scholarly journals Penjadwalan Kembali (Rescheduling) Tagihan Murabahah di Bank Rakyat Indonesia Syariah (BRIS) Kota Pekanbaru Berdasarkan Hukum Islam

2016 ◽  
pp. 60-74
Author(s):  
Taufiqul Hulam ◽  
Muhammad Azani
Keyword(s):  
Data Sources ◽  
Islamic Banking ◽  
Legal Study ◽  
Arbitration Board ◽  
Religious Courts ◽  
Research Show

Rescheduling Murabaha bill on Islamic banking is suspected to add the amount of remaining bill that is unclearly allocated and categorized as usury. The research is a socio-legal study by using primary, secondary and tertiary data sources. The data are collected through observation, interview and documentation. The results of the research show that firstly, rescheduling the murabaha bill in Bank Rakyat Indonesia Syariah (BRIS), Pekanbaru City branch is to make a new contract of the rescheduling, while the previous contract is declared null and void. Secondly, in fact, BRIS Pekanbaru City branch does not fully apply the provision that the amount of Murabaha bill can not be increased. In practice, BRIS only calculates the amount of months that become the customer’s responsibility by reducing the amount of installments, and does not calculate the amount of Murabaha remaining bill before rescheduling. Thirdly, if the party does not fulfill his/her obligations or if there is a dispute between the parties, the dispute will be settled through mutual consultation, the National Sharia Arbitration Board and the Religious Courts. The parties can primarily conduct deliberations to solve the problems.

scholarly journals PENYELESAIAN SENGKETA PERBANKAN SYARIAH DI INDONESIA

2018 ◽  
Vol 1 (1) ◽  
Author(s):  
Murtadho Ridwan
Keyword(s):  
Low Cost ◽  
Islamic Banking ◽  
Banking And Finance ◽  
Left Behind ◽  
Arbitration Board ◽  
Banking Business ◽  
Judicial Authority ◽  
Settlement Of Dispute ◽  
Religious Courts

The development of sharia banking and finance institutions is so fast,but in terms of laws and regulatory regulations are still left behind. Among the regulations that still need to be addressed is the regulation related to the settlement of dispute sharia banking business. Where in this case there are still juridical problems, namely the dualism of judicial authority in the settlement of Islamic banking disputes. The result of the study shows that the settlement of Islamic banking dispute in Indonesia can be done through two lines, both litigation and nonlitigation channels. Religious Courts are the competent jurisdiction to resolve Islamic banking disputes on litigation channels, while through non-litigation channels can be done through deliberation, banking mediation, shariah arbitration and judiciary within the General Courts. The National Shariah Arbitration Board (BASYARNAS) is the most strategic forum for resolving the dispute over sharia banking because BASYARNAS can resolve disputes quickly, simply, and at a low cost. Keywords:sharia,dispute,jurisdiction,litigation<br /><br />

scholarly journals Penyelesaian Sengketa Perbankan Syariah di Indonesia

2015 ◽  
Vol 15 (2) ◽  
Author(s):  
Nurul Ichsan
Keyword(s):  
Economic Institutions ◽  
Islamic Banking ◽  
Arbitration Board ◽  
Islamic Economic ◽  
Settlement Of Disputes ◽  
Religious Courts ◽  
Optimal Implementation ◽  
Economic Institution

This article discussed the settlement of disputes that occur within the Islamic economic institutions (LES). Before being taken to the court, the case of the dispute between the customer and Islamic banking can be solved by consensus or reconciliation (ishlah). Other choice is arbitration Indonesia through sharia arbitration institution called as BASYARNAS (National Arbitration Board). This is what made the different between conventional banking and Islamic economic institution in Indonesia. In Indonesia, there is now also a new provision regarding the institution of the Religious Courts. Although it not optimal implementation, It serves adjudicate disputes that occur between the customer and Islamic banks.DOI: 10.15408/ajis.v15i2.2867

Execution of Security Rights in Islamic Banking at The Religious Court of Purbalingga

2016 ◽  
Vol 1 ◽  
pp. 287-297
Author(s):  
Nita Triana
Keyword(s):  
Field Research ◽  
Economic Security ◽  
Islamic Banking ◽  
Actual Situation ◽  
Legal Research ◽  
Security Interest ◽  
Final Verdict ◽  
Islamic Economic ◽  
Religious Courts

