scholarly journals Economic benefit, convenience dan risk benefit dalam mempengaruhi penggunaan Fintech yang berulang

2021 ◽  
Vol 17 (2) ◽  
pp. 113-124
Author(s):  
Fani Firmansyah ◽  
Choirul Rozi ◽  
Maretha Ika Prajawati
Keyword(s):  
Quantitative Research ◽  
Financial Risk ◽  
Sampling Method ◽  
Economic Benefits ◽  
Intention To Use ◽  
Technology Products ◽  
Negative Impacts ◽  
Quota Sampling ◽  
Almost All ◽  
Financial Technology

Almost all activities in all sectors are supported by technology and information. Fintech has attracted much attention, but the current use of Fintech is still in doubt. This study aims specifically to determine the specific benefits that are felt as well as the negative impacts arising from the use of Fintech together can influence the use of Fintech repeatedly, specifically for the younger generation. This type of research is quantitative research. The sampling method used is Quota Sampling. In this study, 20 samples will be taken from several universities in Malang. Based on the results of the research and discussion of this study, it can be concluded that the higher the economic benefits and comfort provided by Fintech, the higher the recurring assistance for Fintech. Financial risk (financial influence) as a moderating variable that influences the effect of economic benefits (economic benefits) on the continuation of financial technology intentions (intention to use repeatedly in financial technology products). The financial risk offered by Fintech means the higher interest in using Fintech because of the higher the level of Fintech usage the higher.

Discussing the posthosting evaluation of a mega sporting event: The perception of Warsaw Residents toward UEFA EURO 2012

2016 ◽  
Vol 17 (4) ◽  
pp. 392-410 ◽  
Author(s):  
Justyna Garbacz ◽  
J Cadima Ribeiro ◽  
Paulo Reis Mourão
Keyword(s):  
Sampling Method ◽  
Economic Benefits ◽  
Tourist Destination ◽  
Sporting Event ◽  
Positive Attitudes ◽  
Perceptions And Attitudes ◽  
Negative Impacts ◽  
International Identity ◽  
One Year ◽  
The City

The aim of this paper is to identify Warsaw residents’ perceptions and attitudes toward the UEFA EURO 2012 tournament. The investigation focused on how residents of Warsaw perceived the impacts of the tournament one year after the event. A questionnaire survey was applied using a stratified sampling method to 480 residents of Warsaw. The results of the survey and ordered logit regressions show that although the residents did not perceive that the economic benefits of the tournament were spread uniformly, a large majority valued the tournament’s role in promoting Warsaw as a tourist destination and enhancing the international identity of the city. Whereas residents generally displayed positive attitudes toward EURO 2012 in terms of lifting their pride and bringing the community closer together, they also noted some negative impacts of the event. The opinions expressed about the tournament depended on the age, education, and income of the responders. A majority of the residents agreed that the positive impacts of EURO 2012 outweighed the negative.

Farmers' attitude towards wastewater use in Fars Province, Iran

Water Policy ◽  
2015 ◽  
Vol 18 (2) ◽  
pp. 355-367 ◽  
Author(s):  
Fatemeh Sheidaei ◽  
Ezatollah Karami ◽  
Marzieh Keshavarz
Keyword(s):  
Random Sampling ◽  
Sampling Method ◽  
Simple Random Sampling ◽  
Value Orientation ◽  
Economic Benefits ◽  
Environmental Risks ◽  
Successful Implementation ◽  
Fars Province ◽  
Negative Impacts ◽  
Wastewater Use

Application of wastewater for irrigation is one of the useful approaches to alleviate the shortage of freshwater resources. Although successful implementation of wastewater-use projects depends upon the support of farmers who are affected by the project, few studies have addressed the farmers' attitude towards wastewater use and little is known about Iranian farmers' perception. Therefore, the objective of this study was to investigate farmers' attitude towards wastewater use. It was also intended to detect drivers of perceived economic benefits, and health and environmental risks of wastewater use. A survey of 108 farmers of Shiraz County, selected through a simple random sampling method, identified a number of significant knowledge gaps that currently exist among wastewater users. Furthermore, farmers articulated opposing attitudes for irrigating with wastewater. While farmers realized the contribution of wastewater to fertilize the soil and its reliability as a water resource, they were concerned about its negative impacts on health and environment. Regression analysis illustrated that a complex set of factors significantly influenced perceived risks of wastewater use, among which knowledge, closeness to wastewater canal and value orientation are the most determinant factors. Some recommendations are offered to promote farmers' awareness and attitude about wastewater and reduce its negative impacts.

