scholarly journals ANALISIS RISIKO LIKUIDITAS PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK

2021 ◽  
Author(s):  
Putri Yanti ◽  
Yosep Eka Putra
Keyword(s):  
Risk Analysis ◽  
Quantitative Method ◽  
Good Condition ◽  
Liquidity Risk ◽  
Secondary Data ◽  
Average Value ◽  
Average Ratio

The purpose this research is to discuss about liquidity risk analysis at “Bank Negara Indonesia” (Persero) Tbk. The writer uses quantitative method. The type of data used is secondary data, which is obtained from published reports of “Bank Negara Indonesia” (Persero) Tbk the period 2016 to 2020. The result of this study indicate that the Cash Ratio can be said to be healthy because it is in accordance with Bank Indonesia regulations with an average ratio of 4,05%. The Quick Ratio is in the healthy criteria because the average value is greater than 100%. Loan to Deposit Ratio is in good condition because its value is below 75%. This means that the bank is able to fulfill its obligations immediately with its liquid assets and is able to provide depositors requests when withdrawing funds so that the bank’s liquidity risk is in a healty condition and well maintained.

scholarly journals ANALISIS RASIO LIKUIDITAS DAN RASIO PROFITABILITAS PADA PERUSAHAAN DAERAH AIR MINUM KABUPATEN OGAN KOMERING ULU

2020 ◽  
Vol 5 (1) ◽  
pp. 56
Author(s):  
Yuniarti Anwar ◽  
Yopi Yunsepa ◽  
Rafiza Meliyani
Keyword(s):  
Water Supply ◽  
Good Condition ◽  
Secondary Data ◽  
Primary Data ◽  
Return On Equity ◽  
Average Value ◽  
Industry Standards ◽  
Water Supply Company ◽  
Profitability Ratios ◽  
Regional Water

<em>Analysis of Liquidity Ratios and Profitability Ratios in Ogan Komering Ulu District Water Supply Company. The formulation of the problem in this study is how liquidity ratios and profitability ratios in Ogan Komering Ulu Regional Water Supply Company? The purpose of this study was to determine the liquidity ratios and profitability ratios in the Regional Water Supply Company of Ogan Komering Ulu Regency.</em><em></em><p><em>Data analysis techniques used in research using qualitative and quantitative analysis with descriptive methods. The type of data used are primary data and secondary data. From the results of the analysis of the calculation of the level of liquidity of the Regional Water Supply Company of Ogan Komering Ulu Regency during 2014-2017, the average value of the quick ratio was 903.5%, current ratio 1,008.75% and cash ratio of 58.75%. This shows that the company is in good condition because it has exceeded industry standards where the company is able to fulfill its short-term obligations. And the level of profitability over the past four years, namely 2014-2017, is not in a good condition because the calculation of net profit margin, return on investment, and return on equity has a negative value, this is because the company always loses and has not been able to manage the source of funds owned efficient and effective.</em></p><p><em><br /></em></p><p><strong><em>Keywords</em></strong><strong><em>:</em></strong><strong><em> </em></strong><em>Analysis of financial ratios, liquidity, profitability</em></p>

scholarly journals Efektivitas dan Efisiensi Pemungutan Serta Kontribusi Pajak Mineral Bukan Logam dan Batuan Terhadap Pajak Daerah Kabupaten Musi Banyuasin

2021 ◽  
Vol 4 (1) ◽  
pp. 74
Author(s):  
Farida Aryani ◽  
Deswati Supra
Keyword(s):  
Qualitative Methods ◽  
Secondary Data ◽  
Tax Revenue ◽  
Tax Collection ◽  
Average Value ◽  
Local Taxes ◽  
Average Ratio ◽  
Effectiveness And Efficiency ◽  
Quantitative And Qualitative Methods

