scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LITERASI KEUANGAN

Kinerja ◽  
2020 ◽  
Vol 2 (02) ◽  
pp. 111-134
Author(s):  
Elly Soraya ◽  
Anis Lutfiati
Keyword(s):  
Social Media ◽  
Financial Literacy ◽  
Work Experience ◽  
Business Students ◽  
Multiple Correlation Coefficient ◽  
Financial Behavior ◽  
Coefficient Of Determination ◽  
Validity And Reliability ◽  
Factors Affecting ◽  
Financial Consultants

This study is entitled Analysis Of Factors Affecting Financial Literation, Case Study Of As-Syafi’iyah Islamic University, Faculty Of Economics And Business Students, 2020. This study aims to determine the Factors Affecting Student Financial Literacy, these factors include gender, GPA, income of parents and work experience. The population in this study is the active students of the Faculty of Economics and Business of the As-Syafi’iyah Islamic University semester 4 to semester 8, probability sampling techniques, the number of samples used slovin formula. This study uses 232 questionnaires through Google form. The instrument test uses the validity and reliability test. The analytical method used is descriptive statistics, the classic assumption test, the multiple regression test, the multiple correlation coefficient of determination test and the T Test. The test results show that 1). Gender has a positive and significant effect on financial literacy 2). GPA has a positive and significant effect on financial literacy 3). Parents’ income has a positive and significant effect on financial literacy 4). Work Experience has a positive and significant effect on financial literacy. The suggestions from researchers Students can attend various financial literacy seminars, and can utilize social media to follow (follow) various social media accounts of financial institutions or financial consultants and for further researchers can also complement financial literacy variables by looking at their effects on financial attitudes and financial behavior.

scholarly journals Literasi Keuangan Dan Perilaku Keuangan Karyawan Swasta di Kabupaten Jepara

2020 ◽  
Author(s):  
Hadi Ismanto ◽  
Nisa Ihlasul Amaiyah
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Linear Regression Analysis ◽  
Demographic Factors ◽  
Multiple Linear Regression Analysis ◽  
Financial Behavior ◽  
Coefficient Of Determination ◽  
Validity And Reliability

Financial behavior is an interesting topic, given the consumptive Indonesian society. This study aims to analyze the relationship of financial literacy and demographic factors in determining the financial behavior of private employees in Jepara Regency. The sampling method uses purposive sampling and data is measured using a Likert scale 1 to 5. Data are analyzed using a quantitative approach including validity and reliability, multiple linear regression analysis, coefficient of determination, F-test, and t-test. The results of this study indicate that age, education level, income, and financial literacy simultaneously determine the financial behavior of private employees, but individually income does not affect financial behavior. High-income private employees need to control behavior in managing finances, reducing consumer spending and managing finances well. Keywords: multiple linear regression analysis, demographic factors, education, financial behavior, financial literacy

scholarly journals Analysis of Factors Affecting Financial Well Being Millennial Generation in Batam

2020 ◽  
Vol 2 (1) ◽  
pp. 33
Author(s):  
Yandi Suprapto
Keyword(s):  
Financial Literacy ◽  
Millennial Generation ◽  
Negative Relationship ◽  
Financial Stress ◽  
Well Being ◽  
Financial Behavior ◽  
Financial Socialization ◽  
Factors Affecting ◽  
The People ◽  
Socialization Agents

The purpose of this study is to determine whether financial behavior, financial socialization agents, financial attitude,  financial stress, and financial literacy can influence financial well being in millennial generation in Batam City. Financial well being is described when a person is able to prosper in the field of financial finance. Welfare is reflected in the ability to meet and manage all needs and desires. While millennial is the most current generation so that it can be a hope and reflection of a country. This research method begins with the distribution of questionnaires to the people of Batam city aged 15-19 years. Data were collected as many as 300 respondents then processed with multiple regression research models using SPSS. Variable financial literacy, financial attitude and financial socialization agents provide a significant positive relationship to financial well being. Meanwhile financial stress has a significant negative relationship with financial well being. Then for financial behavior variables show no significant relationship to financial well being.

scholarly journals The roles of peers and social media in building financial literacy among the millennial generation: A case of indonesian economics and business students

