scholarly journals ACCIDENT INSURANCE FOR INFORMAL SECTOR WORKERS IN INDONESIA

2019 ◽  
Vol 14 (1) ◽  
pp. 95
Author(s):  
Sri Denti On Madya ◽  
Atik Nurwahyuni

Workplace accidents are unwanted and unexpected events that can cause loss of life and property. The Social Security Law in Indonesia mandates that Work Accident Guarantees be mandatory for every workforce in Indonesia. To see how work accident insurance for informal sector workers in Indonesia. This research was carried out by library study method. The subjects of this study are data in the form of articles and several source books related to the theme of the research, namely concerning workplace accidents and social security of informal sector workers in Indonesia. The number of work accidents, especially in the informal sector in Indonesia, still tends to be high, especially in construction work. Policies in the field of occupational health and safety (K3) still focus on formal sector workers rather than informal worker. Keyword: work accident, social security, informal sector

2015 ◽  
Vol 93 ◽  
Author(s):  
Siti Ummu Adillah , ◽  
Sri Anik ,

<h3>Abstracts</h3> <table cellspacing="0" cellpadding="0"><tbody><tr><td width="95" height="0"><br /></td></tr><tr><td><br /></td><td><br /></td></tr></tbody></table><br /> <em>The implementation of social security programs for informal sector workers is a priority for labor outside the employment relationship is dominated workforce in Indonesia. Implementation of this program, there are still barriers include: lack of cooperation between the Social Security Agency (BPJS)  Employment</em> <p><em>employment, while on the side of labor, namely payment of dues and the amount of the payment of compensation that do not correspond to the level of workplace accidents.</em></p> <p><strong><em>Keywords : </em></strong><em>Policy, the Social Security Employment Agency, informal sector</em></p> <p><em> </em></p> <h2>Abstrak</h2> <p><strong> </strong></p> <p>Penyelenggaraan program jaminan sosial bagi tenaga sektor informal menjadi prioritas karena tenaga kerja diluar hubungan kerja ini mendominasi angkatan kerja di Indonesia. Pelaksanaan program ini masih terdapat hambatan-hambatan antara lain: kurangnya kerjasama antara Badan Penyelenggara Jaminan Sosial (BPJS) Ketenagakerjaan dengan pihak tenaga kerja sektor informal, kurangnya sosialisasi, sulitnya menghubungi dan menelusuri keberadaan tenaga kerja mandiri, sedangkan dari sisi tenaga kerja yaitu pembayaran iuran dan jumlah pembayaran santunan yang tidak sesuai dengan tingkat kecelakaan kerja.</p> <p><strong>Kata Kunci: </strong>Kebijakan, Jaminan Sosial Tenaga Kerja, Sektor Informal</p> <p> </p>


2015 ◽  
Vol 4 (3) ◽  
Author(s):  
Siti Ummu Adillah ◽  
Sri Anik

<p align="center"><strong>Abstracts</strong></p><p><em>The implementation of social security programs for informal sector workers is a priority for labor outside the employment relationship is dominated workforce in Indonesia. Implementation of this program, there are still barriers include: lack of cooperation between the Social Security Agency (BPJS) Employment in the informal sector workforce, lack of socialization, difficult to contact and trace the existence of self-employment, while on the side of labor, namely payment of dues and the amount of the payment of compensation that do not correspond to the level of workplace accidents.</em></p><p><strong><em>Keywords :</em></strong><em> Policy, the Social Security Employment Agency, informal sector</em></p><p align="center"><strong>Abstrak</strong></p><p>Penyelenggaraan program jaminan sosial bagi tenaga sektor informal menjadi prioritas karena tenaga kerja diluar hubungan kerja ini mendominasi angkatan kerja di Indonesia. Pelaksanaan program ini masih terdapat hambatan-hambatan antara lain: kurangnya kerjasama antara Badan Penyelenggara Jaminan Sosial (BPJS) Ketenagakerjaan dengan pihak tenaga kerja sektor informal, kurangnya sosialisasi, sulitnya menghubungi dan menelusuri keberadaan tenaga kerja mandiri, sedangkan dari sisi tenaga kerja yaitu pembayaran iuran dan jumlah pembayaran santunan yang tidak sesuai dengan tingkat kecelakaan kerja.</p><p><strong>Kata Kunci:</strong> Kebijakan, Jaminan Sosial Tenaga Kerja, Sektor Informal</p>


