scholarly journals LAZIZMU Philanthropy Potential in The Empowerment of Mustahiq’s Economic and Welfare (A Case Study in Probolinggo, Jember, and Pasuruan)

Afkaruna ◽  
2021 ◽  
Vol 17 (2) ◽  
pp. Layouting
Author(s):  
Benny Prasetiya ◽  
Heri Rifhan Halili ◽  
M. ALfi Syahrin ◽  
Muhammad Arifin
Keyword(s):  
Poverty Alleviation ◽  
Field Research ◽  
Economic Empowerment ◽  
Sociological Approach ◽  
The Poor ◽  
The People ◽  
Research Objects

Indonesia has a large zakat potential and has not been widely used for economic empowerment for the poor. Lazismu, as part of the national zakat institution, develops to provide solutions in zakat management in the form of economic empowerment for the poor to turn mustahiq into muzakki. This study was field research, and the data were obtained directly from the field and research objects. The research applied a normative sociological approach. This research was descriptive-analytic and clearly and in detail described the phenomena as the main problem without doing hypotheses or statistical calculations. Specifically, this research intended to describe in general the management of zakat conducted by Lazismu in Probolinggo, Jember and Pasuruan, then systematically reviewed them to achieve Lazismu’s Role strategy in poverty alleviation for the people of Probolinggo, Jember and Pasuruan, so that it was easier to understand and conclude. The results showed that the three Regional Lazismu in this study carried out the empowerment of mustahik to become muzakki with economic empowerment. Early empowerment is carried out by providing training and assistance to Mustahiq in managing productive economic businesses that are carried out sustainably. Economic empowerment for mustahiq has the potential to improve the economy to be more independent in running their business.

Peran Lembaga Amil Zakat, Infaq dan Shadaqah Muhammadiyah (Lazismu) Banjarnegara dalam Meningkatkan Perekonomian Kaum Dhuafa

2020 ◽  
pp. 89
Author(s):  
Sri Apriliyani ◽  
Zaini Abdul Malik ◽  
Maman Surahman
Keyword(s):  
Data Analysis ◽  
Venture Capital ◽  
Descriptive Analysis ◽  
Field Research ◽  
Economic Empowerment ◽  
The Poor ◽  
The People ◽  
Qualitative Descriptive ◽  
Economic Improvement

Abstarct. The role of zakat is very important, for that the amil zakat institution is a mandate of responsibility in managing zakat. The purpose of this study was to determine, Firstly the Role of Zakat in Increasing Empowerment, Secondly the Role of the Amil Zakat Institution, Infaq and Sadaqah Muhammadiyah Banjarnegara in enhancing empowerment in carrying out its programs relating to the economic empowerment of the people, especially the poor.       The type of data analysis used in this study is a qualitative descriptive analysis, with field research specifications. The results of this study indicate that the role of the Amil zakat, infaq and shadaqah institutions in improving the economy of the poor is to use productive zakat funds as a program in the form of venture capital distributed by the LAZISMU Banjarnegara. And there is a change in economic improvement mustahiq after getting productive zakat funds with the qharhul hasan contract (benevolent loans).        Keywords: Productive Zakat, LAZ Role, Economy, Economic EmpowermentAbstraks. Peran zakat sangat penting, untuk itu lembaga amil zakat merupakan amanah tanggung jawab dalam pengelolaan zakat. Tujuan penelitian ini adalah untuk mengetahui, Pertama Peran Zakat dalam peningkatan pemberdayaan, Kedua Peran Lembaga Amil Zakat, infaq dan Shadaqah Muhammadiyah Banjarnegara dalam peningkatan pemberdayaan melaksanakan programnya yang berkaitan dengan pemberdayaan ekonomi umat khususnya kaum dhuafa.        Jenis analisa data yang digunakan dalam penelitian ini adalah analisis deskriptif kualitatif, dengan spesifikasi penelitian field research (penelitian lapangan). Hasil dari penelitian ini menunjukkan bahwa peran dari Lembaga Amil zakat, infaq dan shadaqah dalam meningkatkan perekonomian kaum dhuafa yaitu dengan memanfaatkan dana zakat produktif salah satu program dalam bentuk modal usaha yang disalurkan oleh pihak LAZISMU Banjarnegara. Dan adanya perubahan peningkatan ekonomi mustahiq setelah mendapatkan dana zakat produktif dengan akad qharhul hasan (pinjaman kebajikan).        Kata kunci : Zakat produktif, Peran LAZ, Perekonomian, Pemberdayaan Ekonomi

scholarly journals Pengentasan Kemiskinan Melalui Pemberdayaan Ekonomi Umat Menurut Persfektif Islam