scholarly journals SOCIAL IMPACT OF FINANCIAL TECHNOLOGY AND ISLAMIC ECONOMICS EDUCATION

2021 ◽  
Vol 11 (2) ◽  
pp. 22-33
Author(s):  
Basrowi Basrowi
Keyword(s):  
Structural Equation ◽  
Quantitative Research ◽  
Social Impact ◽  
Economic Education ◽  
Economic Behavior ◽  
The Social ◽  
Negative Impacts ◽  
Islamic Economic ◽  
The Impact ◽  
Financial Technology

The purpose of this study is to test hypotheses about how the impact of financial technology (Fintech) and Islamic economic education in improving social welfare. Correlational quantitative research was chosen to reveal the social impact of the two variables. The research population is all people in Lampung Province, Indonesia who are educated in Islamic economics, who at the time of the study were at least sitting in the fifth semester undergraduate program. The sample is 308 people or 10% of the population of 3080 people. Data were collected using a questioner that was shared using Google Form. Data analysis was performed using a structural equation model (SEM) approach with the Lisrel 8.80 program. The results showed that, the social impact of utilizing financial technology and Islamic economic education includes two aspects, namely positive and negative impacts which are all related to people's economic behavior, economic learning, and psychological and spiritual health. Positive impacts dominate more than negative impacts.

scholarly journals THE EFFECT OF ASSET STRUCTURE, CAPITAL STRUCTURE, AND MACRO ECONOMICS ON FINANCIAL RISK MANAGEMENT, PROFITABILITY PERFORMANCE, GOING CONCERN AND VALUE OF THE FIRM AND GCG AS MODERATED VARIABLES IN COMPANIES LISTED IN JAKARTA ISLAMIC INDEX

2019 ◽  
Vol 3 (03) ◽  
Author(s):  
Solichah Solichah ◽  
Tri Ratnawti ◽  
Srie Hartutie Moehaditoyo
Keyword(s):  
Risk Management ◽  
Capital Structure ◽  
Quantitative Research ◽  
Financial Risk ◽  
Sampling Method ◽  
Stock Exchange ◽  
Research Data ◽  
Financial Risk Management ◽  
Going Concern ◽  
Testing Techniques

The population in this study were 30 sharia stock companies listed on the Jakarta Islamic Index in the period 2013 to 2017. The research sample of 16 companies were selected using a purposive sampling method with certain criteria. This type of research is quantitative research, with research data obtained from the IDX website (Indonesia stock exchange) and data testing techniques using PLS test equipment. The results showed that 1) asset structure has no significant effect on financial risk management, 2) asset structure has a significant effect on profitability performance, 3) asset structure has a significant effect on going concern 4) asset structure has a significant effect on the value of the firm 5) capital structure has significant effect on financial risk management 6) capital structure has a significant effect on profitability performance, 7) capital structure has a significant effect on going concern, 8) capital structure has no significant effect on the value of the firm, 9) macroeconomic has a significant effect on financial risk management, 10) Macroeconomic has a significant effect on profitability performance, 11) Macroeconomic has a significant effect on going concern, 12) Macroeconomic has a significant effect on the value of the firm, 13) Financial risk management has a significant effect on the value of the firm, 14) Financial Risk Ma Management has a significant effect on profitability performance, 15) Profitability performance has a significant effect on going concern, 16) Profitability performance has a significant effect on the value of the firm, 17) Going concern has a significant effect on the value of the firm 18) GCG moderates going concern has a significant effect on value of the firm 19) GCG moderates the profitability performance significantly influences the value of the firm 20) GCG moderates the financial risk management does not significantly influence the value of the firm, and at last,21) GCG significantly influences the value of the firm. Keywords: asset structure, capital structure, macroeconomic, financial risk management, profitability performance, going concern, GCG, value of the firm

scholarly journals Analysis of factors that affect internal whistle-blowing intentions