This article examines the execution of a security interest in Islamic banking in the Islamic economic disputes in  the  Purbalingga  Religious  Court. The case of non-performing loans in the world of Islamic banking is often the case, this was due to the debtor defaults. Mortgages used as collateral can be executed based on the decision of the Religious Court. The method used in this research is a kind of field research with the approach of Socio Legal Research, including in the realm of non-doctrinal study. The results show the execution of a security interest in dispute sharia economy in Purbalingga Religious Court has been run in accordance with the mandate of the Act: On the substance of the Implementation of the decision of execution is the end of a case that is the result of what is required by the plaintiff are determined in a court of Religion with using the guidelines do not separate from the disciplinary proceedings contained in HIR or Rbg. On the  Structure  of  Purbalingga Religious Court  carry out executions by institutions that are available from the start to the filing of the petition to the Chairman of the Religious Courts, judges who will examine the final verdict, Executor who will call and will execute and when the auction Clerk role of the mentor  State Property Office and Auction (KPKNL). Culturally law. Purbalingga Religious Court  carry out the execution-based approaches to religion and culture. This approach proved to facilitate execution. Obstacles that faced in general, form, creditors often receive a guaranteed land and buildings where the land certificate is no longer appropriate to the actual situation, the Debtor is not willing to leave the place right dependents, barriers to the sale of objects auction execution which does not go unsold objects auction / auction. Constraints that normally occurs in the execution of this economic security rights dispute, can be resolved by various reinforcement structures / institutions and culture through the law chosen by the Purbalingga Religious Courts.

scholarly journals Implementasi Program Tahfidzul Al-Qur’an Jilid 5 Bagi Peserta Didik Di Madrasah Ibtidaiyah Muhammadiyah 02 Ambulu Jember

2021 ◽  
Vol 2 (2) ◽  
pp. 201-220
Author(s):  
Khusnul Khovia
Keyword(s):  
Data Analysis ◽  
Data Reduction ◽  
Formative Evaluation ◽  
Qualitative Approach ◽  
Data Sources ◽  
Data Presentation ◽  
Purposive Sampling ◽  
Evaluation Of Methods ◽  
Research Show

The purpose of this study is to describe the planning, implementation and evaluation of the tahfidzul Al-Qur'an program for students volume 5 at MI Muhammadiyah 02 Pontang Ambulu Jember. This study uses a qualitative approach and the technique of determining data sources using purposive sampling. Collecting data through observation, interviews and documentaries. Data analysis, descriptive qualitative with data reduction steps, data presentation, conclusion drawing/verification. To check the validity of the data using triangulation of sources and techniques. The results of the research show: (1) Planning the tahfidzul Al-Qur'an program for students volume 5 at MI Muhammadiyah 02 Pontang Ambulu Jember, namely: determining the goal of memorizing 2 letters Al-Insyiqaq and Al-Muthoffifin, instilling a love of the Qur'an since early, Content of material, determine method, Determination of media, Determination of evaluation. (2) The implementation of the tahfidzul Al-Qur'an program for students volume 5 at MI Muhammadiyah 02 Pontang Ambulu Jember, namely: students memorizing letters Al-Insyiqaq and Al-Muthoffifin, reading letters according to makhraj and tajwid, Submission of material by teachers, using tilawati method by listening, imitating, reading together and repeatedly, using Juz 'Amma, Al-Qur'an and murottal media. (3) Evaluation of the tahfidzul Al-Qur'an program for students volume 5 at MI Muhammadiyah 02 Pontang Ambulu Jember, namely: evaluation of objectives, evaluation of material based on the target of memorizing letters Al-Insyiqaq and Al-Muthoffifin and not experiencing difficulties, evaluation of methods, formative evaluation at the end of each lesson and letter increase. Keywords: Tahfidzul Al-Qur'an; Student; Madrasah Ibtidaiyah Tujuan penelitian ini mendeskripsikan perencanaan, pelaksanaan dan evaluasi program tahfidzul Al-Qur’an peserta didik jilid 5 di MI Muhammadiyah 02 Pontang Ambulu Jember. Penelitian ini menggunakan pendekatan kualitatif dan tehnik penentuan sumber data menggunakan purposive sampling. Pengumpulan data melalui observasi, wawancara dan dokumenter. Analisis data, kualitatif deskriptif dengan langkah reduksi data, penyajian data, penarikan kesimpulan/verifikasi. Untuk mengecek keabsahan data menggunakan triangulasi sumber dan tehnik. Hasil penelitiannya menunjukkan: (1) Perencanaan program tahfidzul Al-Qur’an untuk peserta didik jilid 5 di MI Muhammadiyah 02 Pontang Ambulu Jember yaitu: penentuan tujuan hafalan 2 surat Al-Insyiqaq dan Al-Muthoffifin, menanamkan cinta Al-Qur’an sejak dini, Isi materi, menentukan metode, Penentuan media, Penentuan evaluasi. (2) Pelaksanaan program tahfidzul Al-Qur’an untuk peserta didik jilid 5 di MI Muhammadiyah 02 Pontang Ambulu Jember yaitu: peserta didik menghafal surat Al-Insyiqaq dan Al-Muthoffifin, membaca surat sesuai makhraj dan tajwid, Penyampaian materi oleh guru, menggunakan metode tilawati dengan mendengarkan, menirukan, membaca bersama-sama dan berulang-ulang, Penggunaan media Juz ‘Amma, Al-Qur’an dan murottal. (3) Evaluasi program tahfidzul Al-Qur’an untuk peserta didik jilid 5 di MI Muhammadiyah 02 Pontang Ambulu Jember yaitu: evaluasi tujuan, evaluasi materi berdasarkan target menghafal surat Al-Insyiqaq dan Al-Muthoffifin dan tidak mengalami kesulitan, evaluasi metode, evaluasi formatif setiap akhir pembelajaran dan kenaikan surat. Kata Kunci: Tahfidzul Al-Qur’an; Peserta Didik; Madrasah Ibtidaiyah

