scholarly journals BAGAIMANA DAMPAK TRANSAKSI NON TUNAI DAN INFLASI TERHADAP JUMAH UANG YANG BEREDAR

2020 ◽  
Vol 11 (1) ◽  
pp. 130-148
Author(s):  
Meilinda Nur Rasyida Fatmawati ◽  
Indah Yuliana

ABSTRAK Transaksi non tunai kini semakin banyak digunakan dalam bertransaksi. Selain lebih praktis, mudah dan cepat, transaksi non tunai memiliki pengaruh terhadap kebijakan moneter di Indonesia. Dalam kebijakan moneter, transaksi non tunai mempengaruhi tingkat jumlah uang beredar di masyarakat. Selain itu, terdapat faktor lain yang dapat mempengaruhi jumlah uang beredar yaitu inflasi. Transaksi non tunai pada penelitian ini menggunakan ATM debet, ATM kredit dan uang elektronik. Tujuan penelitian ini adalah untuk mendapatkan bukti pengaruh transaksi non tunai terhadap jumlah uang beredar di Indonesia dengan inflasi sebagai variabel moderasi selama tahun 2015- 2018. Pengumpulan data menggunakan data sekunder dan teknik analisis yang digunakan adalah uji Moderating Regression Analysis (MRA). Berdasarkan hasil penelitian yang telah dilakukan adalah transaksi non tunai memiliki pengaruh positif dan signifikan terhadap jumlah uang beredar dan inflasi mampu memperkuat hubungan transaksi non tunai terhadap jumlah uang beredar.   Kata Kunci: ATM debet. ATM kredit, uang eletronik, inflasi, jumlah uang beredar (M1)   ABSTRACT The use of Non-cash transactions in society are increasing recently. It is more practical, easy and fast, moreover non-cash transactions have an influence on monetary policy in Indonesia. In monetary policy, non-cash transactions affect the level of money supply. In addition, there are other factors that can affect the money supply, namely inflation. Non-cash transactions in this study use a debit ATM, credit ATM and electronic money. The purpose of this study is to obtain evidence of the effect of non-cash transactions on the money supply in Indonesia with inflation as a moderating variable during 2015-2018. Data collection is based on secondary data and the analysis technique used is Moderating Regression Analysis (MRA) test. This research results that non-cash transactions have a positive and significant effect on the money supply and inflation is able to strengthen the relationship of non-cash transactions and the money supply. Keywords: Debit AT, ATM credit, electronic money, inflation, money supply (M1)

2019 ◽  
Vol 11 (2) ◽  
pp. 269-283
Author(s):  
MEILINDA NUR RASYIDA FATMAWATI ◽  
Indah Yuliana

ABSTRACTNowadays, Non-cash transactions are increasingly used in transactions. Besides being more practical, easy and fast, non-cash transactions influence monetary policy in Indonesia. In monetary policy, non-cash transactions affect the level of money supply. Also besides, other factors can affect the money supply, namely inflation. Non-cash transactions in this study use a debit ATM, credit ATM, and electronic money. The purpose of this study is to obtain evidence of the effect of non-cash transactions on the money supply in Indonesia with inflation as a moderating variable during 2015-2018. Data collection is based on secondary data and the analysis technique used was Moderating Regression Analysis (MRA) test. Based on the results of research conducted, non-cash transactions have a positive and significant effect on the money supply and inflation can strengthen the relationship of non-cash transactions to the money supply.Keywords: non-cash transactions; Debit ATM. ATM credit, electronic money, inflation, money supply (M1) ABSTRAKTransaksi non tunai kini semakin banyak digunakan dalam bertransaksi. Selain lebih praktis, mudah dan cepat, transaksi non tunai memiliki pengaruh terhadap kebijakan moneter di Indonesia. Dalam kebijakan moneter, transaksi non tunai mempengaruhi tingkat jumlah uang beredar di masyarakat. Selain itu, terdapat faktor lain yang dapat mempengaruhi jumlah uang beredar yaitu inflasi. Transaksi non tunai pada penelitian ini menggunakan ATM debet, ATM kredit dan uang elektronik. Tujuan penelitian ini adalah untuk mendapatkan bukti pengaruh transaksi non tunai terhadap jumlah uang beredar di Indonesia dengan inflasi sebagai variabel moderasi selama tahun 2015- 2018. Pengumpulan data menggunakan data sekunder dan teknik analisis yang digunakan adalah uji Moderating Regression Analysis (MRA). Berdasarkan hasil penelitian yang telah dilakukan adalah transaksi non tunai memiliki pengaruh positif dan signifikan terhadap jumlah uang beredar dan inflasi mampu memperkuat hubungan transaksi non tunai terhadap jumlah uang beredar. Kata Kunci: transaksi non tunai; ATM debet. ATM kredit, uang eletronik, inflasi, jumlah uang beredar (M1) 


2019 ◽  
pp. 109
Author(s):  
Putu Devi Ayu Utari ◽  
Putu Ery Setiawan

Badung Utara, Badung Utara, Badung Utara. To find out whether the preference must be able to moderate the relationship between understanding of tax regulations on individual taxpayer regulations in the North Badung region. The minimum number of samples used in the study were 100 (one hundred) individual taxpayers at North Badung KPP Pratama. This study uses the accidential sampling method. The method of data collection uses the questionnaire method. The data analysis technique used is Moderated Regression Analysis (MRA). The results obtained related to understanding tax regulations, positive and significant to taxpayer obligations, as well as risk preferences can moderate the relationship of understanding tax regulations with taxpayer assistance. Keywords: Understanding of Taxes, Tax Compliance, Risk Preference.


