scholarly journals The Maslahah of Muslim Consumer Behavior in Using E-Wallet in Makassar City

2021 ◽  
Vol 7 (1) ◽  
pp. 1-18
Author(s):  
Nurjannah Nurjannah ◽  
Irwan Misbach ◽  
Rahmawati Muin

Technological developments affect the changes in a person's consumption level. The existence of a non-cash payment method using an e-Wallet that provides various conveniences is undeniably a disadvantage for its users, especially Muslim consumers; one of them is a wasteful attitude. Wasteful or consumptive behavior is an act prohibited in Islam. This study aimed to reveal and explain the maslahah of Muslim consumer behavior in using e-Wallet. This study was qualitative with a phenomenological approach. The primary data sources came from interviews conducted with e-Wallet users of OVO, GoPay, DANA, ShopeePay, and LinkAja types in Makassar City aged 21-35 and had worked. Additionally, the secondary data sources came from various references, such as books, journals, and other research. The data analysis was carried out by collecting data, reducing data, presenting data, and drawing conclusions. The study results indicated that the maslahah of Muslim consumer behavior in Makassar City using e-Wallet was practical in transacting; safe and clean in transactions, save on shopping and be more diligent in a donation. The use of e-Wallet can be categorized at the level of maslahah hajiyyah, whose existence can help the difficulties faced by Muslim consumers.

2017 ◽  
Vol 2 (02) ◽  
pp. 139-147
Author(s):  
Dahlan Lama Bawa

ABSTRAKTulisan mengenai Pendidikan Kewarganegaraan; ikhtiar mencegah konflik dan membina toleransi ini dilatarbelakangi oleh adanya konflik atas nama agama yang pernah terjadi di Indonesia pada kurun waktu tahun 1990-2000-an. Tujuan penulisan ini dimaksudkan untuk menanamkan nilai-nilai demokrasi dan toleransi kepada masyarakat Indonesia pada umumnya dan mahasiswa khususnya yang memprogramkan mata kuliah Civic Education. Metode penelitian yang digunakan untuk menggali informasi pada tulisan ini adalah deskriptif-kualitatif, dengan pendekatan fenomenologis. Adapun sumber data terdiri dua sumber data yaitu sumber data primer dan sekunder. Sumber data primer, yakni penulis menggali informasi dari data-data  mengenai konflik atas nama agama di Indoensia baik dalam bentuk buku-buku ilmiah maupun jurnal laporan hasil penelitian. Sedangkan sumber data sekunder, yakni penulis menghimpun data dan informasi di media cetak dan elektronik. Adapun intrumen dalam penelitian ini adalah penulis sendiri sebagai instumen kunci. Adapun temuan hasil penelitian ini menunjukkan bahwa pemicu konflik atas anama agama di Indonesia terdiri dari tiga faktor, yakni faktor adanya  pelecehan/penodaan agama, adanya sikap yang mau menang sendiri serta mengabaikan kehadiran umat beragama lain,  adanya diskomunikasi dan miskomunikasi antar umat beragama.    Kata kunci: Penanaman Nilai-nilai Demokrasi dan Toleransi  ABSTRACTWritten of civic education; the effort to prevent and maintain tolerance is based by there were conflicts was the name of religion that occurred in Indonesia in the period 1990-2000's. The purpose of this research is intended to build the values of democracy and tolerance to the society generally and students particulary who program Civic Education subject. Research method used to find information in this paper is descriptive-qualitative, with phenomenological approach. The data sources consist of two data sources are primary and secondary. Primary data sources, are the researcher find information from data about the conflict in the name of religion in Indonesia both scientific books and report research journals. While secondary data sources, are the researcher collect data and information in print and electronic media. Instrument of this research is the researcher himself as a key. The findings of this research indicate that the trigger of conflict religion in Indonesia consists of three factors, namely the factors religious desecration, the attitude of self-defeating and the disregard presence of other religious communities, the existence of discommunication and miscommunication among religious people. Keywords: Build Democratic Values and Tolerance


2021 ◽  
Vol 9 (2) ◽  
pp. 320
Author(s):  
Zainuddin Soga ◽  
Mardan Mardan ◽  
Achmad Tola ◽  
Amrah Kasim ◽  
Kamaluddin Abunawas

This study elaborates the application of semiotic theory in Surah Maryam (Maryam). This study is library research. The library research was conducted through various literature studies related to the problem investigated. The approach used is a semiotic approach. The data sources are divided into two; primary and secondary data. The primary data source is the Qur'an (surah Maryam) and the secondary data sources are books of interpretation, semiotics and linguistics. The data collection is done by quoting, adapting, and analyzing the representative literature and relevant to the problems discussed, then reviewing and concluding. The study results showed three forms of semiotic application in Surah Maryam: first, semiotics of significance from Ferdinand de Saussure's (synchronic-diachronic theory). Second, semiotics of communication from Charles S. Peirce's includes iconic, indexical, and symbolic theories. Third, connotative semiotics from Roland Barthes' which consists of denotative meaning and connotative meaning. This study implies that the semiotic reading of the Qur’an prioritizes the interpretation of the text in a synchronic and diachronic, denotative and connotative way. Hopefully, by this reading, religious and Islamic moderation could be achieved.


