scholarly journals Pemikiran Ekonomi Islam Imam Al-Ghazali Tentang Uang Dalam Perspektif Maslahah Mursalah

2018 ◽  
Vol 3 (1) ◽  
Author(s):  
Huril Aini

Economic activity is defined as inseparable thing in life. The process that occurs in terms of exchange with a particular agreement creates a system which we then call the economic transactions. The transaction is nothing but an attempt to make ends meet. In this case, the government will supervise the activities. Individual actions in the economy in particular and action in general, depends on the mind and worldview of the individual. Therefore, Islam as a universal religion has regulated and provided the right pattern of action in life, socially, culturally and economically. The writing will try to answer the question: how the Islamic economic thought of Imam al-Ghazali on money in the context of mashlahah mursalah. The research is literature research, which examines the sources of books, books, scientific journals, articles and other forms of material or commonly related to the discussion of this paper. The data have been collected from many sources, analyzed using content analysis method, namely research technique to make replicable inference and valid data with respect to context. The description is presented in descriptive or narrative form the data already collected is analyzed in accordance with historical events or facts, especially the detailed description of the activity, attitude, behavior and position of Imam al-Ghazali in historical events. In addition, data analysis is presented in an inductive form on data already collected or evidence analyzed, compiled or abstracted based on existing sources (primary data and secondary data). The results showed that to build a good economy and smoothly should be able to run economic activities based on Islamic law by implementing the concept of mashlahah mursalah, including in managing finances well according to the needs of the community and conduct muamalah activities in accordance with the existing ethics. Islamic economy according to Imam al-Ghazali in its achievement must promote the public good. It implements the concept of maslahah mursalah with the maintenance of the five basic objectives (maqashid shari’ah). While in carrying out economic activities, the government must intervene, especially when there are problems in the community. Economic goals should not be concerned only one side of life, but must be balanced between the world and the hereafter. Keywords: Imam al-Ghazali, Money, Maslahah Mursalah

2018 ◽  
Vol 2 (2) ◽  
pp. 257-271
Author(s):  
Huril Aini

Economic activity is defined as inseparable thing in life. The process that occurs in terms of exchange with a particular agreement creates a system which we then call the economic transactions. The transaction is nothing but an attempt to make ends meet. In this case, the government will supervise the activities. Individual actions in the economy in particular and action in general, depends on the mind and worldview of the individual. Therefore, Islam as a universal religion has regulated and provided the right pattern of action in life, socially, culturally and economically. The writing will try to answer the question: how the Islamic economic thought of Ima>m al-Ghaza>li on money in the context of mas}lah}ah mursalah. The research is literature research, which examines the sources of books, books, scientific journals, articles and other forms of material or commonly related to the discussion of this paper. The data have been collected from many sources, analyzed using content analysis method, namely research technique to make replicable inference and valid data with respect to context. The description is presented in descriptive or narrative form the data already collected is analyzed in accordance with historical events or facts, especially the detailed description of the activity, attitude, behavior and position of Ima>m al-Ghaza>li in historical events. In addition, data analysis is presented in an inductive form on data already collected or evidence analyzed, compiled or abstracted based on existing sources (primary data and secondary data). The results showed that to build a good economy and smoothly should be able to run economic activities based on Islamic law by implementing the concept of mas}lah}ah mursalah, including in managing finances well according to the needs of the community and conduct muamalah activities in accordance with the existing ethics. Islamic economy according to Ima>m al-Ghaza>li in its achievement must promote the public good. It implements the concept of mas}lah}ah mursalah with the maintenance of the five basic objectives (maqa>s}id shari>’ah). While in carrying out economic activities, the government must intervene, especially when there are problems in the community. Economic goals should not be concerned only one side of life, but must be balanced between the world and the hereafter.


2017 ◽  
Vol 2 (1) ◽  
pp. 97
Author(s):  
Monica Fitria Hartiningsih ◽  
I Made Adhika ◽  
Komang Trisna Pratiwi Arcana

Baha Village designated as tourism village since 1994. However, until now relatively undeveloped as expected. The purpose of this research to determine of tourism existing and the portrait of rural tourism model that took place in Baha Tourism Village. This research used descriptive qualitative method. The informant determined by purposive and utilize qualitative and quantitative data where its sourced from primary data also secondary data. Datas obtained by observation, interviews, and documentation. The research of result was found tourism existing ini Baha Tourism Village in the form of a panoramic expanse of rice fields and visiting to a Balinese traditional house, supported with the adequate accessibility and facilities such as public toilets, wantilan, clean water, electricity and communication networks. Institutional is not yet operational. Baha Tourism Village life cycle stage with the involvement of public attitudes tend to be quiet(Withdrawal). Referring to the existing portrait of rural tourism model at the Baha Tourism Village is a rural tourism model of halffull-passive interaction who initiated by the government and its managed by the individual societies. It can be concluded, Baha Tourism Village has not been categorized as a ideal tourism village.