2016 ◽  
Vol 5 (02) ◽  
Author(s):  
Ari Wibowo ◽  
Suroso .

This study aims to determine (1) The relationship adversity quotient with work readiness, (2) The relationship of self-efficacy with work readiness, (3) The relationship adversity quotient and self efficacy with work readiness student class XII Multimedia Skills Program of SMK 1 Jombang. The population of this study is all students of class XII Multimedia skills program of SMK Negeri 1 Jombang as many as 316 students. Data collection using a scale. The trials of research instruments conducted to the students of SMKN 2 Jombang as many as 80 students of class XII Multimedia Skills Program. Testing of prerequisite analysis includes normality test and linearity test. The data analysis technique used is the technique of multiple regression analysis. The results of this study are (1) Adversity Quetientand Self effiacy havepositive and significant impact to the Work Readiness of students class XII Multimedia Skills Program SMKN 1 Jombang. indicated by the test results of the regression analysis to get the value of the regression F = 13.049, p = 0.000 (p <0.01), (2) Adversity Quetient have positive and significant impact to the work readiness of students class XII of SMKN 1 Jombang.based on the results of the regression partial analysis found Regression t values between variables adversity quetient with work readiness = 4.266 and r partial = 0.437 and p = 0, 000 (p <0.01), (3) Self Efficacy has not positive and significant impact to the work readiness of students class XII of SMKN 1 Jombang indicated by the value of r partial correlation between self-efficacy with work readiness = 0.010, and the value of t regression = 089 and, with p = 0, 930 (p> 0.01).Keywords : Adversity Quotient, Self Efficacy, Job Readiness


2020 ◽  
Vol 5 (1) ◽  
pp. 77
Author(s):  
Cahya Wahyuning Ilahi ◽  
Syamsul Hadi ◽  
Purnomo Purnomo

<p><strong>Abstract: </strong>This research aimed to know the relationship between the implementation of 5R work culture in the school, the perception of teacher’s personality competence, the understanding of Islamic religion, and the vocational characteristics of TKJ competence students in Islamic-based Vocational Schools. This study involved TKJ competence students in Islamic-based Vocational Schools using ex-post facto research design. Meanwhile, the analysis technique used was regression analysis. The research results showed that the implementation of 5R work culture, the perception of teacher’s personality competence, and the understanding of religion of TKJ competence students in the Islamic-based Vocational Schools with a predicate of fair or moderate.</p><strong>Abstrak:</strong> Tujuan penelitian ini adalah untuk mengetahui hubungan antara penerapan budaya kerja 5R di sekolah, persepsi tentang kompetensi kepribadian guru, pemahaman Agama Islam dengan karakter kejuruan siswa Kompetensi Keahlian TKJ di SMK berbasis Islam. Penelitian ini dilakukan pada siswa Kompetensi Keahlian TKJ di SMK berbasis Islam menggunakan rancangan penelitian <em>ex-post facto</em>, sedangkan teknik analisisnya menggunakan analisis regresi. Hasil penelitian menunjukkan bahwa penerapan Budaya Kerja 5R, persepsi kompetensi kepribadian guru, dan pemahaman Agama siswa Kompetensi Keahlian TKJ di SMK berbasis Islam se-Kabupaten Malang secara simultan berkorelasi dengan variabel Karakter Kejuruan meskipun dengan predikat cukup atau sedang.<strong> </strong>


2019 ◽  
Vol 1 (3) ◽  
pp. 1510-1517
Author(s):  
M. Ardhy Erwanda ◽  
Henri Agustin ◽  
Erly Mulyani

This study aims to determine the effect of applying e-filing and knowledge of taxation on taxpayer compliance. Compliance costs as moderating variable that moderate relations between application e-filing and knowledge taxation on the taxpayer compliance. The population in this study is taxpayers in Padang city. The number off samples used was 100 respondents with the sampling method using purposive sampling. The data used in this study are primary data. Data collection techniques are done by questionnaire. The data analysis technique used is multiple regression and moderated regression analysis. The results obtained are the application of e-filing has a significant positive effect on taxpayer compliance, knowledge of taxation does not affect taxpayer compliance, compliance costs proved to moderate the relationship between the implementation of e-filing and taxpayer compliance, and the cost of compliance was not proven to moderate the knowledge relationship of taxation with taxpayer compliance


Author(s):  
Ahmad Roziq ◽  
Ayang Marizca ◽  
Alwan Sri Kustono

This study aims to examine and analyze the effect of capital and asset structure on the risk of financing and profitability of Islamic banks in Indonesia. This type of research is explanatory research, namely research that explains the relationship of the influence of the independent variable on the influence of the dependent variable through a hypothesis test using path analysis. The data used in this study is secondary data on capital structure, asset structure, risk, and profitability in Islamic banks for the 2014-2018 period. The data collection method used in this research is the documentation method. The results of the study conclude that capital structure has a significant effect on risk but does not have a significant effect on profitability, asset structure has no significant effect on risk and profitability and risk has a significant effect on profitability. The results of analysis and discussion can be advised the management of Islamic banks to improve the performance of Islamic banks, so the management of Islamic banks must be able to establish an efficient capital structure, namely by using temporary syirkah funds that use an efficient profit-sharing system and loans with the wadiah system.