This study discusses the analysis of the effectiveness and efficiency of tax collection and the contribution of nonmetallic minerals and rocks to local taxes. Determination of local tax revenue targets does not match the actual potential and the achievement of nonmetallic mineral and rock tax revenue targets have not been effective so that it will have an impact on the contribution of tax revenues on nonmetallic minerals and rocks. The methods used in this research are quantitative and qualitative methods. The data used are primary and secondary data. The results of this study explain that the level of effectiveness of tax collection of nonmetallic minerals and rocks to the local tax of Musi Banyuasin Regency from 2015 to 2019 is in the category of very effective with an average ratio of 115.82%. The ratio of nonmetallic mineral and rock tax efficiency to the local tax of Musi Banyuasin Regency from 2015 to 2019 is in the criteria of very efficient with an average ratio of 18.17%. The contribution of nonmetallic mineral and rock taxes to regional tax revenue is still lacking, where in 2015 to 2019 the tax on nonmetallic minerals and rocks has an average value of 1.53%.

scholarly journals Tingkat Kesehatan Bank Berdasarkan Analisis RGEC Pada Bank BNI 46

2018 ◽  
Vol 2 (2) ◽  
pp. 194
Author(s):  
Pupu Sopini
Keyword(s):  
Corporate Governance ◽  
Descriptive Analysis ◽  
Good Condition ◽  
Secondary Data ◽  
Capital Adequacy ◽  
Return On Equity ◽  
Average Value ◽  
Good Corporate Governance ◽  
Net Interest Margin ◽  
The Government

This research aims to know the level of health of Bank BNI 46 using RGEC (Risk Profile, Good Corporate Governance, Earning, Capital). Assessment of the health of the bank rate is used to determine whether the bank is in a very healthy condition, healthy, reasonably healthy, less healthy, or unhealthy. A healthy bank is a bank that is able to keep and maintain the trust of the community, can perform the function of intermediary, can help smooth the payment traffic and can be used by the Government in implementing the various policies relating to, especially monetary policy. This type of research uses descriptive analysis methods with quantitative approach that aims to describe systematically and factual about the facts as well as the relationships between variables are investigated by means of collecting data, processing menginterprestasikan, analyze, and secondary data from the financial statements of Bank BNI 46. The results showed that the Risk profiles of the components of the Non Performing Loan (NPL) average value below 2% which means that bank BNI 46 are at a very healthy state, means the bank can control the risk of going bad credit happens. As for the components of the Loan to Deposit Ratio (LDR) bank BNI 46 from 2012-2016 experience fluctuating growth declines and are in the position well enough. This suggests that the ability of the lower liquidity of bank BNI 46. The results of the rating component of Good Corporate Governance (GCG) is at rank 2 which means in a State of healthy, so the bank has good corporate governance. Assessment of Earnings/earning ratios seen from the value of the Return on Equity (ROE) above 15% very good circumstances, it means that the bank maintains consistent gains its profits. NET Interest Margin (NIM)) bank BNI 46 in 2007-2016 have a rating above 3% NIM means the bank is in very good condition.  Value-based capital components Capital Adequacy Ratio (CAR) have a rating above 11% which means it is in very good condition. This means bank BNI 46 have capital adequacy to fulfill obligations that are owned, both in its business activities as well as funding to cover the risk in the future.

scholarly journals Analysis of Financial Performance Development Based on EVA Approach and Profitability Ratio at Barokah Village Unit Cooperative in Karya Mukti Village, Subdistrict Maro Sebo Ilir

2018 ◽  
Vol 18 (2) ◽  
pp. 424
Author(s):  
Muryati Muryati ◽  
Ahkmadi Ahkmadi
Keyword(s):  
Financial Performance ◽  
Quantitative Method ◽  
Secondary Data ◽  
Ratio Analysis ◽  
Average Value ◽  
Financial Position ◽  
Performance Development

