scholarly journals Relevansi Pembiayaan Pemilikan Rumah (PPR) Syariah dalam Penyelesaian Pembiayaan Bermasalah Bernilai Humanis Islami

2020 ◽  
Vol 6 (2) ◽  
pp. 159-186
Author(s):  
Kurnaemi Anita ◽  
Muhammad Wahyuddin Abdullah ◽  
Muhammad Nirwan Idris

Preference in solution construction of non-performing financing based on Islamic business ethics was born from the accumulation of fiqh of muamalah conceptions. This study aimed to describe the PPR mechanism according to sharia standards and to identify the relevance of sharia PPR practices in producing non-performing financing with Islamic humanist values based on fiqh of muamalah. This is qualitative research with a phenomenological approach to the Sharia Property Developer PT. Wahana Persada Indonesia. Data collection was conducted through observation and interviews with the president director, accounts receivable staff, marketing staff, and several users. This research describes the flow of financing that occurs in the field, starting from the location survey to the implementation of the Sale and Purchase Agreement and the handover of homeownership certificates. Besides, this study also finds three types of handling of problematic financing qualifications applied by developers in each cluster, starting from soft connections, restructuring, and finding a replacement for users. This is then made relevant to the values of Islamic business ethics to create an Islamic humanist financing atmosphere.

2017 ◽  
Vol 4 (6) ◽  
pp. 464
Author(s):  
Yogiswara Karishma W ◽  
Tika Widiastuti

This research is aimed to determine the Islamic Business Ethics in business management at Pesantren Mukmin Mandiri Sidoarjo. Pesantren Mukmin Mandiri is one of pesantren based on agrobusiness and agro-industry which graduates entrepreneurs every year. This research used the qualitative research method and case study as the strategy. Data collection was done by interviewing and observing the research object directly. The qualitative explanatory was used as the technique of analysis by explaining the results of the interviews and of the direct observations.The results of The analysis showed that the business ethics of Islam are in some way and going well in business management in schools independent believer, it can be seen from the implementation of restrictions on the business that is concerned with the students.


2019 ◽  
Vol 5 (3) ◽  
pp. 206-212
Author(s):  
Deby Zulkarnain Rahadian Syah ◽  
Puji Sutarjo ◽  
Inna Riescananda

Background: Autism is a developmental disorder in children that affects their social and imaginative lifes. Parents’ acceptance on their children’s autism will have impact on how they treat their children. Objective: The aim of this study was to determine the parental acceptance of children with autism in the Autism Services Center (ASC), Yogyakarta. Methods: This study was a qualitative research with a phenomenological approach. The data collection was conducted by in-depth interviews with three informans. Results: All the informants accepted their children’s conditions, after getting information about autism. Acceptance of parents indicated their satisfaction with the children’s talent. Parents provide facilities to support the children's talents. In addition, the acceptance of parents indicated by the acceptance of the cildren’s limitations. Conclusion: Participants accepted their children’s conditions, talents and limitations. Keywords: Autism, Parental Acceptance.


Author(s):  
Teuku Amnar Saputra ◽  
Zuriah Zuriah

In responding to the corona virus outbreak, each region has a different way. Aceh, which is identical to Islamic law, also has a different way of dealing with the Corona Virus Outbreak. One of the ways that the Acehnese people do is to revive the Tulak Bala tradition. This study aims to examine how an outbreak is in the historical perspective of the Acehnese people and how the Tulak Bala Tradition is carried out by the people of Aceh in dealing with the Corona Virus. This type of research is qualitative research with a phenomenological approach. Data collection was carried out by means of observation, documentation and interviews and data presentation was carried out descriptively. The results showed that an epidemic was not something new for the people of Aceh. The epidemic has occurred since the 2nd Dutch aggression with the spread of a cholera epidemic that killed many people. The Tulak Bala tradition carried out by the people of Aceh is a tradition that has been passed down from generation to generation to its predecessors. This tradition does not believe that it can prevent and eliminate all forms of plague and calamity. The people of Aceh believe that the plague is an offering of Allah SWT so that to be able to deal with it, they must ask for help from the Creator.Keywords: Aceh Community, Tradition, Tulak Bala, and Corona Virus.


