scholarly journals Determinants of Online Sellers Intention in to Apply Micro Credit

2019 ◽  
Vol 7 (2) ◽  
Author(s):  
Fermico Karambut ◽  
Hartoyo Hartoyo ◽  
Rita Nurmalina ◽  
Mukhamad Najib

The contribution of MSMEs to Indonesia's Gross Domestic Product (GDP) reached 61.41%, but only about 8% of MSME players have used e-commerce. One of the government policies to encourage MSMEs going online is to facilitate access to have microcredit (KUR) which has tailored to the e-commerce business model. This study aimed to look at the relationship of demography and characteristics of online business with the intention of to apply microcredit since the location and type of business of MSMEs are mostly not fixed. The data were obtained by online survey to the respondents selected by convenience sampling. This study used descriptive analysis and cross tabulation analysis of 235 respondents who are registered as members of the Indonesian Online Sellers Association. The results of the study showed that only the types of online business and other sources of income were significantly related to the intention in to apply for microcredit. Credit lending through media e-marketplaces could identify proper financing for the type of business for MSMEs. Further research by utilizing e-marketplace merchant database will provide a better description of MSME models for the intention in to apply microcredit.

Author(s):  
Nicholas G. Castle

This research examines the relationship of competition among nursing homes and the likelihood of their closure or change in ownership. The study uses nationally representative data from the 1992–1998 Online Survey, Certification, and Reporting system, and is supplemented with several other primary and secondary data sources. It is hypothesized that facilities located in more competitive environments will be more likely to close. Multinomial logistic regression analyses are employed to examine this hypothesis in a model containing organizational and aggregate resident characteristics, and market factors. The Herfindahl index is used as a measure of competition. The descriptive analysis shows that 621 nursing homes closed and 6,471 changed ownership from 1992 to 1998. The incidence rate of closures was .7% of facilities per year. The multivariate analysis shows that facilities located in more competitive environments were significantly more likely to close.


2018 ◽  
Vol 11 (2) ◽  
pp. 196-204
Author(s):  
Asirotul Ma’rifah ◽  
Naning Puji Suryantini Suryantini ◽  
Rina Mardiyana

Autism is still a nightmare for most parents. Parents with autism can be very stressful when dealing with a hyperactive child's behavior, aggressive and passive. Stress experienced by parents of children with autism will affect the ability of parents in the parenting role, especially in relation to coping strategies have in dealing with problems of children. The participation of parents is crucial the success of socializing with children with autism in the general population. This study aims to determine the relationship of coping strategies parents of autistic children and parenting parents. This type of research is an analytic correlation with cross sectional approach. The population in this study were all parents of autistic children in SLB Muhammadiyah Mojokerto numbering 15 people. Samples in this study were all parents of autistic children in SLB Muhammadiyah Mojokerto which totaled 15 people by using total sampling technique. Collecting data using questionnaires. Data analized use cross tabulation, presented in a frequency distribution. On cross-tabulation obtained results tend to use maladaptive coping strategies permissive parenting that is 8 (53.3%), there are also respondents who use adaptive coping strategies using authoritarian parenting as much as one person (16.7%), and adaptive coping strategies tend using democratic parenting style as much as 5 people (33.3%). Expected parents still seeking information to broaden their parents on coping strategies of parents of autistic children and parenting parents as well as parents to give special attention for children with autism to the development and advancement of their lives because they have the same rights as any other normal child.


2020 ◽  
Vol 7 ◽  
Author(s):  
Anne-Kathrin Burmeister ◽  
Katrin Drasch ◽  
Monika Rinder ◽  
Sebastian Prechsl ◽  
Andrea Peschel ◽  
...  

Only a few birds besides domestic pigeons and poultry can be described as domesticated. Therefore, keeping a pet bird can be challenging, and the human-avian relationship will have a major influence on the quality of this cohabitation. Studies that focus on characterizing the owner-bird relationship generally use adapted cat/dog scales which may not identify its specific features. Following a sociological approach, a concept of human-animal relationship was developed leading to three types of human-animal relationship (impersonal, personal, and close personal). This concept was used to develop a 21-item owner-bird-relationship scale (OBRS). This scale was applied to measure the relationship between pet bird owners (or keepers) (n = 1,444) and their birds in an online survey performed in Germany. Factor analysis revealed that the relationship between owner and bird consisted of four dimensions: the tendency of the owner to anthropomorphize the bird; the social support the bird provides for the owner; the empathy, attentiveness, and respect of the owner toward the bird; and the relationship of the bird toward the owner. More than one quarter of the German bird owners of this sample showed an impersonal, half a personal, and less than a quarter a close personal relationship to their bird. The relationship varied with the socio-demographic characteristics of the owners, such as gender, marital status, and education. This scale supports more comprehensive quantitative research into the human-bird relationship in the broad field of human-animal studies including the psychology and sociology of animals as well as animal welfare and veterinary medicine.


