scholarly journals PEMBERDAYAAN PEREMPUAN MISKIN PADA USAHA KECIL DI PERDESAAN MELALUI LAYANAN LEMBAGA KEUANGAN MIKRO

Populasi ◽  
2016 ◽  
Vol 18 (1) ◽  
Author(s):  
Amelia Maika ◽  
Eddy Kiswanto
Keyword(s):  
Family Welfare ◽  
Fast Process ◽  
Grameen Bank ◽  
The Poor ◽  
Poor Women

This paper will be discussing the service of microfinance agency which had influenced the welfare of poor women who became its clients. The research for this paper took place in Kecamatan Bayat, Klaten, which has been the location of a growing microfinance agency, Mitra Usaha Mandiri (MUM). With the help from this microfinance agency, the poor women were expected to be able to improve their family welfare and gain more income. The easy procedure to apply and its fast process were the keys success of this microfinance agency. The form of this microfinance agency was Grameen Bank model. This model has shown a significant result in many countries. Grameen Bank model put women as their clients because giving credit to women has minor risk compared to men.

An Advancement to the Grameen Bank Model

2021 ◽  
pp. 235-251
Author(s):  
Khushboo Deepakkumar Bhatt ◽  
Manali Pinank Vin
Keyword(s):  
Financial Service ◽  
Financial Inclusion ◽  
Key Factors ◽  
Comprehensive Understanding ◽  
Grameen Bank ◽  
Rural Entrepreneurship ◽  
The Poor ◽  
Poor Women ◽  
Prior Literature ◽  
The Needy

This chapter proposes the concept of the Grameen Bank initiated by Muhammad Yunus as a prototype for promoting rural entrepreneurship within the under-developed rural community governed by the digital portal. There are many factors that were considered important for the shift from microfinance to financial inclusion when proposing the model. One of the key factors is what is happening with data in general and our ability through digitization to have a more comprehensive understanding of the needs of the poor community. The Grameen model is considered as an advanced empathetic financial service that is appropriate for the needy poor women located in rural locations. By analyzing prior literature on Grameen model, in this chapter, an advancement to the existing Grameen model is proposed.

The Impact of Microcredit on the Poor in Bangladesh

2005 ◽  
Vol 30 (2) ◽  
pp. 165-189 ◽  
Author(s):  
Patrick Develtere ◽  
An Huybrechts
Keyword(s):  
Social Impact ◽  
Economic Impacts ◽  
Economic Life ◽  
Grameen Bank ◽  
The Poor ◽  
The Social ◽  
Poor Women ◽  
The Impact

This article presents a comparative overview of the most relevant findings from studies of the impact of microcredit institutions like the Grameen Bank and BRAC in Bangladesh. It first evaluates the evidence on economic impacts, which suggests that the vulnerability of bank members has been reduced even if there is no consensus about whether the two institutions also reduce poverty. It then considers the social impact, especially in relation to the situation of poor women and to various spill-over effects in different spheres of social and economic life.

scholarly journals Implementasi Pembiayaan Manindo Grameen Syariah dengan Akad Murabahah pada Koperasi Mitra Manindo Cabang Panyabungan

2021 ◽  
Vol 6 (1) ◽  
pp. 15
Author(s):  
Jureid Jureid
Keyword(s):  
Data Collection ◽  
Descriptive Analysis ◽  
Qualitative Approach ◽  
Objective Data ◽  
Grameen Bank ◽  
The Poor ◽  
Poor Women ◽  
Bank System ◽  
Business Financing

Manindo Grameen Syariah (MGS) product is a non collateral financing product for Koperasi Mitra Manindo customers. It is a solution for the poor in obtaining business financing. Koperasi Mitra Manindo adopts the Grameen Bank system and combine it  with a murabahah agreement to make it easier for poor women to obtain Startup Capital. This study used a qualitative approach with descriptive analysis by describing the actual information obtained from the respondents. Data collection techniques are through documentation, observation and interview with interviewess in order to produce in-depth and objective data. The results of this study conclude that in implementing Murabahah financing, Koperasi Mitra Manindo does not provide goods as Murabahah objects but provides money without using the wakalah contract as a complement to the contract. In this case,  Koperasi  uses a mudharabah financing scheme with a murabahah contract but it still causes damage to the contract due to the absence of object objects. Manindo Grameen Syariah financing with a murabahah contract carried out by the Manindo Mitra Cooperative is not in accordance with the murabahah principle, particularly about the object of goods (mabi '), Koperasi Mitra Manindo is supposed to act as a seller does not have goods to be traded but only provides money as business capital for its members.

