scholarly journals Optimalisasi Investasi Dana Haji Melalui Sukuk dan Deposito Bank Syariah Terhadap Pengembangan Dana Haji Di Indonesia Periode 2016 - 2019

2021 ◽  
Vol 6 (01) ◽  
pp. 1-12
Author(s):  
Tita Safitriawati ◽  
Indar Fauziah Ulfah ◽  
Neneng Widayati

Abstract: Development of Hajj funds in Indonesia for the 2016-2019 period. This research uses a descriptive method by analyzing data taken from secondary data directly to the BPKH website and literature study. The data analysis technique used is data collection, data reduction, data display, verification, and concluding. The results of this study indicate that the optimization of investment in hajj funds through Sukuk and Islamic bank deposits has increased from year to year so that it can increase financing in organizing Hajj. In 2018, referring to PP. 5 In 2018, BPKH plans to differentiate Hajj fund investments in gold (5%), direct investment (15%), and other investments (10%). Besides, the proportion of placement of funds in savings/time deposits decreased to 50% and placements in Sukuk to 20%. Then, in 2020, the proportion of placement of funds in savings/time deposits will again decrease to only 30% and transfer this proportion to Sukuk and direct investment.

2021 ◽  
Vol 16 (1) ◽  
pp. 46
Author(s):  
Nurul Masfufah

AbstrakKajian terhadap bahasa Tonyooi sampai saat ini masih tergolong minim, khususnya kajian mikrolinguistiknya. Pada tataran sintaksis, termasuk di dalamnya relasi makna antarklausa belum banyak disentuh oleh para peneliti dan pemerhati bahasa Tonyooi.  Oleh karena itu, tulisan ini akan mengkaji atau mendeskripsikan relasi makna antarklausa dalam kalimat majemuk bahasa Tonyooi. Kajian ini menggunakan metode deskriptif. Sumber data berasal dari wacana tulis dan lisan yang menggunakan kalimat majemuk. Pengumpulan data dilakukan dengan metode dokumentasi (studi pustaka) dan wawancara dengan teknik simak dan catat. Sementara itu, teknik analisis data yang digunakan, yaitu teknik analisis deskriptif. Berdasarkan hasil kajian, diperoleh beberapa simpulan, yaitu Berdasarkan relasi antarklausanya, kalimat majemuk bahasa Tonyooi dibedakan atas kalimat majemuk setara dan kalimat majemuk bertingkat. Dalam kalimat majemuk setara ditemukan tiga relasi makna, yaitu makna penjumlahan,  pemilihan, dan pertentangan. Sementara itu, dalam kalimat majemuk bertingkat setidaknya memiliki sepuluh relasi makna antarklausa, yaitu makna kesyaratan, tujuan, penyebaban, hasil atau akibat, perbandingan, sangkalan, cara, alat, kewaktuan, dan atributif.  Konjungtor yang digunakan untuk menjalin hubungan antarklausa cukup variatif. Namun, jumlahnya tidak sebanyak dalam bahasa Melayu Kutai ataupun dalam bahasa Indonesia.Kata kunci: relasi makna, klausa, kalimat majemuk, bahasa Tonyooi AbstractThe study of the Tonyooi language is still relatively minimal, especially its microlinguistic studies. At the syntactic level, including the meaning relation between clauses, has not been touched by many researchers and observers of the Tonyooi language. Therefore, this paper will examine or describe the meaning relations between clauses in compound sentences in Tonyooi. This study uses a descriptive method. Sources of data come from written and oral discourses that use compound sentences. The data was collected using the documentation method (literature study) and interviews with the observation and note-taking technique. Meanwhile, the data analysis technique used is descriptive analysis technique. Based on the results of the study, several conclusions were obtained, namely based on the relation between the clauses, the Tonyooi language compound sentences are differentiated into equivalent compound sentences and multilevel compound sentences. In an equivalent compound sentence, three meaning relations are found, namely the meaning of addition, selection, and contradiction. Meanwhile, in multilevel compound sentences there are at least ten interlausal meaning relations, namely the meaning of requirements, goals, causes, results or consequences, comparisons, denials, means, tools, timing, and attributes. The conjunctor used to establish the relationship between clauses is quite varied. However, the numbers are not as high as in Kutai Malay or in Indonesian.Key words: meaning relation, clause, compound sentence, Tonyooi language