Author(s):  
Shanty Bahar Ising ◽  
Mujiono Mujiono

This study aims to find out, describe and analyze the democratic leadership of the Principal in improving achievement at the Palangka Raya Model State Madrasah (MAN). The research method used is descriptive qualitative. The researcher wanted to describe the Principal's democratic leadership in improving achievement at the Palangka Raya Model State Islamic Senior High School (MAN). Primary data sources (person) are the Principal, Teachers (Teachers) and Students of MAN Model Palangka Raya. Whereas secondary data sources are the data in the Palangka Raya Model MAN and supporting literature. The results of the study show that the Principal's leadership in improving achievement in the Palangka Raya Model MAN is very democratic, this condition can be seen from: (1) Principals are happy to receive suggestions, opinions and even criticism from subordinates both delivered by students and teachers through suggestion boxes and in the teacher council meeting, (2) the Principal always strives to prioritize teamwork cooperation in an effort to achieve the goal by appointing the instructor teacher, trainer teacher and mentor teacher and conducting deliberation in planning, implementing and evaluating activities, (3) the Principal always tries to make subordinates more success than him, which is realized by including teachers in seminars, workshops, training and competitions so that they get achievements both locally and nationally, and (4) Principals always try to develop their personal capacity as good leaders in conceptual skills, human skill and technical skill.


2021 ◽  
Vol 22 (2) ◽  
pp. 168-190
Author(s):  
Zuhri Fahruddin

Abstract: The learning carried out by the teacher in the classroom must develop the quality of learning, one of which is learning motivation, students who are not passionate about learning are not optimal and of high quality, from this goal the reality is still far from expectations, many students are not aware of the importance of studying seriously, there is no passion study, there is no fun in the study room. The sampling technique used is Census Sample (Sample Saturated), while criterion-based selection is used when conducting qualitative research, 30 students as primary data sources, two teachers as secondary data sources. Data collection techniques using in-depth interviews, observation, documentation and questionnaires, while data analysis by reducing data, presenting data, drawing conclusions and verification by means of research stages I and II students and teachers with a Da'wah educational background, stage III and IV student informants and teachers with PAI educational background.


2016 ◽  
Vol 3 (1) ◽  
pp. 83
Author(s):  
Effy Wardati Maryam ◽  
Ririn Dewanti Dian Samudera Indriani

Women are the group most severely affected by poverty, especially in case of food insecurity. As a result of these conditions, pregnant mothers could malnutrition that can potentially give birth in poor mental or health condition. Poverty reduction is not merely the issue of capital and technical skills, but also how to evoke the feeling of being able to overcome problems of their lives in a dignified manner. Empowerment of poor women do in order to find the effort that poor women can actively participate in any activities for poverty alleviation. This study aims to assess community participation, particularly of women to poverty alleviation efforts based on empowerment. This research was descriptive-exploratory using primary data sources from interviews and secondary data sources of written documents on the implementation of the Programme P3EL in Sidoarjo. Subjects were members P3EL program in 2012 and the BPMPKB (particularly the PUE) as the implementing program. The results showed that the model of participation of members to poverty alleviation efforts based on the empowerment of women through P3EL program were in the form of energy, thoughts, and cooperation. While the participation factors underlying were egoism motivation and collectivism. 


2019 ◽  
Vol 7 (1) ◽  
pp. 140
Author(s):  
Dio Pratama ◽  
Saptono Nugroho

This research was conducted to find out the motivation of female tourist to visit Gay club, the perception of the tourist and local community towards the Gay Club. The methods used in this research id descriptive qualitative. The technique of determination of informants used is purposive sampling technique. Data sources used are primary and secondary data sources. Primary data in this research is sourced from direct observation to the research location by means of observation and interviews. While secondary data in this research are the data obtained from the documentation or studies library to complement the primary data. The result of the research shows that most tourist say curious to see Gay club as a motivation for a visit; most tourist plead happy after seeing the atrractions there; most neutral against Gay tourist; most local community already know about Gay club; most local community are not disturbed; most local people are not benefitting from the presence of the Gay club. Keywords : Tourist Motivation, Community Local Perception, Gay Club


2017 ◽  
Vol 6 (1) ◽  
pp. 18 ◽  
Author(s):  
Ömer Çoban

Tourism and happiness are highly related concepts. Research streams in happiness and tourism fall into two main categories: (1) tourists’ happiness and (2) residents’ happiness. In this paper, we followed the second research stream by focusing on the relationship between residents’ happiness and tourism. The purpose of this paper is to discover whether tourism development in a destination contributes to the happiness of residents by analyzing secondary data sources, which differs from other studies that have examined this research question using primary data sources. The data used in this research comes from the records of public bodies. Our findings indicate that residents in marine-based mass tourism regions are less happy than residents in cultural heritage tourism destinations.