Women Welfare Measures Implemented During DMK Regime

Think India ◽  
2019 ◽  
Vol 22 (3) ◽  
pp. 772-779
Author(s):  
T.Vinsela Jeev
Keyword(s):  
Police Department ◽  
Small Scale ◽  
Economic Activities ◽  
The Poor ◽  
Small Scale Industry ◽  
Poor Women ◽  
The Government ◽  
Physically Challenged ◽  
Self Help Groups ◽  
School Books

During the DMK regime many welfare schemes for implemented for women especially. This schemes for developments for socio and economic activities for women. The poor women, widows, physically challenged were benefited their schemes. The government allotted lot of sewing machines, Free school books, Midday meal schemes, Small scale Industry, Self help groups, Boating supply for fisher mans and many women teachers were appointed in Elementary school, Middle school, High schools. Women’s were appointed in police Department and also so many schemes for the development of socio and economic condition of the poor women people.

Livelihood Promotion: Can the Collectives of NRLM Really Do It?

2021 ◽  
pp. 097300522110008
Author(s):  
H. S. Shylendra
Keyword(s):  
Poverty Alleviation ◽  
Integrated Approach ◽  
Development Programme ◽  
Professional Support ◽  
Role Clarity ◽  
The Poor ◽  
Rural Livelihood ◽  
Poor Women ◽  
Policy Suggestions ◽  
New Generation

As a new generation development programme, the National Rural Livelihood Mission (NRLM) has sought to promote collectives of the poor women as the corner-stone of its strategy for livelihood promotion. The livelihood enhancement is meant to be actualised through a multi-dimensional strategy of livelihood protection and promotion. The paper hypothesised that despite their avowed goal, the collectives of women are bound to face enormous challenges in the livelihood promotion in the absence of an integrated approach more so in the context of neoliberalism. The findings of the paper corroborate the hypothesis to a great extent. Contrary to the theoretical visualisation of institutionalists, collectives of poor have faced challenges in their self-reliant emergence. The intervention has emerged more as a minimalist microfinance with inherent limitations regarding poverty alleviation. The paper concludes that the collectives of NRLM have a long way to go before they can emerge as strong livelihood promoting agencies. Sustained support to build the capacities of the fledging collectives, a reversal of the top–down elements of their multi-tier structure and the strong need for greater role clarity for the collectives along with professional support are some of the policy suggestions.

The Market at the Bottom of the Pyramid: Understanding the Culture of Poverty

2013 ◽  
Vol 12 (4) ◽  
pp. 489-513 ◽  
Author(s):  
Fauzia Erfan Ahmed
Keyword(s):  
Private Sector ◽  
Bottom Of The Pyramid ◽  
Grameen Bank ◽  
Culture Of Poverty ◽  
The Poor ◽  
Segmentation Approach

Abstract As never before, the private sector can make a difference at the bottom of the pyramid (BOP). But little is known about who the poor really are, the environment in which they live, and how to create value for them. This also means that little is known about how to establish a business at the BOP that meets both development and profit goals. This article presents a segmentation approach embedded in a larger theory of the culture of poverty to help businesses focus on serving the BOP. I focus on examples from my research on the Grameen Bank in Bangladesh and Patrimonio Hoy in Mexico to show examples of applications of segmentation theory to businesses at the BOP.

scholarly journals EFEKTIVITAS PROGRAM USAHA PENINGKATAN PENDAPATAN KELUARGA SEJAHTERA (UPPKS) UNTUK PEMBERDAYAAN MASYARAKAT MISKIN

2021 ◽  
Vol 5 (1) ◽  
pp. 36
Author(s):  
Muntaha Mardhatillah
Keyword(s):  
Program Implementation ◽  
Program Effectiveness ◽  
Family Welfare ◽  
Internal Constraints ◽  
Weak Supervision ◽  
External Constraints ◽  
The Poor ◽  
Research Findings ◽  
The Government ◽  
Foster Father

BKKBN as an organizer of family empowerment of the government to create a program Families Economic Empowerment by forming a group container (UPPKS), which is in its implementation in the city of Padang Panjang still encountered a number of problems. The purpose of this research is to determine the level of program effectiveness (UPPKS) in empowering the poor in Padang Panjang city, here are also seen what obstacles are encountered during program implementation and what efforts can be made to overcome these obstacles. The method used in this research is mixed methods were used to measure the effectiveness of the UPPKS program using the model of evaluation CIPO by Stufflebeam, then to get deeper conclusions regarding the results of the study used qualitative methods through observation and interviews. The research findings indicate that the effectiveness program (UPPKS) for empowerment of the poor in Padang Panjang been effective with 70.55% good category. Although the implementation of the program UPPKS in accordance with existing procedures but has not been fully able to improve the welfare of its members. This can be seen with still found some constraints in implementation, obstacles encountered can be categorized into two forms of internal constraints and external constraints. Internal constraints such as: weak supervision of the program, the lack of capital coming from the government, coaching is not evenly distributed. External constraints such as: the use of aid funds is not maximized, the lack of creativity and innovation groups in finding and utilizing financial resources, delays in repayment of the loan. Efforts are made to overcome these obstacles is to involve family welfare III acted as a foster father in group, guidance, and constraints derived from program participants made efforts such as mentoring, conducting proactive system for members jammed in payments.