2022 ◽  
Vol 16 (1) ◽  
pp. 130
Author(s):  
Hardi Alunaza ◽  
Mentari Mentari

<p>This research is going to explain the characteristics of spiritual and social values in saman dance culture in gayo community in Aceh. Saman Gayo dance is not only unique but also has original Indonesian cultural values which is one of the media for delivering da'wah messages which contains religious values, manners, togetherness, and educational values. This research on the characteristics of spiritual and social values in the Saman Dance culture in the Gayo community is a descriptive study with a qualitative approach. The data analysis technique in this paper refers to the data analysis technique of Miles and Huberman with three stages, namely data collection, data processing, and drawing conclusions. The data collection technique in this paper is to use data collection methods that are literature study to more accurately research from a scientific perspective. The results of this paper shown that the Gayo Saman Dance has various philosophies such as singing, movement, types of Saman Dance, to its function which of course must be maintained and preserved. In the other hand, Saman Dance is used to strengthen Local Identity, good values ranging from values in the field of education, unity and integrity, friendship.</p>


2020 ◽  
Vol 4 (02) ◽  
Author(s):  
Annisa Octavia ◽  
Istiatin Istiatin ◽  
Djumali Djumali

The purpose of this study was to determine whether there is a significant influence between the variables of business innovation, consumer attitudes, and loyalty to sustainability marketing. In addition, it is also to determine whether there is a significant simultaneous influence and which variable is the most dominant in influencing sustainability marketing at PT. Indonesian Railways DAOP VI Yogyakarta. The method used is descriptive quantitative method. The population in this study is not infinite and the sample used is 100, where the sampling technique uses accidental sampling. The data used are primary data and secondary data with data collection techniques: observation, documentation, questionnaire and literature study. The data analysis technique in this study used multiple linear tests. The results of the study can be concluded that: The results of the study can be concluded that: 1) There is an effect of business innovation, consumer attitudes, and loyalty simultaneously on sustainability marketing at PT. Kereta Api Indonesia DAOP VI Yogyakarta, 2) There is an effect of business innovation on sustainability marketing at PT. Kereta Api Indonesia DAOP VI Yogyakarta, 3) There is an influence of consumer attitudes on sustainability marketing at PT. Kereta Api Indonesia DAOP VI Yogyakarta, 4) There is an effect of loyalty on sustainability marketing at PT. Indonesian Railways DAOP VI Yogyakarta. Keywords: Sustainability Marketing, Business Innovation, Consumer Attitudes, Loyalty


2020 ◽  
Vol 9 (4) ◽  
pp. 1
Author(s):  
Vhellani Harza Dena ◽  
Darmawati Darmawati

This study aims to describe and analyze the meaning of Kain dance in marriage ceremony at Pauh V, Pauah district, Padang city. This is a qualitative research using a descriptive method. The object of this research was Kain dance in Pauh V community, Pauh district, Padang city. The data used in this study were primary and secondary data. The main instrument was the researcher itself and was assisted by supporting instruments such as writing instruments, cameras, and cellphones. The data were collected through literature study, observation, interview, and documentation. The data analysis was conducted by reducing the data, displaying the data, and making conclusions. The results show that Kain dance is a traditional dance which is a manifestation of the values of Pauh V community in a marriage ceremony. The instructions are given by niniak mamak (headmen) and bako (fathers’ family) as people who are responsible. This is depicted in a dance by dancers who invite the bride and groom to dance as a form of learning.Kain dance depicts a man who is married and is recognized as an adult who must have dexterity, strength, and vigilance in facing challenges in life's journey. This dance is performed in a marriage ceremony during the malakek an gala (giving a title). However, over the time, Kain dance may be performedat religious events in Pauh V Community, Pauh District.Keywords : meaning, cloth dance, wedding ceremony


