResults: The study found that finance cost, cost of building materials, cost of land and tax cost have a statistical and negative influence on the growth of supply of real estate housing. The study also concludes that increase in growth of real estate market despite the high interest rate could owe to the price inelastic demand for housing owing to economic disparity in the country. While low income earners, who are majority, are pushed away to less glossy and crowded homes where survival supersedes luxury, the upper middle income purchase of housing units is on the upward spiral.Unique contribution to theory, practice and policy: The study recommended that the government should lower interest expenses so as to encourage the increase in supply of affordable real estate housing. The bank should also lower their interest rates so that the real estate firms can be able to increase the supply of housing. The study also recommends that investors should consider investing in the real estate market despite the erratic interest rates.

scholarly journals The Impact of Coastal Forest Succession and the Healthcare Challenges in Eastern Obolo Local Government Area of Akwa Ibom State, Nigeria

2019 ◽  
pp. 1-9
Author(s):  
Ettemfon Silas Udom ◽  
Iniodu George Ukpong ◽  
Anietie Udom
Keyword(s):  
Medicinal Plants ◽  
Low Income ◽  
Forest Succession ◽  
Soil Analysis ◽  
Group Discussion ◽  
Primary Data ◽  
Coastal Forest ◽  
Nypa Fruticans ◽  
The People ◽  
The Impact

The impact of coastal forest succession and the healthcare challenges was conduct in some selected oil communities in Eastern Obolo. The area was abandoned after severe environment devastation by Oil Company. The major objective of the study was to determine how successions by exotic plants, impacted on the healthcare need of the people. Questionnaires, structured group – discussion and field survey were used to obtained primary data from the field, while internet and library provided the secondary data. Three 25 x 25 cm plots with replicates were designed for recording of plants of 1.0 m in height. ANOVA was employed to determine the relationship between coastal succession and healthcare challenges of the people. From the result, it was observed that succession by Nypa fruticans and the extinction of the original plants were evidence. The soil analysis shows that the nutrients were relatively normal for mangrove ecosystem. Tidal actions, deforestation, pollution, channelization, rise in sea level and flooding were factors that facilitates succession (Xs). Loss of medicinal plants, loss of herbs, low income, proximity to healthcare centres and drugs availability/affordability were healthcare challenges indices (Y). The regression of the Xs and Y variables were significant at 0.05% probability test. It was concluded that loss of medicinal plants, herbs, inaccessibility of health facilities and low income due to succession by exotic Nypa fruticans constituted a serious health problems to the coastal people.

scholarly journals Evaluasi Efektivitas Pasca Huni Penghuni Perumahan Subsidi Dengan Pendekatan Ekonomi

2020 ◽  
Vol 3 (1) ◽  
Author(s):  
Dwira Nirfalini Aulia ◽  
Putri Andriani Hrp
Keyword(s):  
Low Income ◽  
Primary Data ◽  
Good Growth ◽  
Infrastructure Development ◽  
Green Housing ◽  
The People ◽  
Housing Area ◽  
The Social ◽  
North Sumatra ◽  
The City

Indonesia telah terbagi atas beberapa daerah, dan pada setiap daerah sudah banyak dibangun perumahan. Khususnya daerah di kota Medan, Sumatera Utara yang sudah banyak perumahan yang telah dibangun khususnya tempat tinggal bagi masyarakat kota Medan yang berpenghasilan rendah (MBR). Dengan munculnya pembangunan dapat menumbuhkan pertumbuhan ekonomi, dan tersedianya lapangan pekerjaan.Pembangunan infrastruktur termasuk hal penting dalam metode pertumbuhan suatu bangsa yang baik pada sektor ekonomi, sosial, budaya, pendidikan, pertanian dan sektor lainnya.Penelitian ini bertujuan untuk mengetahui rumah subsidi yang dapat dijangkau oleh penghuni MBR dan untuk mengetahui faktor kepuasan penghuni MBR terhadap pembelian rumah subsidi.Metode yang digunakan adalah deskriptif kuantitatif, yaitu menggunakan survey data primer dan mewawancarai kepada narasumber. Hasil penelitian ini diharapkan dapat memberikan manfaat, diantaranya menambah wawasan pengetahuan bagi penulis tentang keadaan sosial dan ekonomi bagi penduduk di perumahan subsidi di daerah Perumahan Hijau 3 Indonesia has been divided into several regions, and in each region many houses have been built. Especially in the city of Medan, North Sumatra, which has built a lot of housing, especially housing for the people of Medan city with low income (MBR). With the advent of development, it can foster economic growth, and the availability of jobs. Infrastructure development is an important factor in a nation's good growth methods in the economic, social, cultural, educational, agricultural and other sectors. This study aims to determine the subsidized houses that can be reached by MBR residents and to determine the satisfaction factor of MBR residents for the purchase of subsidized houses. The method used is descriptive quantitative, using primary data surveys and interviewing informants. The results of this study are expected to provide benefits, including increasing knowledge insight for writers about the social and economic conditions for residents in subsidized housing in the Green Housing area 3

scholarly journals Access to Credit by Smallholder Female Farmers in Ho Municipality, Ghana