2017 ◽  
Vol 3 (2) ◽  
pp. 205630511770440 ◽  
Author(s):  
Sara Santarossa ◽  
Sarah J. Woodruff

The aim of this study was to investigate whether problematic social networking site (SNS) use (i.e., degree of dependent relationship with SNSs), total SNS time/day, total SNS friends, and specific SNS activities were related to body image (BI), self-esteem (SE), and eating disorder (ED) symptoms/concerns. A sample of young adults ( N = 147) completed an online survey which measured SNS usage, problematic SNS use, BI, SE, and ED symptom/concerns. The findings revealed that females and males spent 4.1 ± 3.9 and 2.9 ± 2.8 hr on SNS, respectively, with the majority of time spent lurking (i.e., looking at another users’ profile but not actually communicating with them). Furthermore, problematic SNS use was found to be related to BI, SE, and ED symptoms/concerns. Moreover, SNS activities, such as lurking and posting comments on others’ profiles, were found to be related to BI, whereas SNS total time was found to be related to ED symptoms/concerns. Overall, this study demonstrates the possible correlational influence of SNSs on BI, SE, and ED symptoms/concerns.


Author(s):  
Nancy J. Stone

To evaluate students’ online learning environments, the relationship between personality and online learning success, and students’ perceptions about online proctoring during mandatory remote delivery due to the pandemic, students responded to an online survey. Learning environments generally included houses and rarely included on-campus housing. The specific room type was predominantly the bedroom. Only conscientiousness was related positively to anticipated semester GPA. The positive relationship between anticipated and overall GPA supports the notion that more conscientious students tend to be successful in online learning situations, as online education was rated as slightly ineffective. A majority of students did not see a need for online proctoring due to the inability or time required to search for materials, which would only harm one’s performance. There is a need to research further the impact of the study environment, relationship of the students’ personality to learning success, and consequences of online proctoring during remote learning.


Author(s):  
Yosica Mariana

Generally, activities conducted by people generate waste. The waste which increasingly rises causing a big problem. Therefore, the role of community in waste management will strongly support the process of solving the waste problem in the community. The purpose of this study was to determine the relationship of engagement and active participation of citizens, as reflected in the attitude of citizens in the activities related to the response to the waste problem in the community. A descriptive method was used in this study to describe the involvement and participation in the prevention of waste. The result showed that the paradigm of PSBM (community-based waste management) appeared sporadically and has not yet received the maximum support from regional governments. A paradigm which is “people pay, the government manages“, has grown within the community for years. It would hardly change people’s behaviour patterns in solving the waste problem in the community since changing the city into a city that is clean, comfortable and healthy involved many parties, including the community.


Author(s):  
Erwin Kurniawan A. ◽  
Muhammad Awaluddin ◽  
Fitriadi Fitriadi ◽  
Arfiah Busari ◽  
Dio Caisar Darma

Indonesia is a developing country that has always prioritized sustainable development. In achieving these development goals, Indonesia needs to achieve economic growth by improving population welfare and increasing income. With the form of panel data from 34 provinces in Indonesia that have unique characteristics, the author presented them during 2015-2019. Through multiple linear regression, this study seeks to discuss the relationship of unemployment, labor force participation rate, and poor people to Indonesia’s GDP growth. These findings suggest that the three macroeconomic variables have a negative impact on GDP. Regarding GDP growth, only unemployment has an actual effect, while others have no significant effect. The implications of the policies pursued by the government are not only paying attention to economic aspects but social problems that are expected to spur economic development.