2018 ◽  
Vol 11 (5) ◽  
pp. 227
Author(s):  
Muhammad Obie

Coastal area becomes a meeting place of various interests, both the interests of the government to protect and exploit it, as well as local communities for their livelihood survival. This research analyzed the livelihood bases of fishing settlement in north coast of Jakarta, from the time of intimidation, until its existence was recognized by the government. The research strategy used historical case study. Collected data were primary and secondary data. Primary data collection was through in-depth interview and observation. Researcher in this case used biographical methods. Data analysis used a qualitative approach performed simultaneously during data collection took place, and after completion of data collection within a certain period. The secondary data was obtained through literature studies. The results of research showed that livelihood bases of fishing settlement in north coast of Jakarta rely on marine products. Fishermen in this settlement have a deep connection with the sea, so all the economic activities of the people are related to the sea. Since it was first inhabited in the 1970s, the region often got government intimidation which forced fishermen to leave the area. However, due to the fierce resistance of the citizens, the intimidation was ultimately unsuccessful. The government finally acknowledged the existence of fishing settlement after entering the reform era. It results the democratic tap was open where dialogue and negotiation by fishermen figures intensified.


Author(s):  
Dissa Erianti ◽  
Sukawarsini Djelantik

Citarum is the longest and biggest river in West Java, also known as the world’s most polluted river. The pollution is due to social and economic burden carried out by the river, as well as supporting millions inhabitant living along the river. The social-economic-activities in this most populated province of Indonesia led to the change of land function into housing and industrial activities. Deforestation in the headwaters added to the river damaged. The environment degradation in Citarum has been taking place since the 1980’s, when rapid industrialization activities started in the southern parts of Bandung that led to build ups of factory waste. Most factories thrown pollutants directly to the river without using waste water processing installation plant. Various programs to improve river water quality and environmental management have no results because they are not supported by changes in community behavior. Even though various programs have been carried out with large financial support from the government and international institutions, the revitalization and restoration program do not bring significant results. This paper aims to analyze the program by reviewing the role of government, non-government and the public through the SWAA approach (Strength, Weakness, Advocates, Adversaries). The research method used was descriptive analysis, with primary and secondary data collection. Primary data collection is carried out through interviews with government, non-governmental organizations, and community members. The results of the research aimed at the government and stakeholders as input for managing environmental management programs that are more successful and have a direct impact to community.


2017 ◽  
Vol 11 (1) ◽  
pp. 69-96
Author(s):  
Siti Yuliaty Chansa Arfah ◽  
Harianto . ◽  
Suharno .

Penelitian ini bertujuan untuk mengkaji daya saing komoditi kakao di Sulawesi Tengah dan melihat peran pemerintah dalam meningkatkan daya saing komoditi kakao. Data primer berasal dari observasi, wawancara dan kuesioner, sementara data sekunder berasal dari instansi terkait. Metode analisis menggunakan Policy Analysis Matrix (PAM) dan analisis sensitivitas. Penelitian ini menemukan bahwa nilai PCR Kabupaten Parigi Moutong 0,589 dan Kabupaten Sigi 0,396. Sedangkan nilai DRC Kabupaten Parigi Moutong 0,387 dan Kabupaten Sigi 0,319. Hal tersebut mengindikasikan bahwa usahatani komoditi kakao di Sulawesi Tengah memiliki daya saing, namun tidak menguntungkan secara ekonomi karena Sulawesi Tengah menghasilkan biji kakao yang tidak difermentasi akibatnya petani menerima harga rendah. Berdasarkan hasil analisis, pemerintah belum memberikan proteksi terhadap harga biji kakao dalam negeri melalui harga referensi biji kakao sehingga harga biji kakao didaerah penelitian masih tergolong rendah jika dibandingkan dengan harga di pasar internasional. Sementara terhadap input, pemerintah telah memberikan kebijakan subsidi kepada petani, namun implementasinya masih perlu perbaikan terutama terkait penyaluran dan pengelolaan bantuan agar merata. Kajian ini merekomendasikan masih diperlukan kebijakan pemerintah baik terhadap input maupun output untuk meningkatkan produktivitas, menurunkan biaya produksi dan menaikkan harga jual biji kakao, sehingga dapat meningkatkan daya saing biji kakao. The purpose of this study is to assess the competitiveness of cocoa in Central Sulawesi and to investigate the role of government in improving the competitiveness of cocoa. The primary data were generated through observation, interviews and some questionnaires. The secondary data were obtained from the agency or the institution related to the research. This study uses the Policy Analysis Matrix (PAM) and sensitivity analysis. The study found that the PCR value for Parigi Moutong district was 0.589 and Sigi district was 0.396. While, the DRC value for Parigi Moutong district was 0.387 and Sigi district was 0.319. This indicates that cocoa beans farming in Central Sulawesi has competitiveness, but not economically beneficial because Central Sulawesi produces unfermented cocoa beans consequently farmers receive low prices. Based on the results of the government's impact on output analysis, the government did not provide protection for domestic cocoa seed prices through the reference price of cocoa beans, consequently the price of domestic cocoa beans, particularly in the research area, was relatively low compared to the price of cocoa beans at the international market. Seen from the government policy on inputs, the government have provided subsidies to farmers but they need to improve the distribution and management of aid to be evenly distributed. It is necessary to set up good government policy on inputs and outputs in order to increase cocoa seed productivity, decrease production cost and increase the price which simultaneously can improve its competitiveness in the research location.