2021 ◽  
Vol 7 (1) ◽  
pp. 1947579
Author(s):  
Heri Yanto ◽  
Norashikin Ismail ◽  
Kiswanto Kiswanto ◽  
Nurhazrina Mat Rahim ◽  
Niswah Baroroh
Keyword(s):  
Social Media ◽  
Financial Literacy ◽  
Millennial Generation ◽  
Business Students

scholarly journals FINANCIAL LITERACY OF THE POPULATION AS A COMPONENT OF SOCIO-ECONOMIC DEVELOPMENT OF THE COUNTRY

2021 ◽  
Author(s):  
Iryna Bodnariuk
Keyword(s):  
Economic Development ◽  
Regression Analysis ◽  
Financial Literacy ◽  
Performance Indicator ◽  
Regression Function ◽  
Financial Inclusion ◽  
Financial Behavior ◽  
Gdp Per Capita ◽  
Coefficient Of Determination ◽  
Per Capita

The article substantiates the theoretical and scientific-methodical principles of financial literacy; it is established that raising the level of financial literacy is a strategic goal of the state to ensure the development of financial inclusion, because only increasing the availability and level of use of services and strengthening consumer protection without raising financial literacy will not give the desired result; It is investigated that financial literacy - knowledge, skills and attitudes necessary to ensure responsible financial behavior and increase financial inclusion Ukrainians; it is established that Ukraine lags behind the leading countries in terms of financial literacy - 11.6 in Ukraine (out of 21 possible points); the regularity of the relationship between the level of financial literacy of the population and the level of its economic development - GDP per capita; in the process of correlation-regression analysis we found a high density of communication (0.7711) between the indicators of the level of financial literacy and GDP per capita. For calculations, we used the built-in functions "correlation" and "regression" of the add-in "Data Analysis" of MS Excel. Namely, using the "correlation" function, we calculated the correlation coefficient. Using the “regression” function, the coefficient of determination, the coefficient of y-section were calculated and the regression equation was constructed, which can be used to calculate the projected value of GDP per capita according to the projected level of financial literacy of the population; The results of regression analysis allow us to conclude that there is a sufficiently close relationship between GDP per capita (performance indicator) and the factor indicator (level of financial literacy), as evidenced by the value of the coefficient of determination - R-square - 0.8843. The coefficient of elasticity shows the percentage change in the average performance (GDP per capita) with a change in the argument x (level of financial literacy) by 1%. The calculated value of the coefficient shows that with an increase in the level of financial literacy by 1%, GDP per capita increases by an average of 4.18%.

scholarly journals The Influence of Organizational Culture, Organizational Commitment, Job Stress And Burnout On Nurse Performance

2019 ◽  
Vol 5 ◽  
Author(s):  
Mochammad Fatchurohman ◽  
Rifdah Abadiyah
Keyword(s):  
Organizational Culture ◽  
Organizational Commitment ◽  
Job Stress ◽  
Work Stress ◽  
Quantitative Research ◽  
Multiple Correlation Coefficient ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Validity And Reliability ◽  
Regression Test

This study aims to determine the effect of Organizational Culture, Organizational Commitment, Work Stress and Burnout on the Performance of Nurses at the Siti Khodijah Muhammadiyah Hospital Sepanjang branch - Sidoarjo. This research includes quantitative research with hypothesis testing. The samples used in this study were 67 nurses at the Siti Khodijah Muhammadiyah Hospital Sepanjang branch - Sidoarjo. The analysis used is the multiple linear regression test ,F test, t test,  multiple correlation coefficient test (R), and the coefficient of determination test (R2) which is tested using  SPSS version 18.0 for windows. This primary data is obtained from a questionnaire whose test uses a Likert scale that is tested for validity and reliability and the data is declared valid and reliable. The results of this study prove that Organizational Culture, Organizational Commitment, Work Stress and Burnout simultaneously significantly influence Nurse’s Performance. Organizational Culture has a significant partial effect on Nurse Performance, Organizational Commitment has a Significant Partial effect on  Nurse Performance, Work Stress has a Significant Partial effect on Nurse Performance, and Burnout has a Significant negative Partial effect on Nurse Performance. Besides the variable Organizational Commitment has the most significant influence on the performance of nurses at the Siti Khodijah Muhammadiyah Hospital Sepanjang branch - Sidoarjo.

scholarly journals Financial Literacy Perception Scale for the Portuguese Population