2019 ◽  
Vol 9 (1) ◽  
pp. 59
Author(s):  
Rifatul Fitriyah ◽  
Rovila El Maghviroh
Keyword(s):  
Organizational Commitment ◽  
Locus Of Control ◽  
Quantitative Research ◽  
Sampling Method ◽  
Regional Government ◽  
Whistle Blowing ◽  
Personal Cost ◽  
Government Work ◽  
Managerial Status ◽  
Quota Sampling

This research aimed to find out more information and empirical evidence on the effect of managerial status, organizational commitment, locus of control, and personal cost on internal whistle-blowing intentions among the employees of Regional Government Work Unit (Satuan Kerja Perangkat Daerah/ SKPD) in Surabaya. This research used 57 employees of SKPD Surabaya as the respondents. The sample was taken using a quota sampling method. This is a quantitative research in which the data were analyzed using multiple regression analysis with SPSS 23. The results shows that the variables of managerial status, locus of control, and personal cost have no effect on internal whistle-blowing intention, while the variable of organizational commitment has an effect onit.

scholarly journals DIGITAL FINANCIAL LITERACY, AND FINANCIAL TECHNOLOGY: CASE STUDIES OF FACULTY OF ECONOMICS UNIVERSITY 17 AUGUST 1945 SAMARINDA

2021 ◽  
Vol 12 (1) ◽  
pp. 1-10
Author(s):  
Andi Indrawati
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Multiple Regression Analysis ◽  
Case Studies ◽  
Financial Literacy ◽  
Quantitative Research ◽  
Financial Behavior ◽  
Study Program ◽  
Technology Products ◽  
Financial Technology

This research was conducted with the aim of knowing how much the level offinancial literacy in students of Economics, University of 17 August 1945Samarinda, and the authors wanted to know whether there was an influence of thelevel of financial literacy on interest in using Financial Technology products. Thistype of research is descriptive quantitative research using probability randomsampling techniques with student respondents majoring in managementaccounting study program. In this study, the data analysis used was descriptiveanalysis and multiple regression analysis using JASP. The results of this studyindicate that (1) the level of digital financial literacy has a significant effect onbuying interest in financial technology products, (2) which indicates that financialbehavior has no significant effect on buying interest. in financial technologyproducts.Keywords : Financial Literacy, Financial Behavior, Purchase Interest in FinancialTechnology Products

scholarly journals Major Causes of Female Dropouts at Different Educational Levels in Karachi

2021 ◽  
Vol VI (I) ◽  
pp. 293-305
Author(s):  
Syeda Aliya Fatima ◽  
Syeda Tasneem Fatima ◽  
S. Khurram Khan Alwi
Keyword(s):  
Mixed Method ◽  
Quantitative Research ◽  
Sampling Method ◽  
Descriptive Analysis ◽  
Second Phase ◽  
Educational Levels ◽  
Phenomenological Research Method ◽  
Convenience Sampling ◽  
Quota Sampling ◽  
Qualitative Phase

This research revolves around the causes of female dropouts in Karachi at different educational levels, including primary, secondary, high school and university levels. In this research exploratory sequential mixed method has been used. After the literature review, the phenomenological research method for the qualitative phase of research has been adopted. In this regard, the interviews have been taken by different educationalists in Karachi on the basis of their experience and age via the convenience sampling method. All the hypotheses have been tested and accepted at this stage. Under the umbrella of results of the first phase, the questionnaire has been designed for quantitative research, i.e. the second phase of the research. The sample size for the second phase is 200; the data has been collected via quota sampling. The frequency of every element included in the quantitative phase has been detected separately by using descriptive analysis through SPSS. Finally, conclusions have been made on the basis of data analysis.

scholarly journals Family Strategy To Fulfill The Needs When Covid-19 Pandemic Disasters Occured

2020 ◽  
Vol 3 (1) ◽  
Author(s):  
Norma Yuni Kartika ◽  
Ellyn Normelani ◽  
Muhammad Efendi ◽  
Sopyan Sopyan
Keyword(s):  
Research Method ◽  
Quantitative Research ◽  
Sampling Method ◽  
Family Income ◽  
Working Hours ◽  
Impact On Family ◽  
The Government ◽  
Quota Sampling ◽  
Family Strategy ◽  
Quantitative Research Method

