Implementasi Akad Ba’i Istishna dan Ba’i Taqsith Pada Pembiayaan Kepemilikan Rumah (Non Bank) di Perumahan Islami Indonesia

2020 ◽  
Vol 3 (1) ◽  
pp. 72-87
Author(s):  
Arman Paramansyah ◽  
Izul Abdillah ◽  
Dessy Damayanthi

This study aims to analyze the application of istishna and ba'i taqsith contracts on bankless home ownership financing and to find out the advantages of each of these contracts. This research was conducted using qualitative research with descriptive analysis method, namely research by focusing on the implementation of istishna and ba'i taqsith contracts and showing a relationship between the financing of house ownership without the bank, then conducting a description to provide a clear picture. The results of the study conclude that the istishna contract in its application, namely the mustashni/customer, pre-orders the house to be ordered from the shani/maker by stating the raw material specifications, size and payment system at the beginning of the agreement and the handover of the building will be handed over in a tough manner. In the payment system there are 2 schemes, namely: In cash and credit, in credit financing for Indonesian Islamic Housing using a ba'i taqsith agreement. Namely a sale and purchase contract with a payment in installments at a certain time and is more expensive than the cash price. Credit calculation uses a 7% margin of cash and flat prices until the end of payment, there are no penalties for late payments and if there is default, deliberations will be held for the solution. The advantages of the ba'i istishna and ba'i taqsith contracts are the advantages of the istishna contract, it can change the design desired by the consumer and the advantages of the ba'i taqsith contract, can negotiate prices, late payment is not subject to fines, the benefits are greater than the cash price, and to educate the public about sharia credit.  

2021 ◽  
Vol 9 (2) ◽  
pp. 182
Author(s):  
Marta Widyawati

This research aims to show the masculinity crisis experienced by a male character (a husband) due to the shift role of breadwinner in marriage in the short story "Huruf Terakhir" by Benny Arnas. This research is essential because it can demonstrate the impact of the wife's involvement to work in the public domain towards the husband's condition. This research is qualitative research by utilizing the concept of gender. Data collection techniques are carried out through document tracing on a short story "Huruf Terakhir" by Benny Arnas as the corpus.  The data obtained was analyzed using descriptive analysis method. The results showed that shifting role of breadwinner can cause a man (a husband) to experience a crisis of masculinity such as loss of independence, confidence, courage, assertiveness, and emotional control. The shifting role as breadwinner is also shown to open the opportunities for repression in women. Therefore, the research on the short story "Huruf Terakhir" is expected to contribute to the study of gender-sensitive literature, especially since it is able to show masculinity traits associated with the role of breadwinner can complicate men’s position and  potentially hinder women's freedom.


2019 ◽  
Vol 1 (1) ◽  
pp. 30-40
Author(s):  
Nabila Rahma Silmi ◽  
Tuah Nur ◽  
Dian Purwanti

The purpose of this research is to find out the implementation of regional disaster management policies in Sukabumi City and to find out the inhibiting and supporting factors of the successful implementation of regional disaster management policies. This research method uses descriptive analysis method with a qualitative approach. The results showed that the implementation of regional disaster management policies was not optimal. The conclusion is that the socialization activities are still lacking and equitable, human resources and infrastructure have not been added yet. The inhibiting factors are in terms of institutional, apparatus discipline, budget, resources, facilities and environment that are less conducive. Supporting factors are the existence of regulations or regulations on disaster management. for communication carried out by BPBD Sukabumi City in carrying out socialization activities or training on disaster management to the public is still lacking and uneven. Keywords: Implementation, Policy, Disaster Management.


GERAM ◽  
2021 ◽  
Vol 9 (1) ◽  
pp. 65-73
Author(s):  
Rieke Nur Safitri ◽  
Auzar ◽  
Hermandra

This research was motivated by the existence of interest and curiosity about why two villages are very close in the distance, which use the same language but have many differences in the use of vocabulary used in speaking in the daily life of the speech community. Using different vocabulary in the spoken community in Betung and Kesuma villages raises questions about the differences in vocabulary and what factors influence these differences. The research objective was to describe the difference in vocabulary between the two villages. This research is expected to become a reference for similar research and as material to add insight. This research uses vocabulary theory, language variation, and technique. This research is qualitative research using the descriptive analysis method. Data were collected using the method of observation, interviews, proficient listening, and note-taking techniques. The collected data is then reduced, displayed, concluded. Based on the research process that the author has carried out, it was found that the results of the study were the differences in the vocabulary of the Malay dialect used by the speech community between Betung Village and Kesuma Village. The author found 71 differences in vocabulary that will be analyzed based on semantic differences, namely synonyms. The author also found six differences in vocabulary that will be analyzed based on semantic differences, namely homonyms. The author also obtained the study results, namely the factors that influence the vocabulary used by the spoken community in Betung Village and Kesuma Village.


