scholarly journals The Analysis of Property Loans Development in Indonesia

2021 ◽  
Vol 11 (1) ◽  
pp. 123
Author(s):  
Anisa Nurpita ◽  
Rina Oktavia

The property sector in Indonesia has an essential role in driving the national economy. The bank lending development to the property sector in April 2019 did not show significant growth and stagnant. This study analyzes the growth trend of property loans in Indonesia and estimates the factors that affect the number of housing loans (KPR) and apartment ownership loans (KPA) in Indonesia. The data used in this study are secondary data and time series. The analytical tools used in this research are trend and regression. The results showed that from 2020 to 2025, the property loan growth in Indonesia will still be sluggish. The condition is identified by construction loan which is expected to grow even though the increase is not too significant, real estate loan is still fluctuating, this is because in 2019 there was a decline in real estate loan growth of almost 50 percent from the previous year, and KPA and KPR are estimated to decline even though in nominal terms the number of KPR and KPA increases. The population number variable has a positive and significant effect on the number of KPR and KPA in Indonesia. The more the population, the more the number of KPR and KPA will increase. Meanwhile, the variables of economic growth and inflation in this study did not significantly affect the number of KPR and KPA.

2019 ◽  
Vol 2 (1) ◽  
pp. 147-153
Author(s):  
Maulana Irmansyah

This study aims to determine the leading sectors and sectors that must be prioritized in Mojokerto Regency. This study uses secondary data from Gross Regional Domestic Product (GRDP) of Mojokerto Regency and East Java Province in 2015-2016. The analytical tools used in this study are: 1). Location Quotient Analysis (LQ), 2) Dynamiq Location Quotient Analysis (DLQ), 3) Shift-Share Analysis and 4) Klassen Typology. The results of the analysis by sector shows that the sector which is the leading sector in Mojokerto Regency with criteria classified as the base and competitive sector is the manufacturing sector. For the sectors that must be prioritized in Mojokerto Regency are the manufacturing and real estate sectors.


2019 ◽  
Vol 2 (1) ◽  
pp. 42
Author(s):  
Dea Aulia Nandita ◽  
Lalu Bayu Alamsyah ◽  
Enggar Prima Jati ◽  
Edy Widodo

<p>Population growth can encourage and hinder economic growth. This study aims to analyze the factors that influence gross domestic product (GDP) in Daerah Istimewa Yogyakarta (DIY) using panel data regression. This study uses three independent variables, namely number of population, number of poor population, and investment, while the dependent variable is GDP. We use secondary data obtained from Badan Pusat Statistik (BPS). The results obtained from the regression analysis of the data series time panel are generalized least square (GLS), while for the cross section data panel shows the REM model is more suitable than PLS and FEM. Based on the validity test of the influence or t-test, the variable that shows significant to the economic rate which is categorized as GRDP in the Daerah Istimewa Yogyakarta in 2011-2015 is the variable Total population and Investment which has a positive relationship.</p><p><strong>Keywords</strong><strong> : </strong>economic growth rate, panel data regression, gross regional domestic product</p>


JEJAK ◽  
2021 ◽  
Vol 14 (2) ◽  
pp. 304-315
Author(s):  
Wira Yasari

This study aims to analyze the convergence of economic growth in South Kalimantan Province in 2011-2019 based on the level of income per capita. The population of this research is the districts in South Kalimantan Province. Subjects take in the form of levels of income per capita with secondary data sourced from BPS. The analytical tools used are economic growth, Theil index, Williamson index, and Klassen typology model. This study also analyzes the relationship between economic growth and income inequality using Pearson correlation analysis. The results of this study indicate that there is a convergence of inequality in South Kalimantan Province in 2011-2019 with an average Williamson Index value at 0.496 and Theil index at 17.928. Based on the Klassen typology classification, only Tapin District is in the category of high developed and fast growing region. The output on the Pearson analysis correlation shows that there is a non-significant positive correlation between economic growth and income inequality. Furthermore, South Kalimantan Province does not support on the Kuznets hypothesis for the period 2011-2019.


2021 ◽  
Vol 1 (1) ◽  
pp. 39-42
Author(s):  
Yazid Arifin ◽  
◽  
Bambang Hadi Prabowo

This study examines the role of technology and investment in the business sector in driving net exports and economic growth. This study uses secondary data from world banks to process regression using the moving average autoregression method. When the government focuses on directing the export-oriented Indonesian economy by increasing investment in the business sector and investment in the development of supporting technology for an export-oriented economy will result in integration between the business, technology and international trade sectors that will encourage net exports and export-based economic growth with a fluctuating economic growth trend following global economic conditions. However, despite this economic growth is positive.