2021 ◽  
Vol 1 (2) ◽  
pp. 76-88
Author(s):  
Arham Junaidi Firman ◽  
Akhmat Noor Syofik ◽  
Anis Rahmawati

The world of education today began to be tarnished because of the frequent encounters of psychic or moral violence so that it is necessary to increase and develop the creativity of educators, especially in understanding the psychological condition of student. This study aims to examine critically and reflectively about the concept of creativity according to Muhammad Iqbal and its implementation in understanding the psychology of student. Data collection in this study was conducted through documentation techniques with secondary data sources as the primary data. Furthermore, data analysis is done through content analysis. The results of the study showed, namely First, the concept of creativity according to Muhammad Iqbal is part of the development of individuality that can be understood by exploring the conception of the nature and function of individuals through education. Second, the implementation of Muhammad Iqbal's concept of creativity in the psychological understanding of learners has a very urgent position in the world of education today.


Agrologia ◽  
2018 ◽  
Vol 5 (1) ◽  
Author(s):  
Metius Wonda ◽  
Evawani Tomayahu

Kakao is one of important estate commodity for the national economy, since kakao plantation provide a significant number of employment which is support national income and foreign exchange. This study aims to determine  farm  incomes of kakao farmers in  Hinekombein Village,  Waibu Subistrict of Jayapura District. Primary data was collected by used of interview and observation guided by a questionnaire. The primary data obtained through interviews with farmers using a questionnaire. Secondary data has been obtained from secondary data sources associated with the research. Sampling was done by simple random sampling for cocoa farmers in Hinekombe Village, number of respondents was 30 farmers cocoa farmers This study showed that annual revenue of cocoa of farmers which has 0.5 of cultivated area  was Rp 1,150,556. The revenue of farmer which has 1 ha of cultivated area was Rp. 2.662.500.


Acta Comitas ◽  
2021 ◽  
Vol 6 (01) ◽  
pp. 162
Author(s):  
Raymond Bagus Nurchandra ◽  
Retno Murni

The purpose of this research is to determine the validity of a fiduciary security deed using a motorized vehicle that is still in the indent process as a guarantee. This type of research is empirical legal research which is based on primary data sources and secondary data sources. Then the conclusions are drawn through descriptive analysis techniques. The results show that a motorized vehicle that is still in the pivoting process can be charged with a fiduciary guarantee, but the debtor must attach proof of the order given by the dealer The part that will pay the vehicle in full to the dealer is the bank and after the proof of payment is given in full, the proof must be presented in front of a notary. The debtor must also make his own statement if the BPKB has been issued, it must be immediately submitted to the bank. The validity of a fiduciary guarantee deed that uses a motorized vehicle that is still in the pivot process as evidence is legally recognized because in the provisions of the explanation of article 6 letter c of the Law on Fiduciary Security does not clearly emphasize the existence of BPKB ownership so that proof of purchase orders can already be obtained. used as proof of ownership of a motorized vehicle that is still in the process of being indented.   Tujuan dari penelitian ini adalah untuk mengetahui keabsahan suatu akta jaminan fidusia yang menggunakan kendaraan bermotor yang masih dalam proses inden sebagai jaminannya. Jenis penelitian yang digunakan adalah penelitian hukum empiris yang didasarkan pada sumber data primer serta sumber data sekunder kemudian ditarik kesimpulannya melalui teknik analisis deskriptif. Hasil penelitian menunjukan bahwa kendaraan bermotor yang masih didalam proses inden dapat dibebankan dengan jaminan fidusia namun pihak debitor harus melampirkan bukti pemesanan kendaraan bermotor tersebut yang diberikan oleh pihak dealer. Pihak yang akan membayarkan kendaraan tersebut secara lunas kepada dealer adalah pihak bank dan setelah diberikannya tanda bukti pembayaran secara lunas tersebut maka bukti tersebut harus dipaparkan dihadapan pihak Notaris. Pihak debitor juga harus membuat surat pernyataan sendiri jika BPKB sudah terbit maka harus segara diserahkan kepada pihak bank. Keabsahan suatu akta jaminan fidusia yang menggunakan kendaran bermotor yang masih dalam proses inden sebagai alat bukti diakui sah secara hukum karena didalam ketentuan penjelasan Pasal 6 huruf c Undang-Undang tentang Jaminan Fidusia tidak menekankan secara jelas harus adanya kepemilikan BPKB sehingga bukti purchase order saja sudah dapat digunakan sebagai suatu bukti kepemilikan kendaraan bermotor yang masih dalam proses inden.


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