Unity Journal ◽  
2021 ◽  
Vol 2 ◽  
pp. 251-262
Author(s):  
Sumitra Karki

Nepal has been a home to diversified settlement in terms of ethnicity, religion, dialect and culture since its outset in civilization. It also lies between two great military and economic giants of Asia – India and China – that are hostile to each other. While these bring abundant opportunities for Nepal, it possesses several internal and external security threats. Nepal suffers from cyber-attack, environmental degradation, pandemic, ethnic, racial or religious conflicts, inequality and poverty, extremism, human trafficking, corruption, migration and trans-boundary crime. In addition, Nepal also faces several security threats, traditional and non–traditional, including terrorism and insurgency. These threats possess serious implications on peace and security of Nepal and the South Asian region. There is a need of serious study about the major internal and external security challenges that Nepal faces in recent decades. This study aims at examining some of the major security challenges, explore the factors behind it, and attempt to suggest few policy recommendations to the government of Nepal to deal with them. The study is conducted by reviewing the primary and secondary sources of data. The primary data includes documents of the government agencies, press release, joint statement and organizational reports. It also includes the interviews with security experts, bureaucrats, policy makers and academicians. Similarly, secondary data includes books, news reports, academic journals, seminars report and reports of research institutes and think tanks. The study highlights that Nepal should prepare itself to meet with the emerging internal and external security challenges what have emerged in recent times. With the rise of India and China, two adversarial powers in the region, Nepal possess extreme challenges in days to come. Similarly, hardly any countries of the world had prepared itself to deal with recent pandemic like COVID-19 that has shattered even the most powerful countries of the world. Taking lessons from these, it is time for Nepal to learn and prepare to mitigate the challenges.


2018 ◽  
Vol 14 (1) ◽  
Author(s):  
Jehan M. Malahika ◽  
Herman Karamoy ◽  
Rudy J. Pusung

This research aims to analyze the Implementation of Village Financial System (SISKEUDES)  towards the government organization in Suwaan Village Kalawat Subdistrict North Minahasa Regency. This research using qualitative research approach as using primary data, which were in the form of interview and secondary data. The informants are the village head, the village secretaries, and the head of village government affairs. The result showed that : (1) The implementation of Village Financial System in Suwaan Village has running well (2) The procedure of SISKEUDES utilization done by 4 stages which are : Planning, Implementing, Administrating, and Reporting (3) Village Financial System has been giving the positive influence towards the performance of each employee. Therefore, Village Financial System holds an important role upon village government that impact directly by the employee of village. This is as accordance with the purpose on the implementation of Village Financing System which is to assist the work of villagers’ employee.Keywords: Village Financial System, Village Government