<p><em>Policies taken by the government to prevent the spread of Covid-19 which is easily contagious have an impact on family income. This research is to determine the strategies undertaken by women in fulfilling their family meet during the Covid-19 pandemic in Andaman Village, Anjir Muara Pasar District, Barito Kuala Regency, South Kalimantan Province. The research method used in this study is a quantitative research method. There were 40 respondents with the sampling using quota sampling method. The data was collected by using a questionnaire which was arranged based on observations before the research was undertaken then the results were analyzed descriptively. The results showed that there were three strategies undertaken by respondents to fulfill their family ends meet during a pandemic, namely related to work, savings, and borrowing money. Related to work, there were three types of activities, namely 5 percent getting a main job, 45 percent getting a side job, and 32.5 percent adding more working hours. Meanwhile 100 percent of respondents started to make savings and 5 percent of respondents borrowed money.</em></p>

Past experience, traveler personality and tripographics on intention to use Airbnb

2017 ◽  
Vol 29 (9) ◽  
pp. 2425-2443 ◽  
Author(s):  
Ka Yin Poon ◽  
Wei-Jue Huang
Keyword(s):  
Quantitative Research ◽  
Peer To Peer ◽  
Past Experience ◽  
Group Differences ◽  
Intention To Use ◽  
Content Type ◽  
Face To Face ◽  
Quota Sampling ◽  
The Individual ◽  
Practical Implications

Purpose This study aims to identify the individual and trip characteristics that are associated with intention to use peer-to-peer accommodation, including past experience (users vs non-users), accommodation preferences, traveler personality and tripographic variables. Design/methodology/approach To compare Airbnb users and non-users, quantitative research was conducted to test for group differences. A questionnaire was designed and administered face-to-face in major tourist areas. Quota sampling was used to ensure comparable samples of Airbnb users and non-users. Findings While Airbnb users and non-users expressed few differences in their demographics and perceived importance of accommodation attributes, the two groups vary in their perception of Airbnb and evaluation of Airbnb compared to hotels, suggesting some positive and negative changes after experiencing Airbnb. Respondents who were more allocentric were more likely to use Airbnb. Hotels were preferred for traveling with family as well as shorter trips, while Airbnb was preferred for traveling with friends as well as longer trips. Practical implications This study identified several challenges for Airbnb and other sharing platforms, including consumers’ security concerns, potential decrease in the likelihood of repeat usage and low likelihood of using Airbnb when traveling with family. Originality/value While previous studies focused more on existing customers of peer-to-peer accommodation, this study compared users and non-users and identified key differences in their perceptions. The use of traveler personality and tripographic variables to examine intention to use Airbnb provides a unique perspective to consider Airbnb as an “allocentric destination” and the type of trips that are more compatible with the Airbnb experience.

Determinants of Brazilian Exports by Levels of Technological Intensity: A Gravity Model Analysis Using the PPML Estimator

2019 ◽  
Vol 10 (9) ◽  
pp. 861-879
Author(s):  
Edson Roberto Vieira ◽  
◽  
Daniel Henrique Alves Reis ◽  
Keyword(s):  
International Market ◽  
Positive Influence ◽  
Gravity Models ◽  
Transport Costs ◽  
Consumer Market ◽  
Technology Products ◽  
The Us ◽  
Trading Partners ◽  
Negative Impacts ◽  
Technological Intensity

The objective of this study is to analyze the determinants of Brazilian exports by levels of technological intensity in the period 2000-2015. Gravity models were estimated for total of the exports and for each type of exports by levels of technological intensity, using the PPML-estimator. The study indicates that there is a process of concentration of Brazilian exports in low technology and medium-low technology products, at the same period in which China's share of total Brazilian shipments abroad grew. Estimates of empirical gravity models have shown that the income and size of the consumer market of Brazil’s trading partners seem to have the greatest positive influence on the Brazilian exports. Indications of this study are that the Brazil should continue to diversify its trading partners to minimize the impacts of a possible reduction of the economic growth of large trading partners (such as China and the US) on its exports and increase its exports of products with greater technological intensity. The results also highlight the need for Brazil to make greater efforts to increase its competitiveness in the international market to reduce the negative impacts of transport costs on the final prices of products exported by the country.

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