2017 ◽  
Vol 2 (1) ◽  
pp. 81
Author(s):  
Muhammad Istan
Keyword(s):  
Social Justice ◽  
Human Resources ◽  
Community Involvement ◽  
Poverty Alleviation ◽  
Collective Responsibility ◽  
Poverty Line ◽  
Economic Empowerment ◽  
The Poor ◽  
The People ◽  
Cultural Measures

Poverty as a social problem will never escape the attention and discussion of Islamic teachings. Islam explores some of the most urgent main themes of empowerment and community involvement in eradicating their poverty. The Qur'an as the main source of Islamic teachings echoed a moral call for social justice in the economy to be upheld against people living below the poverty line. Efforts to alleviate poverty, one of the main focuses in Islam is the doctrine of weak economic empowerment of the people. Islam considers human resources personally to be the main agent in empowering the people's economy. Furthermore, Islam also sees that poverty alleviation is the collective responsibility of society so that the effort of economic empowerment of the poor becomes the collective obligation of all elements of society, especially poverty caused by social structure. It takes synergy between elements of society both government, ulama and society itself as subject and object of change. Some of the above empowerment models can be divided into two groups; Structural and cultural measures. Structural measures are more emphasized to the special institutions that handle them to run well, while cultural steps are emphasized on individuals, both individuals who are expected to be one of the subjects of poverty alleviation and empowerment of the poor and the poor and who became its object

scholarly journals AKTUALISASI NILAI PANCASILA DALAM ACARA ADAT SAMMILAN PADA MASYARAKAT ADAT MAGHO SEKAPPUNG LIBO

2020 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Eka Yuliastuti ◽  
Wahyu Abdul Jafar
Keyword(s):  
Data Collection ◽  
Field Research ◽  
Traditional Culture ◽  
The State ◽  
Sociological Approach ◽  
The People

Abstract: The problem examined in this research is the problem of the actualization of Pancasila values contained in the Sammilan traditional culture and its relevance to the values of local wisdom in the Batin Negara Village. This research belongs to the category of field research, and the approach used in this research is the sociological approach. Data collection techniques used were interview and documentation techniques. After conducting the research, it was concluded that the Sammilan traditional culture contains many positive values that can be applied in living the life of society and the state, the traditional culture of Sammilan is present in the midst of the people who are still very caring and caring for Indonesia in various aspects of life. In carrying out the traditional sammilan event is considered still in harmony and relevant to the values of Pancasila. The tolerance attitude of the people of Sekappung Libo is reflected if there are neighbors who are carrying out an adat event, they are not afraid without being asked to respect each other, help each other and help one another. Keywords: Actualization of Pancasila Values; Indigenous Sammilan

scholarly journals Sakofa: Evaluating Zakat Microfinance Program

2018 ◽  
Vol 2 (3) ◽  
Author(s):  
Rakhmawati
Keyword(s):  
Poverty Alleviation ◽  
Primary Data ◽  
Economic Empowerment ◽  
Poverty Index ◽  
Benefit Evaluation ◽  
The Poor ◽  
Microfinance Institution ◽  
Saving Behavior ◽  
Empowerment Program

Zakat microfinance (ZMF) is an alternative to the limitation of zakat institution and microfinance institution in empowerment program. To make sure the zakat microfinance is on the track and to boost its performance and its benefit, evaluation is needed. This study aims to do an operational evaluation of productive zakat program formed in the micro-economic empowerment program named Sakofa (Madrasah Ekonomi Dhuafa/ School for Economics of the Poor) of Dompet Dhuafa Yogyakarta. Primary data were gathered from Sakofa beneficiaries in Sleman, Bantul, and Gunung Kidul. The findings show that all monetary aspects are better after running the program. Using ADePT software, headcount index, poverty gap, poverty severity, Watts index, and the average time taken to exit poverty are lower after doing the program. Altruism and saving behavior are better after Sakofa Program is implemented. Unfortunately, mustahiq were lack of discipline and desire to be independent. The effectiveness of counseling material on religiosity is the lowest. In short, Sakofa Program has a good performance in improving their prosperity. Keywords: productive zakat, zakat microfinance, poverty alleviation, empowerment, poverty index