LOKABASA ◽  
2020 ◽  
Vol 11 (1) ◽  
pp. 50-60
Author(s):  
Leni Maryanika ◽  
Yayat Sudaryat

The research aims to analyze and describe exocentric phrase that include the form, stucture, and semantics (the relation between grammatical elements) that contained in the novel Kembang Kembang Petingan by Holisoh M.E. In this study used descriptive method with a qualitative approach. Technique used in collecting data is a literature study. The data analysis technique used in this study is direct elemental analysis techniques. The data source used in this study is Novel Kembang Kembang Petingan by Holisoh M.E. The results of this research have 1133 phrase with 1658 frekuesi and describe three things, (1) exocentric phrase divided into two types of phrase, direktif phrase and relative phrase, (2) stucture of exocentric phrase have four general stucture and eleven substucture, and (3) semantics (the  relation between grammatical elements) have twelve relation gramatical of direktif phrase and two relation gramatical of relative phrase in the Kembang novel Kembang Petingan by Holisoh ME. Based on research can be concluded phrase exocentric in Kembang Kembang Petingan novel by Holisoh M.E can be examined in aspects form, stucture, and relation grammatical elements. AbstrakPenelitian ini bertujuan untuk menganalisis dan mendeskripsikan frasa eksosentrik yang meliputi bentuk, struktur, dan semantik (hubungan antarunsur gramatikal) yang terdapat dalam novel Kembang Kembang Petingan karya Holisoh M.E. Penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif, teknik yang digunakan dalam mengumpulkan data adalah tehnik studi pustaka, dan teknik analisis yang digunakan yaitu teknik analisis unsur langsung. Sumber data yang digunakan adalah novel Kembang Kembang Petingan karya Holisoh M.E. Hasil dari penelitian ini yaitu terdapat 1133 frasa eksosentrik dengan frekuensi 1658 kali, lalu mendeskripsikan tiga hal yaitu (1) bentuk frasa eksosentik yang terdiri atas data 2 jenis frasa yaitu frasa direktif dan relatif, (2) struktur frasa eksosentrik yang memiliki 4 pola utama dan 11 subpola, dan (3) semantik (hubungan makna antarunsur gramatikal) yang terdiri atas 12 hubungan makna antarunsur gramatikal frasa direktif dan 2 hubungan makna antarunsur gramatikal frasa relatif. Berdasarkan hasil penelitian dapat disimpulkan bahwa frasa eksosentrik mempunyai bentuk, struktur, dan hubungan gramatikal antarunsurnya yang berkaitan dengan kajian struktur dan semantik.


2021 ◽  
Vol 4 (2) ◽  
pp. 128
Author(s):  
Putri Nadhilah ◽  
Ridwan Indra Jatikusumo ◽  
Erwin Permana

