scholarly journals KERJASAMA DAN BAGI HASIL ANTARA PEMILIK MODAL DENGAN PETANI KERAMBA IKAN NILA DI SUNGAI KAPUAS KOTA PONTIANAK

2020 ◽  
Vol 9 (1) ◽  
pp. 50
Author(s):  
Eko Bahtiar
Keyword(s):  
Qualitative Method ◽  
Profit Sharing ◽  
Working Relationship ◽  
Large Area ◽  
Location Selection ◽  
Capital Owner ◽  
Mutual Agreement

The main problem faced by cage farmers in running their business is that some of them have enough capital to build a productive business, but they do not have the skills to do it. Some have no capital but have the skills to work as cage farmers. On this basis, they then collaborated. The method used in this research is a qualitative method. The study was conducted in the Kapuas River, Tambelan Sampit Village, East Pontianak District, Pontianak City. The location selection was done purposively with the consideration that the area is a large area with tilapia fish farmers. The results showed that the cooperation carried out by capital owners with cage farmers in Tambelan Sampit village, the equipment used for the business came from owners of capital, while cage farmers as workers. In the collaboration, there is an unwritten agreement but it is well known in general that cage farmers do not share the risk if there is a loss, cage farmers also do not bear the costs of repairs if there is damage to the equipment used during the business. The amount of profit-sharing is determined based on mutual agreement, namely, profit divided by a 50% margin for 50% cage farmers for capital owners. Actions taken if one of the parties feels aggrieved include deciding the working relationship that can be carried out by the capital owner to the cage farmers in Tambelan Sampit already done based on or in accordance with the Islamic concept. Conformity is meant especially when compared with the principles of Muamalah taught by Islam. Keyword: Capital Owners, Cooperation, Farmers 

scholarly journals APLIKASI SYIRKAH BERBASIS BAGI HASIL TANGKAPAN IKAN NELAYAN: PERSPEKTIF SOSIAL EKONOMI

Kodifikasia ◽  
2020 ◽  
Vol 14 (2) ◽  
pp. 403-424
Author(s):  
Malahayatie Malahayatie ◽  
Suryani Suryani
Keyword(s):  
Qualitative Method ◽  
Profit Sharing ◽  
Coastal Areas ◽  
Research Fields ◽  
Adequate Education ◽  
Capital Owner ◽  
Boat Owner ◽  
Descriptive Qualitative

Fenomena kemiskinan yang dialami oleh sebagian nelayan pesisir pantai Lhokseumawe disebabkan faktor ekonomi dan sosial, sehingga para nelayan tidak mampu mendapatkan pendapatan yang layak dan akses pendidikan yang memadai. Penelitian ini bertujuan untuk mengetahui praktik bagi hasil tangkapan ikan nelayan, aplikasi syirkah pada praktik bagi hasil tersebut di kalangan nelayan Kota Lhokseumawe serta melihat berbagai fenomena kemiskinan pada nelayan di Kecamatan Banda Sakti, kota Lhokseumawe Aceh. Metode dalam penelitian ini menggunakan metode kualitatif deskriptif dengan melakukan penelitian lapangan. Hasil penelitian mengungkapkan bahwa praktik bagi hasil tangkapan ikan yang ada dikalangan nelayan Kecamatan Banda Sakti melibatkan dua pihak sebagai pemberi modal yaitu toke boat dan toke bangku dan selanjutnya di kelola oleh pihak rakan meupakat beserta pawang (nahkoda laut). Aplikasi syirkah terletak pada kerjasama dan kesepakatan dari percampuran modal kedua pihak toke boat dan toke bangku yang kemudian dikelola bersama dengan pihak pengelola. [The phenomena related to the poverty experienced by most fishermen in the coastal areas of Lhokseumawe were caused by the economic and sosial factors. Thus, the fisherman were then unable to obtain reasonable income and adequate education. This research aims at revealing the profit sharing and syirkah (cooperation) practices related to the fish caught by the local fishermen in Lhokseumawe as well as the phenomena of poverty experienced by the fishermen in Banda Sakti sub-district of Lhokseumawe. This research used a descriptive-qualitative method with various research fields. The results of this research showed that the profit sharing practices related to the fish caught by the local fishermen in Lhokseumawe involved both parties consisting of capital providers called toke boet (boat owner) and toke bangku (capital owner) which were then managed by the rakan meupakat and pawang. The syirkah was practiced due to the cooperation and agreement related to the boat and capital made by toke boet and toke bangku which were mutually managed by the managers until the processes of fish caught by the local fishermen were well completed.]