2020 ◽  
Vol 67 (2) ◽  
pp. 277-290
Author(s):  
Fernando Oliveira Tavares ◽  
Eulália Santos
Keyword(s):  
Numerical Calculation ◽  
Financial Literacy ◽  
Financial Planning ◽  
Financial Education ◽  
Financial Behavior ◽  
Factorial Structure ◽  
Validity And Reliability ◽  
Portuguese Population ◽  
Sociodemographic Profile

This study aims to propose and validate a financial literacy perception scale for the Portuguese population. The utilized methodology was quantitative, based on a two-part questionnaire survey. The first part studies the sociodemographic profile and the second part evaluates the respondent's perception of financial literacy. The sample consisted of 830 Portuguese individuals, over 18 years old. The main results of this study demonstrate that the financial literacy perception scale presents a tri-factorial structure with satisfactory validity and reliability levels. The three obtained factors are 1-2 years financial planning and goals, long term savings and an affinity for numerical calculation. This study contributes to the increase of scientific knowledge in the field of financial literacy, to the assistance of financial education policymakers in the reformulation of their policies and to the creation of tools to help consumer financial behavior.

scholarly journals Pengaruh Uang Saku, Pembelajaran Akuntansi Keuangan dan Pengalaman Kerja Terhadap Perilaku Keuangan dengan Literasi Keuangan sebagai Variabel Intervening

2021 ◽  
Vol 13 (1) ◽  
pp. 95
Author(s):  
Eka Febi Wahyuning Tyas ◽  
Agung Listiadi
Keyword(s):  
Sample Size ◽  
Financial Literacy ◽  
Work Experience ◽  
Structural Equation ◽  
Sampling Technique ◽  
Total Sample ◽  
Equation Model ◽  
Financial Accounting ◽  
Financial Behavior ◽  
Pocket Money

The financial behavior of each person is different as shown by the qualities of each individual. The study was directed to determine the results of the analysis of financial literacy to mediate the effect of pocket money, financial accounting learning, and work experience on financial behavior. Research location at the Universitas Negeri Surabaya with a research population of accounting education students at the Universitas Negeri Surabaya. Tests were carried out using purposive sampling technique and the sample size was determined using the Maholtra formula to obtain a total sample size of 120 respondents. The data collection methods were questionnaires and tests. With the Structural Equation Model data analysis technique using Warppls. So from the research results it can be seen whether there is no direct influence between pocket money on financial behavior. On the other hand, work experience and financial accounting learning variables have a positive and significant direct effect on financial behavior. Has a positive and significant influence between pocket money on financial literacy. Financial accounting learning variables and work experience have no effect on financial literacy. Financial literacy variables do not affect financial behavior and cannot mediate the effect of pocket money, financial accounting learning, and work experience on financial behavior.

scholarly journals The Effect of Training and Motivation on Employee Performance

2020 ◽  
Vol 2 (1) ◽  
pp. 25
Author(s):  
Rima Handayani
Keyword(s):  
Correlation Coefficient ◽  
Employee Performance ◽  
Hypothesis Test ◽  
Statistical Tests ◽  
Multiple Correlation Coefficient ◽  
Regression Equation ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Multiple Regression Equation ◽  
Validity And Reliability

The biggest real threat to economic stability is a workforce that is not ready to face the challenges or changes around it. The purpose of this study was to determine the effect of training and motivation on the performance of employees of PT. Sentra Jaya Distribution Tangerang. The research method uses quantitative with a population of 120, determining the sample using the Slovin formula with an error rate of 10% obtained 54 respondents. Data collection methods using primary data and secondary data. Test the instrument using the validity and reliability test, the prerequisite data test uses the normality test, the autocorrelation test, the multi-collinearity test, and the heteroscedasticity test, while the statistical tests use the multiple regression equation, the correlation coefficient test, the coefficient of determination test and the significance test. The Effect of Training and Motivation on Employee Performance at PT. Distribution of Sentra Jaya Tangerang, the analysis of the data that the researchers concluded that the regression equation Y = a + b1X1 + b2X2 which was found was Y = 15.454 + 0.387 X1 + 0.265 X2, with the multiple correlation coefficient R was 0.563, this showed a positive effect. Then get the equation Tcount> T table (2.478> 2.008) in the hypothesis test at α = 0.05 or 5% (significance 0.003 <0.05) then, thereby indicating the hypothesis proposed is accepted, or in other words, Ho is rejected and Ha is accepted. Thus there is a positive and significant effect between the provision of training and motivation on the performance of employees of PT. Sentra Jaya Distribution Tangerang

scholarly journals Faktor-faktor yang Mempengaruhi Minat Berinvestasi Saham Syariah