The development of financial position had a very important meaning for the company. The important factor to see development of the company was the financial element, because that can evaluate the capability of the company is correct or not. The purpose of this research was to know the development of the financial performance based on EVA approach and profitability ratio at Barokah Village Unit Cooperative in Karya Mukti Village, subdistrict Maro Sebo Ilir. The problem’s formulation from this research was how is the development of the financial performance based on EVA approach and profitability ratio at Barokah Village Unit Cooperative in Karya Mukti Village, subdistrict Maro Sebo Ilir. The type of data used in this research was primary and secondary data from Barokah Village Unit Cooperative in Karya Mukti Village, subdistrict Maro Sebo Ilir. The method of this research was descriptive quantitative method and using EVA and profitability ratio analysis. The result of the research based on EVA approach and profitability ratio was financial performance at Barokah Village Unit Cooperative based on NOPAT/SHU Income, Invested Capital, WACC, Capital Charges and EVA was good. Financial performance based on ROI was not too good and based on ROE was good. Financial performance based on EVA approach have a good average value, but must be kept in order to get a better value. Financial performance based on profitability ratio especially ROI was not good, so it must be improved in order to get a good value.

scholarly journals Risk Analysis and Calculation of Insurance Premiums on Coffee Export Activities in North Sumatera Province

2020 ◽  
Vol 3 (2) ◽  
pp. 65-76
Author(s):  
Sri Fajar Ayu ◽  
Rainal Sunny ◽  
Rahmanta
Keyword(s):  
Risk Management ◽  
Risk Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Insurance Premiums ◽  
Average Value ◽  
The North ◽  
Black Scholes ◽  
Total Coverage ◽  
Regional Board

Coffee export activities in North Sumatera can be carried out using a variety of transaction systems. However, any transaction system has risks that may occur at any time. Risk management must be applied in coffee export activities. One common method used to manage risk is to use insurance services. This study aims to identify the type of transaction system that used by coffee exporters in North Sumatera Province, then analyze the risks that can occur in coffee export activities in this province and analyze the amount of insurance premiums on coffee export activities there. The location of the study was intentionally determined, namely in the North Sumatera Province. The research sample was 30 active exporters registered with the Indonesian Coffee Exporters Association of the North Sumatera Regional Board, determined by census. Primary data collected using a questionnaire and secondary data obtained from documentation. Transaction system identified using descriptive methods, while risk analysis is by calculating the risk score value. As for calculating the amount of insurance premiums carried out using Black-Scholes. The results found that there were three transaction systems that were used by research respondents in exporting coffee, namely letters of credit, advance payments and open accounts. Open Account is used by all respondents. While the export risk which is a priority risk in this research is at the risk of production. The average value of insurance premiums obtained using the Black-Scholes method is 7.82 percent of the total coverage.

ANALISA KESEHATAN KEUANGAN PERUSAHAAN UNTUK MEMPREDIKSI KEBANGKRUTAN PERUSAHAAN DENGAN MENGGUNAKAN METODE ALTMAN (STUDI KASUS PADA PERUSAHAAN MANUFAKTUR SEKTOR KOMPONEN OTOMOTIF YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2011 – 2015)

2019 ◽  
Vol 13 (2) ◽  
pp. 55
Author(s):  
Indar Khaerunnisa ◽  
Edy Cahyadi
Keyword(s):  
Motor Vehicle ◽  
Stock Exchange ◽  
Secondary Data ◽  
Z Score ◽  
Financial Ratio ◽  
Average Value ◽  
Automotive Components ◽  
Grey Area ◽  
Financial Ratio Analysis ◽  
Year 2013