2018 ◽  
Vol 2 (1) ◽  
pp. 131
Author(s):  
Prima Audia Daniel

In an economy of a country or region are certainly not apart from a problem that intertwined and mutually influence each other. These conditions always happen in all countries that there is in the world and not apart of this also on the Government of the city of Jambi. The economy of the city of Jambi who still has not shown the consistency of course is still influenced by other factors are interlinked, for instance variable inflation. Inflation is indeed directly does not affect economic growth however indirectly to provide disruption in spur economic growth. On the basis of things that writers do this research. the purpose of this research is; 1) analyzing the rate of growth of inflation and economic growth that occurred in the city of Jambi; 2) analyse the influence of inflation towards economic growth in the city of Jambi; 3) and see the relationship of inflation with economic growth in the city of Jambi. This research was conducted with the use of quantitative and qualitative approaches and utilizing secondary data becomes available. analytical tools used in this research is a simple linear regression and correlation of person who used to see the influence and relationship variables infalsi against economic growth. From the results of the discussion indicates that the inflassi effect negatively to economic growth and inflation have a negative relationship with economic growth. This means that rising inflation effect on the rate of economic growth in the city of Jambi. Keywords: inflation, economic growth


2019 ◽  
Vol 2 (1) ◽  
pp. 44-58
Author(s):  
Sutanti Sutanti ◽  
Dwi Oktariani

A sustainable economic growth becomes a main requirement for the continuity of regional economic development. Therefore, it should be concentrated on the basic sectors or leading sectors in order to create significant multiplier effect on other sectors. It is urgency for newly established regions, e.g., South Tangerang. This study aims to determine and analyze leading sectors that possess competitiveness and specialization in South Tangerang in relation with the future economic growth of South Tangerang. In addition, it also aims to project the added value or GRDP of South Tangerang in 2017. Secondary data in the form of time series sectoral GRDP at constant prices of both South Tangerang and Banten from 2010 to 2016 were obtained from BPS South Tangerang City and BPS of Banten Province. The data were analyzed using a quantitative- descriptive approach through the Location Quotient (LQ) and Shift-Share analysis. Based on the LQ method, there are nine leading sectors in 2010—2016, namely: construction; wholesale and retail trade, and repair of motor vehicles and motorcycles; accommodation and food; information and communication; real estate; corporate services; educational services; health and social services; and other services. The average LQ for these sectors is, respectively, 1.490; 1.333;1.315; 2.969; 2.233; 3.299; 2.530; 3.663; and 2.014. Real estate has the highest values, indicating it becomes the leading sector with the highest competitive and comparative advantages.


2020 ◽  
Vol 7 (10) ◽  
pp. 340-349
Author(s):  
PEREZ ONONO ◽  
Benedict Mutuma Kiambi ◽  
James Maingi

Crude oil is an essential resource in the day-to-day activities of a functional economy. Crude oil and petroleum products constituted 14 percent of the Kenya’s imports in 2017 up from 12 percent in 2015. As Kenya moves into an oil-exporting country, there is a need to measure the role crude oil prices play in directing the economic growth of the country. This study assessed the effect of crude oil prices on the economic growth of Kenya. Gross capital formation, bank lending rate, employment rate and debt servicing were used as control variables in the models estimated. The study employed secondary data for the period 1981 to 2018. The findings indicate that crude oil prices had a positive but insignificant effect on economic growth. The study recommends that the government diversifies its sources of energy to ensure that economic activity economy is not deeply connected to crude oil prices because of their volatility.


2021 ◽  
Vol 31 (8) ◽  
pp. 2100
Author(s):  
Ihsan Nasihin ◽  
Siska Komala Dewi

Companies have the main objective, namely to seek profit, but many factors influence the company to generate profits. The purpose of this study was to determine the factors that affect basic earning power. The research method in research is quantitative research, where the data used are secondary data. The population used in this research is in the form of the sub-Property and Real Estate manufacturing industries that have been listed on the IDX for the 2017-2019 period with a population of 74 companies. In the population, the method of illustration taking is the Non-Probability Sampling method. The results of this study indicate that the Working Capital Turnover, Long Term Debt to Equity Ratio, and Good corporate governance (GCG) have no effect on Basic Earning Power in the property and real estate sub-sector industries listed on the Indonesian stock exchange, so that economic growth cannot moderate financial ratios. Keywords: Financial Ratios; Good Corporate Governance; Basic Earning Power; Economic Growth.


2018 ◽  
Vol 9 (2) ◽  
pp. 33-49
Author(s):  
Karina Harjanto

The purpose of this research is to examine the effect of company’s size, profitability, solvability, and the size of the accounting firm towards audit delay. The object in this research are property and real estate companies listed in Bursa Efek Indonesia (BEI) for the period 2013-2015. The sample is selected by purposive sampling method. There are 42 companies selected as sample. Data used in this research is a secondary data such as audited financial reports. Data analysis uses multiple linear regression. The result of this research shows that company’s size, profitability, and solvability have no influence on audit delay, while the size of accounting firm has significant positive influences on audit delay. The result also shows that company’s size, profitability, solvability, and the size of of the accounting firm simultaneously influence audit delay. Keywords: audit delay, company’s size, profitability, solvability, size the accounting firm


Author(s):  
Harun Bal ◽  
Shahanara Basher ◽  
Abdulla Hil Mamun ◽  
Emrah Akça

The contribution of exports to GDP in MINT countries that improve substantially just after their implantation of export promotion strategy in the late 1980s raises the issue of whether the growth in these countries is led by export or not. While a good number of studies have been found investigating whether economic growth is promoted by exports for developing countries having an outstanding share of export in GDP, no study investigating the export-led growth hypothesis for MINT countries has been found until recent times. The main purpose of this study is to fill up the void. The study employs panel cointegration technique with an aim to examine whether the export is the key factor of economic growth for MINT countries employing yearly secondary data that covers the period. Results of the study imply that economic growth of these countries is considerably exports driven. Moreover, there is an indication of improvement of efficiency as exports work along with the rise capital formation. As the employment opportunity of an economy is expanded through capital formation, the emerging MINT countries endowed with large population and favorable demographics are expected to become the major exporters with strong GDP growth by being able to attract adequate foreign investment.


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