scholarly journals THE EFFECT OF CHARACTER, CAPACITY, CAPITAL, COLLATERAL AND CONDITION OF ECONOMY ON GIVING CREDIT

2020 ◽  
Vol 9 (1) ◽  
pp. 41-50
Author(s):  
Angga Hapsila ◽  
Ivalaina Astarina
Keyword(s):  
Linear Regression ◽  
Social Science ◽  
Data Processing ◽  
Multiple Linear Regression ◽  
Correlation Coefficient ◽  
Significant Influence ◽  
Primary Data ◽  
Moderate Relationship

This research was conducted by the authors at PT Bank Rakyat Indonesia (Persero) Tbk Kerumutan Unit and Tri Mulia Jaya Unit. The research took place for 4 ( four ) months. Conducting this research is to determine the effect of Character, Capacity, Capital, Collateral, and Condition of Economy simultaneously on the Provision of Credit at PT. Bank Rakyat Indonesia (Persero) Tbk Kerumutan Unit and Tri Mulia Jaya Unit. This study uses primary data, the authors conducted data processing using multiple linear regression which processed it using SPSS (statistical package for social science) version 21 to get the output to conclude the results of this study. From the results of the study, it can be concluded that simultaneously there is a significant influence between Character, Capacity, Capital, Collateral, and Condition of Economy on the Provision of Credit. When viewed from the summary model table, then r, which means the correlation coefficient, shows that Character, Capacity, Capital, Collateral, and Condition of Economy have a moderate relationship to the Provision of Credit.

scholarly journals PENGARUH REMUNERASI DAN SEMANGAT KERJA TERHADAP KINERJA PEGAWAI PADA KANTOR KEJAKSAAN NEGERI MEDAN

2019 ◽  
Vol 5 (1) ◽  
pp. 71
Author(s):  
Dito Aditia Darma Nasution
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Employee Performance ◽  
Correlation Method ◽  
Primary Data ◽  
Work Unit ◽  
Analytical Analysis ◽  
Work Units ◽  
Regression Tests

This study aims to look at the effect of remuneration and work spirit on employee performance both partially and simultaneously at the Medan District Prosecutor's Office. The research used associative/correlation method. The population was 5 work units at the Medan District Prosecutor's Office consisting of Coaching, Pidum, Pidsus, Datun, and Intel work units and the sample of the study was 97 people including 18 employees in the Coaching work unit, 37 employees in the Pidum work unit, 18 people employees in the Pidsus work unit, 9 employees in the Datun work unit, and 15 employees in the Intel work unit. The data were primary data were obtained by using questionnaires and conducting a survey. The gathered data were analyzed by using multiple linear regression tests for analytical analysis which had been tested by using classic assumption test. The result of the research showed that, partially, Remuneration had positive and significant influence on the Employee Performance at the Medan District Prosecutor's Office and partially, Work Spirit had positive and significant influence on the Employee Performance at the Medan District Prosecutor's Office. Simultaneously, these results indicate that Remuneration and Work Spirit had significant influence on the employee performance at the Medan District Prosecutor's Office.

scholarly journals Pengaruh Religiusitas dan Lokasi Terhadap Keputusan Pembelian Konsumen Pada Rahmat Syariah Swalayan City Walk Padangsidimpuan

2020 ◽  
Vol 3 (1) ◽  
pp. 1-15
Author(s):  
Muhammad Isa ◽  
H. Aswadi Lubis ◽  
Ilma Sari Lubis
Keyword(s):  
Linear Regression ◽  
Data Processing ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Quantitative Research ◽  
Regression Equation ◽  
Regression Technique ◽  
Research Use ◽  
Purchasing Decisions ◽  
Linear Regression Technique

