scholarly journals Peranan Dana Pihak Ketiga Dalam Kegiatan Usaha Mikro Kecil Dan Menengah Pada Bank Syariah

2018 ◽  
Vol 3 (1) ◽  
pp. 95
Author(s):  
Wahyu Syarvina

Third Party Funds (DPK) may affect the bank's budget. If third party funds increase, then the bank's budget will increase as well. If Third Party Funds decreases, it can weaken the operational activities of sharia banks. The growth of third party funds becomes very important, namely to provide greater financing to prospective customers and also for the development of people's economy, especially in the real sector. Sharia banks are expected to be contributors from financial institutions for economic growth as measured by the growth of the real sector. MSMEs in the Indonesian economy have a very important role in improving the competitiveness of microeconomics. The role of MSMEs is known as a sector that can absorb large labor nationally, accommodate the role of the poor in the economic structure, and is a potentially large sector that contributes to GDP. The government and related parties are obliged to take a leading position in encouraging this sector to grow better. So the economic development of society is getting better, poverty alleviation and unemployment problem can be solved well. Then third party funds in this case should be the concern of each sharia bank.

2021 ◽  
Vol 5 (1) ◽  
pp. 56-66
Author(s):  
Reksa Jayengsari ◽  
Uus Ahmad Husaeni

This study aims to analyze the role of BMT in poverty alleviation in the Cianjur Regency. The research method used quantitative data collection using a questionnaire from 100 BMT members and data analysis techniques using multiple linear regression analysis. This article concludes that the poverty alleviation variable proxied by the income variable of BMT members is influenced by the real sector driving variable (providing financing) (t count 1.747, sig 0.045), business education to the community (t count 2.324, sig 0.006), Fund utilization Baitul Maal (t count 3,515, sig 0,000) and work motivation of members (t count 2,599, sig 0,000). Meanwhile, the variable of micro business empowerment/business assistance did not significantly affect the income of BMT members (t count -0.621, sig 0.536). Meanwhile, the R Square result is 0.643, which means that BMT members' variable income is influenced by the real sector driving variables, business education, fund utilization, work motivation, and business empowerment by 64.3 percent. In comparison, the remaining 35.7 percent is influenced by other variables. Thus, the conclusion of this study is members' perceptions of the existence and role of BMT in increasing community income to reduce poverty levels due to activities that are social, educational, and increase work motivation.


Author(s):  
Agus Kristiyanto

The research aims to describe a factual account of the various responses of actual perpetrators of the real sector micro-sports industry. Dimensions are expressed related to the growth of the business climate has been done by Government and Local Government, especially for poverty alleviation through the sports industry. Conclusions: Satisfaction micro business sports industry on the performance of Local Government on eight dimensions varied business climate, sports industry in fact just giving a side job for some people, but has not been a big impact for poverty reduction. Business expectations: to contribute to alleviating poverty, the sports industry business developed specifically for quality, Social protection and security should be given to the perpetrators of the sports industry business, clear policy regarding the development of micro industries important sport once to strengthen the real sector, technical assistance by the government is required by the real sector of the sports industry.


2011 ◽  
pp. 39-50
Author(s):  
V. Lushin

The author analyzes factors that led to a deeper fall in output and profitability in the real sector of the Russian economy in comparison with other segments during the acute phase of the financial crisis. It is argued that some contradictions in the government anti-recession policy, activities of the financial sector and natural monopolies lead to pumping out added value created in manufacturing and agriculture, increase symptoms of the «Dutch disease», etc. It is shown that it may threaten the balanced development of the Russian economy, and a set of measures is suggested to minimize these tendencies and create a basis for the state modernization policy.


VUZF Review ◽  
2021 ◽  
Vol 6 (2) ◽  
pp. 160-170
Author(s):  
Małgorzata Hala

The aim of the article is to present the role of the financial system in economic growth and development. The first part presents the traditional understanding of the relationship between the economic system and economic growth. The second part presents the experience of financial crises and their impact on the conversation on the mutual relations between the financial sector and the real sector. The third part shows the role of the state in the financial system. The article describes the arrangement of interrelated financial institutions, financial markets and elements of the financial system infrastructure.  It shows what part of the economic system the financial system is, and whether it enables the provision of services allowing the circulation of purchasing power throughout the economy. The article presents the important role of the financial system, the role related to the transfer of capital from entities with savings to entities that need capital for investments. It shows the financial system as a set of logically related organizational forms, legal acts, financial institutions and other elements enabling entities to establish financial relations in the real sector and the financial sector, and this system forms the basis of activity for entities using money, enabling the conclusion of various economic transactions, in which money performs various functions. The article also presents the concept of a financial crisis as a situation in which there are rapid changes in the financial market, usually associated with insufficient liquidity or insolvency of banks or financial institutions, and as a result, a decrease in production or its deepening. The article also includes issues related to the impact of public authorities (state and local authorities) on the financial system in the economy.