The Indonesian government has set the motor vehicle industry as one of the priority industries of the national interest, economic growth, and increased productivity. In order for the survival of a company is maintained, then the management should be able to maintain or even more spur increased performance. Various analyzes were developed to predict the beginning of the bankruptcy of the company. One analysis is widely used today is the analysis of Altman Z-Score, which this analysis refers to the financial ratios of the company. The purpose of this study was to analyze the bankruptcy of the automotive components companies that go public in Indonesia Stock Exchange year period 2011–2015. This study used a sample of four companies from the automotive components sector. Source of data is done by using secondary data. The data is processed by the method of the Z-score formula Z = 1,2X1 + 1,4X2 + 3,3X3 + 0,6X4 + 0,999X5. With the description of Z < 1,8 the company categorized into unhealthy/will be bankrupt, the value Z 1,8 < 2,99 the company is considered to be in the uncertain/grey area and the value of Z > 2,99 then the company is in a very healthy. In general, the results of these studies indicate that the four automtive components companies namely PT Astra Otoparts year 2011 value of Z = 14,67 year 2012 value of Z = 10,88 year 2013 value of Z = 13,90 year 2014 value of Z = 10,54 year 2015 value of Z = 4,94, PT Gajah Tunggal year 2011 value of Z = 5,72 year 2012 value of Z = 4,75 year 2013 value of Z = 3,10 year 2014 value of Z = 2,79 year 2015 value of Z = 1,58 and the average value of 2011-2015 periode Z = 3,59, PT Goodyear Indonesia year 2011 value of Z = 2,07 year 2012 value of Z = 2,44 year 2013 value of Z = 2,57 year 2014 value of Z = 2,02 year 2015 value of Z = 2,76, PT Indomobil Sukses Internasional year 2011 value of Z = 6,19 year 2012 value of Z = 3,99 year 2013 value of Z = 3,17 year 2014 value of Z = 2,59 year 2015 value of Z = 1,74. The average value 2011-2015 period showed 3 companies are in very healthy state and 1 company is in the uncertain/grey area. Keywords: Financial Ratio Analysis, Analysis of bankruptcy, Altman Z-Score Analysis, Automotive Components Company, Go Public.

PROFITABILITY ANALYSIS OF TERUBUK FARMING (SACCHARUM EDULE HASSKARL) IN SUBDISTRICT TOSA DISTRICT OF EAST TIDORE OF TIDORE ISLAND

2018 ◽  
Author(s):  
Suwandi S. Sangadji
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Quantitative Method ◽  
Secondary Data ◽  
Primary Data ◽  
Profitability Analysis ◽  
Sample Method ◽  
Document Review ◽  
Revenue Production

The purpose of this researchment is to ascertain how wide the farming of species Saccharun Edule Hasskarl (terubuk) in sub district Tosa, district of East Tidore of Tidore Island through the indicator of the value revenue, production and selling prices so that the farmers will achieve The Break Event Point (BEP). The research method was used a quantitative method with the number of samples of 30 people. The determination of the sample method is using the census method or involving all members of the population into a sample of researchment. The secondary data collection was done by using library literature in the form of document review and relevant references to research object while primary data collection was done by using questionnaire. The data is using equation R /C Ratio, BEP Revenue, BEP Price, and BEP Production. Therefore from the results of the researchment it can be explained that the two of the thirty farmers come through the break event point, while the other twenty-eight farmers declared having a business that worth to be develop or experiencing profit, because the R/C ratio is above 1.0 with average profit reach Rp. 989.000, - per production / farmer.

RASIO LIKUIDITAS, RENTABILITAS DAN SOLVABILITAS SEBAGAI ALAT UKUR KINERJA KEUANGAN PT. BANK NEGARA INDONESIA PESERO) Tbk

2015 ◽  
Vol 3 (1) ◽  
Author(s):  
Widodo Widodo
Keyword(s):  
Good Condition ◽  
Capital Adequacy ◽  
Average Value ◽  
Capital Adequacy Ratio ◽  
Solvency Ratio ◽  
Year 2013

Solvency Ratio in this case measured with storey;level of Capital Adequacy Ratio ( CAR), during range of time five year of Bank of BNI have average value of equal to 20,72% be at good condition, and every year reside in the above rule of Indonesia Bank that is 8 - 9,9%. Analysis of ratio Likuiditas, Rentability And Solvabiltas which have been studied, appreciable hence that storey;level of health of Bank of BNI during period of year 2009 up to year 2013 categorized as bank of Performance.