scholarly journals Zakat dan Upaya Mengentaskan Kemiskinan

2019 ◽  
Vol 14 (1) ◽  
pp. 40-47
Author(s):  
Nurwati Nurwati ◽  
Heni Hendrawati
Keyword(s):  
Poverty Alleviation ◽  
Economic Prosperity ◽  
Literature Study ◽  
Study Approach ◽  
The Poor ◽  
The People ◽  
The Social ◽  
The Impact

The purpose of this study is to analyze the impact of zakat utilization on the effort of poverty alleviation. This study was conducted through a literature study approach. The results indicate that the utilization of zakat is increasingly visible in its contribution to support the government's efforts to poverty alleviation. The zakat was focused on the poor and allocated to the social humanitarian and education sectors. The implication of this finding is that the optimization of the potential of zakat will be able to bring economic prosperity to the people which is certainly encouraged by the participation of all elements of the nation

scholarly journals PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI BADAN USAHA MILIK DESA (BUMDES)

2020 ◽  
Vol 6 (1) ◽  
pp. 91
Author(s):  
Neneng Rini Ismawati
Keyword(s):  
Field Research ◽  
Economic Empowerment ◽  
Business Unit ◽  
Business Units ◽  
The People ◽  
The Social ◽  
Low Education ◽  
Microfinance Institution ◽  
Village Government ◽  
The Village

Development and empowerment are things that are commonly discussed for the progress and change of the nation at this time. One of the efforts of the village government in overcoming the problem of poverty is the formation of Village-Owned Enterprises (BUMDES). This study aims: 1) to explain the social conditions of the people of Teluk Terate Village, 2) to explain how to empower the community's economy through BUMDES. 3) to explain how the results of community economic empowerment through BUMDES. In this study, I used descriptive qualitative research methods with field research. The results of this study indicate that the community feels helped by the existence of BUMDES Sabar Subur. 1) One of them is by sending a number of residents who are unemployed due to low education factors to the Manpower Services Unit, 2) Community economic empowerment through BUMDES runs well through the stages of awareness, training, mentoring and evaluation. And has several business units such as Sharia Microfinance Institution Business Unit (LKMS), Training and Employment Business Unit, Production and Trade Business Unit and Service and Rental Business Unit. 3) With the existence of this business unit, the people of Teluk Terate Village already have a business of cassava chips, catfish farms, and several quite large stalls. And seen from the inhibiting factors, it is hoped that the management of BUMDES can be even better with innovations and new BUMDES board members.

scholarly journals Strategy of Cash Waqf Development on Gerakan Wakaf Produktif at Baitulmaal Munzalan Indonesia Foundations in Digital Era

2020 ◽  
Vol 20 (1) ◽  
pp. 97-119
Author(s):  
Bustami Bustami ◽  
Muhammad Lutfi Hakim
Keyword(s):  
Information Technology ◽  
Raw Materials ◽  
Group Discussion ◽  
Field Research ◽  
Economic Empowerment ◽  
Digital Era ◽  
The People ◽  
The Republic ◽  
Materials Used ◽  
Management Institutions