Author(s):  
Mutia Sumarni

This study describes the practice of rounding prices on buying and selling rubber in Medang Ara village, Karang Baru District. The purpose of this study was to determine the practice of price rounding on the sale and purchase of rubber and to determine the analysis of Islamic business ethics on the practice of rounding prices on buying and selling rubber in the village of Medang Ara, Karang Baru District. The type of research used is field research. Data collection techniques through observation, interviews and documentation, as well as data analysis techniques with a qualitative descriptive approach.Based on the results of the study note that the price rounding done by Medang Ara village rubber agent is rounding down prices. The agent did this rounding because there was no change which made it difficult to pay for the rubber and the agent thought that rounding was a common thing and was known by farmers, so farmers would be sincere if the money was rounded up. In addition, the price rounding done by an agent is contrary to the basic provisions in Islamic business ethics, namely unity, balance, free will, responsibility and truth, and rounding the price is also contrary to the principles in Islamic business ethics such as honesty and transparency in setting prices.


Author(s):  
Faisal Adam Rahman ◽  
Agus Kristiyanto ◽  
Sugiyanto Sugiyanto

   The purposes of this research are to know motive, motivation, and benefits for climbers and for the surrounding society of the mountaineering activities in the Mount Merbabu National Park. The research was conducted in the Mount Merbabu National Park, Central Java Province. It is a qualitative research which uses phenomenological approach. Data collection techniques used in this research are observation, interview, and documentation.    Results of research Motive, Motivation, and Benefits of Mountaineering Activities of Merbabu As Sports Recreation Society summed up as follows: 1. The motive are : 1) want to take off or surfeit due to a dense except routine 2) want to be fade into the enjoyment of natural scenery 3) try something new, 4) want to be able to interact with nature, 5) as a hobby. 2. The motivation are 1) to obtain satisfaction 2) want to reach high places and see nature 3) want to get a new experience. 3. The benefits of mountaineering for climbers are: 1) trainimg physical or exercising, 2) recreation gaining pleasure, 3) revitalize the mind or refreshing, and physical relaxation, 4) closer with the God, 5) learning to live independently 6) the character building, 7) get new friends, 8) as a means of socializing. And the benefits for the surrounding society is an income enhancement. Keywords: Physical Actitivies, Sports Recreation, Mountaineering, Mount Merbabu


2017 ◽  
Vol 2 (1) ◽  
Author(s):  
Dyah Ayu Perwitasari

ABSTRAK Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis bentuk nilainilai keadilan dalam praktik pembiayaan mudharabah dan deposito mudharabah.Jenis penelitian ini merupakan jenis penelitian kualitatif dengan pendekatan studi kasus.Teknik pengumpulan data dilakukan melalui wawancara dan dokumentasi.Hasil penelitian ini menunjukkan bahwa BPRS Asri Madani Nusantara Jember belum sepenuhnya menerapkan kelima unsur keadilan dalam praktik pembiayaan mudharabah.Dari kelima prinsip tersebut, BPRS hanya menjalankan kedua prinsip keadilan, yaitu bentuk pelarangan haram dan maysir. Untuk memenuhi kelima prinsip keadilan tersebut, seharusnya seharusnya BPRS Asri Madani Nusantara menerapkan praktik pembiayaan mudharabah secara murni, dimana perhitungan bagi hasil dilakukan setelah proyek terealisasi, edukasi syari’ah secara itensif kepada mudharib, pihak manajemen melakukan pengawasan secara itensif terhadap usaha yang dijalankan mudharib, serta etika bisnis Islami yang harus dimiliki sumber daya manusia perbankan. Sedangkan pada praktik deposito mudharabah, BPRS ASRI Madani Nusantara Jember telah menerapkan kelima unsur keadilan yaitu bentuk pelarangan riba, gharar, maysir, dzulm dan haram dalam transaksi deposito mudharabah.Kata kunci: mudharabah, deposito mudharabah, keadilan ABSTRACT This study aims to explore and analyze the forms of fairness values in the practice of mudharabah financing and mudharabah deposits. This type of research is a type of qualitative research with case study approach. The results of this study indicate that this bank has not fully applied the five elements of justice in the practice of mudharabah financing. Of the five principles, BPRS only runs the two principles of justice, namely the form of prohibition of haram and maysir. In order to fulfill these five principles of justice, should the BPRS Asri Madani Nusantara apply pure mudharabah financing practices, where the profit sharing calculation is done after the project has been realized, the shari'ah education has been intensively to mudharib, the management supervises it intensely on the mudharibrun business, As well as Islamic business ethics that must be owned by human resources banking. While in practice mudharabah deposit, BPRS ASRI Madani Nusantara Jember has applied the five elements of justice that is the form of prohibition of riba, gharar, maysir, dzulm and haram in mudharabah deposit transaction.Keywords: mudharabah, mudharabah deposit, justice