scholarly journals EVALUASI PENYEDIAAN SARANA DAN PRASARANA DI PERUMAHAN PURI DINAR MAS SEMARANG

2016 ◽  
Vol 4 (1) ◽  
pp. 58
Author(s):  
Tiasa Adimagistra ◽  
Bitta Pigawati
Keyword(s):  
Quantitative Method ◽  
Environmental Planning ◽  
Good Condition ◽  
Urban Housing ◽  
User Perception ◽  
Community Needs ◽  
The Government ◽  
Quantitative Descriptive ◽  
The City ◽  
Descriptive Method

Community needs for settlement area, especially in the city of Semarang increase rapidly, so the government in 2005 make a program called 100,000 RSS (Simple Healthy House) to meet those needs. RSS is a settlement with facilities and infrastructure that are inadequate. The construction of facilities and infrastructure of the settlement should refer to the SNI 03-1733-2004 on Procedures for Environmental Planning in Urban Housing. The research objective is to evaluate the facilities and infrastructure based on ISO and user perception in Puri Dinar Mas Semarang. The method which used to analyze are the quantitative descriptive and comparative methods. The descriptive quantitative method is used to identify the availability and existing condition with the user's perception of the infrastructure Puri Dinar Mas, while the comparative descriptive method is used to compare the existing condition with SNI and comparing the user's perception of the condition of housing infrastructure based on the observation. There is a 61% infrastructure is available based on SNI and 70% in good condition. Based on the results of the comparison with SNI only 32% meet the standard. The results of the perception of users 80% are stated that the condition of facilities and infrastructure that exist in this housing is good, meanwhile the comparison of existing condition with the perception of users found that 84% is good, 8% is bad, and the remaining 8% is moderate.

scholarly journals KONDISI LINGKUNGAN, PERILAKU HIDUP SEHAT, DAN STATUS KESEHATAN BALITA DI INDONESIA

Populasi ◽  
2016 ◽  
Vol 22 (1) ◽  
pp. 76-86
Author(s):  
Sumini Sumini ◽  
Jevri Ardiansyah
Keyword(s):  
Data Analysis ◽  
Health Status ◽  
Health Survey ◽  
Good Condition ◽  
Secondary Data ◽  
Demographic And Health Survey ◽  
Questionnaire Data ◽  
Binary Regression ◽  
Healthy Life ◽  
House Condition

This research aims to study the enviromental condition, healthy life behaviour of mothers and health status of children in Indonesia. This research uses secondary data analysis from Indonesia Demographic and Health Survey 2007. Three main indicators in here are the house condition which sourced from household quesionnaire, healthy life behaviour of mothers and health status of children which sourced from ever married women’s questionnaire. Data was processes and analyzed with desriptive statistic, inference and binary regression. One of the result is that some houses were in good condition although some still did not have latrine facility. Mothers also had performed a healthy life behaviour, such as washing hands before preparing food and did not smoke.Tujuan penelitian ini adalah mengkaji kondisi lingkungan tempat tinggal, perilaku hidup sehat ibu, dan status kesehatan balita di Indonesia. Penelitian ini menggunakan analisis data sekunder dari Survei Demografi dan Kesehatan Indonesia 2007. Tiga indikator utama yang digunakan adalah kondisi tempat tinggal yang diambil dari daftar pertanyaan rumah tangga, perilaku hidup sehat ibu dan status kesehatan balita yang diambil dari daftar pertanyaan perempuan pernah kawin. Data diolah dan dianalisis dengan statistik deskriptif, inferensi, dan regresi binari. Salah satu hasil penelitian ini adalah kondisi tempat tinggal cukup baik walaupun ada yang belum memiliki jamban. Ibu pun terbiasa berperilaku sehat, seperti terbiasa mencuci tangan sebelum mengelola makanan dan tidak merokok.

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