2015 ◽  
Vol 29 (2) ◽  
pp. 250-267 ◽  
Author(s):  
Chloe N. Thurston

Scholarship on the U.S. public–private welfare state has pointed to the ways in which indirect, market-based channels of social policy provision often obscure the role of the government from many citizens who use these programs. This article argues that the same mechanisms that often depoliticize public–private policies for citizens who already benefit from them may actually politicize them for citizens who are unable to access those benefits. Focusing on the responses of black civil rights and veterans advocacy groups to the shortcomings of the Federal Housing Administration and the early GI Bill, it shows that public–private policies can draw advocacy groups, providers, and the state into conflicts over the terms of access. Despite facing very different challenges and bringing very different political capacities to bear, these two types of groups followed precisely the same processes of political mobilization and contestation in each case: First, they aggregated individual grievances into broader collective problems. Then, they traced those problems not to impersonal market mechanisms but to government policies and state authority. Finally, they pushed for reform across multiple venues to expand access for their members. By explicating these recurrent political dynamics, this article contributes to our understanding of policy feedback in the public–private welfare state and highlights the role of advocacy groups in helping to reshape the state's capacity to govern in a policy arena that is often characterized as dominated by third-party providers.


2020 ◽  
Vol 3 (1) ◽  
pp. 44-64
Author(s):  
Naelul Azmi

Islam provided a very wide space for the development of the economy. One of the basic principles in Islamic economics is the bermuamalah sistem . Namely that all the legal changes, unless there is an argument that forbids it, become the main driver of economic innovation that accelerates the growth of Islamic economics. However, many problems occur in the economic sistem in Indonesia, including the sistem of socialization, marketing, human resources that are less competent, Products produced from Islamic economics, Sharia Banks Turns Not Yet Sharia and the lack of attention of the Indonesian government in responding to the concept of Islamic Economics in Indonesia. This paper aims to find several solutions in socio-economic problems. It focuses on the concept of Islamic economics. The purpose of this study is to determine what obstacles are faced in the implementation of the Islamic economic sistem in Indonesia, how problems that arise and can be overcome so that they can be significantly solved. The method used in this research is library research with descriptive-analytic approach. With the results of the study show  that the solutions in dealing with Islamic economic problems in Indonesia include Correlation of Educational Institutions in the Development of Sharia Banking, Attention from the Government, Show the Real Role of Sharia Economy, Implementation of Dinar and Dirham Currency, Office Network, Implementation of Firm and Sistematic Regulation, Improving the Quality of Human Resources that are Less Competent and Professional, Training / Education / Socialization to Employees and the Community, Innovative Marketing, Product Innovation, Reorientation to the Real Sector and Improving Services and Professionalism.


Author(s):  
Roberts Kennedy, S.I.K, S.H., M.Hum

In carrying out the tasks of government carried out by the government apparatus is essentially an emphasis on the function of government that is carried out. Based on the nature of the function of government (governmental power) as an active function in the sense of driving or controlling the life of the people and the state to realize the welfare of the people (welfare staat), and directed to the function of fostering and protecting the community, is the real reason for the role of government intervention in each sector social life, or in other words if it involves public interests, then there is also the implementation of government affairs which become the affairs and responsibilities of the government.


Author(s):  
L. O. Firsova ◽  
N. Y. Shved ◽  
V. H. Bessarab

The growth of the Ukrainian economy largely depends on the effective use of the intellectual, scientific and technological potential of the country, the rapid pace of commercialization of high-tech scientific developments and its implementation in key areas of the national economy. In the period 2018–2020, the State Scientific Organization “Ukrainian Institute of Scientific and Technical Expertise and Information” (hereinafter — UkrISTEI) implements the project “Development of the Interregional Technology Transfer Network” (hereinafter — Project), within the framework of which the Interregional Office for the Transfer of Knowledge and Technologies on the basis of UkrISTEI was created; two pilot regional centers for the transfer of knowledge and technology in Odesa and Kharkiv were created. This Project is aimed at the widespread introduction of modern technologies in the real sector of the economy — as one of the tasks on the agenda of not only Ukraine, but also the European Union. The article assesses the potential of pilot regions through research that unites enterprises, scientific institutions, organizations, universities and other legal entities, regardless of the form of ownership, which create or use technologies or objects of intellectual property rights or relate to innovation infrastructure. The activities within the framework of the project “Development of an interregional technology transfer network” (hereinafter referred to as the Project) to increase the competitiveness of regions and increase their innovative development were presented, the role of the Project in the innovative development of regions was highlighted. The article defines the role of the Interregional Office and regional centers as centers of technology transfer and innovation: also a number of measures to activate the startup movement in Kharkiv and Odesa were taken. The work within the framework of the project “Development of an interregional technology transfer network” allowed to improve the results of domestic scientific and technical developments introduction in the real sector of the economy and to give impetus to its dynamic growth, to raise the employees’ awareness level in offices, departments, etc. for the technologies transfer, developers, startups, etc.


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