scholarly journals Analysis of Umkm Cooperation Ratio in the Context of Musyarakah in Yogya Purwakarta Toserba Food Court

2019 ◽  
Vol 3 (2) ◽  
pp. 154-166
Author(s):  
Rachma Frattiwi
Keyword(s):  
Data Collection ◽  
Venture Capital ◽  
Qualitative Analysis ◽  
Profit Sharing ◽  
The Other ◽  
Cooperation Agreement ◽  
For Profit ◽  
Approach Method ◽  
Collaboration Agreement ◽  
Mutual Agreement

This research was conducted at the Yogya Purwakarta Toserba Food Court. The problem that occurred at the Yogya Purwakarta Toserba Food Court was that the concept of the collaboration agreement that was carried out tended to be wrong. The purpose of this study was first to determine the cooperation agreement undertaken by the UMKM with the "Yogya Rasa", namely the system of cooperation agreements for results. Cooperation agreement for profit sharing here is a cooperation agreement made by one party with another party. Where one party provides facilities or infrastructure in the form of a place in the form of a counter while the other party occupies the counter with a profit sharing system. second to find out the suitability of the Musyarakah contract concept. The cooperation agreement that has been carried out by the UMKM with the manager of Yogya Toserba Food Court is in accordance with the Syirkah Mudharabah concept in which this collaboration is carried out by the first party contributing capital and work at the same time while the second party only contributes only venture capital while profits are shared according to mutual agreement. This research uses descriptive qualitative analysis approach method. Data collection can be done by the method of observation, interviews and documentation

scholarly journals Penerapan Manajemen Risiko Kredit Pada Pembiayaan Syariah di Koperasi As Sakinah Sidoarjo

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Nur Laila
Keyword(s):  
Credit Risk ◽  
Qualitative Method ◽  
Secondary Data ◽  
Profit Sharing ◽  
Study Approach ◽  
Secondary Data Source ◽  
Data Source ◽  
Responsibility System

Credit risk is one of the most frequent risks in tough financing such as on financing using ijarah and murabahah contracts in Sharia financial institutions. The reason is due to mistakes in the analysis of financing applications and lack of cooperative readiness in managing and anticipating the possibility of risk exposure in the institution. In other hand, sharia cooperatives follow the principle of lost and profit sharing that requires a careful cooperative in managing their business in order to achieve the expected profit target.As Sakinah Cooperation Sidoarjo which has been operating for 19 years only experienced credit risk less than 1%. Therefore, this study is aimed to firstly understand and describe to what extent the implementation of risk management in sharia financing in As Sakinah Cooperation Sidoarjo is, and secondly, to understand and describe the credit risk settlement scheme that occurs in sharia financing in As Sakinah Cooperation Sidoarjo.This research used qualitative method, using a case study approach. Data are collected through interview technique at main source and documents and regulation of the cooperation as secondary data source. The data were analyzed through 3 (three) steps. They are data deduction, data display and conclusion and verification.The results show that the role of the group and the joint responsibility system become the key in reducing credit risk Keywords: management, risk, credit, Ijarah, Murabahah.

scholarly journals ANALISIS SISTEM LEMBAGA KEUANGAN SYARIAH DAN LEMBAGA KEUANGAN KONVENSIONAL

IQTISHODUNA ◽  
2018 ◽  
pp. 15-30
Author(s):  
Roifatus Syauqoti ◽  
Mohammad Ghozali
Keyword(s):  
Computer Technology ◽  
Qualitative Method ◽  
Banking System ◽  
Profit Sharing ◽  
High Ratio ◽  
Transfer Mechanism ◽  
General Terms ◽  
Monetary Crisis ◽  
Descriptive Method ◽  
Conventional Bank

For holding the banking system, Indonesia applied dual banking system based on institutional regulation Number 10, 1998. The existence of dual banking system was realized by monetary crisis on 1998, that caused bankrupt impact of conventional banking system for the high ratio of the debt interest. Dual banking system means that Indonesia applied both sharia and conventional banking system. For this matter we use qualitative method and analysis descriptive method, by describing and analyzing sharia financial foundation and conventional financial foundation system. both are same in money receiving technic, transfer mechanism, computer technology, and general terms to obtain the credit. Both sharia financial foundation and conventional financial foundation have more differences. The main different between them is in the profit gaining system obtain. Sharia bank applied profit sharing system which is oriented for blessed life here and the day after, in other case conventional bank applied interest system which is oriented for gaining profit as much as possible in this world. Moreover, sharia bank is watched by the sharia supervising council, in order to revive the pure sharia, not same as conventional bank.