2020 ◽  
Vol 6 (1) ◽  
pp. 17
Author(s):  
Grace Denny Doku ◽  
Joyce Mamle Mawusi Obubuafo ◽  
Margaret Aba Sam Hagan
Keyword(s):  
Interest Rate ◽  
Financial Institutions ◽  
Descriptive Statistics ◽  
Primary Data ◽  
High Interest Rate ◽  
Level Of Education ◽  
Access To Credit ◽  
Governmental Organizations ◽  
Non Governmental Organizations ◽  
Female Farmers

The study investigated the access to credit facilities by smallholder female farmers in the Ho municipality. Data for the study was collected from 58 randomly sampled smallholder female farmers in the Ho Municipality of Ghana. Primary data was the main source of data used for the study. Descriptive statistics including frequencies, percentages and graphs as well as inferential statics were used to analyze the data collected from the female farmers. Result of the study revealed that most of the female farmers within the municipality are aware of various sources they can access credit facility. However, several factors were identified to be militating against their access to credit. These factors include: High interest rate, lack of collaterals, low level of education was some of the factors identified. In conclusion, there is the need to encourage some of the financial institutions to support these farmers with concessionary loans. It is also recommended that Non-governmental organizations operating in the financial sector should come to the aid of these female farmers.

scholarly journals Factors influencing adoption of improved technology among maize farmers in Ekiti State Nigeria

Agrosearch ◽  
2021 ◽  
Vol 20 (2) ◽  
pp. 102-112
Author(s):  
C.J. Okonji ◽  
O.T. Awolu
Keyword(s):  
Sampling Technique ◽  
Educational Status ◽  
Primary Data ◽  
Single Digit ◽  
Maize Production ◽  
High Interest Rate ◽  
Access To Credit ◽  
Maize Seeds ◽  
Production Areas ◽  
Improved Technology

This study was conducted to investigate the factors determining the adoption of improved maize technologies among farmers in Ekiti State, Nigeria. A two-stage sampling technique was used in selecting the respondents for the study. Primary data were collected with the use of a semi-structured questionnaire. Descriptive statistics and regression model were used for the analysis. The majority of maize producers in the study area were married, fairly educated and of middle age. The results further showed that the maize farmers were faced with a series of problems such as inadequate credit, bad road network, high-interest rate and lack of collateral. Meanwhile, the adoption of improved maize technology by the farmers was significantly influenced by the use of manure, appropriate planting techniques, use of herbicide, extension visit, and educational status of the farmers. To boost maize production in the study area, the study recommends the provision of single digit loan interest and with facilities, subsidies on farm inputs, construction of roads to production areas, provision of improved maize seeds while farmers should collect a certificate of occupancy on their farmlands to enhance the chances of increasing their access to credit facilities.

PENGARUH TRANSPARANSI PENGELOLAAN KEUANGAN DANA DESA DAN PEMBERDAYAAN MASYARAKAT TERHADAP KESEJAHTERAAN MASYARAKAT DESA SIDOHARJO

2020 ◽  
Vol 28 (1) ◽  
pp. 35-50
Author(s):  
Dewi Kusuma Wardani ◽  
Ratih Ranika Putri Utami
Keyword(s):  
Financial Management ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Community Empowerment ◽  
Primary Data ◽  
Community Members ◽  
The People ◽  
Quantitative Descriptive ◽  
Positive Effect

This study aims to determine the effect of transparency in financial management of village funds and community empowerment on community welfare in Sidoharjo Village, Tepus District, Gunungkidul Regency. This research method uses quantitative descriptive methods and primary data using questionnaires. This study took a sample of residents who were divided into 11 hamlets in Sidoharjo Village, Tepus District, Gunung kidul Regency. The sampling technique is stratified random sampling. Data collection is done by distributing questionnaires directly to people’s homes, attending social gatherings and routine meetings held by community members. It aims to obtain more data from respondents directly. The number of questionnaires processed was 120 questionnaires. Data were analyzed using multiple linear regression analysis. The results of this study indicate that community empowerment has a positive effect on the welfare of the people of Sidoharjo Village, Tepus District, Gunungkidul Regency, while transparency in financial management of village funds does not affect the welfare of the community in Sidoharjo Village, Tepus District, Gunungkidul Regency.