scholarly journals Sosyal Yardımlaşma ve Dayanışma Vakıflarından Sosyal Yardım Alan Kadınların Bazı Sosyo-Demografik Özellikleri ile Yoksullukla Bağlantılı Deneyim ve Görüşleri

2021 ◽  
Vol 7 (13) ◽  
pp. 259-282
Author(s):  
Melike YALÇIN
Keyword(s):  
Research Method ◽  
Quantitative Research ◽  
Social Assistance ◽  
Demographic Characteristics ◽  
Adult Women ◽  
Young Adult Women ◽  
Level Of Education ◽  
Face To Face ◽  
The Poor ◽  
Poor Women

With this research, it is aimed to reveal some socio-demographic characteristics, experiences and opinions related to poverty, and power situations of coping with poverty of poor women who receive social assistance from social assistance and solidarity foundations. The quantitative research method was used in the study, and the data were obtained by making face-to-face interviews with women who received social assistance from Ankara province Altındağ, Mamak and Keçiören Social Assistance and Solidarity Foundations and accepted to participate in the study. The poor women participating in the research are young adult women with a low level of education, married, have at least one child, are unemployed and earn their living on social assistance. They define poverty as not being able to meet their needs and state the reason for poverty as unemployment. Participants see social assistance as a strategy to cope with poverty and think that the aid given is not enough to provide for their livelihood. They think that women are affected more by poverty than men, and they define their strengths mostly as being a good mother and wife.

Poverty and Welfare Among the Portuguese Jews in Early Modern Amsterdam

2012 ◽  
Author(s):  
Tirtsah Levie-Bernfeld
Keyword(s):  
Early Modern ◽  
Cultural Influences ◽  
Survival Strategies ◽  
The Poor ◽  
Jewish Society ◽  
Welfare Institutions ◽  
Poor Women ◽  
Relative Tolerance ◽  
Decision Making Processes ◽  
Work Education

Early modern Amsterdam was a prosperous city renowned for its relative tolerance, and many people hoping for a better future, away from persecution, wars, and economic malaise, chose to make a new life there. Conversos and Jews from many countries were among them, attracted by the reputed wealth and benevolence of the Portuguese Jews who had settled there. Behind the facade of prosperity, however, poverty was a serious problem. It preoccupied the leadership of the Portuguese Jewish community and influenced its policy on admitting newcomers. This book looks at poverty and welfare from the perspective of both benefactors and recipients. The book analyses benefactors' motives for philanthropy and charts its dimensions; it also examines the decision-making processes of communal bodies and private philanthropists, identifying the cultural influences that shaped their commitment to welfare. At the same time the book succeeds in bringing the poor to life: it examines what brought them to Amsterdam, aspects of their daily life in the petitions they sent to the different welfare institutions, and the survival strategies offered by work, education, and charity. The book also considers the related questions of social mobility and the motivation of the poor for joining the Amsterdam Portuguese community, and finally, to the small but active groups of Sephardi bandits who formed their own clandestine networks. Special attention is paid to poor women, who were often singled out for relief. In this way the book makes a much-needed contribution to the study of gender, in Jewish society and more generally.

The Underdogs: 1850–1900

2019 ◽  
pp. 463-494
Author(s):  
Lawrence M. Friedman
Keyword(s):  
Nineteenth Century ◽  
Native Americans ◽  
Late Nineteenth Century ◽  
Old World ◽  
American System ◽  
The Poor ◽  
Poor Women ◽  
Late Nineteenth ◽  
A Share

This chapter discusses laws covering the poor, women, family, and races in the second half of the nineteenth century. The American system provided a voice, and a share in the economy to more people, and to a greater percentage of the population, than most of the Old World countries did. But decisively not everybody. Women lacked rights and were definitely the weaker sex, socially speaking. For blacks, for Native Americans, for the Chinese, for the unorganized and the powerless in general, this great democracy had little enough to offer. However, there were some changes in the late nineteenth century. A movement, staffed by volunteers, arose to make charity more “scientific,” and to bring some sort of order out of chaos. In addition, a small but enthusiastic band of people, inside and outside of government, worked hard to improve the lot of the poor and the institutions that served them.

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