scholarly journals Analisis Fikih Muamalah terhadap Praktek Pemberian Imbalan Penjualan Tanah yang Melibatkan Pihak Ketiga di Desa Sindangsuka Kabupaten Garut

2020 ◽  
pp. 14
Author(s):  
Dea Dwi Lestari ◽  
Neneng Nurhasanah ◽  
Yandi Maryandi
Keyword(s):  
Qualitative Method ◽  
Descriptive Analysis ◽  
Field Research ◽  
Third Parties ◽  
For Profit ◽  
Using Data ◽  
The Village ◽  
Collection Methods ◽  
Mutual Agreement

Abstract. Being an intermediary in buying and selling activities generally looking for profit. In the village of Sindangsuka, the practice of intermediaries in the sale and purchase of land often results in unclear determination of compensation. Rewards are payments received by someone while doing a job. The purpose of this study was to find out how the terms of compensation according to muamalah fiqh in land sale agreements involving third parties, how the practice of giving rewards in land sales in Sindangsuka Village, Garut Regency, and how the muamalah fiqh analysis of the practice of rewarding sale of land involving third parties in Sindangsuka Village, Garut Regency.This research uses a qualitative method with a descriptive analysis approach, the type of research is the field (field research) using data collection methods by observation, interviews and also literature studies.The results of the study concluded that: first, the provision of compensation in the sale of land involving third parties must be in accordance with fiqh muamalah that is clear, accompanied by time, useful, fair, and in accordance with mutual agreement. Second, the practice of providing compensation in the sale of land in the village of Sindangsuka ie there is no written agreement and unclear in the amount of compensation. Third, muamalah fiqih analysis of the practice of giving rewards in Sindangsuka Village is categorized as a ju'alah contract where the remuneration is given at the end after the work is completed, but not all of the pillars and conditions are written, there is no clarity about the amount of compensation given and also the rewards that are given given unfairly, resulting in a loss for one party. Keywords: Fiqh Muamalah, Intermediary, RewardAbstrak.  Menjadi perantara dalam kegiatan jual beli umumnya mencari keuntungan. Di Desa Sindangsuka, praktek perantara dalam jual beli tanah sering terjadi adanya ketidakjelasan dalam penentuan imbalan. Imbalan adalah pembayaran yang diterima oleh seseorang selama melakukan suatu pekerjaan. Tujuan penelitian ini adalah untuk mengetahui bagaimana ketentuan imbalan menurut fikih muamalah dalam akad penjualan tanah yang melibatkan pihak ketiga, bagaimana praktek pemberian imbalan dalam penjualan tanah di Desa Sindangsuka Kabupaten Garut, dan bagaimana analisis fikih muamalah terhadap praktek pemberian imbalan penjualan tanah yang melibatkan pihak ketiga di Desa Sindangsuka Kabupaten Garut. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif analisis, jenis penelitian yaitu lapangan (field research) dengan menggunakan metode pengumpulan data dengan observasi, wawancara dan juga studi literatur. Hasil penelitian menyimpulkan bahwa: pertama, ketentuan imbalan dalam penjualan tanah yang melibatkan pihak ketiga harus sesuai dengan fikih muamalah yaitu jelas, disertai waktu, bermanfaat, adil, dan sesuai dengan kesepakatan bersama. Kedua, praktek pemberian imbalan dalam penjualan tanah di Desa Sindangsuka yaitu tidak ada perjanjian tertulis dan ketidak jelasan dalam besaran imbalan. Ketiga, analisis fikih muamalah terhadap praktik pemberian imbalan di Desa Sindangsuka dikategorikan akad ju’alah dimana pemberian imbalan diberikan diakhir setelah pekerjaan itu selesai, namun tidak terpenuhi seluruh rukun dan syaratnya yaitu  perjanjian tidak tertulis, adanya ketidakjelasan mengenai besaran imbalan yang diberikan dan juga imbalan yang diberikan tidak adil, sehingga mengakibatkan adanya kerugian bagi salah satu pihak. Kata Kunci: Fikih Muamalah, Perantara, Imbalan

scholarly journals Kontrak Kerja dan Kesejahteraan ABK Nelayan Perspektif Etika Bisnis Islam di Sarangmeduro, Jawa Tengah

2020 ◽  
Vol 6 (2) ◽  
pp. 204-220
Author(s):  
Ani Fatmawati ◽  
Ana Toni Roby Candra Yudha ◽  
Hammis Syafaq
Keyword(s):  
Business Ethics ◽  
Qualitative Method ◽  
Economic Condition ◽  
Case Study Research ◽  
Profit Sharing ◽  
Islamic Business Ethics ◽  
Work Contract ◽  
Sector Work ◽  
Work Contracts