AbstrakPerkembangan teknologi internet semakin hari semakin berkembang pesat. Salah satu dampaknya yaitu timbul kebiasaan baru dalam peralihan bertransaksi tunai menjadi non tunai. Perusahaan Fintech berlomba-lomba menciptakan aplikasi dengan fitur-fitur menarik diantaranya E-Wallet. Saat ini mahasiswa menjadi target baru perusahaan dalam menawarkan fitur tersebut. Penelitian ini bertujuan untuk mengetahui seberapa efektif penggunaan E-Wallet dalam menentukan keputusan pembelian bagi mahasiswa. Teknik pengumpulan data dalam penelitian ini menggunakan analisis data sekunder yang diperoleh masing-masing website/aplikasi penyedia jasa E-Wallet, yakni: www.ovo.id.   dan www.gojek.com/gopay/ serta menggunakan studi kepustakaan dari jurnal-jurnal untuk relevan dengan pokok masalah. Teknik analisis data yang digunkan yaitu teknik analisis deskriptif yaitu mengambil simpulan dari pernyataan atau fakta-fakta khusus menjadi persoalan yang spesifik dan dibuat simpulan umum sesuaidengan teori-teori yang tersedia. Hasil dari penelitian ini terdapat tiga alasan yang mendasar yaitu penawaran promo dan fitur menarik, kenyamanan dan kemudahan penggunaan E-Wallet itu sendiri yang menjadikan penggunaan E-Wallet cukup efektif dalam proses menentukan keputusan pembelian di kalangan mahasiswa.Kata kunci: efektifitas, E-Wallet, mahasiswa, pembelian, teknologi AbstractThe development of internet technology is increasingly growing rapidly. One of the impacts is the new habit of switching from cash to non-cash transactions. Fintech companies are competing to create applications with interesting features, including E-Wallet. Currently, students are the company's new target in offering these features. This study aims to determine the effectiveness of using E-Wallet in determining student purchasing decisions. The data technique in this study used secondary data analysis obtained by each E-Wallet service provider site/application, namely: www.ovo.id. and www.gojek.com/gopay/ and uses literature study from journals relevant to the subject matter. The data analysis technique used is descriptive analysis technique which takes statements or specific facts into specific problems and makes general conclusions according to the available theories. The results of this study are three basic reasons, namely promo offers and attractive features, convenience and the use of E-Wallet itself which uses the use of E-Wallet which is quite effective in the process of determining purchasing decisions among students..Keywords: efectivity, E-Wallet, student, purchase, technology


2020 ◽  
Vol 10 (2) ◽  
pp. 86-93
Author(s):  
Diena Frentika ◽  
Heru Tri Novi Rizki

This study aims to explore and describe ethnomathematics in the concepts of geometry and measurement in traditional games of West Sumbawa namely Barapan Kebo and Sampo Ayam. This research is exploratory research with a qualitative research approach. This research was conducted in 2020 in West Sumbawa District. The data collection techniques were interviews, observation, and literature study. The data analysis techniques used are data collection, data reduction, data display, and data verification. The results showed that there are concepts of geometry and measurement in the traditional games, Barapan Kebo and Sampo Ayam. The ethnomathematics in Barapan Kebo and Sampo Ayam are speed, time, distance, angles, lines, length units, triangular flat shapes, and rectangular flat shapes


2021 ◽  
Vol 7 (3) ◽  
pp. 293
Author(s):  
Sartina Padju ◽  
Salam Salam ◽  
Zilfa Achmad Bagtayan

Penelitian ini dilakukan untuk mengkaji interaksi para tokoh yang membentuk jalinan hubungan beserta perannya dalam lingkungan alam dalam novel Aroma Karsa Karya Dee Lestari. Tujuan penelitian ini yaitu, 1) mendeskripsikan interaksi manusia dengan lingkungan alam, dan 2) mendeskripsikan peran manusia terhadap lingkungan alam dalam novel Aroma Karsa Karya Dee Lestari menggunakan teori ekokritik sastra dengan memandang karya sastram, manusia, dan lingkungannya adalah aspek hidup yang tidak terpisahkan. Metode yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Teknik pengumpulan data dalam penelitian ini menggunakan teknik baca, cata, dan teknik riset kepustakaan. Sedangkan teknik analisis data dalam penelitian ini mengindetifikasi bagian-bagian teks kutipan novel berdasarkan indikasi hubungan manusia dengan lingkungan alam, mengklasifikasikan, menganalisis, mendeskripsikan, serta menyimpulkan hasil analisis data. Hasil penelitian menunjukkan gambaran interaksi mengenai beberapa tokoh yang memiliki hubungan khusus dengan alam melalui indra penciumannya dan perjalanan beberapa tokoh yang dimaksudkan melakukan ekpedisi perlindungan tanaman Puspa Karsa dalam novel Aroma Karsa Karya Dee lestari dengan pendeskripsian bahwa manusia dapat memberikan peran berupa hal positif dan negatif pada lingkungan alam.   This research was conducted to examine the interaction of the relationshop-forming figures and their roles in the natural environment in the novel Aroma Karsa by Dee Lestari. The objectives of this study were 1) to describe human interactio with the natural environment, and 2) to describe the role of humans in the natural environment in the novel using literary ecocritical theory by reviewing literature, humans, and their environment as inseparable aspects of life. This study used a qualitative descriptive method, where the data collection techniques used technique of reading, takin notes, and literature study. Meanwhile, the data analysis technique in this study identified parts of the text of the novel excerpts based, on the indication of the human relationship with the natural environment, calculates, analyzes, describe, and concludes the results of the data analysis. The results showed a picture of the ineraction of several figures who had a special relationship with nature through their sense of smell and the journey of several figures who were intended to carry out an expedition to proted the Puspa Karsa plant in the novel Aroma Karsa by Dee Lestari with the description that human can provide positive and negative roles in the natural environment.


