Analisis Fikih Muamalah terhadap Pemikiran M. Dawam Rahardjo mengenai Bunga Bank

Author(s):  
Ramdaniar Eka Syirfana ◽  
Neneng Nurhasanah ◽  
Mohamad Andri Ibrahim

Abstract. The difference of opinion regarding interest whether including usury or not is very diverse and very sharp, there are those who think it is can and some who think it is can not. The difference is related to understanding illat. Placement on the chronology of the decline of usury verses is one of the points that determine a ulama's final opinion on bank interest. Similarly, Dawam Rahardjo whose opinion is different from most scholars.Based on these problems, the formulation of the problem and the purpose of this study is to Know How the Law of Islamic Law about Interest. M. Dawam Rahardjo's view of interest. And a review or criticism of Muamalah's Jurisprudence towards the opinion of M. Dawam Rahardjo regarding interest. The method of this research is qualitative, and data collection uses the documentation method by finding and studying books or other sources such as previous research or other sources relating to interest. The results of this study note that (1) Interest is in addition to the principal loan. Contrary to QS. Ar-Rum: 39 & QS. Al-Baqarah: 279. (2) The element of volunteerism as a reason for allowing interest is contrary to the QS. An-Nisa: 161 (3) Inflation as a reason for allowing interest is contrary to. QS. Ar-Rum: 39 (4) Ad'afan muda'afan in interest is contrary to the QS. Al-Baqarah: 278.Keywords: Dawam Rahardjo, Interest, Muamalah Fiqh, UsuryPerbedaan pendapat mengenai bunga bank apakah termasuk riba atau bukan sangat beragam dan sangat tajam, ada yang berpendapat boleh dan ada yang berpendapat tidak boleh. Perbedaan tersebut berkaitan dengan pemahaman illat hukum. Penempatan terhadap kronologis turunnya ayat riba merupakan satu diantara poin yang menentukan suatu pendapat akhir ulama tentang bunga bank. Sama halnya dengan Dawam Rahardjo yang pendapatnya berbeda dengan ulama kebanyakan.Berdasarkan permasalahan tersebut maka rumusan masalah dan tujuan dari penelitian ini adalah Untuk Mengetahui Bagaimana Hukum Fikih Muamalah tentang Bunga Bank. Pandangan M. Dawam Rahardjo mengenai Bunga Bank. Dan Tinjauan atau Kritik Fikih Muamalah terhadap Pendapat M. Dawam Rahardjo mengenai Bunga Bank. Metode penelitian ini adalah kualitatif, dan pengumpulan data menggunakan metode dokumentasi dengan mencari dan mempelajari buku-buku ataupun sumber lain seperti penelitian terdahulu ataupun sumber lainnya yang berkaitan dengan bunga bank. Hasil dari penelitian ini diketahui bahwa Bunga Bank menurut Hukum Fikih Muamalah haram karena memiliki persamaan ilat hukum dengan riba. Bunga Bank menurut M. Dawam Rahardjo boleh karena beliau lebih melihat dari sisi moralitas, ayat pelarangan riba beliau lebih menekankan pada pelarangan berlipat ganda. Tinjauan atau Kritik Hukum Fikih Muamalah terhadap Pendapat M. Dawam Rahardjo mengenai Bunga Bank, yaitu beliau tidak mengemukakan bagaimana persamaan bunga bank dan interest menurut beliau.Kata Kunci: Dawam Rahardjo, Bunga Bank, Fikih Muamalah, Riba