Analysis of work contracts on the welfare of crew in fishermen sector from the Perspective of Islamic business ethics in Sarangmeduro Village is a study that aimed to answer questions about how the fishermen sector work contracts are implemented and how the welfare of the crew members is applied in Sarangmeduro Village. The methodology used was descriptive qualitative method with the type of case study research on the object. The result of this research is that the work contract conducted by fishermen in Sarangmeduro Village is a work contract system that has been implemented from generation to generation and is more likely to approach the muzaroah contract in profit sharing of maro or paroan. Based on the field of employment, the fishermen in Sarangmeduro Village live in prosperity. By the opening jobs provided by ship employers, they are facilitated in finding work. The residence that is inhabited every year has changed, which was originally made of woven bamboo, now most of them are built of bricks. The existence of a work contract implemented by fishermen can help to boost the economic condition of the fishermen in Sarangmeduro Village, which is always developing. The researcher recommend that fishermen make work inovation.

scholarly journals Strategi Pondok Pesantren dalam Pengembangan Dakwah

2017 ◽  
Vol 2 (2) ◽  
pp. 171-190
Author(s):  
Muhammad Gozali ◽  
Dang Eif Saiful Amin ◽  
Herman Herman
Keyword(s):  
Human Resources ◽  
Qualitative Method ◽  
Religious Activities ◽  
Planning Program ◽  
Funding Sources ◽  
The Board Of Directors ◽  
Financial Administration ◽  
Indirect Supervision ◽  
Mutual Agreement

Tujuan dalam penelitian ini adalah untuk mengetahui bagaimana perencanaan, pengorganisasian, pelaksanaan, pengevaluasian yang dilakukan majlis ta’lim as-sanusiyyah. Penelitian ini menggunakan metode deskriptif kualitatif. Adapun teknik pengumpulan data yang digunakan adalah teknik observasi, wawancara, dokumentasi. Berdasarkan hasil penelitian dapat disimpulkan bahwa majlis ta’lim as-sanusiyyah dalam menerapkan  pola manajemen sudah cukup berhasil melalui Perencanaan yang diterapkan. Dalam merealisasikan perncanaan program kegiatan majlis ta’lim melakukan beberapa tahapan; dimulai dari perumusan tujuan, manajemen administrasi keuangan, sumber dana, sumber daya manusia, kerjasama dengan lembaga lain, sarana prasarana pengidentifikasian program, kebijakan pengambilan keputusan, dan penentuan program mulai dari program mingguan, bulanan, dan tahunan. Pengorganisasian; yang dilakukan oleh majlis ta’lim as-sanusiyyah meliputi pembagian kerja pengurus adapun pembagian kerja di majlis ta’lim as-sanusiyyah untuk pembina, pengawas, sekretaris, dan bendahara masa jabatannya tidak ditentukan oleh waktu atau kondisional berdasarkan kesepakatan bersama. Pelaksanaan aktivitas keagamaan; majlis ta’lim as-sanusiyyah mempunyai beberapa tahapan yaitu pemberian motivasi, bimbingan, pelatihan, penyelenggaraan komunikasi, dan menjalin hubungan. Pengevaluasian; yang dilaksanakan oleh Majlis ta’lim as-sanusiyyah terbagi menjadi dua yaitu pengawasan langsung dan pengawasan tidak langsung.   The purpose of this study was to find out how to plan, organize, implement, evaluate the majlis as-sanusiyyah majlis. This study used descriptive qualitative method. The data collection techniques used are observation, interview, documentation. Based on the results of the study it can be concluded that the majlis ta'lim as-sanusiyyah in implementing the management pattern was quite successful through the applied planning. In realizing the planning program, the majlis ta'lim activities carried out several stages; starting from the formulation of objectives, financial administration management, funding sources, human resources, cooperation with other institutions, infrastructure facilities for identifying programs, decision-making policies, and determination of programs starting from weekly, monthly and annual programs. Organizing; what is carried out by the as-sanusiyyah majlis ta'lim includes the division of work of the board of directors as well as the division of labor in the as-sanusiyyah study council for supervisors, supervisors, secretaries, and treasurers whose term is not determined by time or conditionally based on mutual agreement. Implementation of religious activities; majlis ta'lim as-sanusiyyah has several stages, namely giving motivation, guidance, training, organizing communication, and establishing relationships. Evaluation; implemented by the Majlis ta'lim as-sanusiyyah is divided into two, namely direct supervision and indirect supervision.