URBAN DISPLACEMENT AND LOW-INCOME COMMUNITIES: THE CASE OF THE AMERICAN CITY FROM THE LATE TWENTIETH CENTURY

2016 ◽  
Vol 10 (2) ◽  
pp. 06 ◽  
Author(s):  
Jason Knight ◽  
Mohammad Gharipour
Keyword(s):  
Urban Communities ◽  
Low Income ◽  
Urban Redevelopment ◽  
Minority Populations ◽  
The People ◽  
History Of ◽  
Late Twentieth ◽  
Cultural Connections ◽  
American Cities ◽  
Late Twentieth Century

How can urban redevelopment benefit existing low-income communities? The history of urban redevelopment is one of disruption of poor communities. Renewal historically offered benefits to the place while pushing out the people. In some cases, displacement is intentional, in others it is unintentional. Often, it is the byproduct of the quest for profits. Regardless of motives, traditional communities, defined by cultural connections, are often disrupted. Disadvantaged neighborhoods include vacant units, which diminish the community and hold back investment. In the postwar period, American cities entered into a program of urban renewal. While this program cleared blight, it also drove displacement among the cities’ poorest and was particularly hard on minority populations clustered in downtown slums. The consequences of these decisions continue to play out today. Concentration of poverty is increasing and American cities are becoming more segregated. As neighborhoods improve, poorer residents are uprooted and forced into even more distressed conditions, elsewhere. This paper examines the history of events impacting urban communities. It further reviews the successes and failures of efforts to benefit low-income communities.

ANALISIS YURIDIS PERJANJIAN JUAL BELI MELALUI MEDIA ELEKTRONIK BERDASARKAN KUH PERDATA DAN UNDANG - UNDANG NOMOR 11 TAHUN 2008 TENTANG INFORMASI DAN TRANSAKSI ELEKTRONIK

2020 ◽  
Vol 18 (1) ◽  
pp. 114
Author(s):  
Anggit Rahmat Fauzi ◽  
Ansari Ansari
Keyword(s):  
Descriptive Analysis ◽  
Legal Protection ◽  
Secondary Data ◽  
Electronic Media ◽  
Primary Data ◽  
The Internet ◽  
Legal Problem ◽  
Civil State ◽  
Consumer Protection Act ◽  
The People

The utilization of e-commerce media in the trading world brings impact to the international community in general and the people of Indonesia in particular. For Indonesian people, This is related to a very important legal problem. The importance of law in the field of e-commerce is mainly in protecting the parties who transact through the Internet. The purpose of this study is to know the legal review of the buying and selling agreements through electronic media as well as to know the legal protections for sellers and buyers if one of the parties commits a default. The research uses a normative juridical method of approach and the discussion is done in a descriptive analysis. The source and type of data used are primary data and secondary data. While the data collection techniques using literature studies, and the data obtained will be analyzed qualitatively. The agreement to buy and sell through electronic media is a new phenomenon that has been implemented in various countries and regulated in the Civil state nor law ITE. Legal protection for the parties in the sale and purchase agreements through electronic media is governed by the consumer protection ACT. Any breach must respond to any loss arising from his or her actions.

Penerapan Weighted Sum Model (WSM) Dalam Penentuan Peserta Jaminan Kesehatan Masyarakat

2017 ◽  
Vol 2 (1) ◽  
pp. 40
Author(s):  
Mesran Mesran ◽  
Suginam Suginam ◽  
Surya Darma Nasution ◽  
Andsyah Putera Utama Siahaan
Keyword(s):  
Low Income ◽  
Poverty Line ◽  
Weighted Sum ◽  
Government Programs ◽  
Head Of Household ◽  
Treatment Services ◽  
The People ◽  
Community Health Insurance ◽  
The Government ◽  
Simple Additive Weighting

Community Health Insurance is one of the government programs for the people of Indonesia in obtaining treatment services at Puskesmas. The program is very helpful for people who are low income and live below the poverty line. Indicators for the government in providing this service consists of 10 (ten) criteria that are House Ownership Status, Floor Area per Household Member, Type of Floor of House, Type of Wall House, Lighting House Used, Fuel Used, Frequency Of Eating In A Day, Ability Buy meat/chicken/milk in a week, Employment of head of household, Education of head of household. In the application, of course, has constraints in deciding who the participants who get the Jamkesmas service. With the application of one of Multi-Criteria Decision Making (MCDM) able to overcome obstacles faced by government. Some methods of MCDM such as Simple Additive Weighting(SAW), Weighted Product(WP), Weighted Sum Model(WSM) can solve this problem. By applying the WSM is relatively easy and fast, is believed to be able to get the best results.

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