2016 ◽  
Vol 1 (2) ◽  
pp. 35-50
Author(s):  
Makrum Makrum

This paper is discusion the polygamy is still a controversial problem, although much discussed and examined. The difference of opinion among scholars make this problem continues to potentially raises the agree and disagree. Even though it has been regulated in Act Number 1 of 1974 concerning marriage and the compilation of Islamic law (KHI), this does not necessarily make the problem of polygamy is complete. Not a few perpetrators of polygamy choose married under the hand or by sirri. This research uses qualitative approach by implementing thematic interpretation method (maudhu'i) to obtain a comprehensive understanding about polygamy in the Qur'an. The Data obtained through the study of a library research by sharing the data that comes from the various verse of the Qur'an, hadith, book fiqh, research results, books and the news in various media outlets in order to complete the interpretation of the verses of polygamy. Based on the results of this research it is known that the verses of the Qur'an gives a very tight restrictions for those who want to in polygamy. Justice that the conditions of polygamy is not only were quantitative but also qualitative research. In the context of historical-socio, the command of polygamy is intended as a form of the solution to avoid injustice to orphans women. Even if polygamy still want to do, should the husband marrying the widows who have lighten the orphan.


Author(s):  
Yasir Nasution ◽  
Alyasa’ Abubakar ◽  
Kafrawi

The development of waqf assets in the form of adding the function of waqf is a new phenomenon in the problems of Islamic law jurisprudence even in positive law in Indonesia. In national law (positive), Indonesia has regulated this issue with the existence of laws and government regulations regarding waqf both movable and immovable waqf assets, even in its development every property in waqf must have an Deed and / or certificate. Whereas in Islamic jurisprudence, the development of waqf assets in the form of additional functions is one of the problems that can be said to be new, it needs legal conclusions and even has to be seen from various theoretical concepts such as maqashidu sharia. Therefore this research will examine the issue of developing waqf assets based on the Waqf Law and maqashid syari'ah. This research is an empirical legal research using a sociological legal approach, with data collection through documentation and interviews. The results of the research show that the development of waqf assets is permitted according to the law, but with the stipulated conditions, besides that the development of waqf assets is also permissible in Islamic jurisprudence as long as it is solely for reasons in accordance with the concept of maqasidu syari'ah and the point is to seek maslahat.  


Author(s):  
Sya Rifah Isnaeni

The background of this research is the exixtance of the difference opinion between ulama and moslem scholars about the law of interest in Islam, which is until now still not discovered the solusion opinion and it make interesting for the researcher to make a research about the object more deep and more wide. But the researcher will not use Islamic law perspective as analysis basic, the researcher will use the objectives of sharia as analysis basic.This research is limited by several problems as following: (1) Why bank interest is needed by conventional banks? And (2) How is the law of interest if observed from the objectives of syariah (maqashid sharia)?This research is a library research. In this research the researcher choose to use a conceptual approach because the purposes which need to be achieved trouhg this research is to result an Islamic law thought about the law of interest which is not being bounded by the opinions or theories launched by majority of the moslem scholar. So this research can originally refer to the objectives of the sharia as what has been agreed by majority of ulama.The results of this research there are: (1) the interest is a money amount addition which have to paid by bank to the costumer based on the loan percentage that given by bank to their customer. Bank interest is used for the Bank's operational costs, if there is no interest instrument, it is likely that the Bank will not be able to survive. And (2) there are three opinions of ulama’s law judgments about the law of interest, it is forbidden (haram), permitted (halal) and dubious (shubhat). If this law opinions observed based on the objevtives of sharia, the researcher can make a conclusion that the opinion which is permit the interest is the most according to the objectives of sharia, and it is related to the concept of hifz al-nafs (take care of soul) and hifz al-mâl(take care of property) than the opinion whih has been forbid the interest. The permitted law of interest in the concept of hifz al-nafs (take care of soul) can be located in the dharuriyah, hajiyah and tahsiniyah degrees. While The permitted law of interest in the concept ofhifz al-mâl(take care of property)can be located in the dharuriyah and hajiyah degrees. Keywords: Interest, Usury, Maqashid Sharia, hifz al-nafs (Take care of soul), hifz al-mâl (Take care of Property).