Abstract: The Ministry of Religion of the Republic of Indonesia released data that stated that almost 95% of waqf assets had not been used optimally. One reason is that there are only a few waqf management institutions that manage waqf property professionally and productively. Baitulmaal Munzalan Indonesia Foundation is present as one of the institutions engaged in zakat, infāq, alms, and waqf, as well as collaborating for the economic empowerment of the people. Having only been established for two years, BMI was entrusted with managing cash waqf amounting to Rp. 2,993,050,577.64 and has been distributed in the amount of Rp. 535,414,900.00 in 2018. This paper uses the type of field research and data collection techniques through interviews, documentation, and Focus Group Discussion (FGD). There are three research results in this paper. First, the Gerakan Wakaf Produktif in BMI consists of five programs, namely cash waqf, waqf asset waqf, profession waqf, benefit waqf, and waqf transfer of rights. Second, the management of cash waqf by BMI starts from planning the waqf-based infrastructure, determining the number of funds needed, and campaigning for it. The cash waqf funds collected are then used to buy raw materials used to build waqf based infrastructure. Third, BMI uses information technology in three ways, starting with collecting and managing cash waqf and its accountability report. The information technology it uses is social media, websites, and contact persons via mobile phones. الملخص: أصدرت وزارة الدين الإندونيسية بيانات تفيد بأن ما يقرب من ۹۵ في المئة من أصول الوقف لم تستخدم بالشكل الأمثل. أحد الأسباب هو أنه لا يوجد سوى عدد قليل من مؤسسات إدارة الوقف التي تدير ممتلكات الوقف بطريقة مهنية ومنتجة. تتواجد مؤسسة بيت المال منزلا إندونيسيا باعتبارها واحدة من المؤسسات العاملة في مجال الزكاة والإنفاق والصدقات والأوقاف، بالإضافة إلى التعاون من أجل التمكين الاقتصادي للناس. بعد أن تم تأسيسها لمدة عامين فقط، تم تكليف بيت المال منزلا إندونيسيا بإدارة الوقف النقدي بمبلغ ٢.٩٩٣.٠٥٠.٥٧٧,٦٤ روبية وقد تم توزيعها بمبلغ ٥٣٥.٤١٤.٩٠٠,٠٠ روبية في ٢٠١٨. تستخدم هذه الورقة نوع البحث الميداني وتقنيات جمع البيانات من خلال المقابلات والتوثيق و مناقشة جماعية فى موضوع محدد. هناك ثلاث نتائج بحث في هذه الورقة. أولاً، تتكون حركة الأوقاف الإنتاجية في بيت المال منزلا إندونيسيا من خمسة برامج، هي الوقف النقدي، والأوقاف الأصولية، والأوقاف المهنية، والأوقاف، وحقوق التحويل. ثانيًا، تبدأ إدارة الوقف النقدي من قبل بيت المال منزلا إندونيسيا من تخطيط البنية التحتية القائمة على الوقف، وتحديد مقدار الأموال اللازمة، والحملة من أجله. ثم يتم استخدام أموال الوقف النقدية التي تم جمعها لشراء المواد الخام المستخدمة لبناء البنية التحتية القائمة على الوقف. ثالثًا، يستخدم مؤشر كتلة الجسم تقنية المعلومات بثلاث طرق، بدءًا بجمع وإدارة الوقف النقدي وتقرير المساءلة الخاص به. تكنولوجيا المعلومات التي تستخدمها هي وسائل التواصل الاجتماعي والمواقع الإلكترونية وأشخاص الاتصال عبر الهواتف المحمولة. Abstrak: Kementerian Agama RI merilis data yang menyatakan bahwa hampir 95% aset wakaf belum dimanfaatkan secara optimal. Salah satu penyebabnya adalah masih sedikit lembaga pengelola wakaf yang mengelola harta benda wakaf secara profesional dan produktif. Yayasan Baitulmaal Munzalan Indonesia hadir sebagai salah satu lembaga yang bergerak di zakat, infak, sedekah, dan wakaf, serta mengkolaborasikannya untuk pemberdayaan ekonomi umat. Baru berdiri selama dua tahun, BMI dipercaya untuk mengelolah wakaf tunai sebesar Rp. 2.993.050.577,64 dan telah didistribusikan sebesar Rp. 535.414.900,00 pada 2018. Tulisan ini menggunakan jenis penelitian lapangan dan teknik pengumpulan data melalui wawancara, dokumentasi dan FGD. Ada tiga hasil penelitian dalam tulisan ini. Pertama, Gerakan Wakaf Produktif di BMI terdiri dari lima program, yaitu wakaf tunai, wakaf aset, wakaf profesi, wakaf manfaat, dan wakaf pengalihan hak. Kedua, pengelolaan wakaf tunai oleh BMI dimulai dari merencanakan infrastruktur berbasis wakaf, menetapkan jumlah dana yang dibutuhkan, dan mengkampanyekannya. Dana wakaf tunai yang terkumpul, kemudian digunakan untuk membeli bahan-bahan baku yang digunakan untuk membangun infrastruktur berbasis wakaf. Ketiga, BMI menggunakan teknologi informasi dalam tiga hal, mulai dari penghimpunan dan pengelolaan wakaf tunai serta laporan pertanggungjawabannya. Teknologi informasi yang digunakannya adalah media sosial, website dan contak person melalui handphone.