2018 ◽  
Vol 54 ◽  
pp. 03019
Author(s):  
Tedi Sudrajat ◽  
Siti Kunarti ◽  
Abdul Aziz Nasihuddin

The Social Security System in Indonesia has been regulated by the government, and the program is managed by an agency called Social Insurance Administration Organization (BPJS). Associated with the existence of social security functions for workers, its practice presents a gap between what is expected and what is regulated. For this reason, it is therefore necessary to examine, firstly, what kind of legal protection of workers is covered by this national social security system managed in BPJS program and, secondly, what constraints are encountered in its implementation. This research is Juridical Normative one, with normative qualitative data analysis. The research finds that the social security is correlated not only with the welfare of employees who are assessed by the level of wages provided by the organization, rather it is also correlated with other factors in the form of health and safety assurance. In the broader context, social welfare is measured not only when the person is at work and gets social security benefits, rather the measure of his welfare is also applicable when the worker is not working and/or when they retire. On the basis of these, the social security program is an integral aspect of social security to which the government should give a legal protection.


Subject The outlook for pension reform. Significance In 2016 Congress passed Law 27.260, which established measures to improve pensioners’ welfare, and set a three-year deadline to create a new pension system, which would be universal, comprehensive and sustainable, and maintain the current system’s pay-as-you-go feature. The pensions deficit represents a significant portion of the fiscal imbalance, so any policy to improve fiscal sustainability will require social security reform. However, the current pension system is considered unfair by most pensioners and active workers. Impacts The social security reform will face opposition in Congress and resistance from public opinion. A strong result for the new Unidad Ciudadana party in the October elections could delay the reform. The large informal sector will militate against reducing the pensions deficit.


Author(s):  
Yuli Apriati ◽  
Cucu Widaty ◽  
Syahlan Mattiro ◽  
Rahmat Nur

This research describes the increase in the informal sector during the Covid-19 pandemic in Sungai Andai Village, North Banjarmasin District, Banjarmasin City. The purpose of this research is to describe the changes regarding the increase in the informal sector during the Covid-19 pandemic in Sungai Andai Village, North Banjarmasin District, Banjarmasin City. The research method used in this research is to use qualitative research method. The research subjects in this study were the community of traders around the red light of Sungai Andai Village, North Banjarmasin District, Banjarmasin City, which was considered sufficiently supportive for the research focus.  To test the validity of the data, interviews were conducted with informants.  The results of the study show that the livelihoods of a number of people selling around the river road have changed due to the Covid-19 outbreak. People's income tends to decline when compared to income before the Covid-19 pandemic era. This is influenced by the decline in people's income, limited abilities and skills, narrow job opportunities in the formal sector, and the impact of layoffs. Based on the results of this study, it can be suggested for the community, especially traders, as informal sector actors to adapt to the social, economic, and cultural conditions that existed during the Covid-19 period.


2020 ◽  
Vol 4 (1) ◽  
pp. 78-84
Author(s):  
Hafiz Sutrisno

Workers in Indonesia now really need a social security for themselves, because with the social security received by them makes them more focused in carrying out their duties to completion. The existence of social security provided will increase the welfare of the workforce itself and have a good impact on the survival of their families in the future if one day there is an accident of work from these workers when they carry out their duties the family can enjoy financial assistance from the government through social security. This study uses qualitative methods, namely research procedures that produce descriptive data in the form of written or spoken words from people or observable behavior. This method also comes from actions that are used as an understanding based on phenomena that occur in society, especially workers. In giving effect to the workers, BPJS Ketenagakerjaan has functions for workers, namely: Organizing work accident insurance programs, Organizing death insurance programs, Conducting old age insurance programs, Organizing pension insurance programs. The conclusion of this research is that there are still many companies that do not give rights to their workforce, that is, they do not take care of BJPS Ketenagakerjaan, which is a matter that must be obtained by each workforce. And the lack of awareness of the workforce about the benefits of BPJS Ketenagakerjaan for them in the event of a work accident.