2020 ◽  
Vol 17 (1) ◽  
pp. 43
Author(s):  
Abdul Aziz Zaenal Muttaqin ◽  
Fadlil Yani Ainusyamsi ◽  
Pepe Iswanto

This study aims to determine: (1) the content of the al-Qur'an surah Ali Imran verse 134; (2) the values ​​of social education contained in al-Qur'an surah Ali Imran verse 134 according to Ibn Katsir's Tafsir al-Qur'an al-Azhim; (3) the relevance of the value of education in al-Qur'an surah Ali Imran verse 134 with today's education. This study uses the Maudhu'iy (thematic) method, namely the method of interpreting the verses of the Qur'an according to a particular theme or topic. Meanwhile, the data collection technique used in this research is literature study or documentation. The data analysis technique used in this study is the Moleong data analysis technique, which includes the stages of data reduction, data display, drawing conclusions and verification. After analyzing the data, the authors obtained the following conclusions: first, the contents of the al-Qur'an Surah Ali Imran verse 134 describes the characteristics of a pious person. Secondly, Ibn Kathir also said that the al-Qur'an surah Ali Imran verse 134 describes the characteristics of a pious person, including 1) Berinfaq in a field or narrow, happy or difficult. 2) Hold back anger when able to vent it. 3) Forgive those who wrong us even without being asked. 4) Do well. Apart from being the characteristics of a pious person, these four characteristics are also included in the values ​​of social education, where these traits cannot be realized without social interaction with other people. third, the values ​​of social education contained in al-Qur'an surah Ali Imran verse 134 when connected with contemporary education are very relevant, given the importance of these values ​​to be possessed by educators and students and society in general.


2020 ◽  
Vol 11 (1) ◽  
pp. 69-86
Author(s):  
Teny Khotimah Arzani ◽  
Isfandayani -

This study describes the implementation of the iB Hasanah Card operational financing at BNISyariah Bank which is adjusted to the DSN-MUI Fatwa Number 54 of 2006 (Syariah Card), to findout the suitability between the iB Hasanah Card operations against the sharia card mechanismbased on the fatwa. The method used in this research process is a qualitative descriptive analysismethod. Retrieval of data in the form of primary data, and secondary data, primary data obtained byconducting interviews with the BNI Syariah Bank. Literature study was obtained from books, journals,official websites and documents relating to the iB Hasanah Card. The data analysis technique wascarried out with three steps, namely data reduction, data presentation, and drawing conclusions fromthe results of the data analysis as evidenced by the validity of the data through source triangulationtechniques. The results of this study indicate that the BNI Syariah Bank in general in carrying out theoperational iB Hasanah Card as a whole is in accordance with the fatwa DSN-MUI No.54 / DSNMUI/ X / 2006. However, there are a number of points from the iB Hasanah Card program featuresand provisions regarding restrictions that should need special attention and be reviewed, becausethe contents contained in the fatwa are usually general or comprehensive, not specific or detailed.Like, smart spending and danlus features on iB Hasanah Card that are not listed in the fatwa. Otherprovisions include differences in fee provisions and the application of ta’widh fees, the calculation ofwhich is based on the time period of delay and the type of card not based on the actual loss incurredby the bank during billing.


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