2016 ◽  
Vol 28 (1) ◽  
pp. 62
Author(s):  
Wildan Sena Utama

This book investigates how culture, particularly national culture, in Indonesia has been shaped by the government policies from the Dutch colonial period in 1900s to the Reformation era in 2000s. It is an attempt to show the relationship between the state and culture around the process of production, circulation, regulation and reception of cultural policy through different regimes. Although this book discusses government policy, the author has realized that the book needs to overcome contradictions and confusions of cultural discourse by incorporating people as explanatory element. Many aspect of culturality may be influenced by the state, but according to Jones, “it is a field that is not stable and easy to shift that facilitates resistance, and is able to turn against the state, market and other institutions” (p. 31). Jones employs two postcolonial cultural policy tools to review the history of cultural policy in Indonesia: authoritarian cultural policy and command culture. The first means that the state has assumption if majority of citizen do not have capability to inspirit a responsible citizenship and need a state’s direction in the choice of their culture. On the contrary, command culture shows that the cultural idea that is planned in fact always been placing the state as center in planning, creating policy and revising cultural practice.


2020 ◽  
Vol 5 (1) ◽  
pp. 27
Author(s):  
Ida Farida ◽  
Aryanto Aryanto ◽  
Sunandar Sunandar

Abstrak:. Tujuan penelitian ini adalah untuk mengetahui strategi pemberdayaan pengecer dan penjual tradisional dalam meningkatkan daya saing terhadap pasar modern di wilayah Kota Tegal. Dalam penelitian ini metode penelitian yang digunakan adalah analisis deskriptif. Penelitian ini menafsirkan dan menguraikan data yang bersangkutan dengan situasi yang sedang terjadi, sikap serta pandangan yang terjadi di dalam suatu masyarakat, pertentangan antara dua keadaan atau lebih, hubungan antar variable yang timbul, perbedaan antar fakta yang ada serta pengaruhnya terhadap suatu kondisi, dan sebagainya. Hasil penelitian dapat disimpulkan bahwa pengecer dan penjual tradisional di Kota Tegal memiliki banyak kelemahan dalam menghadapi persaingan dengan minimarket modern. Meskipun ada beberapa undang-undang dan peraturan pemerintah tentang perlindungan pengecer / penjual tradisional dalam menghadapi pasar modern, peraturan ini tidak berfungsi secara optimal. Pengecer dan penjual tradisional dalam menghadapi persaingan memiliki strategi agar tetap bisa bertahan. Namun, dalam menerapkan strateginya para pelaku mengalami bermacam-macam kendala dalam mengatasi kendala-kendala yang ada dibutuhkan dukungan dari pemerintah.   Kata kunci: Pengecer, Penjual Tradisional, Daya saing, Pasar modern   Abstract:  The purpose of this study was to determine the strategy of empowering traditional retailers and sellers in enhancing competitiveness of modern markets in the City of Tegal. In this research the research method used is descriptive analysis. This study interprets and describes the data concerned with the situation that is happening, attitudes and views that occur in a society, conflict between two or more conditions, the relationship between variables that arise, differences between existing facts and their influence on a condition, and so on . The results of the study concluded that traditional retailers and sellers in Tegal City had many weaknesses in facing competition with modern minimarkets. Although there are several laws and government regulations regarding the protection of traditional retailers / sellers in dealing with modern markets, these regulations do not function optimally. Traditional retailers and sellers in the face of competition have a strategy to stay afloat. However, in implementing the strategy the actors experienced various obstacles in overcoming the existing obstacles needed support from the government.   Keywords: Retailers, Traditional Sales, Competitiveness, Modern Markets


2020 ◽  
Vol 4 (1) ◽  
pp. 75-84
Author(s):  
Salman Tumanggor

SELF-STUDENTS DEVELOPMENT BY GUIDANCE AND COUNCELING SERVICE IN HIGH SCHOOL AT BANTEN PROVINCE. Guidance and counseling program organized to support the achievement of the educational objectives of the school as a whole. The based goal is essentially to prepare students through guidance, teaching, and training for their roles in the future. The efforts of self-development especially the high school student are the principal leadership approach to motivated the resources in school the are guidance and counseling teacher performance specifically services to the students and technical facilities as a media to help guidance and counseling teacher directed students to make their decisions. The purpose of this research is to know the relationship of principal leadership, teacher performance guidance counseling and a technical facility with self-students development. This research uses descriptive analysis method of correlation with the quantitative approach. Data collection by questionnaires. The sample used purposive sampling at senior high school in Banten province. The results show a relationship principal leadership with self-students development, guidance and counseling teacher performance with self-students development, technical facility with self-students development, the relationship of principal leadership, guidance and counseling teacher performance and technical facilities with self-students development. The effort of self-students development can be improving by principal leadership, guidance, and counseling teacher performance and technical facilities.


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