Author(s):  
Muhammad Nazir Alias Et.al

The position of maqasid shariah as reference for Islamic legal ruling has been a source of dissenting opinions among contemporary ulama. Some of them accept maqasid shariah as a method of determining legal principles, whereas others do not. In classical usul fiqh literature, the discourse on maqasid shariah among the ulama only appears in discussions on the position of maslahah mursalah as a method of determining Islamic legal ruling. In light of this, the issue arises when the position of maqasid shariah, specifically as a source of law, is not mentioned by classical ulama. Therefore, a small number of scholars are of the view that maqasid Shariah is not clearly applied in the process of determining legal ruling, such as what had happened in the Shafie school of law. This article aims to review the concept of maslahah mursalah and maqasid shariah in the context of its status as a method of determining Islamic legal ruling. The findings of the study show that maslahah mursalah is not maqasid shariah because both of them originate from different sources. The rejection of maslahah mursalah by some ulama does not refer to maslahah that is in line with the higher objectives of Islamic law (maqasid shariah), but refers to maslahah that relies solely on logic and intellect. The difference of opinion among contemporary ulama regarding the position of maqasid shariah as a method of determining legal principle stems from confusion in defining and categorising maslahah mursalah and maqasid shariah.


2021 ◽  
Vol 7 (3) ◽  
pp. 1313
Author(s):  
Khairuddin Khairuddin

<div class="translate-tooltip-mtz hidden"><div class="header"><div class="header-controls"><em>The people of Gunung Meriah still find many addictions to drinks that can be intoxicating, such as drinking tuak. Therefore, this study aims to find out how the supervision of the government and the community in minimizing wine drinkers and sellers in Gunung Meriah District and Islamic views on the law of drinking tuak, as well as how to sanction those who drink it. To complete this research, the writer uses qualitative research. The techniques used in data collection are observation and in-depth interviews with informants. The result of the research shows that some of the people of Gunung Meriah like to drink tuak, both from officials and ordinary people. 25% of Mount Meriah people are addicted to this tuak drink, it is drunk on certain occasions such as parties or other days. The government does not pay much attention to the problem of tuak drinks, which can be seen from the lack of cases of drinkers and sellers of wine being appointed and given appropriate punishments, only a few people have reached the stage of punishment. Likewise, the community does not interfere too much in dealing with the problem of tuak drinkers and sellers, even though this problem is very serious. Drinking tuak, in the perspective of Islamic law, is a drink that is prohibited because it is intoxicating.</em></div></div><div class="controls"> </div></div>


2020 ◽  
Vol 5 (2) ◽  
pp. 71-77
Author(s):  
Febrina Mira Susanty ◽  
H. Bahruddin

Abstract: YouTube is currently one of the jobs that are in demand by many people. The income earned from the YouTuber profession reaches hundreds of millions of rupiah every month. In Islamic law it is explained that every wage or salary of a person's profession is obliged to pay zakat. but even though the law regarding zakat profession is still controversial and not well known by the Muslim ummah in general and Muslim professionals in the country in particular. From this phenomenon, researchers are interested in examining what kind of application of zakat on the Youtuber profession is included in the category of new types of professions. The method used in this research is qualitative with a phenomenological approach. The data collection technique was done by interviewing. This study aims to determine how the application of professional zakat for YouTubers. Analysis of the results of interviews with the head of the YouTuber Jombang (YTN) community and members that the actions in the application of professional zakat expenditure are in accordance with the Islamic law syari'ah that has been taught. That is the obligation to pay zakat for those who reach the nisab and one year is sufficient. Income from YouTube is one of the assets that must be zakat, including al-māl al-mustafād, which is assets that a Muslim can take advantage of with new ownership such as gifts, inheritance, labor costs, and so on. YouTubers are obliged to pay zakat if the video content uploaded is halal. If the opposite is true, that is, when it contains content that is haram, then the income is haram and does not have to be zakat Keywords: Professional Zakat, YouTuber, YouTube   Abstrak : YouTube saat ini menjadi salah satu lapangan pekerjaan yang diminati oleh banyak orang. Penghasilan yang diperoleh dari profesi Youtuber mencapai ratusan juta rupiah tiap bulannya. Dalam hukum Islam dijelaskan bahwa setiap upah atau gaji dari profesi seseorang wajib hukumnya untuk mengeluarkan zakat. tetapi walaupun hukum mengenai zakat profesi tersebut masih menjadi kontroversi dan belum begitu diketahui oleh ummatt muslim pada umumnya dan kalangan profesional muslim di tanah air khususnya. Dari fenomena ini peneliti tertarik untuk meneliti seperti apa penerapan zakat profesi Youtuber tersebut yang termasuk dalam kategori jenis profesi baru. Metode yang digunakan penelitian ini adalah kualitatif dengan pendekatan fenomenologi. Teknik pengumpulan data dilakukan dengan wawancara. Penelitian ini bertujuan untuk mengetahui bagaimana penerapan zakat profesi bagi YouTuber. Analisis hasil wawancara bersama ketua komunitas YouTuber Jombang (YTN) dan anggota bahwasannya tindakan dalam penerapan pengeluaran zakat profesi sesuai dengan syari’ah hukum islam yang telah diajarkan. Yaitu wajib mengeluarkan zakat bagi mereka yang mencapai nisab dan cukup satu tahun. Penghasilan dari YouTube adalah salah satu harta yang wajib dizakati, termasuk dalam al-māl al- mustafād, yaitu harta yang bisa diambil manfaat oleh seorang muslim yang dimiliki dengan kepemilikan yang baru seperti hadiah, warisan, ongkos kerja, dan lain sebagainya. YouTuber wajib zakat jika konten video yang diunggah adalah halal. Jika sebaliknya, yaitu ketika berisi konten yang haram maka penghasilannya haram dan tidak wajib dizakati Kata Kunci : Zakat Profesi, YouTuber, YouTube