2019 ◽  
Vol 18 (1) ◽  
pp. 15-32
Author(s):  
Fetti Astrini Rishanjani ◽  
Zainal Rafli ◽  
Zuriyati Zuriyati

ABSTRACT The aim of this research is to do an in-depth study of the representation of injustice cointaned in the anthology of poetry Nyanyian Akar Rumput written by Wiji Thukul and its implication in learning Indonesian language. This research is a qualitative research using descriptive analysis method. The research concludes that the analyzed poems represent acts of injustice, such as commutative and recreative injustice. The results of this research showed: (1) Representation of commutative injustice was found in the poem entitled “Tanah” that revealed the people’s demand of justice caused by land expropriation;(2) Representation of recreative injustice was found in the poem entitled “Batas Panggung” that revealed the opposition caused by the lack of freedom in voicing their aspirations;(3) The implication of this research can be used by teachers and students as learning materials for literary study. Keywords: representation of injustice, poetry, critical literacy


2018 ◽  
Vol 3 (1) ◽  
pp. 75-91
Author(s):  
Tatang Hidayat ◽  
Toto Suryana

The aim of this present study is to initiate Islamic education in order to rectify the educational paradigm in Indonesia. With respect to the research methodology, this study employed a qualitative approach and literature study method. In its implementation, the collected data was then analyzed using a descriptive analysis method. Based on the results of the discussion, in order to rectify the educational paradigm in Indonesia, it should initially change the secularism paradigm that has been fossilized in the world of education into the paradigm of Islam, al-Qur`an, and Tauhid. As a consequence, this paradigm will have implications for the establishment of the conceptualized education system that inevitably also affects the to-be-achieved educational objectives. In order to realize a good education system, there should be integration between the elements of education practitioners which consist of family, mosques/schools/campuses, and society. As a result, those aforementioned objectives will be successfully achieved in the moment when Islamic rules are fully implemented in all aspects of life. Therefore, it is necessary to continuously educate the public regarding the importance of implementing Islamic rules in all aspects of life, including in the aspect of education.


Author(s):  
Daniel Putra Pardamean Mbarep ◽  
Hayati Sari Hasibuan ◽  
Setyo Sarwanto Moersidik

Kalijodo green open space has vegetated area 48 %. The ideal green open space, has vegetated area ​​80-90 % of total area. The results of the thermal comfort index in the Kalijodo green open space is 30.75. This condition makes the Kalijodo green open space in very uncomfortable status, and the thermal comfort index is categorized as comfortable is in 29 and below. This research was conducted to determine and analyze the perception of thermal comfort that  felt by the public in the green open space of Kalijodo. Descriptive analysis method is used to examine any information obtained from data processing from questionnaires filled out by 50 respondents. The results of this research on the perception of thermal comfort show that as many as 24 respondents felt very uncomfortable, 14 respondents felt comfortable, and 12 respondents felt uncomfortable when they were in the green open space of Kalijodo. These results indicate that the majority of people living in green open spaces are in line with the results of research on thermal comfort in the Kalijodo green open space which is in the very uncomfortable category. The condition of the Kalijodo green open space, which lacks vegetation, results in a very uncomfortable thermal comfort index value, so that the people there also feel the discomfort.


Humaniora ◽  
2017 ◽  
Vol 8 (3) ◽  
pp. 271
Author(s):  
Tukina Tukina

This article was a descriptive qualitative research. The discussion conducted with descriptive analysis. Basic analysis of the study used observation, seminar, and literature review from the web, book, and journal. The study focused on the national development, tax amnesty, and repatriation. It finds that the most important thing for the people, especially under the economic development, is the public welfare and prosperity that are achieved by tax conducted by the government. The making of tax policy, repatriation, and tax amnesty need to be preceded by the academic paper earnestly and profoundly as a basic philosophical, social, and cultural that can be accepted by the people of Indonesia.