Penelitian ini bertujuan untuk mengetahui pengaruh variabel religiusitas dan lokasi terhadap keputusan pembelian konsumen pada Rahmat Syariah Swalayan City Walk Padangsidimpuan. Penelitian ini dilatarbelakangi oleh jumlah konsumen Rahmat Syariah Swalayan City Walk Padangsidimpuan sampai saat ini belum sesuai dengan harapan. Penelitian ini adalah penelitian kuantitatif dengan teknik regresi linear berganda. Pengumpulan data menggunakan angket yang disebar kepada 69 orang responden. Pengolahan data dilakukan dengan bantuan software SPSS. Dari penelitian yang dilakukan ditemukan bahwa secara simultan variabel religiusitas dan variabel lokasi memiliki pengaruh yang signifikan  terhadap keputusan pembelian konsumen pada Rahmat Syariah Swalayan City Walk Padangsidimpuan dengan kontribusi sebesar  92,3%, sedangkan sisanya 7,7% dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian ini. Persamaan regresi yang diperoleh adalah Keputusan Pembelian= 16,984 + 1,481 Religiusitas + 1,291 Lokasi +e This research aims to know the influence of religiosity and location  to consumer purchasing decisions in  Rahmat Syariah Swalayan City Walk Padangsidimpuan. The background of this research is total daily customers are still below expectations. This is a quantitative research and use multiple linear  regression technique. This research use questionnaires with 69 consumers as samples and data processing with Software SPSS. From this research researcher know that Religiosity and Location have positive and significant influence to Consumer Purchasing  Decisions in Rahmat Syariah Swalayan City Walk Padangsidimpuan. The contributes  of Religiosity and Location to Consumer Purchasing  Decisions are  92,3% and 7,7% explained by others variables. The regression equation is Consumer Purchasing  Decisions = 16,984 + 1,481 Religiosity + 1,291 Location +e

scholarly journals THE FACTORS THAT INFLUENCE CONSUMER SATISFACTION ON GOPAY

BISMA ◽  
2020 ◽  
Vol 14 (1) ◽  
pp. 10
Author(s):  
Ahmad Azmy ◽  
Pitrayadi Subakrie ◽  
Muhammad Zakky Azhari
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Consumer Satisfaction ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Primary Data ◽  
Mobile Payment ◽  
Independent Variables

This research aims to analyze the factors that influence consumer satisfaction on Go-Pay as a mobile payment application. The population of this research was all Gojek application users who use Go-Pay as mobile payment in South Jakarta. This research used primary data sourced from the questionnaire distributed to 150 respondents. Data were analyzed using multiple linear regression analysis. The results showed that four independent variables, i.e., price, trust, lifestyle, and benefit have a significant influence on consumer satisfaction of Go-Pay application. However, convenience has no significant influence on consumer satisfaction of Go-Pay. Keywords: consumer satisfaction, Go-pay, lifestyle

scholarly journals Efektivitas dan Kontribusi Pajak Perhotelan terhadap Pendapatan Asli Daerah Kabupaten Indragiri Hulu Tahun 2013-2019

2021 ◽  
Vol 21 (2) ◽  
pp. 669
Author(s):  
Aris Triyono ◽  
Albetris Albetris ◽  
Sumantri Sumantri ◽  
Etty Siswati
Keyword(s):  
Linear Regression ◽  
Data Processing ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Research Method ◽  
Quantitative Research ◽  
Quantitative Method ◽  
Secondary Data ◽  
Regression Equations ◽  
Research Period

The research was conducted at the Regional Revenue Agency of Indragiri Hulu Regency. The purpose of this study is to analyze and find out how much effect the Effectiveness and contribution of Hospitality tax to the Original Revenue of Indragiri Hulu Regency both simultaneously and partially with the research period is 5 years from 2013 to 2019. This type of research is quantitative research using secondary data. The Research Method used is quantitative method with multiple linear regression equations, while the Equation is Y = 45712635725,406 - 19524572,193 X1 + 25765555,817 X2. From the results of data processing SPSS is known simultaneously known if the effectiveness and contribution of hospitality tax receipts have a significant effect on the original revenue of the region. From the SPSS results, it is known that there is partially no significant influence between effectiveness to the original revenue of the region and partially there is a significant influence between the contribution of hotel tax receipts partially to the original revenue of the region.

scholarly journals The Effect of Conflict and Termination of Employment on Employee's Work Spirit

2031 ◽  
Vol 04 (02) ◽  
Author(s):  
Christin Natalia Sianipar ◽  
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Reliability Analysis ◽  
Significant Influence ◽  
Quantitative Method ◽  
Primary Data ◽  
Regression Equations ◽  
Employee Morale ◽  
Employment Relationships ◽  
Data Regression