2020 ◽  
Vol 5 (1) ◽  
pp. 74
Author(s):  
Rina Dwi Wulandari

Purpose:The purpose of this article is to find out the differences in the price of fruit with large and small perspectives of Islamic law in the 26 ilir Palembang market and what factors cause the difference in fruit prices for traders in the 26 ilir Palembang market.Design/Method/Approach :A qualitative approach was applied to this study. The data collection techniques use observation, interviews, and questionnairesFindings: the difference in the price of buying and selling fruit from the perspective of Islamic law in Palembang 26 ilir is permissible (mubah), because it is in accordance with the concept of buying and selling in Islam where the fulfillment of the conditions in pricing is in accordance with the principles of buying and selling in Islam. The process of buying and selling carried out has also fulfilled the pillars and conditions in Islam, so the sale and purchase of this law is legal, and the factors that cause the price of fruit differ in fruit traders in the 26 ilir Palembang market, namely fruit quality, the effect of fertilizer increase, merchant's trading location and the number also fruit traders take fruit from other fruit sellers and resell them.Originality/Values: The main contribution of provide information to the public about differences in selling prices of fruit in the market.


2019 ◽  
Vol 1 (1) ◽  
pp. 25
Author(s):  
Setiawati Setiawati

Marriage is a bond born of inner between a man and woman as husband and wife with the aim of forming a family or household that sakinah happy and remain upon the divinity of the one true God. The recording of the marriage arranged for without recording, a marriage does not have the force of law. In fact the practice in public, let alone the remote logging process didaerah-daerah wedding in the document state is rarely noticed. This is because of the lack of knowledge most villagers tegal against legislation on marriage, both from the aspect of Islamic law as well as the positive aspects of the law. It is therefore deemed necessary to do the problems associated outreach. The purpose of doing this devotion to understanding memnberikan to the community related to the importance of the Kp Sasak. legalization of marriage. The methods used in the consecration is done by giving the extension. From the results of the survey and interviews conducted before the extension is still a lot of the public who do not know how important the legalization of marriage and what are the consequences arising because of the marriage not in legalization. The existence of this extension was well received by the public, they are very enthusiastic to follow this activity. After holding this extension a lot of development going on, many communities do governance documents to legalize their marriage that was previously done in the series.