scholarly journals Menentukan Faktor-Faktor Yang Memiliki Hubungan Minat Mahasiswa STEI SEBI menabung di SEBI Islamic Bank

2020 ◽  
Vol 1 (1) ◽  
pp. 3-24
Author(s):  
Hendi Mulyana ◽  
Mustafa Kamal
Keyword(s):  
Financial Institutions ◽  
Random Sampling ◽  
Data Sources ◽  
Islamic Banking ◽  
Chi Square ◽  
Good Opportunity ◽  
Islamic Bank ◽  
Analysis Technique ◽  
Islamic Microfinance ◽  
Random Method

Sekolah Tinggi Ekonomi Islam (STEI) SEBI mendirikan sebuah lembaga keuangan syariah. Lembaga keuangan tersebut bernama SEBI ISLAMIC BANK (SIB). SIB berdiri atas dasar pemikiran akan pentingnya suatu lembaga intermediari finansial internal kampus STEI SEBI. Lembaga ini pada awalnya mempunyai maksud mempermudah arus keuangan sekaligus mengembangkan instuisi produktif para pengelola, staff dan mahasiswa STEI SEBI khususnya, serta masyarakat di lingkungan STEI SEBI pada umumnya.Seiring dengan bertambahnya jumlah mahasiswa STEI SEBI tiap tahunnya, tentu menjadi peluang bertambah pula jumlah nasabah SIB. Namun pada kenyataannya mahasiswa yang menabung di SIB masih sedikit.Penelitian ini bertujuan untuk mengetahui pengaruh minat mahasiswa STEI SEBI menabung di Sebi Islamic Bank (SIB). Sumber data dalam penelitian ini adalah data primer yang diperoleh melalu kuesioner dari sebagian mahasiswa angkatan 2008-2011.Teknik pengumpulan data dilakukan dengan survei. Data diperoleh dengan menggunakan kuesioner yang disebar kepada sebagian mahasiswa angkatan 2008- 2011 sebagai sampel baik itu program studi Perbankan Syariah maupun Akuntansi Syariah. Untuk menentukan jumlah sampel penulis menggunkan rumus Slovin, yang mana dari hasil rumus Slovin tersebut dapat diketahui jumlah sampel yang ditentukan sebesar 85 responden dari angkatan 2008-2011 yang berjumlah 535 mahasiswa. Pemilihan sampel dilakukan dengan metode random sampling.  Teknik analisis data menggunakan pengujian melalui Uji Validitas dan Reliabilitas data, Chi-Square, serta analisis CHAID.Kata Kunci : Lembaga Keuangan Mikro Islam, Metode CHAID Abstract Sekolah Tinggi Ekonomi Islam (STEI) SEBI has been establishing a shariah financial institutions. The institution namely SEBI ISLAMIC BANK (SIB). SIB has been establishing based on reasoning the urgency of financial intermediary institution internal campus STEI SEBI. Initially the institution had sole to facilitate cash flow both developing productiveness institution manager, staff and students STEI SEBI particularly and society at STEI SEBI generally.Along with increasing the number of students STEI SEBI every year, it would be good opportunity to increase a number of customer SIB. But the fact students who saved at SIB were still slightly.This research had goal to find out the influence students STEI SEBI who saved on Sebi Islamic Bank (SIB). Data sources in this research were primer data that had been obtainable by questioners from part of students 2008-2011.A technique to collect data has been done by survey. Data achieved  by questioners that spread to part of students 2008-2009 as sample both majoring Islamic Banking and Islamic accounting. In order to determine number of samples, writer used Solvin’s formula where the result could be discovered the number of samples as 85 respondents from 2008-2011 which amounts 535 students. Determining of samples had been done by sampling random method. Data analysis technique used examination through validation and reliability data, Chi-Square , and CHAID analysis.Keywords : Islamic Microfinance, CHAID Method

