scholarly journals PENGARUH KENAIKAN SUKU BUNGA BI DAN INFLASI TERHADAP KINERJA KEUANGAN BANK SYARIAH

2020 ◽  
Vol 2 (2) ◽  
pp. 158-174
Author(s):  
Dwi Utami Yesika ◽  
Sukamto

Absract: The reality of the increase in world oil prices has prompted the Indonesian government to adopt a policy of increasing the price of fuel oil (BBM) which has caused the Indonesian economy to experience a drastic decline. The increase in fuel prices will be followed by an increase in the price of goods and services. This has caused the inflation rate in Indonesia to decline and further complicate the economic conditions of the people. Since the inflation rate has increased due to the government's policy of raising fuel prices, one of the steps taken by Bank Indonesia to control the inflation rate is to raise interest rates. However, in Islamic law, to avoid operating a bank with an interest system, Islam introduces the principles of muamalat as an alternative to banking in the form of Islamic banking business activities. The approach used by the author in this study is a quantitative approach with descriptive and regional methods by comparing one variable with another. So the appropriate collection technique is library research is to collect articles, journals, books and so on.  The results showed that there was an influence between the increase in BI interest rates and inflation on the financial performance of syari'ah banks and there were several factors that influenced the increase in interest rates, among others: the need for funds, competition, government policies, etc. Several factors that influence inflation include: money supply, gross domestic product, exchange rates and interest rates.

2021 ◽  
Vol 1 (2) ◽  
pp. 34-50
Author(s):  
Nur Afni

The management of zakat in relation to economic empowerment means that zakat as an asset of an Islamic economic institution, zakat is a source of strategic potential funds for efforts to build the welfare of the people. Because of that, the Koran gives a sign that the zakat collected is managed appropriately and effectively. The purpose of this research is to describe how the management and distribution of zakat to improve the social welfare of society. The type of research used in this research is library research or library research conducted by collecting data or scientific papers aimed at the research object. The results of the discussion in the article are; 1) in the process of managing zakat, it can be realized seriously, of course, this needs to be supported by good management, as was done in the early days of Islam. Managing zakat effectively and efficiently needs to be managed properly. Therefore, the management of zakat provides the application of modern management functions. 2) Zakat must be distributed to mustahik under Islamic law. 3) the distribution of zakat is carried out based on a priority scale, with due observance of the principles of equity, justice, and territoriality, and 4) Zakat is distributed through two distribution models directly or consumptive zakat, and indirect distribution, namely productive zakat.             


2020 ◽  
Vol 1 (3) ◽  
pp. 272-293
Author(s):  
Syandri ◽  
Iskandar ◽  
Sulaiman Kadir

This study aimed to identify the process and purpose of the grave pilgrimage tradition after marriage in Manisa village, Baranti subdisctrict, Sidrap district, South Sulawesi, and also to examine the law of the custom in the view of Islamic law. This research employed a qualitative approach with the field study method (Field Research) and library research. The study shows that: 1. People ini Manisa village after celebrating their wedding they make grave pilgrimage in forms of such as: Determining a certain time according to the agreement of the bride and groom, preparing the necessary preparations such as water, kettles, and pandanus leaves, making ablution before going to the graveyard, praying before entering the cemetery, watering the grave with water mixed with pandanus leaves, holding the gravestone, praying for the late by reciting certain chapters finalized by surah Al-Fatihah. 2. Grave pilgrimage is one of the prescribed acts of worship but it should be in accordance with the guidance of the Prophet. As for what is found in the people of Manisa Urban Village, there are still a number of differences between what they do and what had been exemplified by the Messenger of Allah such as the determination of a special time for the grave pilgrimage, watering the grave, and seeking for blessing from the graves visited.


2019 ◽  
Vol 1 (1) ◽  
pp. 30-40
Author(s):  
Ainun Barakah ◽  
Pipin Suitra

Abstract Bawean is an archipelago administratively included in Gresik Regency, where the main occupation of the people is farming and fishing, but not all of the people have land to farm and ships to go to sea, and not a few who work in Malaysia and Singapore have even become citizens of that country. so that the land and rice fields below are unproductive, so there is cooperation between landowners and tenants or cultivators, in agricultural practices, landowners and processors or workers often make contracts and agreements in such cooperation, as well as in the village of Lebak, the agreement sees to the weather, or irrigation used to irrigate rice fields, and the yields obtained during the rainy season in certain months are different, there are at least three cooperation systems in the muzara'ah contract implemented there, in this study the three systems were analyzed to determine which in accordance with Islamic law , of the three, there are two agreements that use the muzara’ah contract, and the other one uses the ijarah agreement or lease agreement. This research uses the library research method with a qualitative inductive approach. Keywords: muzara’ah, Islamic Law, Gresik