Author(s):  
Sujoko Sujoko ◽  
Listiana Listiana

The purpose of this research is to describe the religious values related to the relationship between human and God, relationship of human to humans, and the relationship between human and nature in the novel Rania Lantunan Cinta Di Sepertiga Malam by Eria Chuzaimiah and Nasrullah. This research is descriptive qualitative. The data collection technique used in this research is documentation study. In analyzing the data, content analysis technique is used. The results of this study consisted of 164 expressions. The religious value of the relationship between human and God includes the following five aspects: 1) there are 36 expressions of believing in Allah; 2) there are 44 expressions of wroshipping Allah; 3) there are 49 expressions of being grateful for His blessings; 4) there is one expression of being patient with His trials; 5) there are nine expressions of asking for forgiveness. The religious value of human to human relation includes 4 aspects, as follows: 1) there is one expression of fairness, 2) 10 expressions of helping each other, 3) eight expressions of forgiveness; and 4) five expressions of keeping promises. The religious value of the relationship between human and nature includes one aspect which only occures one time namely preserving the environment.


2021 ◽  
Vol 4 (2) ◽  
pp. 111
Author(s):  
Novita Sari ◽  
Tritjahjo Danny Soesilo ◽  
Setyorini Setyorini

As long as humans live, they need interaction with other people both individually and in groups, as social beings humans will go through stages of life that influence one another. One of them is the adolescent stage which has a big influence on his life. This study aims to determine the significance of the relationship between emotional intelligence and social skills with self- adjustment in youth youth organizations of Bina Muda Desa Ngrawan. The population in this study amounted to 30 adolescents. Data collection techniques used in this study were emotional intelligence questionnaires, social skills questionnaires, and self-adjustment questionnaires that have been developed by researchers. The data analysis technique used in this research is the Kendall-tau technique which is processed with the help of the SPSS program. 26.0 for windows. Based on the research results obtained r = 0.560 and p = 0.000 <0.05, which indicates that there is a significant relationship between emotional intelligence and social skills with self-adjustment in youth youth organizations at Ploso Hamlet, Ngrawan Village, Getasan, District Semarang. From these results it can be concluded that the higher the score for emotional intelligence and social skills, the higher the score for self-adjustment. Conversely, the lower the emotional intelligence and social skills scores, the lower the adjustment scores will be.


2021 ◽  
Vol 3 (1) ◽  
pp. 14
Author(s):  
Victor Pattiasina ◽  
Muhamad Yamin Noch ◽  
Herman Surijadi ◽  
Muhammad Amin ◽  
Eduard Yohannis Tamaela

The purpose of this study is to examine and analyze the effect of auditor competence and independence on audit quality as moderated by auditor ethics and professional commitment. The population of this study is the BPKP Auditor Representative of Papua Province with census sampling as the sampling method. Data collection was carried out by direct survey. Hypothesis testing was tested empirically using Moderated Regression Analysis. The results of the study have proven that the competence and independence of auditors has a positive and significant effect on audit quality at BPKP Representatives of Papua Province. It is evidenced by the regression coefficient, which shows that the increase follows competence or independence of auditors increases, as well as the increase of audit quality. The results of this study also show that the interaction or influence of auditor ethics does not moderate the effect of auditor competence on audit quality at BPKP Representatives of Papua Province. Moreover, the interaction of professional commitment does not moderate the effect of auditor independence on audit quality. It is believed that the factor caused the phenomena is that the auditors of BPKP Representative of Papua Province have good values or fundamental principles of ethics as well as professional commitment. The values that have been held so far are relatively relevant or have a lot in common with the auditors’ ethics and professional commitment. 


2018 ◽  
pp. 1205
Author(s):  
Siti Fatimah ◽  
I Dewa Nyoman Wiratmaja

The purpose of this study was to determine the effect of auditor switching and financial distress on audit delay, as well as complexity of operations of the company as a moderating influence auditor switching and financial distress on audit delay. This research was conducted in consumer goods companies listed on the Indonesian Stock Exchange (BEI) of the year 2011- 2016. Samples taken as many as 156 companies using purposive sampling technique. The data collection was conducted using non-participant observation. The analysis technique used is Moderated Regression Analysis (MRA). Analysis results showed that auditor switching have no affect audit delay, while financial distress positively affect audit delay. Complexity of operations of the company was not able to moderate the relationship between auditor switching and financial distress with audit delay. Keywords: Audit Delay, Auditor Switching, Financial Distress, Complexity of Operations of the Company


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