2018 ◽  
Vol 14 (2) ◽  
pp. 78-86
Author(s):  
Heniyatun Heniyatun ◽  
Retno Rusdjijati ◽  
Puji Sulistyaningsih

The purpose of this study is to review the rights of workers to obtain protection, including informal workers, as mandated in Article 3 paragraph (2) of Law Number 32 of 1992 concerning Labor Social Security that every worker has the right to social security of workers. The hazard risk from the work environment owned by informal workers is the same as that of formal workers. So far, the occupational health services provided are still curative, while health care and improvement efforts to improve work and preventive capacity are always neglected. This study uses a juridical empirical research method with a descriptive approach; data collection is done through questionnaires. The research sample includes workers in the home or micro industries both in the Regency and in the City of Magelang. Samples are collected using a nonprobability sampling method, then analyzed using qualitative analysis with inductive methods. Based on the results of the study, the understanding of the SJSN by both employers and informal sector workers is insufficient, but the majority of respondents have a desire to join the SJSN program, with the priority of health insurance and work accident insurance programs. The ability and willingness to become a BPJS participant are influenced by the level of income, and level of education. Current informal sector workers have not been covered by guaranteed protection, both BPJS Kesehatan, and BPJS. The main factor is the non-participation of casual workers in the guarantee of protection due to financial inability to pay contributions. Besides that, it was also because of his ignorance, even though it was not significant. This is due to a lack of socialization from stakeholders regarding the importance of health and safety guarantees and protection for workers and their families in addition to regulations that also do not accommodate informal workers.


2011 ◽  
Vol 27 (12) ◽  
pp. 2452-2460 ◽  
Author(s):  
Elizabeth Costa Dias ◽  
Roberval Passos de Oliveira ◽  
Jorge H. Machado ◽  
Carlos Minayo-Gomez ◽  
Marco Antonio Gomes Perez ◽  
...  

This paper was prepared for the Employment Conditions and Health Inequalities Knowledge Network (EMCONET), part of the WHO Commission on the Social Determinants of Health. We describe the Brazilian context of employment conditions, labor conditions and health, their characteristics and causal relationships. The social, political and economic factors that influence these relationships are also presented with an emphasis on social inequalities, and how they are reproduced within the labor market and thereby affect the health and wellbeing of workers. A literature review was conducted in SciELO, LILACS, Google and Google Scholar, MEDLINE and the CAPES Brazilian thesis database. We observed that there are more workers operating in the informal sector than in the formal sector and these former have no social insurance or any other social benefits. Work conditions and health are poor in both informal and formal enterprises since health and safety labor norms are not effective. The involvement of social movements and labor unions in the elaboration and management of workers' health polices and programs with universal coverage, is a promising initiative that is underway nationwide.


Author(s):  
Dilek Baybora

The work accidents and occupational diseases are very important especially in the industrializing countries. According to the International Labour Organization (ILO) every 15 seconds, a worker dies from a work-related accident or disease. Every 15 seconds, 160 workers have a work-related accident. Every day, 6.300 people die as a result of occupational accidents or work-related diseases–more than 2,3 million deaths per year. The economic burden of poor occupational safety and health practices is estimated at 4 per cent of global Gross Domestic Product each year. In Turkey, work accidents’ figures are very high but occupational diseases’ figures are not very high. There are several causes of this condition. In Turkey, the Work Accidents, Occupational Diseases and Maternity Act No. 4772 was accepted in 1947. The Social Security and General Health Insurance Act No.5510 was accepted in 2006. There are regulations about the work accident and occupational disease insurance in the Act. According to the Act, insured and the rights holders can obtain some assistance.


2017 ◽  
Vol 2 (6) ◽  
Author(s):  
Steven Jerie

<p>A major challenge for the city authorities of Harare and Mutare in Zimbabwe is to come up with clear policies and actions aimed at supporting and nurturing the informal sector as well as improving health and safety in the sector. This study thus aims at assessing the awareness of ergonomics principles in the small scale enterprises of Harare and Mutare.<strong> </strong>The level of awareness of ergonomics principles is low in the small scale informal sectors of Harare and Mutare. It was expected that builders, woodworkers and welders would have a higher level of ergonomic principles, but this was not the case. The informal workers are employed in a high-risk sector, but survey results indicated that improving their work environment is not one of their top priorities. The financial situation and the fact that occupational hazards and diseases are not always visible means that their limited resources are allocated to field other than occupational health and safety. Workers in the informal sector are not affected by the traditional employer-employee relationship as that obtains in the formal sector where the employee is obliged to care for the workers occupational health and safety needs. In order to address occupational health and safety discrepancies in the informal sector there is need for change of mindset and this can be catalysed by the local authorities and other organizations. The local authorities can begin by ensuring basic occupational hygiene skills among the informal sector workers so that they may realize their economic potential and hence sustained businesses.</p>


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