Author(s):  
Triwahyuni Triwahyuni

The economic development of a country, including in Indonesia, cannot be separated from the monetary and fiscal policies adopted by each country concerned. However, the monetary and fiscal policies adopted by each country vary depending on the real economic conditions, the direction and development objectives to be achieved. In principle, the management of monetary and fiscal policies aims to maintain the inflation rate by regulating the circulation of money and interest rates which tend to increase in society. The purpose of this research is to find out how the government controls inflation, monetary and fiscal, and their impact on the economy from an Islamic macroeconomic perspective. The method used is library research method and the data used is secondary data which is in accordance with a number of relevant literature. As an effort to overcome inflation, monetary and fiscal policies, the government needs to carry out macroeconomic policies in relation to achieving the inflation target and economic growth. Thus, every country needs to maintain economic stability in accordance with the challenges it faces.


2018 ◽  
Vol 2 (02) ◽  
Author(s):  
Sawindri Dyah Paraswati ◽  
Diana Nova Lintong

Because of the importance of fuel oil for community needs both for household, business, transportation and industrial sectors. As the largest oil and gas company in Indonesia, even globally, Pertamina certainly has a specific strategy to market its products. Competition in the retail business of non-subsidized fuels is strongly influenced by government policies in terms of determining the price of shared fuels. The marketing of PT Pertamina Sulutenggo Cabang VII Daerah has the duty to market fuel oil to all areas of Sulutenggo and also the company carries out various strategies to survive on the market. In October 2018 Pertamina had just raised non-subsidized fuel prices throughout Indonesia, the prices set were not so much different from other regions, except for areas affected by natural disasters such as NTB and Central Sulawesi for the time being they did not rise. For now PT Pertamina Marketing Sulutenggo Branch focuses on the marketing strategy of non-subsidized fuels by holding various events, recently PT Sulutenggo Branch Marketing in commemoration of the national customer day on September 4, 2018, Pertamina held an event at the gas station. Coco Samrat by distributing gifts to customers who buy non-subsidized fuel, such an event is also part of the prtamina strategy in marketing non-subsidized products. With this analysis carried out with the title of marketing strategy so that it aims to determine the implementation of marketing strategies for Non-Subsidized BBM PT Pertamina Marketing Sulutenggo Branch. The analysis used in this strategy is the marketing mix, which is "4P".Keywords: Marketing Strategy for Non-Subsidized Retail Oil Fue


2021 ◽  
Vol 2 (2) ◽  
pp. 177
Author(s):  
Weni Gusdi Sari ◽  
Zainuddin Zainuddin

This study examines the concept of regional autonomy in Islamic constitutional law about how is the concept of regional autonomy in Islamic State Constitutional Law and how is the autonomy of regional heads in the perspective of Islamic constitutional law. This research is a qualitative research library (Library Research). The data of this study were obtained through the Islamic law/Fiqh research method with a historical approach. After the data has been collected, it is then processed by studying, researching, studying and understanding the concept of regional autonomy in Islamic Constitutional Law referring to the Al-Quran and Hadith and related articels. This study found the following results: (1) The concept of regional autonomy in Islamic constitutional law is practiced in three types of regional government, namely al-imarah al-khashah, al-imarah al-ammah, al-imarah al-istila. (2) The autonomy of the regional head's power in the perspective of fiqh siyasah dusturiyah or Islamic constitutional law is in accordance with the conditions and authority granted by a Khalifah. The Khalifah as head of state gives authority to al-Amir (Head of Region) in the functions of: collecting taxes in the region, managing regional administration and providing services to the people in the region, maintaining security in the region, attracting kharaj and collecting zakat, upholding and disseminating Islam in the region. area, as well as being a prayer priest.


2017 ◽  
Vol 1 (2) ◽  
Author(s):  
Moch. Bayu Al Fatih, dkk.

Snails are one of the animals that can be produced by the factory to be used ashuman consumption. In this regard, the production process is closely associatedwith the snails as food that can be consumed. Definition of production itselfisthhuman activities toproduce goods and services that are then it is used byconsumers. Technically, the production is the process of transforming inputs intooutputs. The production has an important role indetermining the extent of human life and prosperity of a nation. Snails become one of the output in production and into food favored by the people of Indonesia. In that context, Islam has its role that is seeing its level of halal. Islam in producing something concerned with halal. Indonesian Council of Religious Scholars intervened in determining the level of halal in term of eating snails. Snails has many benefit and to be the specialty and favorite food in Kediri generally, even in Kediri the market selling of snails or processed snails makes society welfare become a place that is very popular for tourists to taste the snails and become one of the villages snails in Kediri, with the highest processing snails in Kediri. There is even a factory that produces the target slugs through to overseassales. Despite its benefitsaresoprominentfixed MUI forbids Muslim society due to snail eating snail that lives in two realms.Keywords: Economy, Production, Islamic Law