scholarly journals HUMAN CONCEPT OF THE ENVIRONMENT AND THE UNIVERSE PERSPECTIVE OF THE QURAN

2021 ◽  
Vol 10 (1) ◽  
pp. 25-34
Author(s):  
Tian Khusni Akbar ◽  
Mhd. Lailan Arqam
Keyword(s):  
Natural Resources ◽  
Natural Environment ◽  
Point Of View ◽  
Data Sources ◽  
Google Scholar ◽  
Research Approach ◽  
Data Engineering ◽  
The Creation ◽  
The Universe ◽  
Research Show

This article examines the human concept of the environment and the universe from the point of view of the Qur'an. This study is based on the lack of human concern for the environment. Several verses in the Al-Qur'an emphasize prohibitions and reprisals for those who damage the environment and those who protect it. The research approach is qualitative type of literature. The data sources are literature in the field of environment, Al-Qur'an and Tafseer. Data engineering is carried out with related references, both manually and digitally, especially in the Google Scholar database with the keyword used is the Concept of Humans Against the Environment and the Universe in the Perspective of the Qur'an. The collected data were then analyzed using inductive thinking patterns. The results of the research show that humans and the environment have a relationship where humans as caliphs on earth must always think about what has been bestowed by Allah SWT, so that they are able to make real natural resources, and the creation of the natural environment makes humans always remember the main purpose of being created on earth, namely to pronunciation to Allah SWT.

scholarly journals Mengenal Manhaj Tafsir Fazrul Rahman

2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Badruzzaman M. Yunus ◽  
Muhammad Rizaldi Syahputra ◽  
Asep Sufian Sya'roni
Keyword(s):  
Historical Context ◽  
Primary Source ◽  
Research Data ◽  
Data Sources ◽  
Modern Times ◽  
Sense Data ◽  
The Past ◽  
Original Meaning ◽  
Library Research ◽  
Research Show

This research on Manhaj Tafsir Fazlur Rahman aims to describe and describe the methods or approaches used by Fazlur Rahman in interpreting the Qur'an. This research was conducted through library research. The study is descriptive and analytical, that is, analytical in a historical and philosophical sense. Data concerning the methodological thinking of interpreting the Koran can be traced back to Rahman's writing (primary source). The research data is in the form of works by Fazlur Rahman in interpreting various Qur'an verses. Meanwhile, the data sources that will be explored in this paper are Rahman's interpretations, which are widely published in multiple books in Indonesia. The results of his research show that diversity in both the method (manhaj / tariqah), style (nau'), and approaches (alwan) used is something that cannot be avoided in a work of interpretation. Although interpretive works have appeared in modern times, their interpretation still follows classical and medieval patterns. For Fazrul Rahman, tafsir's essence is how an interpreter can create an authentic meaning (original meaning) from reading through the historical context of the past. He captures all moral aspects to contextualize meaning in the present with a new methodology.

scholarly journals REFORMULATION OF MEDIATION IN DISPUTE SETTLEMENT ON ISLAMIC BANKING

2019 ◽  
Vol 7 (4) ◽  
pp. 184-194
Author(s):  
Dewi Nurul Musjtari ◽  
Benny Riyanto ◽  
Ro’fah Setyowati
Keyword(s):  
Dispute Settlement ◽  
Field Research ◽  
Mediation Process ◽  
Islamic Banking ◽  
Legal Studies ◽  
Economic Law ◽  
The Supreme Court ◽  
Islamic Economic ◽  
Religious Courts ◽  
Scr No