This study aims to find out the conflict and termination of employment both partially and simultaneously have a significant effect on the morale of employees at PT. The benefits of Medan Technique and how much it affects. The method used in this research is quantitative method with several tests namely reliability analysis, classical assumption deviation test and linear regression. Based on the results of primary data regression processed using SPSS 20, multiple linear regression equations were obtained as follows: Y = 1,031 + 0.329 X1+ 0.712 X2.In part, the conflict variable (X1)has a significant effect on the employee's work spirit (Y) at PT. Medan Technical Benefits. This means that the hypothesis in this study was accepted, proven from the value of t calculate > t table (3,952 < 2,052). While the variable termination of employment (X2) has a significant influence on the work spirit of employees (Y) in PT. Medan Technical Benefits. This means that the hypothesis in this study was accepted, proven from the value of t calculate > t table (7,681 > 2,052). Simultaneously, variable conflict (X1) and termination of employment (X2) have a significant influence on the morale of employees (Y) in PT. Medan Technical Benefits. This means that the hypothesis in this study was accepted, as evidenced by the calculated F value > F table (221,992 > 3.35). Conflict variables (X1) and termination of employment (X2) were able to contribute an influence on employee morale variables (Y) of 94.3% while the remaining 5.7% was influenced by other variables not studied in this study. From the above conclusions, the author advises that employees and leaders should reduce prolonged conflict so that the spirit of work can increase. Leaders should be more selective in severing employment relationships so that decent employees are not dismissed unilaterally. Employees should work in a high spirit so that the company can see the quality that employees have.

scholarly journals THE INFLUENCE OF PRICE AND SERVICE QUALITY ON PURCHASE DECISION OF HONDA CAR AT PT. ISTANA CENDRAWASIH MOTOR SEMARANG

2019 ◽  
Vol 20 (1) ◽  
pp. 47
Author(s):  
Yasinta Budie Pangestika ◽  
Karnowahadi Karnowahadi ◽  
Isnaini Nurkhayati
Keyword(s):  
Linear Regression ◽  
Service Quality ◽  
Competitive Advantage ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Primary Data ◽  
Purchase Decision ◽  
Purchasing Decisions ◽  
Analysis Model ◽  
Simultaneous Influence

<em>The growth of automotive world in Indonesia makes the emergence of many car companies. Competitive advantage is required for companies to compete in the market, one of them by increasing purchasing decisions. The purpose of this research is to analyze the partial and simultaneous influence of price and service quality on purchase decision of Honda car at PT. Istana Cendrawasih Motor Semarang. The data used are primary data obtained by using questionnaire. The sample in this study were 100 customers of the PT. Istana Cendrawasih Motor Semarang. Sampling is done by using purposive sampling. The analysis model used in this research is multiple linear regression. The result of determination coefficient (R Square) showed that 28,7% purchase decision was influenced by price and service quality. The rest was explained by other factors not examined in this research. The result of hypothesis testing shows the variables of price and service quality simultaneously and partially significant influence on purchase decision of Honda car at PT. Istana Cendrawasih Motor Semarang</em>

scholarly journals Pengaruh Motivasi Kerja, Lingkungan Kerja dan Disiplin Kerja Terhadap Kinerja Pegawai Dinas Koperasi Perindustrian dan Perdagangan Kabupaten Kerinci

2020 ◽  
Vol 10 (2) ◽  
pp. 221-230
Author(s):  
Dona Elvia Desi
Keyword(s):  
Linear Regression ◽  
Hypothesis Testing ◽  
Multiple Linear Regression ◽  
Work Environment ◽  
Significant Influence ◽  
Work Motivation ◽  
T Test ◽  
Civil Servants ◽  
Primary Data ◽  
F Test

This study aims to determine the effect of work motivation, work environment and work discipline on the performance of employees of the Office of Cooperative Industry and Trade (Diskoperindag) Kerinci Regency in 2019. The method used is descriptive quantitative and primary data obtained from a sample of 49 civil servants, analysis tools in the form of multiple linear regression and determinant coefficient, as well as hypothesis testing using the t-test and F test. The results show that part there is a positive and significant influence between work motivation, work environment and work discipline on the performance of the Diskoperindag staff in Kerinci Regency with the magnitude of the influence of each of which is 27.87%, 3.86% and 24.76%. It is recommended to pay attention to other factors to maintain and improve the performance of the employees of Diskoperindag Kerinci Regency.