2020 ◽  
Vol 14 (2) ◽  
pp. 211-224
Author(s):  
Abdul Hadi ◽  
Bekti Taufiq Ari Nugroho ◽  
Ahmad Muntakhib ◽  
Choeroni Choeroni

The fundamental values ​​contained in Islamic law are reflected in the formulation of Islamic law itself, namely happiness, enjoyment, benefit, justice, and so on. The online system has the potential to conflict with the values ​​of Islamic law, which is detrimental to many people because of the difficulty of tracking various electronic transactions and it can have a very broad impact when it comes to crimes in the digital world. Based on this reality, several research problems arise related to the ITE Law from the perspective of maqāṣid shari'ah. This article is a library research study using a qualitative paradigm. The results of the discussion show that the emergence of social groups in the name of religion that misuse social media has occurred, one of which is spreading hoax news, updating news, photos, and videos, etc. that deviate from existing norms. The ITE Law is a new thing in the realm of legislation in Indonesia. For that, it is necessary to study further, one of which is in terms of maqāṣid syarī'ah the extent to which the objectives of the law are viewed from Islamic law or qawā'id uluhiyyah. The relevance of maqāṣid syarī'ah with the ITE Law is that there are regulations that guarantee the benefit of the people, namely being able to bring benefits and keep people away from evil deeds by using these cyber tools.


2021 ◽  
Vol 1 (2) ◽  
pp. 184-193
Author(s):  
Muhammad Habib ◽  
Muhammad Shaleh ◽  
 Muhammad Hasbi

An interesting phenomenon that occurs in the people of the Tanjung Pura Subdistrict, Langkat Regency, who still consider the kiai to be a highly respected and respected figure. In terms of problems that occur between husband and wife such as nusyuz and syiqaq, people still believe that by telling the kiai, they will get the best solution as an effort to resolve conflicts that occur in their families. This type of research is juridical-empirical law research (Socio-Legal Research). This research was conducted by looking for field data (field research) and library research, namely analyzing data sources on books. Data collection techniques were carried out by conducting interviews with kiai and communities in several villages in the Tanjung Pura District, Langkat Regency. The purpose of this study was to determine the role played by the kiai in resolving family conflicts in Tanjung Pura District, Langkat Regency and to find out the review of Islamic law and its legislation related to the resolution of family conflicts involving a kiai. The results of the research that have been carried out conclude that the kiai has a role in reducing family conflicts in the community in the Tanjung Pura District, Langkat Regency, including the first role of the kiai in providing good solutions to problems faced by married couples, secondly the role of the kiai in trying to reconcile husband and wife. -wife who is in disagreement, the three roles of the kiai are good protectors in an effort to resolve family conflicts. Islam gives up the freedom of settlement to reach an agreement to make peace for those who are in dispute. This is done because Islah-shulh is part of Islamic teachings to resolve a dispute or conflict peacefully. However, it is different from the laws and regulations which have their own rules in the implementation of mediation in court. In accordance with Perma No. 1 of 2016 Article 13 that to be a mediator in the mediation process must have a certificate. With regard to efforts to resolve family conflicts by involving the kiai as hakam, this is permissible. However, the role of the kiai as a mediator or hakam can only be carried out in an effort to resolve disputes that have not been submitted to court with the consent of the conflicting parties. Unless, the kiai already has a certificate as a mediator. Keywords: kiai; mediator; Family


2020 ◽  
Vol 5 (1) ◽  
pp. 130-144
Author(s):  
Asyhari

The main cause of radicalism is the distorted understanding of the Qur'an and hadith. One of the Qur'anic verses used to legitimize the precept of the extreme radical group is Q. S al-Maidah: 44. Explicitly this verse seems to justify the radical group's claim that in this world all people have infidels because no one applies the Islamic law perfectly. Sayeed Qutb (d. 1966) is referred to as one of the people of the Muslim Brotherhood in Egypt interpreting the verse on a textual basis. Using the library research method, researchers answered two basic problems; (1) How Sayeed Qutb interprets Q. S al Maidah: 44, (2) How do the scholars interpret Q. S al Maidah: 44?. To answer the researcher to comb the interpretation of Sayeed Qutb in the book of Zilal al-Qur'an, then compare it with the interpretation of the other scholars in the books of interpretation. This research resulted in the conclusion that Sayeed Qutb's interpretation of Q. S al-Maidah: 44 is deviant from the interpretation of all Islamic scholars. The interpretation of Sayeed Qutb precisely corresponds to the interpretation of the Khawarij group at the time of the Caliph Ali ibn Abi Talib. The scholars interpret the passage with three interpretations. First, the meaning of kufr in the verse is a major sin, secondly, that a person is considered infidels when not applying Islamic law because of legal reasons other than Islam is better than Islamic law, third, the passage is revealed to the Jews, that the Jews who did not apply Islamic law were unbelievers.


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