Author(s):  
Ibnu Kusuma Negara ◽  
Sriyati Sriyatin

ABSTRACTThe purpose of his research is to find out and analyze the practice of the qardh in Islamic perspective, and the impact of the practice of financing with the Qardh contract on empowerment UMKM , as well as supporting and inhibiting factors and solutions of the empoerment. This research uses descriptive qualitative research with a phenomenological approach as the main theoretical basis. The data collection techniques used interviews, observation, documentation, about the practice of Qardh Practices at the Bank Wakaf Mikro Alpen Barokah Mandiri Islamic Perspective in empowerment Small and Medium Businesses (UMKM) Around the Boarding School. The collected data is then managed and analyzed using descriptive qualitative. Keywords : Qardh Practice, Impact, Empowerment Of Supporting Factors, Inhibiting Factors


2021 ◽  
Vol 3 (1) ◽  
pp. 26-46
Author(s):  
Meliza Jocabed Flores Velasco ◽  
Bertha Alicia Garza Ruiz ◽  
Audelia González Almanza

La siguiente investigación gira entorno al análisis de cómo se establecen las prácticas de inclusión educativa de los docentes del nivel de educación primaria. Bajo un enfoque cualitativo de corte fenomenológico, se dirige hacia la obtención de datos en situaciones reales de cómo los docentes frente a grupo responden a la diversidad de sus aulas. Los resultados presentados son acerca de la revisión documental necesaria para la elaboración de instrumentos como entrevista y guía de observación participante. Abstract The following investigation evolves around the analysis and how inclusive educational practices are established by elementary school teachers. From a phenomenological approach of qualitative research, we directed our attention towards data collection focused on real situations experienced by elementary school teachers during class and how they respond to diversity in the classroom. The results presented refer to the revision of documentation necessary to create instruments such as interviews and participant observation guides.


2019 ◽  
Vol 7 (2) ◽  
pp. 316
Author(s):  
Firdaningsih Firdaningsih ◽  
Muhammad Sri Wahyudi ◽  
Rahmad Hakim

<p><em>This study aims to compare eight groups of zakat recipients in the opinion of ulama and the actualization of amil zakat institutions to eight groups of zakat recipients. This research used qualitative research with phenomenological approach as a part of qualitative research that explore a phenomena based on perspective and people awareness. The data collected are primary data and secondary data. The object used in this study is the opinion of ulama, Amil Zakat institution Nurul Hayat KC Malang and LAZISMU Malang Regency. Method of data collection are interview, documentation and observation. While data analysis technique uses content analysis techniques.</em><em>The results of this study, there are similarities in the analysis text that is based on the opinions of </em><em>ulama</em><em> and contexts which are actualization by the amil zakat institution, both Nurul Hayat KC Malang and LAZISMU Malang Regency.</em><em> </em><em>Except for the riqab group which in the actualization by LAZISMU Malang Regency which had expansion meaning, so that the distribution of zakat was not only for the people free from slavery but also for those who are in opressed.</em></p><br /><em> </em>


Author(s):  
Indri Wachidah Wahyuni Trisna ◽  
Hariri Ulfa'i Rosyidah ◽  
Sokhi Huda

This research aims to discuss a public response to education and prevention of COVID-19 on social media Instagram @satgascovididijatim and to discuss the effectiveness of media social Instagram as a medium for conveying information to the public. The research method used in this research is a qualitative research method with a phenomenological approach. Data collection by observations, interviews, and documentation. There are two points to these research results. First, the Indonesian Doctor’s Association (IDI) of East Java conducts education and prevention of COVID-19 through the @satgascovidiidijatim Instagram account to the whole community especially the East Java community, to prevent the transmission of the coronavirus. Secondly, the community gives a response that is response cognitive, affective, and behavioral. This response states that Instagram account @satgascovididijatim is one of the effective media for delivering massage education and prevention COVID-19 to the public through social media Instagram.


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