scholarly journals A macroscopic and hierarchical location model of regional road traffic disaster relief material repository

2019 ◽  
Vol 11 (1) ◽  
pp. 168781401882176 ◽  
Author(s):  
Jianfeng Xi ◽  
Kai Mu ◽  
Tongqiang Ding ◽  
Chengyuan Zhang ◽  
Hongyu Guo
Keyword(s):  
Ant Colony Algorithm ◽  
Road Traffic ◽  
Disaster Relief ◽  
Location Model ◽  
Large Area ◽  
Coverage Area ◽  
Location Selection ◽  
The Road ◽  
Hierarchical Location

Since the disaster point of road traffic emergency and the emergency demand were uncertain, the demand weighting model and the hierarchical location model are suitable for the characteristics of road traffic emergency. According to the requirements for coverage area of the macroscopic-location of the large area of disaster relief material repository, the demand weighting model and the hierarchical location model were established in this article. Among them, the demand weight model was solved by modeling, and the demand weight of each disaster point was obtained; the location model was combined with immune algorithm and ant colony algorithm to get the hierarchical location scheme. Finally, Jing-jin-ji that represented China’s “capital circle” was taken as an example, the model was solved using MATLAB, the mathematical software, and provided scientific and reasonable decision-making support for location selection. Moreover, it also provided a basis for the classification of the road traffic disaster relief material repository.

scholarly journals Sharia conformity for mudharabah financing practices in sharia banks based on the DSN-MUI Fatwa Number 07 year 2000: A case study

2021 ◽  
Vol 10 (4) ◽  
pp. 239-248
Author(s):  
Santi Lamusu ◽  
Aulia Fuad Rahman ◽  
Noval Adib
Keyword(s):  
Data Analysis ◽  
Qualitative Method ◽  
Qualitative Data ◽  
Secondary Data ◽  
Profit Sharing ◽  
Primary Data ◽  
Study Approach ◽  
Bank Employees ◽  
Year 2000

This study aims to uncover and analyze the suitability of sharia mudharabah financing practices at Bank Muamalat Semarang Branch with Fatwa DSN MUI Number 07 year 2000. To achieve this goal, the research was pursued using a qualitative method with a case study approach. The primary data of this research is interviews and is supported by secondary data. The key informants are bank employees. Data analysis was performed by using qualitative data analysis namely reduction, display and conclusion. The results showed that Bank Muamalat Semarang branch in carrying out the practice of mudharabah financing was in accordance with the DSN MUI Fatwa Number 07 year 2000 and the applicable SOP. Meanwhile, the recommendations in the Fatwa which are optional are still carried out in accordance with the prevailing regulations. For example, by requiring guarantees, channeling mudharabah financing only in the form of cash assets, only financing productive businesses such as BPRS and BMT, as well as the criteria for entrepreneurs, financing procedures and profit sharing mechanisms. The decision to choose the policy is accompanied by certain considerations, especially for the sustainability and security of LKS and does not conflict with fatwa rules so that it does not go out of the corridor of sharia principles in muamalah  

scholarly journals Penerapan Bagi Hasil Maro Perspektif Akad Mukhabarah

2020 ◽  
Vol 3 (1) ◽  
pp. 45
Author(s):  
Ana Liana Wahyuningrum ◽  
Darwanto Darwanto
Keyword(s):  
Data Collection ◽  
Qualitative Method ◽  
Islamic Law ◽  
Profit Sharing ◽  
Agricultural System ◽  
For Profit ◽  
Village People ◽  
Descriptive Approach ◽  
Document Review ◽  
Collection Methods

<p><em>Mukhabarah is a profit sharing partnership between the land owner and the sharecropper, where the land owner surrenders his land to the sharecropper and the capital is fully borned by the sharecropper. Mukhabarah which are take a place in Brakas Village, people are more familiar with "maro". The profit sharing collaboration was based on verbal agreements based on trust without witnesses and it is not determined how long the collaboration will be. The study aims to analyse what the agricultural system are used, what are the reasons for profit sharing, and how  "maro" system is compatible with the Mukhabarah. The research is used qualitative method with a descriptive approach, data collection methods through observation, interviews, and document review. The results found that smallholders and landowners preferred to profit sharing rather than rent. Furthermore, the implementation of profit sharing cooperation in Brakas Village was a mukhabarah agreement in Islamic law, but in practice was not fully in accordance with the existing Islamic concept, because there were some things that were not appropriate.</em></p>

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