Purpose of the study: The general objective of this study was to explore the potential of the mediation process as a reformulation of Islamic banking dispute settlement after the Supreme Court Regulation (SCR) on mediation procedure in the court. On the one hand, this study tries to find a repositioning of mediation procedures in resolving disputes over Islamic Banking in religious courts. Methodology: This research was normative and empirical. The data collection techniques of this literature would be done utilizing literature study and field research. Primary data was obtained through field research with interviews. The participants from Judges of Religious Court, Abdul Manan as a Judge of in the Supreme Court Institution, Islamic banking legal unit. Data were processed by a qualitative descriptive analysis technique. Secondary data used consisted of primary legal material sourced from SCR No. 1 of 2016 and the contract. Principal Findings: The mediation process as a reformulation of Islamic banking dispute settlement especially in the Religious Court is according to Article 2 Paragraph (1) SCR No. 1 of 2016. The repositioning of mediation procedures in resolving Islamic banking disputes in the Religious Courts applied by making changes as part of the case registration process implemented through honesty, fidelity, and justice. Applications of this study: This paper is essential for the parties to get the legal certainty in maintaining the continuing development of Islamic banking business, product development, risk management and efficiency of the bank. The study may be instrumental in helping to improve the development of the legal studies programs, notably the Islamic Economic Law. The results of this study will provide benefits for the religious court to improve its performance effectively and efficiently in dispute settlement through mediation. Novelty/Originality of this study: Determination of the mediation as reformulation of dispute settlement on Islamic banking post-enactment or issuance of the SCR No. 1 of 2016 and to find out about repositioning of the mediation procedure and proposing changes in the position (repositioning) of the mediation process and reaffirming the roles, duties and accountability of professional mediators or non-judge mediators so that it is expected that the role of non-judge mediators can active in resolving Islamic banking disputes both in procedures in the court or outside the courts applied at the Indonesian Religious Court. The contribution of this paper will be the revision of the curriculum of legal studies and Islamic Economic Law. The importance for researchers of the study is to develop and improve the capability of researchers for developing the law study program called Islamic Economic Law.

scholarly journals ANALISIS PENGAMBILAN KEPUTUSAN NASABAH PEMBIAYAAN MURABAHAH PADA BMT DAARUT TAUHIID BANDUNG

2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Asep Suryanto ◽  
Adah Sa’adah
Keyword(s):  
Research Method ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Data Display ◽  
Analysis Techniques ◽  
Customer Perceptions ◽  
Descriptive Research ◽  
Secondary Data Sources ◽  
Research Show

The objective of this research was to find out what factors underlie Daarut Tauhiid BMTcustomers in applying of murabaha financing. The research method used is descriptive research method with a qualitative approach. The data sources in this study involve primary data sources and secondary data sources. Primary data sources, namely the unit head, account officer, and members of Daarut Tauhiid BMT as murabaha financing customers at the BMT. Secondary data sources involve modules, documents at Daarut Tauhiid BMT relating to the topic of research. The data analysis techniques are through the stages of data reduction, data display and data verification. The results of the research show that the factors that could underlie customer decisions in applying The results showed that the factors underlying the customer's decision in applying of murabaha financing at Daarut Tauhiid Baitul mal wa Tamwil (BMT) were images of the Daarut Tauhiid environment, reference groups, customer needs in certain situations, supporting personal work, customer perceptions of syariah compliance

scholarly journals Tinjaun Yuridis Terhadap Media Sosial Yang Menyalahgunakan Dan Mengakibatkan Penyemaran Nama Baik (putusan : No574 K/pid.sus/MA/2018)

2021 ◽  
Vol 5 (3) ◽  
Author(s):  
Pardamean Sitompul ◽  
Okmin Manurung
Keyword(s):  
Social Media ◽  
Law Enforcement ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Community Factors ◽  
Application Of Law ◽  
The Government ◽  
The Many ◽  
Research Show

The misuse of social media that causes defamation Decision: No 574 K / pid.sus / MA / 2018, is one of the many legal problems that have been ensnared due to the misuse of social media. The author uses three types of data sources, namely primary data sources of data obtained from laws and Supreme Court decisions. And secondary data data obtained from law books, law magazines and legal writings. And the last is tertiary legal material is complementary legal material obtained from dictionaries and the internet. and data analysis using qualitative data which is data in the form of words that talk about statutory regulations. The results of the research show that in the application of law enforcement of the ITE Law article 27 paragraph 1 in conjunction with article 45 paragraph 1 there is still a sense of injustice for the community, factors that must also be considered in imposing sanctions on victims of Baiq Nuril. and sociology of law and a strong conscience against actions or decisions in law enforcement. In this case, the government should have strict supervision of the use of information technology. This is aimed at preventing and overcoming efficiently and effectively the act of defamation through social media.

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