scholarly journals THE EFFECT OF TOTAL ASSETS, OWN CAPITAL AND REVENUE ON THE REST OF BUSINESS RESULTS ON COOPERATIVE PARTNER MANDIRI INDRAGIRI HULU REGENCY

2021 ◽  
Vol 10 (1) ◽  
pp. 62-73
Author(s):  
Angga Hapsila ◽  
Ivalaina Astarina ◽  
Gilang Ramadan
Keyword(s):  
Linear Regression ◽  
Social Science ◽  
Data Processing ◽  
Multiple Linear Regression ◽  
Quantitative Research ◽  
Secondary Data ◽  
Financial Statements ◽  
Business Results ◽  
Cooperative Partner

This research is a quantitative research conducted totested and analyzed the effect of total assets, equity and income partially on the remaining operating results at the Mitra Mandiri Cooperative, Indragiri Hulu Regency. This study uses secondary data by looking at the financial statements of the Mandiri Mitra Cooperative. The author performs data processing using multiple linear regression which processes it using SPSS (statistical package for social science) version 21 to get the output to conclude the results of this study. From the results of the study, it can be concluded that the number of assets has a significant effect on the remaining operating results and own capital has a significant effect on the remaining operating results while partially income has no significant effect on the remaining operating results.

scholarly journals Analisis belanja daerah pada Kabupaten Induk dalam Provinsi Jambi

2019 ◽  
Vol 8 (2) ◽  
pp. 75-94
Author(s):  
Bagas Pradyastio ◽  
Selamet Rahmadi ◽  
Yohanes Vyn Amzar
Keyword(s):  
Economic Growth ◽  
Panel Data ◽  
Linear Regression ◽  
Data Processing ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Total Population ◽  
Secondary Data ◽  
Analytical Tool ◽  
Simple Linear Regression

This study aims to determine whether economic growth, population, and local original income affect regional spending in the Main District in Jambi Province. The data used in this study are secondary data for 5 years, namely from 2012 to 2016. The variables used are regional expenditure, economic growth, population, and locally-generated revenue(PAD) in Parent Regencies in Jambi Province. The analytical tool used in this study is a simple linear regression and multiple linear regression using panel data. The results of data processing obtained the following results. First, economic growth does not significantly influence regional spending. Second, the population has a significant influence on regional spending. Third, the PAD has a significant effect on regional expenditure. Fourth, when viewed together it can be concluded that only PAD has a positive and significant effect, while economic growth and population do not affect regional spending in Parent Regencies in Jambi Province. Keywords: Regional expenditure, Economic growth, Total population, locally-generated revenue (PAD)

scholarly journals Determinants of Traders’ Income at the Revitalized Vs Non-Revitalized Traditional Wet Market

2019 ◽  
Vol 14 (2) ◽  
Author(s):  
Anindya Rahayu Pratami ◽  
Rakhmat Priyono ◽  
Arintoko Arintoko
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Linear Regression Analysis ◽  
Working Hours ◽  
Multiple Linear Regression Analysis ◽  
Primary Data ◽  
Average Income ◽  
Wet Market

The modern market has made the wet market have to change its appearance to be able to provide competitiveness with the modern market. Therefore, in this study comparing wet markets that have been revitalized (Manis Market) and not revitalized (Pon Market) in Purwokerto. In this research, to analyze the influence of several factors such as capital, working hours and length of business on the income of traders and to analyze differences in the average income of traders in Manis Market and Pon Market. The data used in this research are primary data taken from 84 respondents from Manis Market  and 55 respondents from Pon Market. The results of multiple linear regression analysis show that capital has a significant influence on the income of traders while other factors such as working hours and length of business do not significantly influence the income of traders in the Manis Market. Then the capital and duration of the business have a significant influence on the income of traders while other factors such as working hours do not significantly influence the income of traders in Pon Market. Result of Independent Sample t-test also shows that there are significant differences in the average income of traders between Manis Market and Pon Market. Thus, revitalization is still a factor that can enhance the competitiveness of traditional markets.Keywords: income, capital, working hours, length of business, and revitalization

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