Author(s):  
Fitrotu Aini

ABSTRACTHajj as a great symbol of worship. Hajj is the fifth pillar of Islam which is mandatory for every Muslim who are able to da it in accordance with the legal requirement of pilgrimage. One of the legal conditions of Hajj is the capability, capable to cover the cost of the hajj and the family left behind. Panin Bank Dubai Sharia Bank was established based on the regulation of Limited Company No. 12 dated January 8, 1972 by Moeslim Dalidd, a notary in Malang. PT. Bank Panin Dubai Syariah Tbk has been legalized by the Financial Services Authority ("OJK"), in accordance with a copy of the policy of the Board of Commissioners of OJK No. Kep-29 / D.03 / 2016 on July 26, 2016.Therefore, through this research, the writer wants to understand: (1) how is the practice of applying alternative financial agreement of hajj and umrah after the implementation of regulation made by ministry of religious affair No. 24 year 2016 at Panin Bank Dubai Syariah Surabaya branch? (2) What is the analysis of Islamic law on the practice of multilateral contract alternative application in this Bank? Therefore, this study is aimed to, firstly, understand and describe the application of alternative contracts to hajj and umrah after the regulation of Ministry of Religious Affairs No. 24 of 2016 in Panin Bank Dubai Sharia branch Surabaya, and to describe the analysis of Sharia Economic Law about the practice of applying alternative contract in the bank.The method used in this research is qualitative method. The research data are taken in natural situation in Panin Bank Dubai Syariah Surabaya. The data are taken during operational hours using case study approach. Are done through interview technique with the main participant, Assistant Manager 1, and document, archive, book, sample of registration, as secondary data source. The data are analyzed through 3 (three) data deduction, display data and ended with conclusion and verification.The results of the study indicate that the Panin Bank Dubai Sharia runs in accordance with the government regulation No. 24 year 2016 "BPS BPIH is prohibited from providing direct and indirect Hajj money service" including Hajj and Umrah services using various financing products and funds saving, funds collecting in the form of deposits, savings or other forms, using multi-service financing akad wadi'ah, with the savings of hajj services with initial minimum deposit of Rp500,000,and according to customers’ ability. Keywords: hajj, umrah, wadi'ah.


2020 ◽  
Vol 2 (4) ◽  
pp. 443
Author(s):  
Muhammad Adib ◽  
Sri Kusriyah Kusriyah ◽  
Siti Rodhiyah Dwi Istinah

Government Regulation No. 53 of 2010 regarding the discipline of the Civil Servant loading obligations, prohibitions, and disciplinary action which could be taken to the Civil Servant who has been convicted of the offense, is intended to foster a Civil Servant who has committed an offense, the form of disciplinary punishment is mild, moderate, and weight. Disciplinary punishment for the Civil Servant under Government Regulation No. 53 of 2010 Concerning the Discipline of Civil Servants. The formulation of this journal issue contains about how the process of disciplinary punishment, and constraints and efforts to overcome the impact of the Civil Servant disciplinary punishment in Government of Demak regency. The approach used in this study is a sociological juridical approach or juridical empirical, that is an approach that examines secondary data first and then proceed to conduct research in the field of primary data normative. The process of giving disciplinary sanctions for State Civil Apparatus in Government of Demak regency begins with the examination conducted by the immediate supervisor referred to in the legislation governing the authority of appointment, transfer and dismissal of civil servants. The results showed that in general the process of sanctioning / disciplinary punishment of civil servants in the Government of Demak be said to be good and there have been compliance with the existing regulations / applied in Government Regulation No. 53 of 2010, although it encountered the competent authorities judge still apply tolerance against the employee, but also a positive impact among their deterrent good not to repeat the same offense or one level higher than before either the Civil Servant concerned or the other. Obstacles in carrying out disciplinary punishment in Government of Demak regency environment is still low awareness of employees to do and be disciplined in performing the tasks for instance delays incoming work, lack of regulatory discipline, lack of supervision system and any violations of employee discipline. There must be constraints to overcome need for cooperation with other stakeholders comprising Inspectorate, BKPP, and the immediate superior civil servants in this way can be mutually reinforcing mutual communication, consultation, coordination so that if later there is a problem in the future could be accounted for.Keywords: Delivery of Disciplinary Sanctions; Civil Servant; Government Regulation No. 53 of 2010.


2021 ◽  
Vol 9 (1) ◽  
pp. 26-37
Author(s):  
Sukharanjan Debnath

As per rules, the Savings practice of Government salaried people is mandatory up to a stipulated amount of monthly salary. According to GPF, EPF and NPS Rules, a predetermined amount is deducted by the employer at source for the future wellbeing of the concerned employee and invest to GPF, EPF, NPS, etc. In addition to these mandatory savings, employees can save their money to other savings instruments according to their capability and other conditions. As most of the government employees in Unakoti district of Tripura are working with small designations and salaries, they are not able to save more in addition to mandatory savings. Fixed Pay Employee (FPE), Contract Base Worker (CBW), Per Time Worker (PTW), Monthly Pay Worker (MPW), Daily Rate Worker (DRW) are the working conditions where employees get less amount of salary in comparison to regular employees. Under these conditions, their savings rate is also low in comparison to other employees. Other Sources of income, spouse job, dependency ratio, age, literacy level, educational qualification and availability of savings instruments nearby employees are an important aspect for better understanding of savings improvement in the District. The present study entitled “Savings behavior of Government Salaried People in Unakoti District of Tripura” is an empirical study based on primary data and secondary data. The study reveals that the savings rate of salaried people in Unakoti District of Tripura is growing slowly. Financial literacy, reduction of dependency ratio by employment generation programs, Massive awareness program and availability of savings instruments in the rural areas may make a vigorous savings environment in Unakoti District of Tripura.


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