2020 ◽  
Vol 4 (2) ◽  
pp. 209
Author(s):  
Sarip Sarip

<p><strong>ABSTRAK</strong></p><p>Penelitian tentang politik hukum dan politisasi desa dalam sistem ketatanegaraan Indonesia, dilatarbelakangi pada tulisan buku judul buku Regulasi Baru, Desa Baru Ide dan Misi Semangat Undang-Undang Desa. UU Desa hendak membuat desa bertenaga secara sosial, berdaulat secara politik, berdaya secara ekonomi, dan bermartabat secara budaya (Catur Sakti Desa). Praktik banyak sekali kebijakan-kebijakan desa yang diatur oleh negara, menjadikan desa sebagai bentuk pemerintahan yang mengarah pada local administrative bukan sebagai local genius atau local government. Titik permasalahan yakni apa yang menjadi pembeda antara politik hukum dan politisasi hukum desa, dan bagaimana cara membangun politik hukum desa dalam rangka menghindari politisasi hukum desa dalam ketatanegaraan Indonesia. Untuk memudahkan pengerjaan penelitian ini maka diperlukan suatu metode penelitian, teknik pengumpulan data dan metode pendekatan yang relevan. Dalam hal ini digunakan metode penelitian deskriptif analitis dengan pendekatan yuridis normatif. UU yang mendistorsi desa dari kesatuan organik-sosiologis menjadi sebatas pemerintahan desa itu tidak hanya merusak adat di Luar Jawa, tetapi juga merusak bagunan sosial dan otonomi desa di Jawa. LKD dan LAD merupakan buktinyata bahwa selesainya UU No.6 Tahun 2014 tidak menyelesaikan politik hukum dan politisasi hukum itu sendiri. Maka, pengawalan-pengawalan terhadap aturan-aturan turunannya harus senantiasa dikawal secara politik hukum maupun politisasi hukum.</p><p><strong>Kata kunci:</strong> desa; hukum; politik; politisasi.</p><p><br /><strong><em>ABSTRACT</em></strong></p><p><em>Research on legal politics and the politicization of villages in the Indonesian constitutional system is based on the writing of the book entitled the New Regulations, the New Village Ideas and the Spirit Mission of the Village Law. The Village Law wants to make the village socially empowered, politically sovereign, economically empowered, and culturally dignified (Catur Sakti Desa). The practice of many village policies is governed by the state, making the village a form of government that leads to local administrative not as local genius or local government. The point of the problem is what is the difference between legal politics and politicization of village law, and how to build village law politics in order to avoid politicizing village law in Indonesian constitution. To facilitate the execution of this research, a research method, data collection techniques and relevant approach methods are needed. In this case used descriptive analytical research method with a normative juridical approach. The law which distorted the village from the organic-sociological unit became limited to the village administration which not only damaged adat outside Java, but also damaged the social structure and village autonomy on Java. LKD and LAD are proof that the completion of Law No. 6 of 2014 does not resolve legal politics and the politicization of the law itself. So, escorting the derivative rules must always be escorted by legal politics and politicization of the law.</em><br /><em></em></p><p><em><strong>Keywords:</strong> law; politics; politicization; village.</em></p>


2018 ◽  
Vol 2 (2) ◽  
pp. 203-217
Author(s):  
Dewi Ratnasari Rustam

Dissenting opinion is the difference of opinion between the Tribunal judges who handle certain a matter with other judges of the Tribunal dealing with certain cases. Dissenting opinion does not have the force of law because it cannot be the Foundation for the inception of the award. Dissenting opinion itself is an aspect of the law that need to be examined in order to prevent the formation of false opinion among the public. So, nowadays have started to formed the perception that dissenting opinion was an engineering law, instead of enforcing the rule of law but rather media that gave the opportunity for the defendant in corruption regardless of criminal trapping; but on the other hand is a form of difference of opinion and the independence of the judges as the metre is guaranteed by the provisions of the law; that the importance of dissenting opinion in the Court ruling was the judge's opinion be weighted, in an attempt of law appeal or cassation; as an indicator to determine the career judge, as an attempt to avoid the practice of corruption, Collusion and Nepotism (KKN) and the judicial mafia; as a real step towards the transparency of judicial democratization; the judiciary; and kemandiarian the judge require the freedom of speech.


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