scholarly journals Delphi Technique in Urban Poverty Alleviation in Bangladesh: A Case Study of Rajshahi City

IIUC Studies ◽  
2012 ◽  
Vol 6 ◽  
pp. 77-96
Author(s):  
Md Jahan Boksh Moral ◽  
Farid Ahammad Sobhani ◽  
Ruslan Rainis
Keyword(s):  
Poverty Alleviation ◽  
Poverty Reduction ◽  
Urban Poverty ◽  
Government Officials ◽  
The Poor ◽  
Home Based ◽  
Fundamental Cause ◽  
Delphi Techniques ◽  
Rajshahi City

This study aims at investigating scholastic thoughts regarding poverty alleviation in Bangladesh. Two round Delphi techniques were applied to obtain experts’ opinion in support of probable resolution of poverty. University academics, government officials, non-government executives, and social & political personalities have been considered as scholars. The study reveals that limitation of job is the fundamental cause of poverty. Consequently, the poor are bound to live in vulnerable unhygienic places where inadequate services are prevailing. It is also opined by the experts that home-based work and special training will help the poor to get job that will lead to reduce poverty to a great extent. A lack of integration is evident among different opinions of the scholars. As a result, the poverty reduction efforts show insignificant achievement in view of its goal. A number of suggestions have been recommended to alleviate poverty in the urban area like Rajshahi city in Bangladesh. DOI: http://dx.doi.org/10.3329/iiucs.v6i0.12250 IIUC Studies Vol.6 2010: 77-96

A Case Study of Microfinance and Community Development Banks in Brazil

2016 ◽  
Vol 45 (4_suppl) ◽  
pp. 116S-133S ◽  
Author(s):  
Marek Hudon ◽  
Camille Meyer
Keyword(s):  
Community Development ◽  
Nonprofit Organizations ◽  
Financial Services ◽  
Poverty Alleviation ◽  
Field Research ◽  
Civil Society Organizations ◽  
Private Goods ◽  
Inclusion Properties ◽  
Development Banks

Inclusive financial sectors are essential to poverty alleviation. While microcredit can be governed as a private good, self-managed civil society organizations propose an alternative way of managing financial services. Brazil’s Community Development Banks (CDBs) are growing and dynamic manifestations of these nonprofit organizations. Based on field research in Brazil, this article uses Elinor Ostrom’s design principles of successful self-governing common-pool resource organizations to analyze CDBs’ microcredit system. Our results suggest that private goods could be altered when they are governed by community self-managed enterprises. They become hybrid goods as they mix the characteristics of private and common goods. This change is facilitated by specific organizational arrangements such as self-governance that emerge from grassroots dynamics and the creation of collective-choice arenas. These arrangements help strengthen the inclusion properties of nonprofit microcredit services.

scholarly journals Zakat for Economic Empowerment (Analyzing the Models, Strategy and Implications of Zakat Productive Program in Baitul Mal Aceh and Baznas Indonesia)

2018 ◽  
Vol 11 (2) ◽  
pp. 391 ◽  
Author(s):  
Hafas Furqani ◽  
Ratna Mulyany ◽  
Fahmi Yunus
Keyword(s):  
Basic Needs ◽  
Economic Empowerment ◽  
The Poor

Sustainable wellbeing is one of the goals of zakat distribution whereby  the poor (<em>mustahiq</em>) are not only able to survive by having the basic needs fulfilled, but also are able to work and fulfill his needs and his family independently. The <em>mustahiq </em>independency is important to solve the problem of inequalities in society, marginalization, unemployemnt and poverty. This can only be achieved if zakat is able to used as a means for economic empowerment of the poor that would increase their capacity and enable them to become enterpreneur and hence able to fulfil their needs by themselves.  This article attempts to observe various zakat productive programs initiated by zakat institutions in Indonesia and also analyze their implications in empowering the poors and increase their level of wellbeing. The case study in this paper is Baitul Mal Aceh and Baznas Indonesia.

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