2019 ◽  
Vol 1 (1) ◽  
pp. 135-162
Author(s):  
Wildan Mahmudin

The purpose of learning Arabic in general is so that studentscan master Arabic well and correctly. To achieve this goal, of course,can not be separated from several factors, namely teachers, students,material, methods and environment. From these factors must bemutually supportive of one another. As in learning Al-Qira`ah in Arabicat MA Miftahurrahman Tasikmalaya to achieve the goals to beachieved there are problems that must be faced by students andteachers, namely linguistic and non-linguistic problems. To get the factsabout the existing reality about the problems of learning Al-qira`ah inMA Miftahurrahman Tasikmalaya, the author uses several methods,namely methods of interviews, observation, questionnaires, tests anddocumentation. And to analyze the data that has been collected, theauthors use a descriptive analysis method. And so that this research canbe well directed, the writer uses learning theory and problematic theoryin learning Al-Qira`ah. Because in a study can be said perfectly, if inlooking for existing data must be in accordance with the theory andnone other than this kind of research that is qualitative research can besaid with proof of a theory. The results of this study regarding theproblems of Al-Qira`ah learning problems in MA MiftahurrahmanTasikmalaya and their solutions, namely: 1) The implementation of Al-Qira`ah teaching activities in MA Miftahurrahman Tasikmalaya as wellas activities in madrassas which include teaching objectives,curriculum , teachers, students and methods; 2) In learning al-qira`ahmaharah in MA Miftahurrahman Tasikmalaya, teachers and students experience problems that include linguistic and non-linguistic problemssuch as teacher, student, method, and environment; 3) the solution ofthe problem solving is that the teacher must have the ability to masterthe Al-Qira`ah learning method, students must be disciplined infollowing the learning, the method used is the eclectic method, and theright environment for learning Al-Qira`ah Arabic is language orboarding environment  


2020 ◽  
Vol 9 (4) ◽  
pp. 213
Author(s):  
Rahma Sinta ◽  
Herlinda Mansyur

This study aims to describe and reveal the presentation form of Galombang dance at a wedding party in Jorong Koto Kociak Tujuah Koto Talago village, Guguak sub-district, Lima Puluh Kota district. This is a qualitative research using a descriptive analysis method. The object of the research was Galombang dance at a wedding party in Jorong Koto Kociak, Tujuah Koto Talago village, Guguak sub-district, Lima Puluh Kota district and was focused on the form of its presentation. The data were collected through literature review, observation, interview, and documentation. The data analysis was done by using triangulation technique which compared the data from observation to those from interview and documentation data. The results of the study generally show that the Galombang dance is performed in groups by11 dancers. It is performed for eight minutes in front of the bride's house, and it is performed at noon after the procession. Interestingly, the Galombang dance in Jorong Koto Kociak, Tujuah Koto Talag village, is performed by 50 year-old dancers and over (elderly). The presentation form of Galombang Dance at a Wedding Party in Jorong Koto Kociak, Tujuah Koto Talago village, Guguak sub-district, Lima Puluh Kota district is a representational form.The elements of the presentation form of this dance are as follows: (1) The motion of respect, the opening motion, the maagiah kaba motion, the maimbau motion, the basuluah motion, the bagalanggang motion, and silang jentik motion. (2) the Galombang Dance uses a floor pattern of two rows backwards and three carano bearers.(3) The music that accompanies the Galombang dance consists of: bansi, gandang, talempong, and tambourine. (4) The property of Galombang Dance isa carano. (5) The make-up used is pretty makeup. The dancers wear baju kuruang basiba, skirts, scarves, tikuluak kompong and accessories such as necklaces. (6) In addition, the Galombang dance is performed in front of the bride's house.Keywords: Presentation, Galombang Dance, Wedding Party


2020 ◽  
Vol 9 (2) ◽  
pp. 25
Author(s):  
Riri Fadri Azhari ◽  
Afifah Asriati

This study aims to describe the meaning of Alang Suntiang Pangulu dance in Padang Laweh village, Sungai Pua district, Agam regency. This is a qualitative research with a descriptive analysis method. The object of this research was Alang Suntiang Pangulu dance in Padang Laweh village, Sungai Pua district, Agam regency. The main instrument used was the researcher itself and was assisted by tools such as stationery and cameras to collect data in the field. The data were collected through literature study, observation, interview, and documentation. The data analysis was conducted by reducing the data, describing the data, and making conclusion.The results show that Alang Suntiang Pangulu dance describes lessons about things a Pangulu (a leader) uses to maintain his crown or honor. These are found in Alang Suntiang Pangulu dance which gives textual meanings elaborated through motion, floor patterns, music, dancers, make-up, performance, and venues. Key words: Alang Suntiang Pangulu Dance, Meaning


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