2021 ◽  
Vol 1 (2) ◽  
pp. 115-131
Author(s):  
Yusuf Satrio Ratmojoyo ◽  
Trisiladi Supriyanto ◽  
Siwi Nugraheni
Keyword(s):  
Social Media ◽  
Significant Influence ◽  
Financial Literacy ◽  
Sampling Technique ◽  
Population Data ◽  
Validity And Reliability ◽  
Purposive Sampling ◽  
The People ◽  
Data Processor ◽  
Risk Investment

The purpose of this research to analyze the effect of financial literacy, risk, investment psychology, and social media on the investment interest of the people of Jakarta in Islamic stocks. The sample used in this study uses one hundred people who will represent the entire population. Data collection in this study was carried out using a questionnaire distributed by the purposive sampling technique. The statistical methods used are descriptive statistical analysis, classical assumptions, multiple linear regression, validity and reliability, and hypotheses using SPSS Statistics 23 application as a data processor. The results of this study are the influence of the independent variables simultaneously on the interest in investing in Islamic stocks. However, in a partial test, only financial literacy, risk, and investment psychology factors have a significant influence on interest in investing in Islamic stocks, while social media factors do not have a significant influence on interest in investing in Islamic stocks.Tujuan penelitian ini untuk menganalisis pengaruh literasi keuangan, risiko, psikologi investasi, dan media sosial terhadap minat berinvestasi masyarakat Jakarta pada saham syariah. Sampel yang digunakan berjumlah seratus orang yang mewakili seluruh populasi. Pengumpulan data penelitian dilakukan dengan menggunakan kuesioner yang disebar dengan teknik purposive sampling. Metode statistik yang digunakan adalah analisis statistik deskriptif, asumsi klasik, regresi linier berganda, validitas dan reliabilitas, serta hipotesis dengan menggunakan alat bantu berupa aplikasi SPSS Statistics 23 sebagai pengolah data. Hasil penelitian menunjukkan adanya pengaruh variabel bebas secara bersamaan terhadap minat berinvestasi saham syariah. Akan tetapi pada pengujian secara parsial, hanya faktor literasi keuangan, risiko, dan psikologi investasi yang memiliki pengaruh signifikan terhadap minat berinvestasi saham syariah, sedangkan faktor media sosial tidak memiliki pengaruh yang signifikan terhadap minat berinvestasi saham syariah.

scholarly journals Analysis of Factors Affecting Consumer's Decision in Choosing the Digital Fund Wallet

2021 ◽  
Vol 1 (1) ◽  
pp. 38-47
Author(s):  
Heny Herawati
Keyword(s):  
Regression Analysis ◽  
Reference Group ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Coefficient Of Determination ◽  
Validity And Reliability ◽  
Factors Affecting ◽  
Consumer Decisions ◽  
Data Collection Technique ◽  
Price Reference

This study aims to determine the effect of price, reference groups, and security on consumer decisions in choosing digital fund wallets on three campuses in Jakarta. This study used a sample of 100 respondents and the sampling technique used a simple random sampling technique. The data collection technique used a questionnaire of 43 question items which were assessed on a Likert scale of 1-5 and tested for validity and reliability. The analytical method use, regression analysis, correlation, the test of the coefficient of determination (R2), and t-test. Based on the regression analysis at a significant level of 5%, it shows (1) there is a positive and significant effect of price on consumer decisions in choosing a digital fund wallet, with a rx1y correlation of 0.678; the coefficient of determination R2x1y of 0.460; and sig value 0.000 < 0.05; (2) there is a positive and significant influence of the reference group on consumer decisions in choosing a digital fund wallet, with a rx2y correlation of 0.607; the coefficient of determination R2x2y is 0.368; and sig value 0.000 <0.05; (3) there is a positive and significant security effect on consumer decisions in choosing a digital fund wallet, with a rx3y correlation of 0.746; the coefficient of determination R2x3y of 0.556; and sig value 0.000 < 0.05.

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